Morgan Stanley Business Finance Contracts & Agreements

Employee Stock Purchase Plan as amended and restated as of (Filed With SEC on February 24, 2023)

Eleventh Supplemental Senior Indenture dated as of March 24, 2021 between Morgan Stanley and The Bank of New York Mellon, as trustee (supplemental to Senior Indenture dated... (Filed With SEC on February 24, 2022)

Form of Deposit Agreement among Morgan Stanley, The Bank of New York Mellon and the holders from time to time of the depositary receipts representing interests in the Morgan... (Filed With SEC on October 2, 2020)

Form of Certificate representing the Morgan Stanley Series N Preferred Stock (Filed With SEC on October 2, 2020)

Form of Certificate representing the Morgan Stanley Series M Preferred Stock (Filed With SEC on October 2, 2020)

Amended and Restated Trust Agreement dated as of January 1, 2018 by and between Morgan Stanley and State Street Bank and Trust Company (Filed With SEC on May 4, 2018)

Form of Award Certificate for Discretionary Retention Awards of Stock Units (Filed With SEC on February 27, 2018)

RE: Change ofEmployment Status And Release Agreement (Filed With SEC on February 27, 2017)

[FORMOF FACE OF NOTE] EURO SENIOR REGISTERED FLOATING RATE RENEWABLE NOTE (Filed With SEC on January 11, 2017)

[FORMOF FACE OF NOTE] EURO FLOATING RATE SENIOR REGISTERED NOTE (Filed With SEC on January 11, 2017)

[FORM OF FACE OF NOTE] EURO FIXED RATE SENIORREGISTERED NOTE (Filed With SEC on January 11, 2017)

[FORM OF FACE OF NOTE] FLOATING/FIXED RATE SENIOR NOTE (Filed With SEC on January 11, 2017)

[FORM OF FACE OF NOTE] FIXED RATE AMORTIZING SENIOR NOTE (Filed With SEC on January 11, 2017)

[FORMOF FACE OF NOTE] SENIOR VARIABLE RATE RENEWABLE NOTE (Filed With SEC on January 11, 2017)

[FORMOF FACE OF NOTE] FIXED RATE SENIOR NOTE (Filed With SEC on January 11, 2017)

[FORMOF FACE OF NOTE] FLOATING RATE SENIOR NOTE (Filed With SEC on January 11, 2017)

TENTHSUPPLEMENTAL SENIOR INDENTURE BETWEEN MORGANSTANLEY AND THEBANK OF NEW YORK MELLON assuccessor to JPMorgan Chase Bank, N.A. (formerly known as JPMorgan Chase Bank), Trustee... (Filed With SEC on January 11, 2017)

MORGANSTANLEY Global Medium-TermNotes, Series G and Series H Global Units, Series G and Series H Global Medium-Term Notes, Series J and Series K EURO DISTRIBUTIONAGREEMENT (Filed With SEC on January 11, 2017)

MORGANSTANLEY Global Medium Term Notes, Series F Global Units, Series F GlobalWarrants, Series F GlobalMedium Term Notes, Series I MORGANSTANLEY FINANCE LLC GlobalMedium Term... (Filed With SEC on January 11, 2017)

RE: Change ofEmployment Status And Release Agreement (Filed With SEC on February 23, 2016)

MORGAN STANLEY, THE BANK OF NEW YORK MELLON AND THE HOLDERS FROM TIME TO TIME OF THE DEPOSITARY RECEIPTS DESCRIBED HEREIN DEPOSIT AGREEMENT Dated as of March, 2015 TABLE OF... (Filed With SEC on March 19, 2015)

FIXED-TO-FLOATING RATE NON-CUMULATIVE PREFERRED STOCK, SERIES J ($25,000 LIQUIDATION PREFERENCE) (Filed With SEC on March 19, 2015)

NINTH SUPPLEMENTAL SENIOR INDENTURE BETWEEN MORGAN STANLEY AND THE BANK OF NEW YORK MELLON as successor to JPMorgan Chase Bank, N.A. (formerly known as JPMorgan Chase Bank),... (Filed With SEC on May 6, 2014)

MORGAN STANLEY, THE BANK OF NEW YORK MELLON AND THE HOLDERS FROM TIME TO TIME OF THE DEPOSITARY RECEIPTS DESCRIBED HEREIN DEPOSIT AGREEMENT Dated as of April, 2014 TABLE OF... (Filed With SEC on April 29, 2014)

FIXED-TO-FLOATING RATE NON-CUMULATIVE PREFERRED STOCK, SERIES H ($25,000 LIQUIDATION PREFERENCE) (Filed With SEC on April 29, 2014)

MORGAN STANLEY EMPLOYEES EQUITY ACCUMULATION PLAN [YEAR] DISCRETIONARY RETENTION AWARDS AWARD CERTIFICATE FOR STOCK OPTIONS TABLE OF CONTENTS FORAWARD CERTIFICATE (Filed With SEC on May 7, 2013)

MORGAN STANLEY 2007 EQUITYINCENTIVE COMPENSATION PLAN [YEAR] DISCRETIONARY RETENTION AWARDS AWARD CERTIFICATE FOR STOCK UNITS TABLE OF CONTENTS FORAWARD CERTIFICATE (Filed With SEC on May 7, 2013)

RE: Change of Employment Status and Release Agreement (Filed With SEC on May 7, 2013)

EIGHTH SUPPLEMENTAL SENIOR INDENTURE BETWEEN MORGAN STANLEY AND THE BANK OFNEW YORK MELLON as successor to JPMorgan Chase Bank, N.A. (formerly known as JPMorgan Chase Bank),... (Filed With SEC on August 6, 2012)

MORGAN STANLEY 2007 EQUITYINCENTIVE COMPENSATION PLAN [YEAR] DISCRETIONARY RETENTION AWARDS AWARD CERTIFICATE FOR STOCK UNITS TABLE OF CONTENTS FORAWARD CERTIFICATE (Filed With SEC on May 7, 2012)

AMENDED AND RESTATED TRUST AGREEMENT by and between MORGAN STANLEY and STATE STREET BANK AND TRUST COMPANY As of October 18, 2011 AMENDED AND RESTATED TRUST AGREEMENT Table of... (Filed With SEC on February 27, 2012)

SEVENTH SUPPLEMENTAL SENIOR INDENTURE BETWEEN MORGAN STANLEY AND THE BANK OFNEW YORK MELLON as successor to JPMorgan Chase Bank, N.A. (formerly known as JPMorgan Chase Bank),... (Filed With SEC on February 27, 2012)

SIXTH SUPPLEMENTAL SENIOR INDENTURE BETWEEN MORGAN STANLEY AND THE BANK OFNEW YORK MELLON as successor to JPMorgan Chase Bank, N.A. (formerly known as JPMorgan Chase Bank),... (Filed With SEC on November 7, 2011)

INTEGRATION AND INVESTMENT AGREEMENT dated as of March 30, 2010 by and between MITSUBISHI UFJ FINANCIAL GROUP, INC. and MORGAN STANLEY TABLE OF CONTENTS (Filed With SEC on August 8, 2011)

MORGAN STANLEY EMPLOYEES EQUITY ACCUMULATION PLAN [YEAR] SPECIAL DISCRETIONARY RETENTION AWARDS AWARD CERTIFICATE FOR STOCK OPTIONS Table of Contents for Award Certificate (Filed With SEC on May 9, 2011)

MORGAN STANLEY 2007 EQUITYINCENTIVE COMPENSATION PLAN [YEAR] DISCRETIONARY RETENTION AWARDS AWARD CERTIFICATE FOR STOCK UNITS TABLE OF CONTENTS FORAWARD CERTIFICATE (Filed With SEC on May 9, 2011)

DISCRETIONARY NEW HIRE AWARD TERM SHEET (Filed With SEC on May 7, 2010)

Dated November 5, 2009 Morgan Stanley InternationalIncorporated and Hill Samuel ESOP Trustees Limited SUPPLEMENTARY DEED OF PARTICIPATION FOR THE MORGANSTANLEY UK SHARE OWNERSHIP... (Filed With SEC on February 26, 2010)

AMENDED AND RESTATED TRUST AGREEMENT by and between (Filed With SEC on August 7, 2009)

WAIVER (Filed With SEC on January 29, 2009)