Form of Change in Control Agreement Termination Letter Agreement, dated November 1, 2022, between United Community Banks, Inc. and each of H. Lynn Harton, Jefferson L. Harralson, Richard W. Bradshaw, Robert A. Edwards, Melinda Davis Lux, Mark A. Terry and Holly N. Berry

United Community Banks, Inc. (the “Company”) is undergoing a review of its executive compensation arrangements. In connection therewith, the Company desires to terminate the United Community Banks, Inc. Change in Control Severance Agreement, dated [•]2 (the “CIC Agreement”) by and between you and the Company. Accordingly, pursuant to Section 1 of the CIC Agreement, you and the Company agree that the CIC Agreement shall be terminated effective as of November 1, 2022. You acknowledge and further agree that the termination of the CIC Agreement does not constitute a termination of your employment or serve as the basis for a claim for termination by you for “good reason” (or any similar term) under any employment or compensation arrangement with the Company, including the CIC Agreement, any equity award (including any restricted stock unit award, performance-based restricted stock award or stock option award) or any other employment or compensation arrangement.

Please read this letter agreement carefully. If you are in agreement with the terms of this letter agreement, please then sign and return this letter agreement to [•].