United Community Banks, Inc. Contracts & Agreements

Form of Performance-Based Restricted Stock Unit Award for Key Employees (for awards granted after 2022) (Filed With SEC on February 23, 2024)

Form of Time-Based Restricted Stock Unit Award for Key Employees (for awards granted after 2022) (Filed With SEC on February 23, 2024)

United Community Banks, Inc. Executive Annual Incentive Plan (Filed With SEC on October 31, 2023)

Form of Performance-Based Restricted Stock Unit Award for Key Employees (for awards granted after 2022) (Filed With SEC on February 24, 2023)

Form of Time-Based Restricted Stock Unit Award for Key Employees (for awards granted after 2022) (Filed With SEC on February 24, 2023)

Agreement and Plan of Merger, dated as of February 13, 2023, by and among United Community Banks, Inc., First Miami Bancorp, Inc. and Zamboni Merger Sub, Inc (Filed With SEC on February 15, 2023)

Change in Control Continuity Agreement between H. Lynn Harton and United Community Banks, Inc., dated February 14, 2023 (Filed With SEC on February 14, 2023)

Form of Change in Control Continuity Agreement for Jefferson L. Harralson, Richard W. Bradshaw, Robert A. Edwards and Melinda Davis Lux, dated February 14, 2023 (Filed With SEC on February 14, 2023)

Employment Agreement between H. Lynn Harton and United Community Banks, Inc., dated February 14, 2023 (Filed With SEC on February 14, 2023)

Form of Change in Control Agreement Termination Letter Agreement, dated November 1, 2022, between United Community Banks, Inc. and each of H. Lynn Harton, Jefferson L. Harralson,... (Filed With SEC on November 4, 2022)

Form of Restricted Stock Unit Award Agreement for Non-Employee Directors (Filed With SEC on August 5, 2022)

Agreement and Plan of Merger, dated as of May 3, 2022, by and between United Community Banks, Inc. and Progress Financial Corporation (Filed With SEC on May 4, 2022)

Amendment No. 6 dated as of June 27, 2021 to Credit Agreement, dated as of January 7, 2014, between United Community Banks, Inc. and Synovus Bank (Filed With SEC on February 25, 2022)

Agreement and Plan of Merger, dated as of July 14, 2021, by and between United Community Banks, Inc. and Reliant Bancorp, Inc (Filed With SEC on July 15, 2021)

Description of Registrants Depositary Shares and underlying Series I Preferred Stock (Filed With SEC on February 25, 2021)

Form of Restricted Stock Unit Award Agreement for Directors (Filed With SEC on February 25, 2021)

Form of Restricted Stock Unit Award (Filed With SEC on February 25, 2021)

Form of Restricted Stock Unit Award for Key Employees (Filed With SEC on February 25, 2021)

Form of Performance Restricted Stock Unit Award for Key Employees (Filed With SEC on February 25, 2021)

Underwriting Agreement, dated June 12, 2020 (Filed With SEC on June 17, 2020)

Indenture, dated as of June 17, 2020, by and between United Community Banks, Inc. and U.S. Bank National Association, as trustee (Filed With SEC on June 17, 2020)

First Supplemental Indenture, dated as of June 17, 2020, by and between United Community Banks, Inc. and U.S. Bank National Association, as trustee (Filed With SEC on June 17, 2020)

Articles of Amendment of the Company with respect to Series I Non-Cumulative Preferred Stock as filed June 5, 2020 (Filed With SEC on June 10, 2020)

Deposit Agreement, dated as of June 10, 2020, between the Company and Continental Stock Transfer & Trust Company, as depositary (Filed With SEC on June 10, 2020)

Underwriting Agreement, dated June 3, 2020, between the Company and Keefe, Bruyette & Woods, Inc., as representative of the underwriters listed in Schedule A thereto (Filed With SEC on June 8, 2020)

Agreement and Plan of Merger, dated as of March 9, 2020, by and between United Community Banks, Inc. and Three Shores Bancorporation, Inc (Filed With SEC on March 10, 2020)

Description of Registrants Common Stock, $1.00 par value (Filed With SEC on February 27, 2020)

Amendment No. 5 to United Community Banks, Inc.s Amended and Restated 2000 Key Employee Stock Option Plan dated August 2, 2017 (Filed With SEC on February 27, 2020)

Change of Control Severance Agreement dated March 31, 2015 by and between United Community Banks, Inc. and H. Lynn Harton (Filed With SEC on February 27, 2020)

Change in Control Severance Agreement dated April 17, 2017 by and between United Community Banks, Inc. and Jefferson L. Harralson (Filed With SEC on February 27, 2020)

United Community Banks, Inc.s Modified Retirement Plan (as amended and restated effective as of January 1, 2016) (Filed With SEC on February 27, 2020)

First Amendment dated as of April 1, 2018 to United Community Banks, Inc.s Modified Retirement Plan (as amended and restated effective as of January 1, 2016) (Filed With SEC on February 27, 2020)

United Community Banks, Inc.s Amended and Restated Deferred Compensation Plan, effective as of January 1, 2017 (Filed With SEC on February 27, 2020)

Amendment No. 1 to United Community Banks, Inc.s Amended and Restated Deferred Compensation Plan, effective as of April 1, 2018 (Filed With SEC on February 27, 2020)

Amendment No. 2 to United Community Banks, Inc.s Amended and Restated Deferred Compensation Plan, effective as of January 1, 2019 (Filed With SEC on February 27, 2020)

United Community Banks, Inc. Employee Stock Purchase Plan, (as amended and restated effective as of January 1, 2015) (Filed With SEC on February 27, 2020)

Form of Restricted Stock Unit Award Agreement for Directors (Filed With SEC on February 27, 2020)

Form of Restricted Stock Unit Award Agreement (Filed With SEC on February 27, 2020)

Form of Restricted Stock Unit Award for Key Employees (Filed With SEC on February 27, 2020)

Form of Performance Restricted Stock Unit Award for Key Employees (Filed With SEC on February 27, 2020)

Amendment No. 4 dated as of August 7, 2018 to Credit Agreement, dated as of January 7, 2014, between United Community Banks, Inc. and Synovus Bank (Filed With SEC on February 27, 2020)

Amendment No. 5 dated as of February 18, 2020 to Credit Agreement, dated as of January 7, 2014, between United Community Banks, Inc. and Synovus Bank (Filed With SEC on February 27, 2020)

Executive Transition Agreement, dated May 10, 2018, by and between United Community Banks, Inc. and Jimmy C. Tallent (Filed With SEC on August 6, 2018)

Indenture, dated as of January 18, 2018, by and between the Company and The Bank of New York Mellon, N.A., as trustee (Filed With SEC on January 23, 2018)

First Supplemental Indenture, dated as of January 18, 2018, by and between the Company and The Bank of New York Mellon, N.A., as trustee (Filed With SEC on January 23, 2018)

Underwriting Agreement, dated January 10, 2018, by and among the Company and Morgan Stanley & Co. LLC acting severally on behalf of themselves and the several underwriters named... (Filed With SEC on January 16, 2018)

Agreement and Plan of Merger, dated January 8, 2018, by and among United Community Banks, Inc., United Community Bank, Symph Acquisition Corp., NLFC Holdings Corp. and Shareholder... (Filed With SEC on January 9, 2018)

Support Agreement, dated June 26, 2017, by and between Kenneth R. Lehman and United (Filed With SEC on August 31, 2017)

CREDIT AGREEMENT (Filed With SEC on August 4, 2017)

AGREEMENT AND PLAN OF MERGER by and between FOUR OAKS FINCORP, INC. and UNITED COMMUNITY BANKS, INC. June 26, 2017 (Filed With SEC on June 27, 2017)

UNITED COMMUNITY BANKS, INC. FORM OF CHANGE IN CONTROL SEVERANCE AGREEMENT (Filed With SEC on May 5, 2017)

AGREEMENT AND PLAN OF MERGER by and between HCSB FINANCIAL CORPORATION and UNITED COMMUNITY BANKS, INC. April 19, 2017 (Filed With SEC on April 21, 2017)

UNITED COMMUNITY BANKS, INC. AMENDED AND RESTATED 2000 KEY EMPLOYEE STOCK OPTION PLAN RESTRICTED STOCK UNIT AWARD AGREEMENT (Non-Employee Director) (Filed With SEC on February 27, 2017)

UNITED COMMUNITY BANKS, INC. AMENDED AND RESTATED 2000 KEY EMPLOYEE STOCK OPTION PLAN RESTRICTED STOCK UNIT AWARD AGREEMENT (Filed With SEC on February 27, 2017)

UNITED COMMUNITY BANKS, INC. AMENDED AND RESTATED 2000 KEY EMPLOYEE STOCK OPTION PLAN RESTRICTED STOCK UNIT AWARD AGREEMENT (Key Employee) (Filed With SEC on February 27, 2017)

AMENDMENT TO THE AGREEMENT AND PLAN OF MERGER (Filed With SEC on August 8, 2016)

AMENDMENT NO. 4 TO THE UNITED COMMUNITY BANKS, INC. 2000 KEY EMPLOYEE STOCK OPTION PLAN (As Amended and Restated Effective as ofMarch 15, 2007) (Filed With SEC on June 23, 2016)

7,300,047 shares UNITED COMMUNITY BANKS, INC. Common Stock, $1.00 par value per share UNDERWRITING AGREEMENT (Filed With SEC on May 3, 2016)

AGREEMENT AND PLAN OF MERGER by and between TIDELANDS BANCSHARES, INC. and UNITED COMMUNITY BANKS, INC. April 4, 2016 (Filed With SEC on April 4, 2016)

3,000,000 shares UNITED COMMUNITY BANKS, INC. Common Stock, $1.00 par value per share UNDERWRITING AGREEMENT (Filed With SEC on November 24, 2015)

UNITED COMMUNITY BANKS, INC. INDENTURE DATED AS OF AUGUST 14, 2015 THE BANK OF NEW YORK MELLON TRUST COMPANY,N.A., TRUSTEE (Filed With SEC on August 14, 2015)

FIRST SUPPLEMENTALINDENTURE (Filed With SEC on August 14, 2015)

SECOND SUPPLEMENTAL INDENTURE (Filed With SEC on August 14, 2015)

United communitybanks, inc. $50,000,000 5.00% Senior Fixed to FloatingRate Notes due February 14, 2022 $35,000,000 5.50% Senior Fixed to FloatingRate Notes due February 14, 2027... (Filed With SEC on August 3, 2015)

FIRSTAMENDMENT TO CREDIT AGREEMENT (Filed With SEC on July 6, 2015)

AGREEMENT AND PLAN OF MERGER By and Between PALMETTO BANCSHARES, INC. and UNITED COMMUNITY BANKS, INC. April 22, 2015 (Filed With SEC on April 22, 2015)

UNITED COMMUNITY BANKS, INC. AMENDED AND RESTATED 2000 KEY EMPLOYEE STOCK OPTION PLAN STOCK OPTION AWARD AGREEMENT (Incentive Stock Option Key Employee) (Filed With SEC on February 27, 2015)

UNITED COMMUNITY BANKS, INC. AMENDED AND RESTATED 2000 KEY EMPLOYEE STOCK OPTION PLAN STOCK OPTION AWARD AGREEMENT (Nonqualified Stock Option Key Employee) (Filed With SEC on February 27, 2015)

UNITED COMMUNITY BANKS, INC. AMENDED AND RESTATED 2000 KEY EMPLOYEE STOCK OPTION PLAN RESTRICTED STOCK UNIT AWARD AGREEMENT (Key Employee) (Filed With SEC on February 27, 2015)

AGREEMENT AND PLAN OF MERGER (Filed With SEC on January 28, 2015)

CONSULTING AGREEMENT (Filed With SEC on January 28, 2015)

UNITED COMMUNITY BANKS, INC. AMENDED AND RESTATED 2000 KEY EMPLOYEE STOCK OPTION PLAN STOCK OPTION AWARD AGREEMENT (Incentive Stock Option) (Filed With SEC on May 9, 2014)

UNITED COMMUNITY BANKS, INC. (Filed With SEC on May 9, 2014)

UP TO 640,000 SHARES UNITED COMMUNITY BANKS, INC. COMMON STOCK PAR VALUE $1.00 PER SHARE SALES AGENCY AGREEMENT (Filed With SEC on March 25, 2014)

CREDIT AGREEMENT (Filed With SEC on February 28, 2014)

UNITED COMMUNITY BANKS, INC. INDENTURE (Filed With SEC on August 15, 2013)

FIRST SUPPLEMENTAL INDENTURE (Filed With SEC on August 15, 2013)

Medium-Term NotesPreferred StockUNDERWRITING AGREEMENTby and amongUnited Community Banks, Inc.,andMacquarie Capital (USA) Inc.as Representative of the several UnderwritersAugust... (Filed With SEC on August 12, 2013)

UNITED COMMUNITY BANKS, INC., as Issuer INDENTURE Dated as of October 3, 2012 WILMINGTON TRUST, NATIONAL ASSOCIATION, as Trustee 9.0% SENIOR NOTES DUE 2017 (Filed With SEC on October 4, 2012)

EMPLOYMENT AGREEMENT (Filed With SEC on September 19, 2012)

EXHIBIT 10.1 (Filed With SEC on May 24, 2012)

SECOND AMENDMENT TO TAX BENEFITS PRESERVATION PLAN (Filed With SEC on June 21, 2011)

ASSET PURCHASE AND SALE AGREEMENT (Filed With SEC on May 4, 2011)

AMENDMENT TO TAX BENEFITS PRESERVATION PLAN (Filed With SEC on March 31, 2011)

INVESTMENT AGREEMENT (Filed With SEC on March 17, 2011)

FORM OF SUBSCRIPTION AGREEMENT (Filed With SEC on March 17, 2011)

SHARE EXCHANGE AGREEMENT (Filed With SEC on March 16, 2011)

UNITED COMMUNITY BANKS, INC. (Filed With SEC on February 24, 2011)

FORM OF WARRANT TO PURCHASE COMMON STOCK (Filed With SEC on February 24, 2011)

AMENDMENTTO SECURITIES PURCHASE AGREEMENT (Filed With SEC on June 14, 2010)

AMENDMENTTO WARRANTS TO PURCHASE SHARESOF COMMON STOCK OFUNITED COMMUNITY BANKS, INC (Filed With SEC on June 14, 2010)

ASSETPURCHASE AND SALE AGREEMENT (Filed With SEC on April 1, 2010)

SECURITIESPURCHASE AGREEMENT (Filed With SEC on April 1, 2010)

WARRANTSTO PURCHASE SHARESOF COMMON STOCK OFUNITED COMMUNITY BANKS, INC. (Filed With SEC on April 1, 2010)

CERTIFICATEOF DESIGNATION OF COMMONSTOCK EQUIVALENT JUNIOR PREFERRED STOCK OF UNITEDCOMMUNITY BANKS, INC. Pursuantto Section 14-2-602 ofthe GeorgiaBusiness Corporation Code (Filed With SEC on April 1, 2010)

FORMOF CERTIFICATEOF RIGHTS AND PREFERENCES (Filed With SEC on April 1, 2010)

38,700,000Shares (Filed With SEC on September 28, 2009)

UNITED COMMUNITY BANKS, INC. (Filed With SEC on August 7, 2009)

UNITEDCOMMUNITY BANKS, INC. (Filed With SEC on August 7, 2009)

UNITED COMMUNITY BANKS, INC. (Filed With SEC on August 7, 2009)

UNITEDCOMMUNITY BANKS, INC. AMENDEDAND RESTATED CHANGEIN CONTROL SEVERANCE AGREEMENT (Filed With SEC on February 27, 2009)

EMPLOYMENTAGREEMENT (Filed With SEC on February 27, 2009)

UNITEDCOMMUNITY BANKS (Filed With SEC on February 27, 2009)

WAIVER (Filed With SEC on February 27, 2009)

CERTIFICATE **[B-__]** FIXED RATE ***[Number of Shares]*** CUMULATIVE PERPETUAL PREFERRED STOCK, SERIES B PAR VALUE $1.00 SEE REVERSE FOR CERTAIN DEFINITIONS UNITEDCOMMUNITY... (Filed With SEC on December 5, 2008)

WARRANTTO PURCHASE COMMON STOCK (Filed With SEC on December 5, 2008)

UnitedStates Department of the Treasury 1500Pennsylvania Avenue, NW Washington,D.C. 20220 (Filed With SEC on December 5, 2008)

Execution Version (Filed With SEC on August 29, 2008)

UNITED COMMUNITY BANKS, INC. AMENDMENT TO AWARD AGREEMENTS (Filed With SEC on February 5, 2008)

UNITED COMMUNITY BANKS, INC. AMENDED AND RESTATED 2000 KEY EMPLOYEE STOCK OPTION PLAN STOCK OPTION AGREEMENT (Incentive Stock Option Executive Officer) Optionee: Number of Shares:... (Filed With SEC on May 1, 2007)

UNITED COMMUNITY BANKS, INC. AMENDED AND RESTATED 2000 KEY EMPLOYEE STOCK OPTION PLAN STOCK OPTION AGREEMENT (Nonqualified Stock Option Executive Officer) Optionee: Number of... (Filed With SEC on May 1, 2007)

UNITED COMMUNITY BANKS, INC. AMENDED AND RESTATED 2000 KEY EMPLOYEE STOCK OPTION PLAN RESTRICTED STOCK UNIT AWARD AGREEMENT (Executive Officer) Grantee: Number of RSUs: RSUs Date... (Filed With SEC on May 1, 2007)

UNITED COMMUNITY BANKS, INC. MANAGEMENT ANNUAL INCENTIVE PLAN Effective as of January 1, 2007 (Filed With SEC on May 1, 2007)

AMENDMENT NO. 1 TO THE AMENDED AND RESTATED UNITED COMMUNITY BANKS, INC. 2000 KEY EMPLOYEE STOCK OPTION PLAN (As Amended And Restated Effective As Of March 15, 2007) (Filed With SEC on April 13, 2007)

AGREEMENT AND PLAN OF REORGANIZATION (Filed With SEC on March 9, 2007)

AGREEMENT AND PLAN OF REORGANIZATION (Filed With SEC on October 6, 2006)

EX-10.1 AMENDMENT NO.2 TO KEY EMPLOYEE STOCK OPTION PLAN (Filed With SEC on August 4, 2006)

EX-10.9 CHANGE OF CONTROL SEVERANCE AGREEMENT (Filed With SEC on March 1, 2006)

EX-10.1 FORM OF STOCK OPTION AGREEMENT FOR INCENTIVE STOCK OPTIONS (Filed With SEC on May 17, 2005)

EX-10.2 FORM OF STOCK OPTION AGREEMENT FOR NON-QUALIFIED STOCK OPTIONS (Filed With SEC on May 17, 2005)

EX-10.3 FORM OF RESTRICTED STOCK AWARD AGREEMENT (Filed With SEC on May 17, 2005)

EX-10.4 AMENDMENT NO.1 TO THE UNITED COMMUNITY BANKS DEFERRED COMPENSATION PLAN, DATED MAY 13, 2005 (Filed With SEC on May 17, 2005)

EX-10.12 FIRST AMENDMENT TO CREDIT AGREEMENT (Filed With SEC on March 1, 2005)

EX-10.13 SECOND AMENDMENT TO CREDIT AGREEMENT (Filed With SEC on March 1, 2005)

EX-10.1 UNITED COMMUNITY BANK MODIFIED RETREMENT PLAN (Filed With SEC on November 9, 2004)

EX-10.2 UNITED COMMUNITY BANK DEFERRED COMPANSATION PLAN (Filed With SEC on November 9, 2004)

EX-10.1 FORM OF EMPLOYMENT AGREEMENT (Filed With SEC on April 13, 2004)

EX-10.2 FORM OF TERMINATION AGREEMENT (Filed With SEC on April 13, 2004)

EX-10.3 FORM OF NONCOMPETITION AGREEMENT (Filed With SEC on April 13, 2004)

EX-10.4 FORM OF NONCOMPETITION AGREEMENT (Filed With SEC on April 13, 2004)

EX-4.12 INDENTURE DATED 9/24/2003 (Filed With SEC on March 8, 2004)

EX-4.13 FORM OF SUBORDINATED STEP-UP NOTES (Filed With SEC on March 8, 2004)

EX-10.5 LOAN AND STOCK PLEDGE AGREEMENT (Filed With SEC on March 8, 2004)

EX-10.25 CREDIT AGREEMENT DATED 8/28/2003 (Filed With SEC on March 8, 2004)

EX-10.9 SECOND AMENDMENT TO THE EXECUTIVE REVENUE (Filed With SEC on March 20, 2003)

EX-10.14 SECOND AMENDMENT TO THE PEOPLES BANK (Filed With SEC on March 20, 2003)

AGREEMENT AND PLAN OF REORGANIZATION (Filed With SEC on January 23, 2003)

1999 Bank Compensation Strategies (Filed With SEC on May 10, 2002)

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United Community Banks, Inc. Contracts & Agreements