Rurban Financial Corp. Letter Agreement to SEC Regarding Long-Term Debt Instruments (2008 10-K)

Summary

Rurban Financial Corp. has sent this letter to the Securities and Exchange Commission in connection with its 2008 Annual Report filing. The company agrees to provide the SEC, upon request, copies of agreements and instruments that define the rights of holders of its long-term debt and that of its subsidiaries, which are not included as exhibits in the filing. The letter notes that none of these debts exceed 10% of the company's total consolidated assets.

EX-4.4 7 v143409_ex4-4.htm
Exhibit 4.4

[Rurban Financial Corp. Letterhead]

March 19, 2009

Securities and Exchange Commission
100 F Street, NE
Washington, D.C. 20549

Re:
Rurban Financial Corp. – Annual Report on Form 10-K for the fiscal year ended December 31, 2008

Ladies and Gentlemen:

Rurban Financial Corp., an Ohio corporation (“Rurban”), is today filing with the Securities and Exchange Commision (the “SEC”) the Annual Report on Form 10-K of Rurban for the fiscal year ended December 31, 2008 ( “Rurban’s 2008 Form 10-K”)

Pursuant to the instructions relating to the Exhibits in Item 601(b)(4)(iii) of Regulation S-K, Rurban hereby agrees to furnish to the SEC, upon request, copies of instruments and agreements defining the rights of holders of long-term debt and of the long-term debt of its consolidated subsidiaries, which are not being filed as exhibits to Rurban’s 2008 Form 10-K.  None of such long-term debt exceeds 10% of the total assets of Rurban and its subsidiaries on a consolidated basis.

 
Very truly yours,
   
 
RURBAN FINANCIAL CORP.
   
 
/s/ Duane L. Sinn
   
 
Duane L. Sinn
 
Executive Vice President and
 
Chief Financial Officer