SB FINANCIAL GROUP, INC. Contracts & Agreements

Agreement to furnish instruments and agreements defining rights of holders of long-term debt (Filed With SEC on March 7, 2023)

Form of Restricted Stock Award Agreement (For Employees) under the Companys 2017 Stock Incentive Plan (Filed With SEC on March 7, 2023)

Agreement to furnish instruments and agreements defining rights of holders of long-term debt (Filed With SEC on March 7, 2022)

Description of Common Shares of the Company (Filed With SEC on March 7, 2022)

Amended and Restated Change of Control Agreement, dated January 22, 2018, between the Company and David A. Homoelle (Filed With SEC on March 7, 2022)

Supplemental Executive Retirement Plan Agreement, dated as of January 22, 2018 by and between the Company and David A. Homoelle (Filed With SEC on March 7, 2022)

2017 Split Dollar Agreement and Endorsement, dated as of January 22, 2018, between and The State Bank and Trust Company and David A. Homoelle (Filed With SEC on March 7, 2022)

SB Financial Group 2017 Stock Incentive Plan (Filed With SEC on March 7, 2022)

Form of Restricted Stock Award Agreement (For Employees) under the Companys 2017 Stock Incentive Plan (Filed With SEC on March 7, 2022)

Form of 3.65% Fixed-to-Floating Rate Subordinated Note due 2031 (Filed With SEC on May 28, 2021)

Form of Subordinated Note Purchase Agreement by and between the Company and the several Purchasers (Filed With SEC on May 28, 2021)

First Amendment of Amended Supplemental Executive Retirement Plan Agreement, dated as of May 14, 2021, between SB Financial Group, Inc. and Mark A. Klein (Filed With SEC on May 19, 2021)

Agreement to furnish instruments and agreements defining rights of holders of long-term debt (Filed With SEC on March 8, 2021)

Description of Common Shares of the Company (Filed With SEC on March 8, 2021)

Agreement to furnish instruments and agreements defining rights of holders of long-term debt (Filed With SEC on March 6, 2020)

Agreement to furnish instruments and agreements defining rights of holders of long-term debt (Filed With SEC on March 8, 2019)

SB Financial Group 2017 Stock Incentive Plan (Filed With SEC on March 8, 2019)

Agreement to furnish instruments and agreements defining rights of holders of long-term debt (Filed With SEC on March 9, 2018)

Form of Restricted Stock Award Agreement (For Employees) under the Companys 2008 Stock Incentive Plan (Filed With SEC on March 9, 2018)

Underwriting Agreement, dated February 9, 2018, by and between SB Financial Group, Inc. and FIG Partners, LLC (Filed With SEC on February 13, 2018)

Amended and Restated Employment Agreement, dated as of January 22, 2018, between SB Financial Group, Inc. and Mark A. Klein (Filed With SEC on January 26, 2018)

Amended and Restated Change of Control Agreement, dated as of January 22, 2018, between SB Financial Group, Inc. and Mark A. Klein (Filed With SEC on January 26, 2018)

Amended and Restated Change of Control Agreement, dated as of January 22, 2018, between SB Financial Group, Inc. and Anthony V. Cosentino (Filed With SEC on January 26, 2018)

Amended and Restated Change of Control Agreement, dated as of January 22, 2018, between SB Financial Group, Inc. and Jonathan R. Gathman (Filed With SEC on January 26, 2018)

Amended Supplemental Executive Retirement Plan Agreement, dated as of January 22, 2018, between SB Financial Group, Inc. and Mark A. Klein (Filed With SEC on January 26, 2018)

Amended Supplemental Executive Retirement Plan Agreement, dated as of January 22, 2018, between SB Financial Group, Inc. and Anthony V. Cosentino (Filed With SEC on January 26, 2018)

2017 Split Dollar Agreement and Endorsement, dated as of January 22, 2018, between The State Bank and Trust Company and Mark A. Klein (Filed With SEC on January 26, 2018)

2017 Split Dollar Agreement and Endorsement, dated as of January 22, 2018, between The State Bank and Trust Company and Anthony V. Cosentino (Filed With SEC on January 26, 2018)

SB Financial Group 2017 Stock Incentive Plan (Filed With SEC on May 10, 2017)

SB FINANCIAL GROUP, INC. SUPPLEMENTAL EXECUTIVE RETIREMENTPLAN AGREEMENT FOR MARK A. KLEIN (Filed With SEC on November 12, 2015)

[SB Financial Group, Inc. Letterhead] March 6, 2015 (Filed With SEC on March 6, 2015)

SB FINANCIAL GROUP, INC. (an Ohio corporation) Up to1,500,000 Depositary Shares Each Representing a 1/100th Interest in a 6.50% Noncumulative Convertible Perpetual Preferred... (Filed With SEC on November 6, 2014)

SB FINANCIAL GROUP, INC. 6.50%NONCUMULATIVE CONVERTIBLE PERPETUAL PREFERRED SHARES, SERIES A DEPOSIT AGREEMENT AMONG SB FINANCIAL GROUP, INC., COMPUTERSHARE INC. AND COMPUTERSHARE... (Filed With SEC on November 6, 2014)

[SB Financial Group, Inc. Letterhead] March 12, 2014 (Filed With SEC on March 3, 2014)

[Rurban Financial Corp. Letterhead] March 12, 2013 (Filed With SEC on March 12, 2013)

RURBANFINANCIAL CORP. and AffiliateS LONG-TERMINCENTIVE COMPENSATION Plan (Filed With SEC on August 20, 2012)

[Rurban Financial Corp. Letterhead] March 30, 2012 (Filed With SEC on March 30, 2012)

FIRST AMENDMENT TO AGREEMENT AND PLAN OF MERGER (Filed With SEC on March 31, 2011)

[Rurban Financial Corp. Letterhead] March 31, 2011 (Filed With SEC on March 31, 2011)

RURBAN FINANCIAL CORP. 2008 STOCK INCENTIVE PLAN INCENTIVE STOCK OPTION AWARD AGREEMENT (For Employees) (Filed With SEC on March 31, 2011)

RURBAN FINANCIAL CORP. 2008 STOCK INCENTIVE PLAN NONQUALIFIED STOCK OPTION AWARD AGREEMENT (For Employees) (Filed With SEC on March 31, 2011)

EXHIBIT10.1 EMPLOYMENTAGREEMENT FOR MARKA. KLEIN (Filed With SEC on August 5, 2010)

RURBANFINANCIAL CORP. SECONDAMENDED AND RESTATED CHANGEOF CONTROL AGREEMENT FORMARK A. KLEIN (Filed With SEC on August 5, 2010)

[RurbanFinancial Corp. Letterhead] March 17,2010 (Filed With SEC on March 18, 2010)

RURBANFINANCIAL CORP. AMENDEDAND RESTATED SUPPLEMENTALEXECUTIVE RETIREMENT PLAN AGREEMENT FOR KENNETH A.JOYCE (Filed With SEC on March 18, 2010)

RURBANFINANCIAL CORP. 2008STOCK INCENTIVE PLAN INCENTIVESTOCK OPTION AWARD AGREEMENT (ForEmployees) (Filed With SEC on March 18, 2010)

RURBANFINANCIAL CORP. 2008STOCK INCENTIVE PLAN NONQUALIFIEDSTOCK OPTION AWARD AGREEMENT (ForEmployees) (Filed With SEC on March 18, 2010)

AGREEMENT AND PLAN OFMERGER among RURBANC DATA SERVICES,INC. and NC MERGER CORP. and NEW CORE HOLDINGS,INC. TABLE OF CONTENTS (Filed With SEC on April 29, 2009)

FIRSTAMENDMENT TO RURBANFINANCIAL CORP. AMENDEDAND RESTATED SUPPLEMENTALEXECUTIVE RETIREMENT PLAN AGREEMENT FORMARK A. KLEIN (Filed With SEC on April 22, 2009)

[RurbanFinancial Corp. Letterhead] March 19,2009 (Filed With SEC on March 20, 2009)

SECONDAMENDMENT TO THE EMPLOYMENTAGREEMENT FOR KENNETHA. JOYCE (Filed With SEC on March 20, 2009)

RURBANFINANCIAL CORP. AMENDEDAND RESTATED SUPPLEMENTALEXECUTIVE RETIREMENT PLAN AGREEMENT FOR KENNETH A.JOYCE (Filed With SEC on March 20, 2009)

SCHEDULEA TO EXHIBIT10.15 (Filed With SEC on March 20, 2009)

RURBANFINANCIAL CORP. AMENDEDAND RESTATED CHANGEOF CONTROL AGREEMENT FORDUANE L. SINN (Filed With SEC on March 20, 2009)

SCHEDULEA TO EXHIBIT10.17 (Filed With SEC on March 20, 2009)

RURBAN FINANCIAL CORP. 2008 STOCK INCENTIVE PLAN RESTRICTED STOCK AWARD AGREEMENT (For Employees) (Filed With SEC on July 28, 2008)

AGREEMENT AND PLAN OF MERGER dated as of May 22, 2008 by and among RURBAN FINANCIAL CORP. and RURBAN MERGER CORP. and NBM BANCORP, INCORPORATED TABLE OF CONTENTS (Filed With SEC on May 23, 2008)

[Rurban Financial Corp. Letterhead] March 21, 2008 (Filed With SEC on March 21, 2008)

AGREEMENT AND PLAN OF MERGER (Filed With SEC on March 22, 2007)

NONQUALIFIED (Filed With SEC on March 22, 2007)

Stock Purchase Agreement (Filed With SEC on August 11, 2006)