Amendment to Restricted Stock Agreements for Directors and Officers – July 1, 2004

This amendment, effective July 1, 2004, modifies the restricted stock agreements for certain directors and executive officers of the corporation. The Board of Directors resolved that all shares previously issued as distributions or otherwise in respect of outstanding restricted shares of Common Stock held by the listed directors and officers are now considered fully earned. The amendment applies to shares in several affiliated companies and affects the named individuals by removing restrictions on their stock awards as of the effective date.