Amendment Number Two to the AmSouth Bancorporation Supplemental Retirement Plan
This amendment, effective January 1, 2008, modifies the AmSouth Bancorporation Supplemental Retirement Plan, now under Regions Financial Corporation. It specifies that benefits under optional payment forms will continue to use the actuarial factors from the Retirement Plan as of December 31, 2007, but applies a new look-back month rule starting January 1, 2008. All other terms of the Supplemental Plan remain unchanged.
EXHIBIT 10.4
AMENDMENT NUMBER TWO
TO THE
AMSOUTH BANCORPORATION
SUPPLEMENTAL RETIREMENT PLAN
Amended and Restated as of January 1, 2004
Regions Financial Corporation (the “Company”) hereby amends the AmSouth Bancorporation Supplemental Retirement Plan (the “Plan”) as follows:
1. Effective January 1, 2008, by adding the following at the end of Section 3.02:
Notwithstanding the foregoing or anything to the contrary herein, effective January 1, 2008, the determination of benefits under this Supplemental Plan under the optional forms of payment shall continue to be based on the actuarial factors in effect in the Retirement Plan as of December 31, 2007. However, the modification of the change in look-back month that becomes effective January 1, 2008 shall apply.
2. All of the other terms provisions and conditions of the Supplemental Plan not herein amended shall remain in full force and effect.
