Regions Financial Corp. Contracts & Agreements

Regions Financial Corporation Director Compensation Program, effective April 17, 2024 (Filed With SEC on May 7, 2024)

Form of Associate Restricted Stock Unit Notice and Award Agreement under the Regions Financial Corporation 2015 Long Term Incentive Plan (2024) (Filed With SEC on May 7, 2024)

Form of Associate Performance Stock Unit Notice and Award Agreement under the Regions Financial Corporation 2015 Long Term Incentive Plan (2024) (Filed With SEC on May 7, 2024)

Form of Associate Performance Unit Notice and Award Agreement under the Regions Financial Corporation 2015 Long Term Incentive Plan (2024) (Filed With SEC on May 7, 2024)

Description of Registered Securities (Filed With SEC on February 23, 2024)

Regions Financial Corporation Executive Incentive Plan (Amended and Restated Effective January 1, 2023) (Filed With SEC on February 23, 2024)

Regions Financial Corporation Use of Corporate Aircraft Policy, amended and restated December 2023 (Filed With SEC on February 23, 2024)

Form of Associate Performance Stock Unit Notice and Award Agreement under the Regions Financial Corporation 2015 Long Term Incentive Plan (2023) (Filed With SEC on August 8, 2023)

Form of Associate Performance Unit Notice and Award Agreement under the Regions Financial Corporation 2015 Long Term Incentive Plan (2023) (Filed With SEC on August 8, 2023)

Amendment Three to the Regions Financial Corporation Non-Qualified Excess 401(k) Plan (Amended and Restated as of June 1, 2020) (Filed With SEC on August 8, 2023)

Amendment to (Filed With SEC on February 24, 2023)

Description of Registered Securities (Filed With SEC on February 24, 2023)

Offer Letter with executive officer C. Dandridge Massey dated May 2, 2022 (Filed With SEC on February 24, 2023)

Repayment Agreement with executive officer C. Dandridge Massey dated May 2, 2022 (Filed With SEC on February 24, 2023)

Restricted Stock Unit Notice and Award Agreement under the Regions Financial Corporation 2015 Long Term Incentive Plan with executive officer C. Dandridge Massey dated July 1, 2022 (Filed With SEC on February 24, 2023)

Regions Financial Corporation (Filed With SEC on February 24, 2023)

Regions Financial Corporation Director Compensation Program, effective April 20, 2022 (Filed With SEC on May 6, 2022)

Description of Registered Securities (Filed With SEC on February 24, 2022)

Amendment Two to the Regions Financial Corporation Non-Qualified Excess 401(k) Plan (Amended and Restated as of June 1, 2020) (Filed With SEC on February 24, 2022)

Amendment Number Three to the Regions Financial Corporation Post 2006 Supplemental Executive Retirement Plan Amended and Restated as of January 1, 2020 (Filed With SEC on February 24, 2022)

Amendment One to the Regions Financial Corporation Non-Qualified Excess 401(k) Plan (Amended and Restated as of June 1, 2020) (Filed With SEC on November 4, 2021)

Amendment Number Two to the Regions Financial Corporation Post 2006 Supplemental Executive Retirement Plan (Filed With SEC on October 19, 2021)

Underwriting Agreement, dated August 9, 2021, by and among BofA Securities, Inc., Citigroup Global Markets Inc., Credit Suisse Securities (USA) LLC, UBS Securities LLC and Regions... (Filed With SEC on August 12, 2021)

Twelfth Supplemental Indenture, dated August 12, 2021, between Regions Financial Corporation and Deutsche Bank Trust Company Americas, as trustee (Filed With SEC on August 12, 2021)

Form of Director Restricted Stock Unit Notice and Award Agreement under the Regions Financial Corporation 2015 Long Term Incentive Plan (Filed With SEC on August 6, 2021)

Form of Associate Restricted Stock Unit Notice and Award Agreement under the Regions Financial Corporation 2015 Long Term Incentive Plan (Filed With SEC on August 6, 2021)

Form of Associate Performance Stock Unit Notice and Award Agreement under the Regions Financial Corporation 2015 Long Term Incentive Plan (Filed With SEC on August 6, 2021)

Form of Associate Performance Unit Notice and Award Agreement under the Regions Financial Corporation 2015 Long Term Incentive Plan (Filed With SEC on August 6, 2021)

Underwriting Agreement, dated April 27, 2021, by and among Regions Financial Corporation and Morgan Stanley & Co. LLC, BofA Securities Inc., Goldman Sachs & Co. LLC, J.P. Morgan... (Filed With SEC on May 4, 2021)

Description of Registered Securities (Filed With SEC on February 24, 2021)

Amendment Number One to the Regions Financial Corporation Post 2006 Supplemental Executive Retirement Plan Amended and Restated as of January 1, 2020 (Filed With SEC on November 5, 2020)

2020 Form of Notice and Form of Director Restricted Stock Unit Award Agreement under Regions Financial Corporation 2015 Long Term Incentive Plan (Filed With SEC on August 5, 2020)

2020 Form of Notice and Form of Restricted Stock Unit Award Agreement under Regions Financial Corporation 2015 Long Term Incentive Plan (Filed With SEC on August 5, 2020)

2020 Form of Notice and Form of Performance Stock Unit Award Agreement under Regions Financial Corporation 2015 Long Term Incentive Plan (Filed With SEC on August 5, 2020)

2020 Form of Notice and Form of Performance Unit Award Agreement under Regions Financial Corporation 2015 Long Term Incentive Plan (Filed With SEC on August 5, 2020)

Regions Financial Corporation Non-Qualified Excess 401(k) Plan (Amended and Restated as of June 1, 2020) (formerly named the Regions Financial Corporation Supplemental 401(k) Plan) (Filed With SEC on August 5, 2020)

Underwriting Agreement, dated June 2, 2020, by and among Regions Financial Corporation and Goldman Sachs & Co. LLC, Citigroup Global Markets Inc., J.P. Morgan Securities LLC,... (Filed With SEC on June 5, 2020)

Deposit Agreement, dated as of June 5, 2020, by and among Regions Financial Corporation, Computershare Inc. and Computershare Trust Company, N.A., jointly as depositary, and the... (Filed With SEC on June 5, 2020)

Underwriting Agreement, dated May 13, 2020, by and among J.P. Morgan Securities LLC, Barclays Capital Inc., Goldman Sachs & Co. LLC, RBC Capital Markets, LLC and Regions... (Filed With SEC on May 18, 2020)

Eleventh Supplemental Indenture, dated May 18, 2020, between Regions Financial Corporation and Deutsche Bank Trust Company Americas, as trustee (Filed With SEC on May 18, 2020)

Description of Registered Securities (Filed With SEC on February 21, 2020)

Regions Financial Corporation Executive Severance Plan (Amended and Restated Effective January 1, 2020), which replaces in its entirety the document incorporated by reference to... (Filed With SEC on February 21, 2020)

Regions Financial Corporation Post 2006 Supplemental Executive Retirement Plan Amended and Restated as of January 1, 2020 (Filed With SEC on February 21, 2020)

Regions Financial Corporation Use of Corporate Aircraft Policy, amended and restated December 2019 (Filed With SEC on February 21, 2020)

Regions Financial Corporation Executive Severance Plan, effective January 1, 2020 (Filed With SEC on October 18, 2019)

2019 Form of Notice and Form of Director Restricted Stock Unit Award Agreement under Regions Financial Corporation 2015 Long Term Incentive Plan (Filed With SEC on August 7, 2019)

2019 Form of Notice and Form of Restricted Stock Unit Award Agreement under Regions Financial Corporation 2015 Long Term Incentive Plan (Filed With SEC on August 7, 2019)

2019 Form of Notice and Form of Performance Stock Unit Award Agreement under Regions Financial Corporation 2015 Long Term Incentive Plan (Filed With SEC on August 7, 2019)

2019 Form of Notice and Form of Performance Unit Award Agreement under Regions Financial Corporation 2015 Long Term Incentive Plan (Filed With SEC on August 7, 2019)

Underwriting Agreement, dated April 23, 2019, by and among Regions Financial Corporation and Morgan Stanley & Co. LLC, UBS Securities LLC, Wells Fargo Securities, LLC, Goldman... (Filed With SEC on April 30, 2019)

Regions Financial Corporation Directors Deferred Restricted Stock Unit Plan (Filed With SEC on February 22, 2019)

Form of Change-in-Control Agreement with executive officer Kate R. Danella (Filed With SEC on February 22, 2019)

Amendment Number Four to the Regions Financial Corporation Supplemental 401(k) Plan Restated as of January 1, 2014 (Filed With SEC on February 22, 2019)

Underwriting Agreement, dated January 23, 2019, by and among Goldman Sachs & Co. LLC, Barclays Capital Inc., Credit Suisse Securities (USA) LLC, Regions Securities LLC and UBS... (Filed With SEC on January 28, 2019)

Tenth Supplemental Indenture, dated January 28, 2019, between Regions Financial Corporation and Deutsche Bank Trust Company Americas, as trustee (Filed With SEC on January 28, 2019)

Form of 3.800% Senior Notes due 2023 (Filed With SEC on January 28, 2019)

Retirement Agreement, dated December 11, 2018, between Regions Financial Corporation and Regions Bank and O. B. Grayson Hall, Jr (Filed With SEC on December 12, 2018)

Confirmation - Accelerated Share Repurchase Agreement, dated August 27, 2018, between Regions Financial Corporation and Morgan Stanley & Co. LLC (Filed With SEC on August 27, 2018)

Underwriting Agreement, dated August 8, 2018, by and among RBC Capital Markets, LLC, Goldman Sachs & Co. LLC, J.P. Morgan Securities LLC, Morgan Stanley & Co. LLC and Regions... (Filed With SEC on August 13, 2018)

Ninth Supplemental Indenture, dated August 13, 2018, between Regions Financial Corporation and Deutsche Bank Trust Company Americas, as trustee (Filed With SEC on August 13, 2018)

2018 Form of Notice and Form of Restricted Stock Unit Award Agreement under Regions Financial Corporation 2015 Long Term Incentive Plan (Filed With SEC on August 8, 2018)

2018 Form of Notice and Form of Performance Stock Unit Award Agreement under Regions Financial Corporation 2015 Long Term Incentive Plan (Filed With SEC on August 8, 2018)

2018 Form of Notice and Form of Performance Unit Award Agreement under Regions Financial Corporation 2015 Long Term Incentive Plan (Filed With SEC on August 8, 2018)

Amendment Number Three to the Regions Financial Corporation Supplemental 401(k) Plan Restated as of January 1, 2014 (Filed With SEC on August 8, 2018)

Regions Financial Corporation Use of Corporate Aircraft Policy, amended and restated June 2018 (Filed With SEC on August 8, 2018)

Regions Financial Corporation Use of Corporate Aircraft Policy, amended and restated July 2017 (Filed With SEC on November 8, 2017)

UNDERWRITING AGREEMENT REGIONS FINANCIAL CORPORATION $1,000,000,000 2.750% Senior Notes due 2022 (Filed With SEC on August 14, 2017)

EIGHTH SUPPLEMENTAL INDENTURE between REGIONS FINANCIALCORPORATION AND DEUTSCHEBANK TRUST COMPANY AMERICAS DATED AS OF AUGUST 14, 2017 Eighth Supplement to Indenture dated as of... (Filed With SEC on August 14, 2017)

Amendment Number Three to the Regions Financial Corporation Post 2006 Supplemental Executive Retirement Plan Restated as of January 1, 2014 (Filed With SEC on August 4, 2017)

Amendment Number Two to the Regions Financial Corporation Supplemental 401(k) Plan Restated as of January 1, 2014 (Filed With SEC on August 4, 2017)

PLEASE KEEP A COPY FOR YOUR RECORDS (Filed With SEC on August 4, 2017)

AMENDMENT NUMBER ONE TO THE REGIONS FINANCIAL CORPORATION 2015 LONG-TERM INCENTIVE PLAN (Filed With SEC on May 5, 2017)

Amendment Number TWO to the Regions Financial Corporation Post 2006 Supplemental Executive Retirement Plan Restated as of January 1, 2014 (Filed With SEC on February 24, 2017)

PERSONAL & CONFIDENTIAL RESTRICTED STOCK AWARD AGREEMENT Under the REGIONS FINANCIAL CORPORATION 2015 LONG TERM INCENTIVE PLAN (Filed With SEC on August 5, 2016)

PLEASE KEEP A COPY FOR YOUR RECORDS (Filed With SEC on August 5, 2016)

UNDERWRITING AGREEMENT REGIONS FINANCIAL CORPORATION $600,000,000 3.200% Senior Notes due 2021 May 10, 2016 (Filed With SEC on May 13, 2016)

Amendment Number ONE to the Regions Financial Corporation Post 2006 Supplemental Executive Retirement Plan Restated as of January 1, 2014 (Filed With SEC on February 16, 2016)

REGIONS FINANCIAL CORPORATION USE OF CORPORATE AIRCRAFT POLICY (Filed With SEC on February 16, 2016)

UNDERWRITING AGREEMENT REGIONS FINANCIAL CORPORATION $500,000,000 3.200% Senior Notes due 2021 February 3, 2016 (Filed With SEC on February 8, 2016)

SEVENTH SUPPLEMENTAL INDENTURE between REGIONS FINANCIALCORPORATION AND DEUTSCHEBANK TRUST COMPANY AMERICAS DATED AS OF FEBRUARY 8, 2016 Seventh Supplement to Indenture dated as... (Filed With SEC on February 8, 2016)

PERSONAL & CONFIDENTIAL RESTRICTED STOCK AWARD AGREEMENT Under the REGIONS FINANCIAL CORPORATION 2015 LONG TERM INCENTIVE PLAN (Filed With SEC on August 5, 2015)

PLEASE KEEP A COPY FOR YOUR RECORDS PERSONAL & CONFIDENTIAL RESTRICTED STOCK UNIT AWARD AGREEMENT Under the REGIONS FINANCIAL CORPORATION 2010 LONG TERM INCENTIVE PLAN (Filed With SEC on August 5, 2015)

PLEASE KEEP A COPY FOR YOUR RECORDS PERSONAL & CONFIDENTIAL PERFORMANCE STOCK UNIT AWARD AGREEMENT Under the REGIONS FINANCIAL CORPORATION 2010 LONG TERM INCENTIVE PLAN (Filed With SEC on August 5, 2015)

PLEASE KEEP A COPY FOR YOUR RECORDS PERSONAL & CONFIDENTIAL PERFORMANCE UNIT AWARD AGREEMENT Under the REGIONS FINANCIAL CORPORATION 2010 LONG TERM INCENTIVE PLAN (Filed With SEC on August 5, 2015)

Amendment Number ONE to the Regions Financial Corporation Supplemental 401(k) Plan RESTATED AS OF JANUARY 1, 2014 (the Plan) (Filed With SEC on February 17, 2015)

AMENDMENT NUMBER THREE TO THE AMSOUTH BANCORPORATION DEFERRED COMPENSATION PLAN (Filed With SEC on November 5, 2014)

REGIONS FINANCIAL CORPORATION USE OF CORPORATE AIRCRAFT POLICY (Filed With SEC on November 5, 2014)

AMENDMENT NUMBER ONE TO THE REGIONS FINANCIAL CORPORATION AMENDED AND RESTATED MANAGEMENT INCENTIVE PLAN (Filed With SEC on November 5, 2014)

UNITED STATES OF AMERICA SECURITIES AND EXCHANGE COMMISSION DEFERRED PROSECUTION AGREEMENT (Filed With SEC on June 25, 2014)

UNITED STATES OF AMERICA BEFORETHE BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM WASHINGTON, D.C. and ALABAMA STATE BANKING DEPARTMENT (Filed With SEC on June 25, 2014)

UNDERWRITING AGREEMENT REGIONS FINANCIAL CORPORATION 20,000,000 Depositary Shares EachRepresenting a 1/40th Interest in a Share of 6.375% Fixed-to-Floating Non-Cumulative... (Filed With SEC on April 29, 2014)

DEPOSIT AGREEMENT among REGIONS FINANCIAL CORPORATION, COMPUTERSHARE TRUST COMPANY, N.A., as Depositary, COMPUTERSHARE INC., and THE HOLDERS FROM TIME TO TIME OF THE DEPOSITARY... (Filed With SEC on April 29, 2014)

REGIONS FINANCIAL CORPORATION SUPPLEMENTAL 401(k) PLAN (RESTATED AS OF JANUARY 1, 2014) RECITALS (Filed With SEC on February 21, 2014)

REGIONS FINANCIAL CORPORATION POST 2006 SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN (RESTATED AS OF JANUARY 1, 2014) (Filed With SEC on February 21, 2014)

AMENDMENT NUMBER SIX TO THE REGIONS FINANCIAL CORPORATION SUPPLEMENTAL 401(k) PLAN Amended and Restated Effective as of April 1, 2008 And Executed December 30, 2008 (the Plan) (Filed With SEC on May 8, 2013)

PERSONAL & CONFIDENTIAL RESTRICTED STOCK UNIT AWARD AGREEMENT Under the REGIONS FINANCIAL CORPORATION 2010 LONG TERM INCENTIVE PLAN (Filed With SEC on May 8, 2013)

PERSONAL & CONFIDENTIAL PERFORMANCE STOCK UNIT AWARD AGREEMENT Under the REGIONS FINANCIAL CORPORATION 2010 LONG TERM INCENTIVE PLAN (Filed With SEC on May 8, 2013)

PERSONAL & CONFIDENTIAL PERFORMANCE UNIT AWARD AGREEMENT Under the REGIONS FINANCIAL CORPORATION 2010 LONG TERM INCENTIVE PLAN (Filed With SEC on May 8, 2013)

UNDERWRITING AGREEMENT REGIONS FINANCIAL CORPORATION $750,000,000 2.00% Senior Notes due 2018 April 25, 2013 (Filed With SEC on May 1, 2013)

SIXTH SUPPLEMENTAL INDENTURE between REGIONS FINANCIAL CORPORATION AND DEUTSCHE BANK TRUST COMPANY AMERICAS DATED AS OF APRIL 30, 2013 Sixth Supplement to Indenture dated as... (Filed With SEC on May 1, 2013)

AMENDMENT NUMBER 3 TO THE FIRST AMERICAN CORPORATION DIRECTORS DEFERRED COMPENSATION PLAN (the Plan) (Filed With SEC on February 21, 2013)

Amendment to Change in Control Agreement (Filed With SEC on February 21, 2013)

AMENDMENT TO AIRCRAFT TIME SHARING AGREEMENT (Filed With SEC on February 21, 2013)

REGIONS FINANCIAL CORPORATION USE OF CORPORATE AIRCRAFT POLICY (Filed With SEC on February 21, 2013)

UNDERWRITING AGREEMENT REGIONS FINANCIAL CORPORATION 20,000,000 Depositary Shares Each Representing a 1/40th Interest in a Share of 6.375% Non-Cumulative Perpetual Preferred... (Filed With SEC on November 1, 2012)

REGIONS FINANCIAL CORPORATION AMENDED AND RESTATED MANAGEMENT INCENTIVE PLAN ARTICLE I ESTABLISHMENT AND PURPOSES (Filed With SEC on May 25, 2012)

PERSONAL & CONFIDENTIAL RESTRICTED STOCK UNIT AWARD AGREEMENT Under the REGIONS FINANCIAL CORPORATION 2010 LONG TERM INCENTIVE PLAN (Filed With SEC on May 25, 2012)

PERSONAL & CONFIDENTIAL PERFORMANCE STOCK UNIT AWARD AGREEMENT Under the REGIONS FINANCIAL CORPORATION 2010 LONG TERM INCENTIVE PLAN (Filed With SEC on May 25, 2012)

PERSONAL & CONFIDENTIAL PERFORMANCE UNIT AWARD AGREEMENT Under the REGIONS FINANCIAL CORPORATION 2010 LONG TERM INCENTIVE PLAN (Filed With SEC on May 25, 2012)

Amendment to Certain Equity-Based Awards Granted under the Regions Financial Corporation 2010 Long Term Incentive Plan and the Regions Financial Corporation 2006 Long Term... (Filed With SEC on April 2, 2012)

UNDERWRITING AGREEMENT REGIONS FINANCIAL CORPORATION Common Stock ($0.01 par value per share) March 14, 2012 (Filed With SEC on March 19, 2012)

REGIONS FINANCIAL CORPORATION 2012 Annual Salary Stock Unit Award Agreement (Filed With SEC on February 24, 2012)

AMENDMENT NUMBER FIVE TO THE REGIONS FINANCIAL CORPORATION SUPPLEMENTAL 401(k) PLAN Amended and Restated Effective as ofApril 1, 2008 (the Plan) (Filed With SEC on February 24, 2012)

STOCK PURCHASE AGREEMENT between REGIONS FINANCIAL CORPORATION and RAYMOND JAMES FINANCIAL, INC. Dated January 11, 2012 TABLE OF CONTENTS (Filed With SEC on January 12, 2012)

PERSONAL & CONFIDENTIAL RESTRICTED STOCK AWARD AGREEMENT Under the REGIONS FINANCIAL CORPORATION 2010 LONG-TERM INCENTIVE PLAN (Filed With SEC on August 4, 2011)

UNITED STATES OF AMERICA Before the SECURITIES AND EXCHANGE COMMISSION (Filed With SEC on June 22, 2011)

FINANCIAL INDUSTRY REGULATORY AUTHORITY LETTER OF ACCEPTANCE, WAIVER ANDCONSENT NO. 2007011164502 (Filed With SEC on June 22, 2011)

ALABAMA SECURITIES COMMISSION STATE OF ALABAMA (Filed With SEC on June 22, 2011)

COMMONWEALTH OF KENTUCKY PUBLIC PROTECTION CABINET DEPARTMENT OF FINANCIAL INSTITUTIONS AGENCY CASE NO. 2010-AH-021 ADMINISTRATIVE ACTION NO. 10-PPC-0267 (Filed With SEC on June 22, 2011)

The Mississippi Secretary of State Securities and Charities Division (Filed With SEC on June 22, 2011)

ADMINISTRATIVE PROCEEDING BEFORE THE SECURITIES COMMISSIONER OF SOUTH CAROLINA (Filed With SEC on June 22, 2011)

BEFORE THE COMMISSIONER OF COMMERCE AND INSURANCE OF THE STATE OFTENNESSEE AT NASHVILLE (Filed With SEC on June 22, 2011)

[Jurisdiction/venue] (Filed With SEC on June 22, 2011)

REGIONS FINANCIAL CORPORATION Form of 2011 Annual Salary Stock UnitAward Agreement (Filed With SEC on February 25, 2011)

PERSONAL & CONFIDENTIAL Form of TARP RESTRICTED STOCK AWARD AGREEMENT Under the REGIONS FINANCIAL CORPORATION 2010 LONG TERM INCENTIVE PLAN (Filed With SEC on February 25, 2011)

[Regions Logo] PERSONAL AND CONFIDENTIAL STOCK OPTION AGREEMENT Under the REGIONS FINANCIAL CORPORATION 2010 LONG TERM INCENTIVE PLAN (Filed With SEC on February 24, 2011)

[Regions Logo] 2009 LTI CASH AWARD AGREEMENT GRANTED UNDER THE REGIONS FINANCIAL CORPORATION 2006 LONG-TERM INCENTIVE PLAN EffectiveApril 1, 2009 ARTICLE I AWARDS (Filed With SEC on February 24, 2011)

[Regions Logo] PERSONAL & CONFIDENTIAL TARP RESTRICTED STOCK AWARD AGREEMENT Under the REGIONS FINANCIAL CORPORATION 2006 LONG TERM INCENTIVE PLAN (Filed With SEC on February 24, 2011)

AMENDMENT NUMBER THREE TO THE REGIONS FINANCIAL CORPORATION SUPPLEMENTAL 401(K) PLAN Amended and Restated as of April 1, 2008(the Plan) (Filed With SEC on February 24, 2011)

AMENDMENT NUMBER FOUR TO THE REGIONS FINANCIAL CORPORATION SUPPLEMENTAL 401(k) PLAN Amended and Restated Effective as ofApril 1, 2008 (the Plan) (Filed With SEC on February 24, 2011)

REGIONS FINANCIAL CORPORATION POST 2006 SUPPLEMENTAL EXECUTIVERETIREMENT PLAN Amended and Restated as of January 1, 2010 (Filed With SEC on February 24, 2011)

AMENDMENT NUMBER ONE TO THE REGIONS FINANCIAL CORPORATION POST 2006 SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN Amended and RestatedEffective as of January 1, 2010 (the Plan) (Filed With SEC on February 24, 2011)

MORGAN KEEGAN & COMPANY, INC. RESTRICTED CASH AGREEMENT (SAMPLE) (Filed With SEC on February 24, 2011)

MORGAN KEEGAN & COMPANY Amended and Restated Deferred Compensation Plan January 1, 2011 MORGAN KEEGAN & COMPANY AMENDED AND RESTATED DEFERRED COMPENSATION PLAN (Filed With SEC on February 24, 2011)

REGIONS FINANCIAL CORPORATION 2010 LONG TERM INCENTIVE PLAN (Filed With SEC on November 3, 2010)

PERSONAL & CONFIDENTIAL RESTRICTED STOCK AWARD AGREEMENT Under the REGIONS FINANCIAL CORPORATION 2010 LONG-TERM INCENTIVE PLAN (Filed With SEC on August 4, 2010)

UNDERWRITING AGREEMENT REGIONS FINANCIAL CORPORATION 4.875% Senior Notes due 2013 5.75% Senior Notes due 2015 (Filed With SEC on April 26, 2010)

FOURTH SUPPLEMENTAL INDENTURE between REGIONS FINANCIAL CORPORATION AND DEUTSCHEBANK TRUST COMPANY AMERICAS DATED AS OF APRIL 26, 2010 Fourth Supplement to Indenture dated as of... (Filed With SEC on April 26, 2010)

FIFTH SUPPLEMENTAL INDENTURE between REGIONS FINANCIAL CORPORATION AND DEUTSCHEBANK TRUST COMPANY AMERICAS DATED AS OF APRIL 26, 2010 Fifth Supplement to Indenture dated as of... (Filed With SEC on April 26, 2010)

AMENDMENT NUMBER THREE TO THE (Filed With SEC on December 18, 2009)

AMENDMENT NUMBER TWO TO THE (Filed With SEC on December 18, 2009)

Amendment Three Morgan, Keegan & Company,Inc. Revised Profit Sharing and Retirement Savings Plan (Filed With SEC on December 18, 2009)

AMENDMENT NUMBER FIVE TO THE (Filed With SEC on December 18, 2009)

AMENDMENT NUMBER TWO TO THE (Filed With SEC on December 18, 2009)

REGIONS FINANCIAL CORPORATION Form of 2009-2010Annual Salary Stock Unit Award Agreement (Filed With SEC on December 11, 2009)

REGIONS FINANCIAL CORPORATION MANAGEMENT INCENTIVEPLAN ARTICLE I ESTABLISHMENT AND PURPOSES (Filed With SEC on December 11, 2009)

REGIONS FINANCIAL CORPORATION 7.75% Senior Notes due 2014 (Filed With SEC on November 10, 2009)

THIRD SUPPLEMENTAL INDENTURE between (Filed With SEC on November 10, 2009)

AIRCRAFT TIME SHARING AGREEMENT (Filed With SEC on November 4, 2009)

between REGIONS FINANCIAL CORPORATION and DEUTSCHE BANK TRUST COMPANY AMERICAS (Filed With SEC on June 24, 2009)

AMENDED AND RESTATED DECLARATION OF TRUST AMONG (Filed With SEC on June 24, 2009)

UNDERWRITING AGREEMENT (Filed With SEC on May 27, 2009)

UNDERWRITING AGREEMENT REGIONS FINANCIAL CORPORATION 10% Mandatory Convertible Preferred Stock (Filed With SEC on May 27, 2009)

[Regions Logo] PERSONAL AND CONFIDENTIAL PERFORMANCE-BASED STOCK OPTION AGREEMENT (Filed With SEC on May 11, 2009)

[Regions Logo] PERSONAL & CONFIDENTIAL PERFORMANCE-BASED RESTRICTED STOCK AWARD AGREEMENT (Filed With SEC on May 11, 2009)

PERSONAL & CONFIDENTIAL PERFORMANCE-BASED RESTRICTED STOCK AWARD AGREEMENT Under the (Filed With SEC on April 22, 2009)

AMENDMENT NUMBER ONE TO THE REGIONS FINANCIAL CORPORATION RETIREMENT PLAN Amended and Restated Effective January 1, 2002 (thePlan) As Adopted in December, 2008 (Filed With SEC on February 27, 2009)

AMENDMENT NUMBER ONE TO THE REGIONS FINANCIAL CORPORATION POST 2006 SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN (Filed With SEC on February 27, 2009)

AMENDMENT NUMBER ONE TO THE REGIONS FINANCIAL CORPORATION 401(K) PLAN Amended and Restated Effective January 1, 2002 (thePlan) As Adopted in November, 2008 (Filed With SEC on February 27, 2009)

AMENDMENT NUMBER ONE TO THE REGIONS FINANCIAL CORPORATION SUPPLEMENTAL 401(K) PLAN Amended and Restated as of April 1, 2008 (thePlan) As Adopted on December 30, 2008 (Filed With SEC on February 27, 2009)

Amendment Two Morgan, Keegan & Company, Inc. Revised Profit Sharing (Filed With SEC on February 27, 2009)

REGIONS FINANCIAL CORPORATION DIRECTORS DEFERRED STOCK INVESTMENT PLAN (Filed With SEC on February 25, 2009)

REGIONS FINANCIAL CORPORATION DEFERRED COMPENSATION PLAN (Filed With SEC on February 25, 2009)

Amendment Number 2 To the AmSouth Bancorporation Deferred Compensation Plan (the Plan) (Filed With SEC on February 25, 2009)

WAIVER (Filed With SEC on February 25, 2009)

REGIONS FINANCIAL CORPORATION SUPPLEMENTAL 401(k) PLAN (Filed With SEC on February 25, 2009)

REGIONS FINANCIAL CORPORATION POST 2006 SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN (Filed With SEC on February 25, 2009)

MORGAN KEEGAN & COMPANY AMENDED AND RESTATED (Filed With SEC on February 25, 2009)

WARRANT TO PURCHASE COMMON STOCK (Filed With SEC on November 18, 2008)

UNITED STATES DEPARTMENTOF THE TREASURY 1500 PENNSYLVANIA AVENUE, NW (Filed With SEC on November 18, 2008)

REGIONS FINANCIAL CORPORATION SUPPLEMENTAL 401(k) PLAN (Filed With SEC on August 7, 2008)

AMENDMENT SEVEN TO THE REGIONS FINANCIAL CORPORATION SUPPLEMENTAL 401(K) PLAN (Filed With SEC on May 7, 2008)

AMENDMENT NUMBER FIVE TO THE AMSOUTH BANCORPORATION SUPPLEMENTAL THRIFT PLAN (Filed With SEC on May 7, 2008)

AMENDMENT NUMBER SIX TO THE AMSOUTH BANCORPORATION SUPPLEMENTAL THRIFT PLAN (Filed With SEC on May 7, 2008)

AMENDMENT NUMBER TWO TO THE AMSOUTH BANCORPORATION SUPPLEMENTAL RETIREMENT PLAN (Filed With SEC on May 7, 2008)

Amendment to Regions Financial Corporation (Filed With SEC on May 7, 2008)

REGIONS FINANCING TRUST III $300,000,000 8.875% Trust Preferred Securities (liquidation amount $25 per security) (Filed With SEC on April 30, 2008)

Other (Filed With SEC on February 27, 2008)

AMSOUTH BANCORPORATION MANAGEMENT INCENTIVE PLAN (Filed With SEC on February 27, 2008)

$300,000,000 REGIONS FINANCIAL CORPORATION (Filed With SEC on December 10, 2007)

THIRD SUPPLEMENTAL INDENTURE between REGIONS FINANCIAL CORPORATION (Filed With SEC on December 10, 2007)

AMENDMENT SIX TO THE REGIONS FINANCIAL CORPORATION SUPPLEMENTAL 401(K) PLAN (Filed With SEC on November 9, 2007)

AMENDMENT NUMBER FOUR TO THE AMSOUTH BANCORPORATION SUPPLEMENTAL THRIFT PLAN (Filed With SEC on November 9, 2007)

AMENDMENT NUMBER 2 TO THE FIRST AMERICAN CORPORATION DIRECTORS DEFERRED COMPENSATION PLAN (the Plan) (Filed With SEC on November 9, 2007)

RETIREMENT AGREEMENT (Filed With SEC on November 6, 2007)

AMENDMENT TO THE REGIONS FINANCIAL CORPORATION (Filed With SEC on August 3, 2007)

EX-1.1 UNDERWRITING AGREEMENT (Filed With SEC on June 26, 2007)

EX-4.1 SECOND SUPPLEMENTAL INDENTURE (Filed With SEC on June 26, 2007)

AMENDMENT NUMBER THREE TO THE AMSOUTH BANCORPORATION SUPPLEMENTAL THRIFT PLAN (Filed With SEC on May 7, 2007)

Underwriting Agreement, dated April 24, 2007, among Regions Financial Corporation, Regions Financing Trust II and Goldman, Sachs & Co., as representatives of the several... (Filed With SEC on April 30, 2007)

AMENDMENT NUMBER ONE TO THE AMSOUTH BANCORPORATION SUPPLEMENTAL RETIREMENT PLAN (Filed With SEC on March 1, 2007)

AMENDMENT NUMBER 1 TO THE AMENDED AND RESTATED DEFERRED COMPENSATION PLAN (Filed With SEC on March 1, 2007)

AMENDMENT NUMBER TWO TO THE AMSOUTH BANCORPORATION SUPPLEMENTAL THRIFT PLAN (Filed With SEC on March 1, 2007)

AMENDMENT NUMBER 1 TO THE AMSOUTH BANCORPORATION DEFERRED COMPENSATION PLAN (Filed With SEC on March 1, 2007)

Deferred Compensation Plan January 2000, as amended effective July 1, 2001 MORGAN KEEGAN & COMPANY DEFERRED COMPENSATION PLAN (Filed With SEC on March 1, 2007)

EX-10.8 AMENDMENT TO SUPPLEMENTAL EXECUTIVE RETIREMENT PLAN (Filed With SEC on March 9, 2006)

EX-10.9 AMENDED AND RESTATED 1996 DEFERRED COMPENSATION PLAN (Filed With SEC on March 9, 2006)

EX-10.13 AMENDMENT TO DIRECTORS' DEFERRED STOCK INVESTMENT PLAN (Filed With SEC on March 9, 2006)

REGIONS FINANCIAL CORPORATION (a Delaware corporation) $400,000,000 Floating Rate Senior Notes due 2008 $350,000,000 4.5% Senior Notes due 2008 UNDERWRITING AGREEMENT (Filed With SEC on August 9, 2005)

REGIONS FINANCIAL CORPORATION TO DEUTSCHE BANK TRUST COMPANY AMERICAS as Trustee INDENTURE Dated as of August 8, 2005 SENIOR DEBT SECURITIES (Filed With SEC on August 9, 2005)

REGIONS FINANCIAL CORPORATION and DEUTSCHE BANK TRUST COMPANY AMERICAS as Trustee SUPPLEMENTAL INDENTURE Dated as of August 8, 2005 Supplement to Indenture dated as of August 8,... (Filed With SEC on August 9, 2005)

EX-10.2 REGIONS RESTATED 1991 LONG-TERM INCENTIVE PLAN (Filed With SEC on March 14, 2005)

EX-10.3 REGIONS 1999 LONG-TERM INCENTIVE PLAN (Filed With SEC on March 14, 2005)

EX-10.14 UNION PLANTERS SUPPLEMENTAL RETIREMENT PLAN FOR EXEC. OFFICERS (Filed With SEC on March 14, 2005)

EX-10.15 AMEND.TO UNION PLANTERS SUPP. EXEC. RETIREMENT PLAN (Filed With SEC on March 14, 2005)

EX-10.16 RESTATED TRUST SUPP. EXEC. RETIRMENT PLAN (Filed With SEC on March 14, 2005)

EX-10.18 REGIONS MANAGEMENT INCENTIVE PLAN (Filed With SEC on March 14, 2005)

EX-10.19 FORM OF DEFERRED COMPENSATION AGREEMENT (Filed With SEC on March 14, 2005)

EX-10.21 RESTATED EMPLOYMENT AGREEMENT DATED 4/17/97 (Filed With SEC on March 14, 2005)

EX-10.22 EXECUTIVE RETIREMENT AGREEMENT DATED 2/23/95 (Filed With SEC on March 14, 2005)

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