Citizens Financial Group, Inc. Letter to SEC Regarding Long-Term Debt Instruments (2017 10-K)

Summary

Citizens Financial Group, Inc. confirms to the Securities and Exchange Commission that, except for those already filed as exhibits to its 2017 Annual Report, it has no outstanding long-term debt instruments where the total amount authorized exceeds 10% of its consolidated assets. The company also agrees to provide the SEC with copies of any such debt instruments not filed, if requested. This letter is signed by the Executive Vice President and Treasurer, David Lindenauer.

EX-4.4 2 exhibit4-4.htm EXHIBIT 4.4 Exhibit

EXHIBIT 4.4



	David Lindenauer Executive Vice President and Treasurer Citizens Financial Group, Inc. 1 Citizens Plaza Providence, Rhode Island 02903

Securities and Exchange Commission

100 F Street, NE

Washington, DC 20549

February 22, 2018



Subject:	Citizens Financial Group, Inc. Annual Report on Form 10-K for the fiscal year ended December 31, 2017 – File No. 001-36636

Dear Sirs:

Neither Citizens Financial Group, Inc. (the “Company”) nor any of its consolidated subsidiaries has outstanding any instrument with respect to its long-term debt, other than those filed as an exhibit to the Company’s Annual Report on Form 10-K for the fiscal year ended December 31, 2017, under which the total amount of securities authorized exceeds 10% of the total assets of the registrant and its subsidiaries on a consolidated basis. In accordance with paragraph (b)(4)(iii) of Item 601 of Regulation S-K (17 CFR Sec. 229.601), the Company hereby agrees to furnish to the Securities and Exchange Commission, upon request, a copy of each instrument that defines the rights of holders of such long term debt not filed or incorporated by reference as an exhibit to the Company’s Annual Report on Form 10-K for the fiscal year ended December 31, 2017.

Very truly yours,

CITIZENS FINANCIAL GROUP, INC.



/s/ David Lindenauer
David Lindenauer
Executive Vice President and Treasurer