Axos Financial, Inc. | Business Contracts

Indenture, dated as of February 24, 2022, between Axos Financial, Inc. and U.S. Bank Trust Company, National Association, as trustee (Filed With SEC on February 24, 2022)

Chief Executive Officer Certification Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 (Filed With SEC on January 27, 2022)

Amended and Restated Employment Agreement between Andrew J. Micheletti and Axos Bank (Filed With SEC on October 28, 2021)

Form of Indemnification Agreement between the Company and each of its executive officers and directors (Filed With SEC on August 26, 2020)

First Supplemental Indenture, dated as of February 24, 2022, between Axos Financial, Inc. and U.S. Bank Trust Company, National Association, as trustee (Filed With SEC on February 24, 2022)

Form of Global Note to represent the 4.00% Fixed-to-Floating Rate Subordinated Notes due 2032 of Axos Financial, Inc. (included in Exhibit 4.2 as Exhibit A) (Filed With SEC on February 24, 2022)

Underwriting Agreement, dated February 16, 2022, between Axos Financial, Inc. and Keefe, Bruyette & Woods, Inc., as representative of the several underwriters named therein (Filed With SEC on February 17, 2022)

Change of Control Severance Agreement between Derrick K. Walsh and Axos Financial, Inc. and Axos Bank (Filed With SEC on October 28, 2021)

Chief Executive Officer Certification Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 (Filed With SEC on October 28, 2021)

Indenture for Subordinated Debt Securities, dated as of March 3, 2016, between Axos Financial, Inc. and U.S. Bank National Association, as trustee (Filed With SEC on August 26, 2021)

Chief Executive Officer Certification Pursuant to Section 302 of the Sarbanes-Oxley Act of 2002 (Filed With SEC on October 29, 2020)

Second Supplemental Indenture, dated as of September 18, 2020, between Axos Financial, Inc. and U.S. Bank National Association, as trustee (Filed With SEC on September 18, 2020)

Underwriting Agreement, dated September 15, 2020, between Axos Financial, Inc. and Keefe, Bruyette & Woods, Inc., as representative of the several underwriters named therein (Filed With SEC on September 16, 2020)

Form of Second Supplemental Indenture, to be dated as of September 18, 2020, between Axos Financial, Inc. and U.S. Bank National Association, as trustee (Filed With SEC on September 16, 2020)

Form of Indemnification Agreement between the Company and each of its executive officers and directors (Filed With SEC on August 28, 2019)

Axos Financial, Inc. (15)