AFFIRMATIVE INSURANCE HOLDINGS INC Contracts & Agreements

COMMUTATION AND RELEASE AGREEMENT (Filed With SEC on May 15, 2015)

ENDORSEMENT NO. 4 to the INTERESTS AND LIABILITIES AGREEMENT Effective: December31,2013 (the Agreement) of third point reinsurance company ltd. (the Subscribing Reinsurer) with... (Filed With SEC on May 15, 2015)

ENDORSEMENT NO. 1 to the INTERESTS AND LIABILITIES AGREEMENT Effective: June30,2014 (the Agreement) of third point reinsurance company ltd. (the Subscribing Reinsurer) with... (Filed With SEC on May 15, 2015)

FIFTH AMENDMENT TO CREDIT AGREEMENT (Filed With SEC on May 15, 2015)

FIFTH AMENDMENT TO SECOND LIEN CREDIT AGREEMENT (Filed With SEC on May 15, 2015)

Description of Non-Employee Director Compensation (Filed With SEC on March 31, 2015)

COMMUTATION AND RELEASE AGREEMENT (Filed With SEC on March 31, 2015)

COMMUTATION ENDORSEMENT to AUTOMOBILE QUOTA SHARE REINSURANCE CONTRACT, EFFECTIVE DECEMBER 31, 2013 (Treaty #U4VT0008) (Filed With SEC on March 31, 2015)

COMMUTATION AND RELEASE AGREEMENT (Filed With SEC on March 31, 2015)

FOURTH AMENDMENT AND WAIVER TO CREDIT AGREEMENT (Filed With SEC on March 31, 2015)

FOURTH AMENDMENT AND WAIVER TO SECOND LIEN CREDIT AGREEMENT (Filed With SEC on March 31, 2015)

THIRD AMENDMENT AND WAIVER TO CREDIT AGREEMENT (Filed With SEC on November 14, 2014)

THIRD AMENDMENT AND WAIVER TO SECOND LIEN CREDIT AGREEMENT (Filed With SEC on November 14, 2014)

ADDENDUM NO. 2 to the AUTOMOBILE QUOTA SHAREREINSURANCE CONTRACT Effective: December 31, 2013 (the Contract) issuedto AFFIRMATIVE INSURANCE COMPANY Burr Ridge, Illinois... (Filed With SEC on August 14, 2014)

TERMINATION ADDENDUM to the AUTOMOBILE QUOTA SHAREREINSURANCE CONTRACT Effective: December 31, 2013 (the Contract) issued to AFFIRMATIVEINSURANCE COMPANY Burr Ridge, Illinois (the... (Filed With SEC on August 14, 2014)

AUTOMOBILE QUOTA SHARE REINSURANCECONTRACT issued to AFFIRMATIVE INSURANCE COMPANY Burr Ridge, Illinois (Filed With SEC on August 14, 2014)

SECOND AMENDMENT TO CREDIT AGREEMENT (Filed With SEC on May 15, 2014)

SECOND AMENDMENT TO SECOND LIEN CREDIT AGREEMENT (Filed With SEC on May 15, 2014)

Description of Non-Employee Director Compensation (Filed With SEC on March 31, 2014)

SECOND AMENDED AND RESTATED EXECUTIVE EMPLOYMENT AGREEMENT (Filed With SEC on March 31, 2014)

THIRD AMENDED AND RESTATED EXECUTIVE EMPLOYMENT AGREEMENT (Filed With SEC on March 31, 2014)

EXECUTIVE EMPLOYMENT AGREEMENT (Filed With SEC on March 31, 2014)

ADDENDUM NO. 3 to the AUTOMOBILE QUOTA SHARE REINSURANCE CONTRACT Effective: March 31, 2013 (the Contract) issued to AFFIRMATIVEINSURANCE COMPANY Burr Ridge, Illinois (the... (Filed With SEC on March 31, 2014)

ADDENDUM NO. 4 to the AUTOMOBILE QUOTA SHARE REINSURANCE CONTRACT Effective: March 31, 2013 (the Contract) issued to AFFIRMATIVEINSURANCE COMPANY Burr Ridge, Illinois (the... (Filed With SEC on March 31, 2014)

AUTOMOBILE QUOTA SHARE REINSURANCE CONTRACT (the Contract) issuedto AFFIRMATIVE INSURANCE COMPANY Burr Ridge, Illinois (theCompany) by THE SUBSCRIBING REINSURER(S) IDENTIFIED IN... (Filed With SEC on March 31, 2014)

ADDENDUM NO. 1 to the AUTOMOBILE QUOTA SHARE REINSURANCE CONTRACT Effective: December 31, 2013 (the Contract) issuedto AFFIRMATIVE INSURANCE COMPANY Burr Ridge, Illinois... (Filed With SEC on March 31, 2014)

FIRST AMENDMENT TO CREDIT AGREEMENT (Filed With SEC on March 31, 2014)

FIRST AMENDMENT TO SECOND LIEN CREDIT AGREEMENT (Filed With SEC on March 31, 2014)

EQUIPMENT SCHEDULE NO. 01 (Filed With SEC on March 31, 2014)

AFFIRMATIVE INSURANCE HOLDINGS, INC. AMENDED AND RESTATED 2004 STOCK INCENTIVE PLAN as amended RESTRICTEDSTOCK AWARD AGREEMENT (Filed With SEC on February 19, 2014)

SIXTH AMENDMENT TO LEASE (Filed With SEC on November 26, 2013)

$40,000,000 CREDIT AGREEMENT dated as of September 30, 2013 among AFFIRMATIVE INSURANCEHOLDINGS, INC., as Borrower THE LENDERS PARTY HERETO and CREDIT SUISSE AG, CAYMAN ISLANDS... (Filed With SEC on November 14, 2013)

$10,000,000 SECOND LIEN CREDITAGREEMENT dated as of September 30, 2013 among AFFIRMATIVE INSURANCEHOLDINGS, INC., as Borrower THE LENDERS PARTY HERETO and JCF AFFM DEBT HOLDINGS... (Filed With SEC on November 14, 2013)

MASTER DISTRIBUTION AGREEMENT BETWEEN AFFIRMATIVE INSURANCEHOLDINGS, INC. AND CONFIESEGUROS HOLDING II CO. SEPTEMBER 30, 2013 (Filed With SEC on November 14, 2013)

STOCK AND ASSET PURCHASE AGREEMENT BY AND AMONG AFFIRMATIVEINSURANCE HOLDINGS, INC., AFFIRMATIVE SERVICES, INC., AND USAGENCIES MANAGEMENTSERVICES, INC. AS SELLERS AND CONFIE... (Filed With SEC on September 17, 2013)

AMENDMENT NO. 21 TO SERVICES AGREEMENT NUMBER 1 (Filed With SEC on August 23, 2013)

ADDENDUM NO. 2 to the AUTOMOBILE QUOTA SHARE REINSURANCE CONTRACT Effective: March 31, 2013 (the Contract) issued to AFFIRMATIVE INSURANCE COMPANY Burr Ridge, Illinois (the... (Filed With SEC on August 14, 2013)

EIGHTH AMENDMENT TO CREDIT AGREEMENT AND CONSENT (Filed With SEC on August 14, 2013)

THIRD AMENDMENT TO FORBEARANCE AND WAIVER AGREEMENT (Filed With SEC on August 14, 2013)

SECOND AMENDMENT TO FORBEARANCE AND WAIVER AGREEMENT (Filed With SEC on July 1, 2013)

FIRST AMENDMENT TO FORBEARANCE AND WAIVER AGREEMENT (Filed With SEC on May 15, 2013)

EXECUTIVE TRANSITION ADDENDUM TO EXECUTIVE EMPLOYMENT AGREEMENT (Filed With SEC on April 5, 2013)

FORBEARANCE AND WAIVER AGREEMENT (Filed With SEC on April 4, 2013)

AUTOMOBILE QUOTA SHARE REINSURANCE CONTRACT issued to AFFIRMATIVE INSURANCE COMPANY Burr Ridge, Illinois AUTOMOBILE QUOTA SHARE REINSURANCE CONTRACT (the Contract) issued to... (Filed With SEC on April 3, 2013)

ADDENDUM NO. 1 to the AUTOMOBILE QUOTA SHARE REINSURANCE CONTRACT Effective: March 31, 2013 (the Contract) issued to AFFIRMATIVE INSURANCE COMPANY Burr Ridge, Illinois (the... (Filed With SEC on April 3, 2013)

SECOND AMENDED AND RESTATED EXECUTIVE EMPLOYMENT AGREEMENT (Filed With SEC on April 1, 2013)

ADDENDUM NO. 1 to the AUTOMOBILE QUOTA SHARE REINSURANCE CONTRACT Effective: September 1, 2011 (the Contract) issued to AFFIRMATIVE INSURANCE COMPANY Burr Ridge, Illinois (the... (Filed With SEC on April 1, 2013)

ADDENDUM NO. 2 to the AUTOMOBILE QUOTA SHARE REINSURANCE CONTRACT Effective: September 1, 2011 (the Contract) issued to AFFIRMATIVE INSURANCE COMPANY Burr Ridge, Illinois (the... (Filed With SEC on April 1, 2013)

ADDENDUM NO. 3 to the AUTOMOBILE QUOTA SHARE REINSURANCE CONTRACT Effective: September 1, 2011 (the Contract) issued to AFFIRMATIVE INSURANCE COMPANY Burr Ridge, Illinois (the... (Filed With SEC on April 1, 2013)

FOURTH AMENDMENT TO CREDIT AGREEMENT (Filed With SEC on April 1, 2013)

ADDENDUM NO. 4 to the AUTOMOBILE QUOTA SHARE REINSURANCE CONTRACT Effective: September 1, 2011 (the Contract) issued to AFFIRMATIVE INSURANCE COMPANY Burr Ridge, Illinois (the... (Filed With SEC on January 4, 2013)

SIXTH AMENDMENT TO CREDIT AGREEMENT (Filed With SEC on November 20, 2012)

WAIVER, CONSENT AND SEVENTH AMENDMENT TO CREDIT AGREEMENT (Filed With SEC on November 20, 2012)

AMENDMENT NO. 19 TO SERVICES AGREEMENT NUMBER 1 (Filed With SEC on October 22, 2012)

RETENTION BONUS AGREEMENT (Filed With SEC on July 13, 2012)

AFFIRMATIVE INSURANCE HOLDINGS, INC. AMENDED AND RESTATED 2004 STOCKINCENTIVE PLAN as amended STOCK OPTION AGREEMENT (Filed With SEC on February 28, 2012)

INTERESTS ANDLIABILITIES AGREEMENT (the Agreement) of GREENLIGHT REINSURANCE, LTD. (the Subscribing Reinsurer) as respects the AUTOMOBILE QUOTA SHARE REINSURANCE CONTRACT... (Filed With SEC on November 15, 2011)

AFFIRMATIVE INSURANCE HOLDINGS, INC. AMENDED AND RESTATED 2004 STOCKINCENTIVE PLAN as amended STOCK OPTION AGREEMENT (Filed With SEC on August 16, 2011)

STOCK REPURCHASE AGREEMENT (Filed With SEC on August 15, 2011)

CASUALTY EXCESS OF LOSS REINSURANCE CONTRACT issued to AFFIRMATIVE INSURANCE COMPANY Burr Ridge, Illinois USAGENCIES CASUALTY INSURANCE COMPANY Baton Rouge, Louisiana INSURA... (Filed With SEC on March 31, 2011)

FIFTH AMENDMENT TO CREDIT AGREEMENT (Filed With SEC on March 31, 2011)

AFFIRMATIVE INSURANCE HOLDINGS, INC. RESTRICTED STOCK AWARD AGREEMENT (Filed With SEC on March 21, 2011)

INTERESTS AND LIABILITIES AGREEMENT (the Agreement) of SWISS REINSURANCE AMERICA CORPORATION (the Subscribing Reinsurer) as respects the AUTOMOBILE QUOTA SHARE REINSURANCE... (Filed With SEC on January 10, 2011)

EXECUTIVE EMPLOYMENT AGREEMENT (Filed With SEC on January 10, 2011)

FIRST AMENDED AND RESTATED EXECUTIVE EMPLOYMENT AGREEMENT (Filed With SEC on January 10, 2011)

SECOND AMENDED AND RESTATED EXECUTIVE EMPLOYMENT AGREEMENT (Filed With SEC on January 10, 2011)

INTERESTS AND LIABILITIES AGREEMENT (the Agreement) of SWISS REINSURANCE AMERICA CORPORATION (the Subscribing Reinsurer) as respects the AUTOMOBILE QUOTA SHARE REINSURANCE... (Filed With SEC on January 4, 2011)

FIFTH AMENDMENT TO LEASE (Filed With SEC on November 30, 2009)

EXHIBIT 10.1 TO FORM 8-K AFFIRMATIVE INSURANCE HOLDINGS, INC. (Filed With SEC on September 23, 2009)

FIRST AMENDED AND RESTATED EXECUTIVE EMPLOYMENT AGREEMENT (Filed With SEC on March 31, 2009)

Description (Filed With SEC on March 31, 2009)

FIRST AMENDED AND RESTATED EXECUTIVE EMPLOYMENT AGREEMENT (Filed With SEC on March 31, 2009)

THIRD AMENDMENT TO CREDIT AGREEMENT (Filed With SEC on March 31, 2009)

CREDIT SUISSE Eleven Madison Avenue New York, NY 10010 (Filed With SEC on March 31, 2009)

EXECUTIVE EMPLOYMENT AGREEMENT (Filed With SEC on March 17, 2008)

SEPARATION AND RELEASE AGREEMENT (Filed With SEC on March 17, 2008)

Private Passenger Automobile Quota Share Reinsurance Contract (Filed With SEC on March 17, 2008)

Addendum No. 1 to the Interests and Liabilities Agreement of Motors Insurance Corporation (Filed With SEC on March 17, 2008)

SECOND AMENDMENT TO (Filed With SEC on March 17, 2008)

EXECUTIVE EMPLOYMENT AGREEMENT (Filed With SEC on February 1, 2007)

Purchase and Sale Agreement (Filed With SEC on October 18, 2006)

EXECUTIVE EMPLOYMENT AGREEMENT (Filed With SEC on October 10, 2006)

Fourth Amendment to Credit Facility (Filed With SEC on August 9, 2006)

Separation Agreement - Thomas E. Mangold (Filed With SEC on April 11, 2006)

Separation Agreement - Timothy A. Bienek (Filed With SEC on April 11, 2006)

Addendum No. 1 to the Private Passenger Automobile Quota Share Reinsurance Contract (Filed With SEC on April 11, 2006)

Third Amendment to Credit Agreement (Filed With SEC on March 31, 2006)

EMPLOYMENT AGREEMENT (Filed With SEC on November 30, 2005)

EMPLOYMENT AGREEMENT (Filed With SEC on November 21, 2005)

Second Amendment to Credit Agreement and Waiver of Defaults (Filed With SEC on November 14, 2005)

Separation Agreement and General Release (Filed With SEC on November 14, 2005)

SEPARATION AGREEMENT AND GENERAL RELEASE (Filed With SEC on October 13, 2005)

Amended Credit Facility (Filed With SEC on August 15, 2005)

CHANGE IN CONTROL AGREEMENT (Filed With SEC on July 22, 2005)

Amended and Restated Declaration of Trust (Filed With SEC on June 3, 2005)

Guarantee Agreement (Filed With SEC on June 3, 2005)

STOCK PURCHASE AGREEMENT (Filed With SEC on May 25, 2005)

Desription of Non-Employee Director Compensation (Filed With SEC on May 16, 2005)

Quota Share Reinsurance Agreement - A-Affordable Managing General Agency, Inc (Filed With SEC on May 16, 2005)

Quota Share Reinsurance Agreement - American Agencies General Agency, Inc (Filed With SEC on May 16, 2005)

Form of Stock Option Agreement (Filed With SEC on March 1, 2005)

Form of Restricted Stock Agreement (Filed With SEC on March 1, 2005)

Description of Non-Employee Director Compensation (Filed With SEC on March 1, 2005)

Credit Facility (Filed With SEC on November 15, 2004)

[ ] Shares1 AFFIRMATIVE INSURANCEHOLDINGS, INC. Common Stock (Filed With SEC on June 14, 2004)

AFFIRMATIVE INSURANCE HOLDINGS, INC. (Filed With SEC on June 14, 2004)

Private Passenger Automobile Quota Share Reinsurance Contract Effective: January 1, 2004 (Filed With SEC on June 14, 2004)

Non Standard Private Passenger Automobile Quota Share Reinsurance Contract Effective: May 1, 2004 (Filed With SEC on June 14, 2004)

Private Passenger Automobile Quota Share Reinsurance Contract Effective: January 1, 2004 (Filed With SEC on June 14, 2004)

REGISTRATION RIGHTS AGREEMENT (Filed With SEC on May 27, 2004)

AFFIRMATIVE INSURANCE HOLDINGS, INC. 2004 STOCK INCENTIVE PLAN (Filed With SEC on May 27, 2004)

EMPLOYMENT AGREEMENT (Filed With SEC on May 27, 2004)

Private Passenger Automobile Quota Share Reinsurance Contract Effective: January 1, 2004 (Filed With SEC on May 27, 2004)

Private Passenger Automobile Quota Share Reinsurance Contract Effective: January 1,2004 issued to (Filed With SEC on May 27, 2004)

Non Standard Private Passenger Automobile Quota Share Reinsurance Contract Effective: May 1, 2004 (Filed With SEC on May 27, 2004)

Reinsurance Contract Effective: January 1, 2004 issued to (Filed With SEC on May 27, 2004)

First Amended and Restated Managing General Agency Agreement Number AFFORD-02-001 (Filed With SEC on May 27, 2004)

First Amended and Restated Managing General Agency Agreement Number AA-01-001 (Filed With SEC on May 27, 2004)

SEPARATION AGREEMENT (Filed With SEC on May 27, 2004)

ADDENDUM NO. 2 TO THE (Filed With SEC on May 27, 2004)

AFFIRMATIVE INSURANCEHOLDINGS, INC. 1998 OMNIBUS INCENTIVE PLAN (as amended as of March 9, 2004) (Filed With SEC on March 22, 2004)

AMENDED AND RESTATED 100% QUOTA SHARE REINSURANCE CONTRACT between THE SHELBY INSURANCE COMPANY AFFIRMATIVE INSURANCE COMPANY and (Filed With SEC on March 22, 2004)

100% QUOTA SHARE REINSURANCE CONTRACT between (Filed With SEC on March 22, 2004)

INVESTMENT MANAGEMENT AGREEMENT (Filed With SEC on March 22, 2004)

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AFFIRMATIVE INSURANCE HOLDINGS INC Contracts & Agreements