Consumer Finance Industry Loan Agreements

Omnibus Waiver and Amendment to Loan and Security Agreement and Loan Program Agreements, dated as of September 12, 2023, by and between Cross River Bank, Sunlight Financial LLC... (Spartan Acquisition Corp. II, Filed With SEC on September 13, 2023)

Amended and Restated Intercreditor Agreement, dated August 24, 2023, among the Company, CAC Warehouse Funding LLC II, CAC Warehouse Funding LLC IV, CAC Warehouse Funding LLC V,... (CREDIT ACCEPTANCE CORP, Filed With SEC on August 30, 2023)

Indenture, dated as of August 24, 2023, between Credit Acceptance Auto Loan Trust 2023-3 and Computershare Trust Company, N.A (CREDIT ACCEPTANCE CORP, Filed With SEC on August 30, 2023)

Backup Servicing Agreement, dated as of August 24, 2023, among the Company, Credit Acceptance Funding LLC 2023-3, Credit Acceptance Auto Loan Trust 2023-3, and Computershare Trust... (CREDIT ACCEPTANCE CORP, Filed With SEC on August 30, 2023)

Fifth Amendment to the Loan and Security Agreement (Oportun Financial Corp, Filed With SEC on August 9, 2023)

Amendment No. 2 to Loan and Security Agreement, dated as of May 15, 2023, by and among the Company, Credit Acceptance Funding LLC 2019 2, and Wells Fargo Bank, National Association (CREDIT ACCEPTANCE CORP, Filed With SEC on August 1, 2023)

Ninth Amendment to Loan and Security Agreement, dated as of July 10, 2023, by and among the Company, CAC Warehouse Funding LLC V, and Fifth Third Bank, National Association (CREDIT ACCEPTANCE CORP, Filed With SEC on August 1, 2023)

Fourth Amendment to Loan and Security Agreement, dated as of July 10, 2023, by and among the Company, Credit Acceptance Funding LLC 2021-1, and Fifth Third Bank, National... (CREDIT ACCEPTANCE CORP, Filed With SEC on August 1, 2023)

Amended and Restated Home Improvement Loan Sale Agreement, dated April 25, 2023, by and between Cross River Bank and Sunlight Financial LLC (Spartan Acquisition Corp. II, Filed With SEC on May 1, 2023)

Loan and Security Agreement, dated April 25, 2023, by and between Cross River Bank, Sunlight Financial LLC, as borrower, and SL Financial Holdings Inc., as guarantor (Spartan Acquisition Corp. II, Filed With SEC on May 1, 2023)

Sales and Servicing Agreement dated as of March 16, 2023, among the Company, Credit Acceptance Auto Loan Trust 2023-1, Credit Acceptance Funding LLC 2023-1, and Computershare... (CREDIT ACCEPTANCE CORP, Filed With SEC on May 1, 2023)

Amended and Restated Home Improvement Loan Program Agreement, dated April 25, 2023, by and between Cross River Bank and Sunlight Financial LLC (Spartan Acquisition Corp. II, Filed With SEC on May 1, 2023)

Second Amended and Restated Loan Sale Agreement, dated April 25, 2023, by and between Cross River Bank and Sunlight Financial LLC (Spartan Acquisition Corp. II, Filed With SEC on May 1, 2023)

Second Amended and Restated Loan Program Agreement, dated April 25, 2023, by and between Cross River Bank and Sunlight Financial LLC (Spartan Acquisition Corp. II, Filed With SEC on May 1, 2023)

Sales and Servicing Agreement dated as of March 16, 2023, among the Company, Credit Acceptance Auto Loan Trust 2023-1, Credit Acceptance Funding LLC 2023-1, and Computershare... (CREDIT ACCEPTANCE CORP, Filed With SEC on March 22, 2023)

Amended and Restated Intercreditor Agreement dated March 16, 2023, among the Company, CAC Warehouse Funding Corporation II, CAC Warehouse Funding LLC IV, CAC Warehouse Funding LLC... (CREDIT ACCEPTANCE CORP, Filed With SEC on March 22, 2023)

Backup Servicing Agreement dated as of March 16, 2023 among the Company, Credit Acceptance Funding LLC 2023-1, Credit Acceptance Auto Loan Trust 2023-1, and Computershare Trust... (CREDIT ACCEPTANCE CORP, Filed With SEC on March 22, 2023)

Indenture Agreement dated as of March 16, 2023 between Credit Acceptance Auto Loan Trust 2023-1, and Computershare Trust Company, N.A (CREDIT ACCEPTANCE CORP, Filed With SEC on March 22, 2023)

Ninth Amendment to the Home Improvement Loan Program Agreement, dated as of December 1, 2022, by and between Cross River Bank and Sunlight Financial LLC (Spartan Acquisition Corp. II, Filed With SEC on December 13, 2022)

Omnibus Waiver of First Amended and Restated Loan Program Agreement, Amended and Restated Loan Sale Agreement, Home Improvement Loan Program Agreement, and Loan Sale Agreement,... (Spartan Acquisition Corp. II, Filed With SEC on December 13, 2022)

Fifteenth Amendment to the First Amended and Restated Loan Program Agreement, dated as of December 1, 2022, by and between Cross River Bank and Sunlight Financial LLC (Spartan Acquisition Corp. II, Filed With SEC on December 13, 2022)

Sixth Amendment to Seventh Amended and Restated Loan and Security Agreement, dated as of November 22, 2022, by and among Regional Management Corp. and its subsidiaries named as... (Regional Management Corp., Filed With SEC on November 29, 2022)

Fourth Amendment to Loan and Security Agreement, dated September 20, 2022, by and between Sunlight Financial LLC and Silicon Valley Bank (Spartan Acquisition Corp. II, Filed With SEC on November 14, 2022)

Amendment No. 3 to Third Amended and Restated Loan Sale Agreement, dated September 30, 2022, between Upstart Network, Inc. and Cross River Bank (Upstart Holdings, Inc., Filed With SEC on November 9, 2022)

Amendment No. 4 to Third Amended and Restated Loan Program Agreement, dated September 30, 2022, between Upstart Network, Inc. and Cross River Bank (Upstart Holdings, Inc., Filed With SEC on November 9, 2022)

Small Business Loan Program Agreement Addendum to Third Amended and Restated Loan Program Agreement, dated June 28, 2022, between Upstart Network, Inc. and Cross River Bank (Upstart Holdings, Inc., Filed With SEC on November 9, 2022)

Indenture dated as of November 3, 2022, between Credit Acceptance Auto Loan Trust 2022-3 and Computershare Trust Company, N.A (CREDIT ACCEPTANCE CORP, Filed With SEC on November 9, 2022)

Small Business Loan Program Sale Agreement Addendum to Third Amended and Restated Loan Sale Agreement, dated June 28, 2022, between Upstart Network, Inc. and Cross River Bank (Upstart Holdings, Inc., Filed With SEC on November 9, 2022)

Fifth Amendment to Seventh Amended and Restated Loan and Security Agreement, dated as of September 7, 2022, among Regional Management Corp. as a borrower and its subsidiaries... (Regional Management Corp., Filed With SEC on September 12, 2022)

Third Amendment to Loan and Security Agreement, dated May 16, 2022, by and between Sunlight Financial LLC and Silicon Valley Bank (Spartan Acquisition Corp. II, Filed With SEC on August 15, 2022)

Loan Agreement, effective August 17, 2021, by and between Xi Wen and Senmiao Technology Limited (Senmiao Technology Ltd, Filed With SEC on July 15, 2022)

Loan Agreement, effective July 28, 2021, by and between Xi Wen and Senmiao Technology Limited (Senmiao Technology Ltd, Filed With SEC on July 15, 2022)

Indenture dated as of June 16, 2022, between Credit Acceptance Auto Loan Trust 2022-1 and Computershare Trust Company, N.A (CREDIT ACCEPTANCE CORP, Filed With SEC on June 23, 2022)

Ninth Amendment to Senior Secured Multi-Draw Term Loan Facility dated April 1, 2022, by and among Opportunity Financial, LLC, the other credit party thereto, the Lenders party... (FG New America Acquisition Corp., Filed With SEC on May 6, 2022)

Second Amendment to Loan and Security Agreement, dated March 14, 2022, by and between Credit Suisse AG and EFR 2018-2, LLC (Enova International, Inc., Filed With SEC on May 3, 2022)

Second Amendment to Loan and Security Agreement, dated March 24, 2022, by and between Pacific Western Bank and EFR 2018-1, LLC (Enova International, Inc., Filed With SEC on May 3, 2022)

Second Amendment to Loan and Security Agreement, dated November 19, 2021, by and between Sunlight Financial LLC and Silicon Valley Bank (Spartan Acquisition Corp. II, Filed With SEC on March 29, 2022)

First Amendment to Loan and Security Agreement, dated August 27, 2021, by and between Sunlight Financial LLC and Silicon Valley Bank (Spartan Acquisition Corp. II, Filed With SEC on March 29, 2022)

Fourteenth Amendment to First Amended and Restated Loan Program Agreement, dated September 3, 2021, by and between Cross River Bank and Sunlight Financial LLC (Spartan Acquisition Corp. II, Filed With SEC on March 29, 2022)

Thirteenth Amendment to First Amended and Restated Loan Program Agreement, dated August 3, 2021, by and between Cross River Bank and Sunlight Financial LLC (Spartan Acquisition Corp. II, Filed With SEC on March 29, 2022)

Loan Agreements in the Consumer Finance Industry