NELNET INC Loan Agreements

Office Building Lease dated January 5, 2021 between Union Bank and Trust Company and National Education Loan Network (Filed With SEC on February 28, 2022)

Form of Modification of Contract entered into December 29, 2021 for Student Loan Servicing Contract between the United States Department of Education and Nelnet Servicing, LLC (Filed With SEC on February 28, 2022)

Form of Modification of Contract entered into on January 7, 2022 for Student Loan Servicing Contract between the United States Department of Education and Great Lakes Educational... (Filed With SEC on February 28, 2022)

First Amendment of SLABS Participation Agreement, dated effective as of October 1, 2021, by and between National Education Loan Network, Inc., and Union Bank and Trust Company, as... (Filed With SEC on February 28, 2022)

Form of Modification of Contract dated effective as of September 24, 2021 for Student Loan Servicing Contract between the United States Department of Education and Nelnet... (Filed With SEC on September 27, 2021)

Form of Modification of Contract dated effective as of September 24, 2021 for Student Loan Servicing Contract between the United States Department of Education and Great Lakes... (Filed With SEC on September 27, 2021)

Form of Modification of Contract dated effective as of June 15, 2021 for Student Loan Servicing Contract between the United States Department of Education and Nelnet Servicing, LLC (Filed With SEC on June 10, 2021)

Form of Modification of Contract dated effective as of June 15, 2021 for Student Loan Servicing Contract between the United States Department of Education and Great Lakes... (Filed With SEC on June 10, 2021)

Modification of Contract dated effective as of December 15, 2020 for Student Loan Servicing Contract between the United States Department of Education and Nelnet Servicing, LLC (Filed With SEC on December 15, 2020)

Modification of Contract dated effective as of December 15, 2020 for Student Loan Servicing Contract between the United States Department of Education and Great Lakes Educational... (Filed With SEC on December 15, 2020)

SLABS Participation Agreement, dated effective as of May 5, 2020, by and between National Education Loan Network, Inc., and Union Bank and Trust Company, as Trustee (Filed With SEC on August 6, 2020)

Private Student Loan Purchase Agreement dated as of November 19, 2019, by and among National Education Loan Network, Inc., as Purchaser, Union Bank and Trust Company, and... (Filed With SEC on February 27, 2020)

Modification of Contract dated effective as of November 25, 2019 for Student Loan Servicing Contract between the United States Department of Education and Nelnet Servicing, LLC (Filed With SEC on November 27, 2019)

Modification of Contract dated effective as of November 25, 2019 for Student Loan Servicing Contract between the United States Department of Education and Great Lakes Educational... (Filed With SEC on November 27, 2019)

Seventeenth Amendment of Amended and Restated Participation Agreement, dated as of August 1, 2019, by and between Union Bank and Trust Company and National Education Loan Network,... (Filed With SEC on November 7, 2019)

Amended and Restated Trust Agreement, dated effective as of January 11, 2019, by and among Nelnet Private Student Loan Financing Corporation, as Depositor, Union Bank and Trust... (Filed With SEC on August 8, 2019)

Interim Trust Agreement, dated effective as of January 11, 2019, by and among ACM F Acquisition, LLC, as ACM Seller, National Education Loan Network, Inc., as NELN Seller, and... (Filed With SEC on August 8, 2019)

Modification of Contract dated effective as of June 16, 2019 for Student Loan Servicing Contract between the United States Department of Education and Nelnet Servicing, LLC (Filed With SEC on May 17, 2019)

Modification of Contract dated effective as of June 16, 2019 for Student Loan Servicing Contract between the United States Department of Education and Great Lakes Educational Loan... (Filed With SEC on May 17, 2019)

Student Loan Servicing Contract between the United States Department of Education and Great Lakes Educational Loan Services, Inc (Filed With SEC on May 17, 2019)

Modification of Contract dated effective as of May 21, 2014 for Student Loan Servicing Contract between the United States Department of Education and Great Lakes Educational Loan... (Filed With SEC on May 17, 2019)

Modification of Contract dated effective as of September 1, 2014 for Student Loan Servicing Contract between the United States Department of Education and Great Lakes Educational... (Filed With SEC on May 17, 2019)

Agreement for Purchase and Sale of Interest in Aircraft dated as of December 31, 2018, by and between National Education Loan Network, Inc. and Union Financial Services, Inc (Filed With SEC on February 27, 2019)

Aircraft Joint Ownership Agreement dated as of January 1, 2019, by and between National Education Loan Network, Inc. and MSD711, LLC (Filed With SEC on February 27, 2019)

Aircraft Management Agreement, dated as of January 1, 2019, by and between Duncan Aviation, Inc. and National Education Loan Network, Inc. and MSD711, LLC (Filed With SEC on February 27, 2019)

Amended and Restated Trust Agreement dated as of December 21, 2018 among Nelnet Private Student Loan Financing Corporation, as Depositor, Union Bank and Trust Company, as Trustee,... (Filed With SEC on February 27, 2019)

Master Private Loan Program Agreement dated as of August 22, 2018, by and between Union Bank and Trust Company and Nelnet, Inc (Filed With SEC on November 8, 2018)

Education Loan Marketing Agreement dated as of August 22, 2018, by and between Nelnet Consumer Finance, Inc. and Union Bank and Trust Company (Filed With SEC on November 8, 2018)

Private Student Loan Origination and Servicing Agreement dated as of August 22, 2018, by and between Nelnet Servicing, LLC, d/b/a Firstmark Services, and Union Bank and Trust... (Filed With SEC on November 8, 2018)

Loan Participation Agreement dated as of August 22, 2018, by and between Union Bank and Trust Company and National Education Loan Network, Inc (Filed With SEC on November 8, 2018)

PORTIONS OF THIS EXHIBIT HAVE BEEN REDACTED PURSUANT TO A REQUEST FOR CONFIDENTIAL TREATMENT BY NELNET, INC. UNDER RULES AND REGULATIONS PROMULGATED BY THE SECURITIES AND EXCHANGE... (Filed With SEC on February 27, 2015)

Student loans receivable (net of allowance for loan losses of $48,497 and $50,922, respectively) (Filed With SEC on May 11, 2009)

Student loans receivable (net of allowance for loan losses of $49,070 and $45,592, respectively) (Filed With SEC on November 10, 2008)

Student loans receivable (net of allowance for loan losses of $46,137 and $45,592, respectively) (Filed With SEC on May 12, 2008)