List of Subsidiaries of Yardville National Bancorp

Summary

This document lists the subsidiaries of Yardville National Bancorp, including Yardville National Bank, Yardville Capital Trusts I and II, and several wholly-owned subsidiaries of the bank such as investment, real estate, and financial corporations. The document serves as a disclosure of the entities controlled by Yardville National Bancorp, typically for regulatory or reporting purposes. No specific obligations, conditions, or time limits are outlined in this listing.

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EX-10.31 2 0002.txt EXHIBIT 10.31 Yardville National Bancorp Subsidiaries Exhibit 10.31 1. Yardville National Bank 2. Yardville Capital Trust 3. Yardville Capital Trust II 4. Yardville National Investment Corporation (wholly-owned subsidiary of Bank) 5. YNB Real Estate Corporation (wholly-owned subsidiary of Bank) 6. Brendan, Inc. (wholly-owned subsidiary of Bank) 7. YNB Financial, Inc. (wholly-owned subsidiary of Bank) 8. Nancy-Beth, Inc. (wholly-owned subsidiary of Bank) 9. YNB Realty, Inc. (wholly-owned subsidiary of Bank) 10. Jim Mary, Inc. (wholly-owned subsidiary of Bank) 11. YNB Capital Development, Inc. (wholly-owned subsidiary of Bank) 35