Western New England Bancorp, Inc. | Business Contracts

EMPLOYMENT AGREEMENT (Filed With SEC on March 10, 2023)

Form of 4.875% Fixed-to-Floating Subordinated Note due 2031 (included as Exhibit A to the Purchase Agreement filed as Exhibit 10.1 hereto) (Filed With SEC on April 20, 2021)

Description of Securities Registered Under Section 12 of the Securities Exchange Act of 1934 (Filed With SEC on March 11, 2020)

EMPLOYMENT AGREEMENT (Filed With SEC on March 10, 2023)

ONE-YEAR CHANGE OF CONTROL AGREEMENT (Filed With SEC on March 10, 2023)

Employment Agreement between Kevin C. OConnor and Westfield Bank dated February 17, 2017 (Filed With SEC on March 11, 2021)

Employment Agreement between Kevin C. OConnor and Western New England Bancorp, Inc. dated February 17, 2017 (Filed With SEC on March 11, 2021)

Change of Control Agreement between John Bonini and Western New England Bancorp, Inc. dated as of January 1, 2021 (Filed With SEC on March 11, 2021)

Change of Control Agreement between Christine Phillips and Western New England Bancorp, Inc. dated as of January 1, 2021 (Filed With SEC on March 11, 2021)

Amended and Restated Change of Control Agreement dated October 25, 2007 between Deborah J. McCarthy and Western New England Bancorp, Inc. (f/k/a Westfield Financial, Inc.) (Filed With SEC on March 11, 2021)

Western New England Bancorp, Inc. (10)