VINEYARD NATIONAL BANCORP Contracts & Agreements

AMENDMENTNO. 2 TO STOCKPURCHASE AGREEMENT (Filed With SEC on April 1, 2009)

EIGHTHMODIFICATION AGREEMENT AND COVENANT WAIVER (Filed With SEC on April 1, 2009)

AMENDMENT NO. 1 TO STOCK PURCHASE AGREEMENT (Filed With SEC on March 16, 2009)

Amended and Restated Employment Agreement (Filed With SEC on December 22, 2008)

STOCK PURCHASE AGREEMENT (Filed With SEC on November 13, 2008)

SEVENTH MODIFICATION AGREEMENT AND COVENANT WAIVER (Filed With SEC on November 13, 2008)

EXHIBIT B DEFINITIONS (Filed With SEC on November 13, 2008)

SIXTH MODIFICATION AGREEMENT AND COVENANT WAIVER (Filed With SEC on October 29, 2008)

UNITED STATES OF AMERICA BEFORE THE (Filed With SEC on September 25, 2008)

AMENDMENT TO FIFTH MODIFICATION AGREEMENT AND COVENANT WAIVER (Filed With SEC on September 25, 2008)

Employment Agreement (Filed With SEC on September 18, 2008)

FIFTH MODIFICATION AGREEMENT AND COVENANT WAIVER (Filed With SEC on September 2, 2008)

UNITED STATES OF AMERICA DEPARTMENT OF THE TREASURY COMPTROLLER OF THE CURRENCY (Filed With SEC on July 28, 2008)

FOURTHMODIFICATION AGREEMENT AND COVENANT WAIVER (Filed With SEC on July 3, 2008)

THIRD MODIFICATION AGREEMENT AND COVENANT WAIVER (Filed With SEC on May 19, 2008)

AGREEMENT AND RELEASE (Filed With SEC on January 25, 2008)

Form of Change of Control Agreement Date ________________ (Filed With SEC on January 4, 2008)

Form of Change of Control Agreement Date ________________ (Filed With SEC on July 16, 2007)

2,000,000 Shares1 (Filed With SEC on June 26, 2007)

CERTIFICATE OF DETERMINATION OF 7.50% SERIES D NONCUMULATIVE PREFERRED STOCK OF VINEYARD NATIONAL BANCORP (Filed With SEC on June 26, 2007)

AMENDED AND RESTATED EMPLOYMENT AGREEMENT AMONG VINEYARD NATIONAL BANCORP AND VINEYARD BANK, NATIONAL ASSOCIATION AND NORMAN ANTONIO MORALES Adopted and Approved on April 9, 2007... (Filed With SEC on April 11, 2007)

Form of Change of Control Agreement Date ________________ (Filed With SEC on March 12, 2007)

VINEYARD NATIONAL BANCORP as Issuer INDENTURE Dated as of May 16, 2006 WILMINGTON TRUST COMPANY as Trustee FLOATING RATE JUNIOR SUBORDINATED DEBT SECURITIES DUE 2036 (Filed With SEC on March 7, 2007)

AMENDED AND RESTATED DECLARATION OF TRUST VINEYARD STATUTORY TRUST XI Dated as of May 16, 2006 (Filed With SEC on March 7, 2007)

GUARANTEE AGREEMENT VINEYARD NATIONAL BANCORP Dated as of May 16, 2006 (Filed With SEC on March 7, 2007)

FORM OF AWARD AGREEMENT pursuant to the 2006 INCENTIVE STOCK PLAN OF VINEYARD NATIONAL BANCORP * * * * * (Filed With SEC on November 9, 2006)

AWARD AGREEMENT pursuant to the 2006 INCENTIVE STOCK PLAN OF VINEYARD NATIONAL BANCORP * * * * * (Filed With SEC on November 3, 2006)

Form of Change of Control Agreement Date ________________ (Filed With SEC on October 31, 2006)

AMENDMENT TO EMPLOYMENT AGREEMENT VINEYARD NATIONAL BANCORP, VINEYARD BANK AND NORMAN ANTONIO MORALES Adopted and Approved on September 29, 2006 Effective date: October 1, 2006 (Filed With SEC on October 5, 2006)

LOAN AGREEMENT (Filed With SEC on May 10, 2006)

Form of Change of Control Agreement Date ________________ (Filed With SEC on April 17, 2006)

VINEYARD NATIONAL BANCORP as Issuer INDENTURE Dated as of April 15, 2005 WILMINGTON TRUST COMPANY as Trustee FLOATING RATE JUNIOR SUBORDINATED DEBT SECURITIES DUE 2035 TABLE OF... (Filed With SEC on March 14, 2006)

AMENDED AND RESTATED DECLARATION OF TRUST OF VINEYARD STATUTORY TRUST VIII Dated as of April 15, 2005 TABLE OF CONTENTS (Filed With SEC on March 14, 2006)

GUARANTEE AGREEMENT VINEYARD NATIONAL BANCORP Dated as of April 15, 2005 TABLE OF CONTENTS (Filed With SEC on March 14, 2006)

VINEYARD NATIONAL BANCORP as Issuer INDENTURE Dated as of August 19, 2005 WILMINGTON TRUST COMPANY as Trustee FLOATING RATE JUNIOR SUBORDINATED DEBT SECURITIES DUE 2035 TABLE OF... (Filed With SEC on March 14, 2006)

AMENDED AND RESTATED DECLARATION OF TRUST VINEYARD STATUTORY TRUST IX Dated as of August 19, 2005 (Filed With SEC on March 14, 2006)

GUARANTEE AGREEMENT VINEYARD NATIONAL BANCORP Dated as of August 19, 2005 (Filed With SEC on March 14, 2006)

RESTRICTED SHARE AWARD AGREEMENT pursuant to the VINEYARD NATIONAL BANCORP 2005 RESTRICTED SHARE PLAN * * * * * Participant: _________________________________ Grant Date:... (Filed With SEC on August 1, 2005)

-iv- (Filed With SEC on March 10, 2005)

SECTION 1.1. Definitions and Interpretation 1 (Filed With SEC on March 10, 2005)

VINEYARD NATIONAL BANCORP ADDITIONAL INVESTMENT RIGHT (Filed With SEC on December 10, 2004)

REGISTRATION RIGHTS AGREEMENT (Filed With SEC on December 10, 2004)

VINEYARD NATIONAL BANCORP 2003 RESTRICTED SHARE PLAN * * * * * (Filed With SEC on November 10, 2004)

VINEYARD NATIONAL BANCORP WARRANT (Filed With SEC on June 21, 2004)

REGISTRATION RIGHTS AGREEMENT (Filed With SEC on June 21, 2004)

VINEYARD NATIONAL BANCORP as Issuer INDENTURE Dated as of December 19, 2003 WILMINGTON TRUST COMPANY as Trustee FLOATING RATE JUNIOR SUBORDINATED DEBT SECURITIES DUE 2034 (Filed With SEC on March 22, 2004)

GUARANTEE AGREEMENT VINEYARD NATIONAL BANCORP Dated as of December 19, 2003 (Filed With SEC on March 22, 2004)

PART I FINANCIAL INFORMATION (Filed With SEC on November 7, 2003)

OTHER EVENTS (Filed With SEC on April 9, 2003)

Legal Proceedings (Filed With SEC on March 28, 2003)

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VINEYARD NATIONAL BANCORP Contracts & Agreements