Retirement Choice Plus Non-ERISA Annuity Contract between Teachers Insurance and Annuity Association of America and National Academy of Sciences

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Summary

This contract is an annuity agreement between Teachers Insurance and Annuity Association of America (TIAA) and the National Academy of Sciences. It outlines the terms under which TIAA will provide retirement annuity benefits in exchange for premium payments from the contractholder. The contract is governed by the laws of the state where it was issued and may be amended by TIAA, provided that no changes reduce current benefits or accumulations. TIAA also reserves the right to stop accepting premiums at any time.

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EX-4.(D) 2 exhibit4d1.htm EXHIBIT 4.(D) Exhibit

Exhibit (4)(D)(1)
TEACHERS INSURANCE AND ANNUITY ASSOCIATION OF AMERICA
730 Third Avenue, New York, NY 10017
Telephone: [800 ###-###-####]

Retirement Choice Plus Non-ERISA Annuity Contract


RETIREMENT CHOICE PLUS NON-ERISA
ANNUITY CONTRACT NO.: [xxxxxxxx]
CONTRACTHOLDER: [National Academy of Sciences]
DATE OF ISSUE: [January 1, 2013]


This contract ("the Contract") was made and delivered in [the State of state], and is subject to the laws and regulations thereof.

This contract is issued in consideration of the payment of premiums by the Contractholder to Teachers Insurance and Annuity Association of America ("TIAA").

The Contract may be amended by TIAA without the consent of any other person, provided that such change does not reduce the then current accumulation of any Annuitant, or any benefit purchased under the Contract up to that time. TIAA may stop accepting premiums under the Contract at any time.

The provisions contained on the following pages (the Certificate) are part of the Contract.


Senior Vice President and                                             President and
Corporate Secretary                                         Chief Executive Officer




IGRSPNE-MC