SMARTFINANCIAL INC. Contracts & Agreements

Description of SmartFinancial Capital Stock (Filed With SEC on March 16, 2023)

The Second Amendment to Loan and Security Agreement, dated as of February 1, 2023, by and between SmartFinancial, Inc., as Borrower, and ServisFirst Bank, as Lender (Filed With SEC on February 6, 2023)

The Amended and Restated Revolving Note, dated as of February 1, 2023, by and between SmartFinancial, Inc., as Borrower, and ServisFirst Bank, as Lender (Filed With SEC on February 6, 2023)

Asset Purchase Agreement, dated as of September 1, 2022, by and among Sunbelt Group, LLC, A. Mark Slater, Jr., and Rains Agency Inc (Filed With SEC on September 6, 2022)

Description of SmartFinancial Capital Stock (Filed With SEC on March 14, 2022)

The First Amendment to Loan and Security Agreement, dated as of September 23, 2021, by and between SmartFinancial, Inc., as Borrower, and ServisFirst Bank, as Lender (Filed With SEC on September 28, 2021)

Purchase Agreement, dated as of May 2, 2021, by and among Warren Payne, G. Price Cooper, B. Wade West, Craig Phillipy, and SmartBank (Filed With SEC on May 3, 2021)

Agreement and Plan of Merger, dated April 13, 2021, by and between SmartFinancial, Inc. and Sevier County Bancshares, Inc (Filed With SEC on April 14, 2021)

Description of SmartFinancial Capital Stock (Filed With SEC on March 16, 2021)

Form of Performance-Based Restricted Stock Award Agreement (Filed With SEC on May 11, 2020)

Loan and Security Agreement, dated as of March 31, 2020, by and between SmartFinancial, Inc., as Borrower, and ServisFirst Bank, as Lender (Filed With SEC on April 3, 2020)

Revolving Note, dated as of March 31, 2020, by and between SmartFinancial, Inc., as Borrower, and ServisFirst Bank, as Lender (Filed With SEC on April 3, 2020)

Pledge Agreement, dated as of March 31, 2020, by and between SmartFinancial, Inc., as Borrower, and ServisFirst Bank, as Lender (Filed With SEC on April 3, 2020)

Executive Change in Control Agreement with W. Miller Welborn, dated as of March 9, 2020 (Filed With SEC on March 11, 2020)

Employment Agreement with William Y. Carroll, Jr., dated as of March 9, 2020 (Filed With SEC on March 11, 2020)

Employment Agreement with Ronald J. Gorczynski, dated as of March 9, 2020 (Filed With SEC on March 11, 2020)

Agreement and Plan of Merger, dated October 29, 2019, by and between SmartFinancial, Inc. and Progressive Financial Group Inc (Filed With SEC on October 30, 2019)

EXECUTIVE SEVERANCE AGREEMENT AND RELEASE OF CLAIMS (Filed With SEC on May 6, 2019)

Agreement and Plan of Merger, dated as of June 27, 2018, by and among SmartFinancial, Inc., Foothills Bancorp, Inc., and Foothills Bank & Trust (Filed With SEC on June 27, 2018)

Employment Agreement, dated as of February 1, 2015, by and among Rhett Jordan, SmartFinancial, Inc. and SmartBank (Filed With SEC on March 16, 2018)

Employment Agreement, dated as of February 1, 2015, by and among Greg L. Davis and SmartBank (Filed With SEC on March 16, 2018)

AGREEMENT AND PLAN OF MERGER SMARTFINANCIAL, INC. TENNESSEE BANCSHARES, INC. AND SOUTHERN COMMUNITY BANK December 12, 2017 TABLE OF CONTENTS (Filed With SEC on December 13, 2017)

Loan Agreement, dated as of October 31, 2017, by and between SmartFinancial, Inc. and CapStar Bank (Filed With SEC on November 14, 2017)

Stock Pledge and Security Agreement, dated as of October 31, 2017, by and between SmartFinancial, Inc. and CapStar Bank (Filed With SEC on November 14, 2017)

Line of Credit Note, dated as of October 31, 2017, executed by SmartFinancial, Inc. in favor of CapStar Bank (Filed With SEC on November 14, 2017)

Employment Agreement, dated as of May 22, 2017, by and between SmartBank and Robert Kuhn (Filed With SEC on November 7, 2017)

Capstone Bancshares, Inc. 2008 Long-Term Equity Incentive Plan (Filed With SEC on November 7, 2017)

Form of Capstone Bancshares, Inc. Stock Option Agreement (Filed With SEC on November 7, 2017)

Salary Continuation Agreement, dated August 11, 2010, by and between Capstone Bank and Robert W. Kuhn (Filed With SEC on November 7, 2017)

SMARTFINANCIAL, INC. STOCK APPRECIATION RIGHTS AGREEMENT (Filed With SEC on August 8, 2017)

SMARTFINANCIAL, INC. RESTRICTED STOCK AWARD AGREEMENT (Filed With SEC on August 8, 2017)

AGREEMENT AND PLAN OF MERGER SMARTFINANCIAL, INC. SMARTBANK CAPSTONEBANCSHARES, INC. AND CAPSTONE BANK May 22, 2017 TABLE OF CONTENTS (Filed With SEC on May 23, 2017)

1,770,084 Shares SmartFinancial, Inc. Common Stock UNDERWRITING AGREEMENT (Filed With SEC on January 25, 2017)

SMARTFINANCIAL, INC. 2015 STOCK INCENTIVE PLAN INCENTIVE STOCK OPTION AWARD AGREEMENT (Filed With SEC on March 30, 2016)

CORNERSTONE BANCSHARES, INC. 2002 STATUTORY AND NON-STATUTORY STOCK OPTIONPLAN DIRECTOR OPTION UNQUALIFIED STOCK OPTION AWARD AGREEMENT (Filed With SEC on March 30, 2016)

EMPLOYMENTAGREEMENT (Filed With SEC on March 2, 2016)

FIRST AMENDMENT TO EMPLOYMENT AGREEMENT (Filed With SEC on March 2, 2016)

FIRST AMENDMENT TO EMPLOYMENT AGREEMENT (Filed With SEC on December 9, 2015)

EMPLOYMENTAGREEMENT (Filed With SEC on December 9, 2015)

LOAN AGREEMENT dated as of August 28, 2015 among CORNERSTONE BANCSHARES, INC. as Borrower and CAPSTAR BANK as Lender (Filed With SEC on September 2, 2015)

LINE OF CREDIT NOTE (Filed With SEC on September 2, 2015)

STOCK PLEDGE AND SECURITY AGREEMENT (Filed With SEC on September 2, 2015)

ASSIGNMENT AND ASSUMPTION AGREEMENT (Filed With SEC on September 2, 2015)

EMPLOYMENT AGREEMENT (Filed With SEC on September 2, 2015)

EMPLOYMENTAGREEMENT (Filed With SEC on September 2, 2015)

EMPLOYMENT AGREEMENT (Filed With SEC on September 2, 2015)

SmartBank STOCKOPTION PLAN (Filed With SEC on September 2, 2015)

SMARTFINANCIAL,INC. 2010 INCENTIVE PLAN (Filed With SEC on September 2, 2015)

INCENTIVE STOCK OPTION CERTIFICATE Non-transferable GRANT TO _____________ ("Optionee") the right to purchase from SmartFinancial,Inc. (the "Company") _____________ shares of its... (Filed With SEC on September 2, 2015)

SmartBank Sevierville,Tennessee MANAGEMENT INCENTIVE STOCK OPTION AGREEMENT (Filed With SEC on September 2, 2015)

CORNERSTONE BANCSHARES, INC. SUMMARY OF OFFERING $3.75 - $3.85 per Share (Filed With SEC on August 20, 2015)

registrationRIGHTS AGREEMENT (Filed With SEC on August 20, 2015)

AGREEMENT AND PLAN OF MERGER (Filed With SEC on December 10, 2014)

DIRECTOR SUPPORT AGREEMENT (Filed With SEC on December 10, 2014)

EMPLOYMENTAGREEMENT (Filed With SEC on December 10, 2014)

Employee Stock Ownership Plan by and between Cornerstone Community Bank and Nathaniel F. Hughes dated July 1, 2005 (Filed With SEC on July 19, 2005)