Monthly Payment Date Statement relating to the distribution to Certificateholders, December 20, 2005

EX-10.1 2 f15809exv10w1.htm EXHIBIT 10.1 exv10w1

EXHIBIT 10.1


Contact:		Customer Services — CTSLink
		Wells Fargo Bank Minnesota, N.A.
		Securities Administration Services
		7485 New Horizon Way
		Frederick, MD 21703
		www.ctslink.com
		Telephone: (301) ###-###-####
		Fax: (301) ###-###-####

SMT SERIES 2005-4
Record Date: November 30, 2005
Distribution Date: October 20, 2005

Certificateholder Distribution Summary



			Certificate	Certificate
			Class	Pass-Through			Beginning		Interest		Principal		Current		Ending Certificate		Total		Cumulative
Class	CUSIP		Description	Rate			Certificate Balance		Distribution		Distribution		Realized Loss		Balance		Distribution		Realized Loss

1-A1		81744FHV2	SEN		4.37938	%		123,488,344.52		446,926.58		4,783,888.87		0.00		118,704,455.65		5,230,815.45		0.00
1-A2		81744FHW0	SEN		4.52938	%		13,721,132.79		51,360.15		531,551.71		0.00		13,189,581.62		582,911.32		0.00
1-AR		81744FJF5	SEN		5.02379	%		0.00		0.00		0.00		0.00		0.00		0.00		0.00
1-XA		81744FJD0	SEN		0.37834	%		0.00		42,900.20		0.00		0.00		0.00		42,900.20		0.00
2-A1		81744FJG3	SEN		4.08296	%		151,139,691.77		514,248.20		2,441,578.13		0.00		148,698,113.64		2,955,826.33		0.00
2-A2		81744FJH1	SEN		4.08296	%		9,693,573.57		32,982.09		156,594.32		0.00		9,536,979.25		189,576.41		0.00
2-AR		81744FJJ7	SEN		4.09883	%		0.00		0.00		0.00		0.00		0.00		0.00		0.00
1-B1		81744FHX8	SUB		4.60938	%		2,093,000.00		7,972.77		0.00		0.00		2,093,000.00		7,972.77		0.00
1-B2		81744FHY6	SUB		4.78938	%		1,395,000.00		5,521.58		0.00		0.00		1,395,000.00		5,521.58		0.00
1-B3		81744FHZ3	SUB		4.77272	%		1,706,000.00		6,728.87		0.00		0.00		1,706,000.00		6,728.87		0.00
1-XB		81744FJE8	SEN		0.09135	%		0.00		263.31		0.00		0.00		0.00		263.31		0.00
1-B4		81744FJA6	SUB		4.77272	%		697,000.00		2,749.13		0.00		0.00		697,000.00		2,749.13		0.00
1-B5		81744FJB4	SUB		4.77272	%		543,000.00		2,141.72		0.00		0.00		543,000.00		2,141.72		0.00
1-B6		81744FJC2	SUB		4.77272	%		310,325.03		1,224.00		0.00		0.00		310,325.03		1,224.00		0.00
2-B1		81744FJK4	SUB		4.08296	%		1,740,000.00		5,920.30		0.00		0.00		1,740,000.00		5,920.30		0.00
2-B2		81744FJL2	SUB		4.08296	%		696,000.00		2,368.12		0.00		0.00		696,000.00		2,368.12		0.00
2-B3		81744FJM0	SUB		4.08296	%		348,000.00		1,184.06		0.00		0.00		348,000.00		1,184.06		0.00
2-B4		81744FJN8	SUB		4.08296	%		348,000.00		1,184.06		0.00		0.00		348,000.00		1,184.06		0.00
2-B5		81744FJP3	SUB		4.08296	%		348,000.00		1,184.06		0.00		0.00		348,000.00		1,184.06		0.00
2-B6		81744FJQ1	SUB		4.08296	%		174,416.03		593.39		0.00		0.00		174,416.03		593.39		0.00

Totals								308,441,483.71		1,127,452.59		7,913,612.49		0.00		300,527,871.22		9,041,065.08		0.00

Principal Distribution Statement



			Beginning		Scheduled		Unscheduled
	Original Face		Certificate		Principal		Principal				Realized		Total Principal		Ending Certificate		Ending Certificate		Total Principal
Class	Amount		Balance		Distribution		Distribution		Accretion		Loss		Reduction		Balance		Percentage		Distribution

1-A1		133,459,000.00		123,488,344.52		86,449.42		86,449.42		0.00		0.00		4,783,888.87		118,704,455.65		0.889445		4,783,888.87
1-A2		14,829,000.00		13,721,132.79		9,605.63		9,605.63		0.00		0.00		531,551.17		13,189,581.62		0.889445		531,551.17
1-AR		50.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.000000		0.00
1-XA		0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.000000		0.00
2-A1		160,096,000.00		151,139,691.77		96,322.91		96,322.91		0.00		0.00		2,441,578.13		148,698,113.64		0.928806		2,441,578.13
2-A2		10,268,000.00		9,693,573.57		6,177.82		6,177.82		0.00		0.00		156,594.32		9,536,979.25		0.928806		156,594.32
2-AR		50.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.000000		0.00
1-B1		2,093,000.00		2,093,000.00		0.00		0.00		0.00		0.00		0.00		2,093,000.00		0.000000		0.00
1-B2		1,395,000.00		1,395,000.00		0.00		0.00		0.00		0.00		0.00		1,395,000.00		1.000000		0.00
1-B3		1,706,000.00		1,706,000.00		0.00		0.00		0.00		0.00		0.00		1,706,000.00		1.000000		0.00
1-XB		0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00		1.000000		0.00
1-B4		697,000.00		697,000.00		0.00		0.00		0.00		0.00		0.00		697,000.00		0.000000		0.00
1-B5		543,000.00		543,000.00		0.00		0.00		0.00		0.00		0.00		543,000.00		1.000000		0.00
1-B6		310,325.03		310,325.03		0.00		0.00		0.00		0.00		0.00		310,325.03		1.000000		0.00
2-B1		1,740,000.00		1,740,000.00		0.00		0.00		0.00		0.00		0.00		1,740,000.00		1.000000		0.00
2-B2		696,000.00		696,000.00		0.00		0.00		0.00		0.00		0.00		696,000.00		1.000000		0.00
2-B3		348,000.00		348,000.00		0.00		0.00		0.00		0.00		0.00		348,000.00		1.000000		0.00
2-B4		348,000.00		348,000.00		0.00		0.00		0.00		0.00		0.00		348,000.00		1.000000		0.00
2-B5		348,000.00		348,000.00		0.00		0.00		0.00		0.00		0.00		348,000.00		1.000000		0.00
2-B6		174,416.03		174,416.03		0.00		0.00		0.00		0.00		0.00		174,416.03		1.000000		0.00

Totals		329,050,841.06		308,441,483.71		198,555.78		7,715,056.71		0.00		0.00		7,913,612.49		300,527,871.22		0.913317		7,913,612.49

Principal Distribution Factors Statement



			Beginning		Scheduled		Unscheduled										Ending
	Original Face		Certificate		Principal		Principal				Realized		Total Principal		Ending Certificate		Certificate		Total Principal
Class	Amount		Balance		Distribution		Distribution		Accretion		Loss		Reduction		Balance		Percentage		Distribution

1-A1		133,459,000.00		925.290498		0.647760		35.197622		0.00000000		0.00000000		35.845382		889.445115		0.889445		35.845382
1-A2		14,829,000.00		925.290498		0.647760		35.197622		0.00000000		0.00000000		35.845382		889.445116		0.889445		35.845382
1-AR		50.00		0.000000		0.000000		0.000000		0.00000000		0.00000000		0.000000		0.000000		0.000000		0.000000
1-XA		0.00		0.000000		0.000000		0.000000		0.00000000		0.00000000		0.000000		0.000000		0.000000		0.000000
2-A1		160,096,000.00		944.056640		0.601657		14.649056		0.00000000		0.00000000		15.250713		928.805927		0.928806		15.250713
2-A2		10,268,000.00		944.056639		0.601658		14.649055		0.00000000		0.00000000		15.250713		928.805926		0.928806		15.250713
2-AR		50.00		0.00000000		0.000000		0.000000		0.00000000		0.00000000		0.000000		0.000000		0.000000		0.000000
1-B1		2,093,000.00		1000.000000		0.000000		0.000000		0.00000000		0.00000000		0.000000		1000.000000		1.000000		0.000000
1-B2		1,395,000.00		1000.000000		0.000000		0.000000		0.00000000		0.00000000		0.000000		1000.000000		1.000000		0.000000
1-B3		1,706,000.00		1000.000000		0.000000		0.000000		0.00000000		0.00000000		0.000000		1000.000000		1.000000		0.000000
1-XB		0.00		0.00000000		0.000000		0.000000		0.00000000		0.00000000		0.000000		0.00000000		0.000000		0.000000
1-B4		697,000.00		1000.000000		0.000000		0.000000		0.00000000		0.00000000		0.000000		1000.000000		1.000000		0.000000
1-B5		543,000.00		1000.000000		0.000000		0.000000		0.00000000		0.00000000		0.000000		1000.000000		1.000000		0.000000
1-B6		310,325.03		1000.000000		0.000000		0.000000		0.00000000		0.00000000		0.000000		1000.000000		1.000000		0.000000
2-B1		1,740,000.00		1000.000000		0.000000		0.000000		0.00000000		0.00000000		0.000000		1000.000000		1.000000		0.000000
2-B2		696,000.00		1000.000000		0.000000		0.000000		0.00000000		0.00000000		0.000000		1000.000000		1.000000		0.000000
2-B3		348,000.00		1000.000000		0.000000		0.000000		0.00000000		0.00000000		0.000000		1000.000000		1.000000		0.000000
2-B4		348,000.00		1000.000000		0.000000		0.000000		0.00000000		0.00000000		0.000000		1000.000000		1.000000		0.000000
2-B5		348,000.00		1000.000000		0.000000		0.000000		0.00000000		0.00000000		0.000000		1000.000000		1.000000		0.000000
2-B6		174,416.03		1000.000000		0.000000		0.000000		0.00000000		0.00000000		0.000000		1000.000000		1.000000		0.000000

Interest Distribution- Statement



												Payment
												of				Non-				Remaining		Ending
					Current			Beginning		Current		Unpaid		Current		Supported				Unpaid		Certificate/
			Accrual		Certificate			Certificate/		Accrued		Interest		Interest		Interest		Total Interest		Interest		Notational
Class	Accural Dates		Days		Rate			Notional Balance		Interest		Shortfall		Shortfall		Shortfall(1)		Distribution		Shortfall(2)		Balance

1-A1 1		1/20/05 – 12/19/05		30		4.37938	%		123,488,344.52		450,668.66		0.00		0.00		3,742.08		446,926.58		0.00		118,704,455.65
1-A2 1		1/20/05 – 12/19/05		30		4.52938	%		13,721,132.79		51,790.19		0.00		0.00		430.03		51,360.15		0.00		13,189,581.62
1-AR		N/A		N/A		5.02379	%		0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00
1-XA 1		1/01/05 – 11/30/05		30		0.37834	%		0.00		43,259.40		0.00		0.00		359.20		42,900.20		0.00		131,894,037.27
2-A1 1		1/01/05 – 11/30/05		30		4.08296	%		151,139,691.77		514,248.20		0.00		0.00		0.00		514,248.20		0.00		148,698,113.64
2-A2 1		1/01/05 – 11/30/05		30		4.08296	%		9,693,573.57		32,982.09		0.00		0.00		0.00		32,982.09		0.00		9,536,979.25
2-AR		N/A		N/A		4.09883	%		0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00
1-B1 1		1/20/05 – 12/19/05		30		4.60938	%		2,093,000.00		8.039.53		0.00		0.00		66.76		7,972.77		0.00		2,093,000.00
1-B2 1		1/20/05 – 12/19/05		30		4.78938	%		1,395,000.00		5.567.65		0.00		0.00		46.07		5,521.58		0.00		1,395,000.00
1-B3 1		1/01/05 – 11/30/05		30		4.77272	%		1,706,000.00		6,785.21		0.00		0.00		56.34		6,728.87		0.00		1,706,000.00
1-XB 1		1/01/05 – 11/30/05		30		0.09135	%		0.00		265.51		0.00		0.00		2.20		263.31		0.00		0.00
1-B4 1		1/01/05 – 11/30/05		30		4.77272	%		697,000.00		2,772.15		0.00		0.00		23.02		2,749.13		0.00		697,000.00
1-B5 1		1/01/05 – 11/30/05		30		4.77272	%		543,000.00		2,159.65		0.00		0.00		17.93		2,141.72		0.00		543,000.00
1-B6 1		1/01/05 – 11/30/05		30		4.77272	%		310,325.03		1,234.24		0.00		0.00		10.25		1,224.00		0.00		310,325.03
2-B1 1		1/01/05 – 11/30/05		30		4.08296	%		1,740,000.00		5,920.30		0.00		0.00		0.00		5,920.30		0.00		1,740,000.00
2-B2 1		1/01/05 – 11/30/05		30		4.08296	%		696,000.00		2,368.12		0.00		0.00		0.00		2,368.12		0.00		696,000.00
2-B3 1		1/01/05 – 11/30/05		30		4.08296	%		348,000.00		1,184.06		0.00		0.00		0.00		1,184.06		0.00		348,000.00
2-B4 1		1/01/05 – 11/30/05		30		4.08296	%		348,000.00		1,184.06		0.00		0.00		0.00		1,184.06		0.00		348,000.00
2-B5 1		1/01/05 – 11/30/05		30		4.08296	%		348,000.00		1,184.06		0.00		0.00		0.00		1,184.06		0.00		348,000.00
2-B6 1		1/01/05 – 11/30/05		30		4.08296	%		174,416.03		593.45		0.00		0.06		0.00		593.39		0.00		174,416.03

Totals											1,132,206.53		0.00		0.06		4,753.88		1,127,452.59		0.00

(1, 2) Amount also includes coupon cap or basis risk shortfalls, if applicable.

Interest Distribution Factors Statement



								Beginning				Payment of				Non-				Remaining		Ending
					Current			Certificate/		Current		Unpaid		Current		Supported				Unpaid		Certificate/
			Original Face		Certificate			Notional		Accrued		Interest		Interest		Interest		Total Interest		Interest		Notational
Class	Accural Dates		Amount		Rate			Balance		Interest		Shortfall		Shortfall(1)		Shortfall		Distribution		Shortfall(2)		Balance

1-A1		11/20/05 – 12/19/05		133,459,000.00		4.37938	%		925.290498		3.376832		0.000000		0.000000		0.028039		3.348793		0.000000		889.445115
1-A2		11/20/05 – 12/19/05		14,829,000.00		4.52938	%		925.290498		3.492494		0.000000		0.000000		0.028999		3.463494		0.000000		889.445116
1-AR		N/A		50.00		5.02379	%		0.000000		0.000000		0.000000		0.000000		0.000000		0.000000		0.000000		0.000000
1-XA		11/01/05 – 11/30/05		0.00		0.37834	%		925.290498		0.291726		0.000000		0.000000		0.002422		0.289303		0.000000		889.445115
2-A1		11/01/05 – 11/30/05		160,096,000.00		4.08296	%		944.056640		3.212124		0.000000		0.000000		0.000000		3.212124		0.000000		928.805927
2-A2		11/01/05 – 11/30/05		10,268,000.00		4.08296	%		944.056639		3.212124		0.000000		0.000000		0.000000		3.212124		0.000000		928.805926
2-AR		N/A		50.00		4.09883	%		0.000000		0.000000		0.000000		0.000000		0.000000		0.000000		0.000000		0.000000
1-B1		11/20/05 – 12/19/05		2,093,000.00		4.60938	%		1000.000000		3.841151		0.000000		0.000000		0.031897		3.809255		0.000000		1000.000000
1-B2		11/20/05 – 12/19/05		1,395,000.00		4.78938	%		1000.000000		3.991147		0.000000		0.000000		0.033025		3.958122		0.000000		1000.000000
1-B3		11/01/05 – 11/30/05		1,706,000.00		4.77272	%		1000.000000		3.977263		0.000000		0.000000		0.033025		3.944238		0.000000		1000.000000
1-XB		11/01/05 – 11/30/05		0.00		0.09135	%		1000.000000		0.076121		0.000000		0.000000		0.000631		0.075490		0.000000		1000.000000
1-B4		11/01/05 – 11/30/05		697,000.00		4.77272	%		1000.000000		3.977260		0.000000		0.000000		0.033027		3.944232		0.000000		1000.000000
1-B5		11/01/05 – 11/30/05		543,000.00		4.77272	%		1000.000000		3.977256		0.000000		0.000000		0.033020		3.944236		0.000000		1000.000000
1-B6		11/01/05 – 11/30/05		310,325.03		4.77272	%		1000.000000		3.977249		0.000000		0.000000		0.033030		3.944252		0.000000		1000.000000
2-B1		11/01/05 – 11/30/05		1,740,000.00		4.08296	%		1000.000000		3.402471		0.000000		0.000000		0.000000		3.402471		0.000000		1000.000000
2-B2		11/01/05 – 11/30/05		696,000.00		4.08296	%		1000.000000		3.402471		0.000000		0.000000		0.000000		3.402471		0.000000		1000.000000
2-B3		11/01/05 – 11/30/05		348,000.00		4.08296	%		1000.000000		3.402471		0.000000		0.000000		0.000000		3.402471		0.000000		1000.000000
2-B4		11/01/05 – 11/30/05		348,000.00		4.08296	%		1000.000000		3.402471		0.000000		0.000000		0.000000		3.402471		0.000000		1000.000000
2-B5		11/01/05 – 11/30/05		348,000.00		4.08296	%		1000.000000		3.402471		0.000000		0.000000		0.000000		3.402471		0.000000		1000.000000
2-B-6		11/01/05 – 11/30/05		174,416.03		4.08296	%		1000.000000		3.402497		0.000000		0.000344		0.000000		3.402153		0.000516		0.000000

(1, 2) Amount also includes coupon cap or basis risk shortfalls, if applicable.
Per $1 denomination

Certificateholder Account Statement

Certificate Account


Beginning Balance			0.00

Deposits
Payments of Interest and Principal			9,123,410.50
Reserve Funds and Credit Enhancements			0.00
Proceeds from Repurchased Loans			0.00
(Servicer Advances			0.00
Realized Losses (Gains, Subsequent Expenses & Recoveries)			0.00
Prepayment Penalties			0.00
Swap/Cap Payments			0.00

Total Deposits			9,123,410.50

Withdrawals
Swap Payments			0.00
Reserve Funds and Credit Enhancements			0.00
Reimbursement of Servicer Advances			0.00
Total Administration Fees			82,345.42
Payment of Interest and Principal			9,041,065.08

Total Withdrawals (Pool Distribution Amount)			9,123,410.50

Ending Balance			0.00

Prepayment/Curtailment Interest Shortfall


Total Prepayment/Curtailment Interest Shortfall			4,753.88
Servicing Fee Support			0.00

Non-Supported Prepayment Curtailment Interest Shortfall			4,753.88

Administration Fees


Gross Servicing Fee*			77,847.31
Master Servicing Fee			4,498.11
Supported Prepayment/Curtailment Interest Shortfall			0.00


Total Administration Fees			82,345.42


*		Servicer Payees include: BANK OF AMERICA (NY); COUNTRYWIDE HOME LOANS INC.; GMAC MTG CORP; GREENPOINT MTG FUNDING, INC.; MORGAN STANLEY DEAN WITTER; PHH US MTG CORP; WELLS FARGO BANK, N.A.

Reserve Accounts


	Beginning		Current		Current		Ending
Account Type	Balance		Withdrawals		Deposits		Balance

Reserve Fund		5,000.00		0.00		0.00		5,000.00
Reserve Fund		4,953.91		19.37		65.46		5,000.00

Collateral Statement


Collateral Description	Fixed & Mixed Arm
Weighted Average Gross Coupon		4.726517	%
Weighted Average Net Coupon		4.423650	%
Weighted Average Pass-Through Rate		4.40881	%
Weighted Average Remaining Term		313

Beginning Scheduled Collateral Loan Count		515
Number of Loans Paid in Full		11
Ending Scheduled Collateral Loan Count		504

Beginning Scheduled Collateral Balance		308,441,484.02
Ending Scheduled Collateral Balance		300,527,871.53
Ending Actual Collateral Balance at 30-Nov-2005		300,675,201.54

Monthly P&I Constant		1,413,434.13
Special Servicing Fee		0.00
Prepayment Penalty Waived Amount		0.00
Prepayment Penalty Waived Count		0
Prepayment Penalty Paid Amount		0.00
Prepayment Penalty Paid Count		0
Realization Loss Amount		0.00
Cumulative Realized Loss		0.00

Scheduled Principal		198,555.78
Unscheduled Principal		7,715,056.71


Group	Group One		Group Two		Total
Collateral Description	Mixed ARM		Mixed ARM		Mixed ARM
Weighted Average Coupon Rate		5.153493		4.352843		4.726517
Weighted Average Net Rate		4.790218		4.102843		4.423650
Pass-Through Rate		4.772718		4.082964		4.404881
Weighted Average Maturity		285		337		313
Record Date		11/30/2005		11/30/2005		11/30/2005
Principal and Interest Constant		714,275.81		699,158.32		1,413,434.13
Beginning Loan Count		258		257		515
Loans Paid in Full		5		6		11
Ending Loan Count		253		251		504
Beginning Scheduled Balance		143,953,802.58		164,487,681.44		308,441,484.02
Ending Scheduled Balance		138,638,362.54		161,889,508.99		300,527,871.53
Scheduled Principal		96,055.05		102,500.73		198,555.78
Unscheduled Principal		5,219,384.99		2,495,671.72		7,715,056.71
Scheduled Interest		618,220.76		596,657.59		1,214,878.35
Servicing Fee		43,579.04		34,268.27		77,847.31
Master Servicing Fee		2,099.33		2,398.78		4,498.11
Trustee Fee		0.00		0.00		0.00
FRY Amount		0.00		0.00		0.00
Special Hazard Fee		0.00		0.00		0.00
Other Fee		0.00		326.16		326.16
Pool Insurance Fee		0.00		0.00		0.00
Spread 1		0.00		0.00		0.00
Spread 2		0.00		0.00		0.00
Spread 3		0.00		0.00		0.00
Net Interest		572,542.39		559,664.38		1,132,206.77
Realized Loss Amount		0.00		0.00		0.00
Cumulative Realized Loss		0.00		0.00		0.00
Percentage of Cumulative Losses		0.00		0.00		0.00
Prepayment Penalty Waived Amount		0.00		0.00		0.00
Prepayment Penalty Waived Count		0		0		0
Prepayment Penalty Paid Amount		0.00		0.00		0.00
Prepayment Penalty Paid Count		0		0		0
Special Servicing Fee		0.00		0.00		0.00

Additional Reporting – Group Level

Miscellaneous Reporting


Group One
Senior Percentage	100.000000	%
Senior Prepayment Percentage	100.000000	%
Subordinate Percentage	0.000000	%
Subordinate Prepayment Percentage	0.000000	%
Pro Rata Senior Percentage	95.314938	%
Pro Rata Subordinate Percentage	4.685062	%

Group Two
Senior Percent	100.000000	%
Senior Prepayment Percent	100.000000	%
Subordinate Percent	0.000000	%
Subordinate Prepayment Percent	0.000000	%
Pro Rata Senior Percentage	97.778304	%
Pro Rata Subordinate Percentage	2.221696	%

Loan Status Stratification/Credit Enhancement Statement



DELINQUENT					BANKRUPTCY					FORECLOSURE					REO					TOTAL


	No. of	Principal				No. of	Principal				No. of	Principal				No. of	Principal				No. of	Principal
	Loans	Balance				Loans	Balance				Loans	Balance				Loans	Balance				Loans	Balance

0-29 Days	0		0.00		0-29 Days	0		0.00		0-29 Days	0		0.00		0-29 Days	0		0.00		0-29 Days	0		0.00
30 Days	0		0.00		30 Days	0		0.00		30 Days	0		0.00		30 Days	0		0.00		30 Days	0		0.00
60 Days	0		0.00		60 Days	0		0.00		60 Days	0		0.00		60 Days	0		0.00		60 Days	0		0.00
90 Days	0		0.00		90 Days	0		0.00		90 Days	0		0.00		90 Days	0		0.00		90 Days	0		0.00
120 Days	0		0.00		120 Days	0		0.00		120 Days	0		0.00		120 Days	0		0.00		120 Days	0		0.00
150 Days	0		0.00		150 Days	0		0.00		150 Days	0		0.00		150 Days	0		0.00		150 Days	0		0.00
180+ Days	0		0.00		180+ Days	0		0.00		180+ Days	0		0.00		180+ Days	0		0.00		180+ Days	0		0.00

	0		0.00			0		0.00			0		0.00			0		0.00			0		0.00

	No. of	Principal				No. of	Principal				No. of	Principal				No. of	Principal				No. of	Principal
	Loans	Balance				Loans	Balance				Loans	Balance				Loans	Balance				Loans	Balance

0-29 Days	0.000000%		0.000000	%	0-29 Days	0.000000%		0.000000	%	0-29 Days	0.000000%		0.000000	%	0-29 Days	0.000000%		0.000000	%	0-29 Days	0.000000%		0.000000	%
30 Days	0.000000%		0.000000	%	30 Days	0.000000%		0.000000	%	30 Days	0.000000%		0.000000	%	30 Days	0.000000%		0.000000	%	30 Days	0.000000%		0.000000	%
60 Days	0.000000%		0.000000	%	60 Days	0.000000%		0.000000	%	60 Days	0.000000%		0.000000	%	60 Days	0.000000%		0.000000	%	60 Days	0.000000%		0.000000	%
90 Days	0.000000%		0.000000	%	90 Days	0.000000%		0.000000	%	90 Days	0.000000%		0.000000	%	90 Days	0.000000%		0.000000	%	90 Days	0.000000%		0.000000	%
120 Days	0.000000%		0.000000	%	120 Days	0.000000%		0.000000	%	120 Days	0.000000%		0.000000	%	120 Days	0.000000%		0.000000	%	120 Days	0.000000%		0.000000	%
150 Days	0.000000%		0.000000	%	150 Days	0.000000%		0.000000	%	150 Days	0.000000%		0.000000	%	150 Days	0.000000%		0.000000	%	150 Days	0.000000%		0.000000	%
180+ Days	0.000000%		0.000000	%	180+ Days	0.000000%		0.000000	%	180+ Days	0.000000%		0.000000	%	180+ Days	0.000000%		0.000000	%	180+ Days	0.000000%		0.000000	%

	0.000000%		0.000000	%		0.000000%		0.000000	%		0.000000%		0.000000	%		0.000000%		0.000000	%		0.000000%		0.000000	%


Current Period Class A Insufficient Funds:			0.00			Principal Balance of Contaminated Properties					0.00			Periodic Advance					0.00

Delinquency Status by Group



DELINQUENT			BANKRUPTCY			FORECLOSURE			REO			TOTAL
*Group One*
	No. of	Principal		No. of	Principal		No. of	Principal		No. of	Principal		No. of	Principal
	Loans	Balance		Loans	Balance		Loans	Balance		Loans	Balance		Loans	Balance
0-29 Days	0	0.00	0-29 Days	0	0.00	0-29 Days	0	0.00	0-29 Days	0	0.00	0-29 Days	0	0.00
30 Days	0	0.00	30 Days	0	0.00	30 Days	0	0.00	30 Days	0	0.00	30 Days	0	0.00
60 Days	0	0.00	60 Days	0	0.00	60 Days	0	0.00	60 Days	0	0.00	60 Days	0	0.00
90 Days	0	0.00	90 Days	0	0.00	90 Days	0	0.00	90 Days	0	0.00	90 Days	0	0.00
120 Days	0	0.00	120 Days	0	0.00	120 Days	0	0.00	120 Days	0	0.00	120 Days	0	0.00
150 Days	0	0.00	150 Days	0	0.00	150 Days	0	0.00	150 Days	0	0.00	150 Days	0	0.00
180+ Days	0	0.00	180+ Days	0	0.00	180+ Days	0	0.00	180+ Days	0	0.00	180+ Days	0	0.00

	0	0.00		0	0.00		0	0.00		0	0.00		0	0.00

	No. of	Principal		No. of	Principal		No. of	Principal		No. of	Principal		No. of	Principal
	Loans	Balance		Loans	Balance		Loans	Balance		Loans	Balance		Loans	Balance
0-29 Days	0.000000%	0.000000%	0-29 Days	0.000000%	0.000000%	0-29 Days	0.000000%	0.000000%	0-29 Days	0.000000%	0.000000%	0-29 Days	0.000000%	0.000000%
30 Days	0.000000%	0.000000%	30 Days	0.000000%	0.000000%	30 Days	0.000000%	0.000000%	30 Days	0.000000%	0.000000%	30 Days	0.000000%	0.000000%
60 Days	0.000000%	0.000000%	60 Days	0.000000%	0.000000%	60 Days	0.000000%	0.000000%	60 Days	0.000000%	0.000000%	60 Days	0.000000%	0.000000%
90 Days	0.000000%	0.000000%	90 Days	0.000000%	0.000000%	90 Days	0.000000%	0.000000%	90 Days	0.000000%	0.000000%	90 Days	0.000000%	0.000000%
120 Days	0.000000%	0.000000%	120 Days	0.000000%	0.000000%	120 Days	0.000000%	0.000000%	120 Days	0.000000%	0.000000%	120 Days	0.000000%	0.000000%
150 Days	0.000000%	0.000000%	150 Days	0.000000%	0.000000%	150 Days	0.000000%	0.000000%	150 Days	0.000000%	0.000000%	150 Days	0.000000%	0.000000%
180+ Days	0.000000%	0.000000%	180+ Days	0.000000%	0.000000%	180+ Days	0.000000%	0.000000%	180+ Days	0.000000%	0.000000%	180+ Days	0.000000%	0.000000%

	0.000000%	0.000000%		0.000000%	0.000000%		0.000000%	0.000000%		0.000000%	0.000000%		0.000000%	0.000000%



DELINQUENT			BANKRUPTCY			FORECLOSURE			REO			TOTAL
*Group Two*				1.183654%
	No. of	Principal		No. of	Principal		No. of	Principal		No. of	Principal		No. of	Principal
	Loans	Balance		Loans	Balance		Loans	Balance		Loans	Balance		Loans	Balance
0-29 Days	0	0.00	0-29 Days	0	0.00	0-29 Days	0	0.00	0-29 Days	0	0.00	0-29 Days	0	0.00
30 Days	0	0.00	30 Days	0	0.00	30 Days	0	0.00	30 Days	0	0.00	30 Days	0	0.00
60 Days	0	0.00	60 Days	0	0.00	60 Days	0	0.00	60 Days	0	0.00	60 Days	0	0.00
90 Days	0	0.00	90 Days	0	0.00	90 Days	0	0.00	90 Days	0	0.00	90 Days	0	0.00
120 Days	0	0.00	120 Days	0	0.00	120 Days	0	0.00	120 Days	0	0.00	120 Days	0	0.00
150 Days	0	0.00	150 Days	0	0.00	150 Days	0	0.00	150 Days	0	0.00	150 Days	0	0.00
180+ Days	0	0.00	180+ Days	0	0.00	180+ Days	0	0.00	180+ Days	0	0.00	180+ Days	0	0.00

	0	0.00		0	0.00		0	0.00		0	0.00		0	0.00

	No. of	Principal		No. of	Principal		No. of	Principal		No. of	Principal		No. of	Principal
	Loans	Balance		Loans	Balance		Loans	Balance		Loans	Balance		Loans	Balance
0-29 Days	0.000000%	0.000000%	0-29 Days	0.000000%	0.000000%	0-29 Days	0.000000%	0.000000%	0-29 Days	0.000000%	0.000000%	0-29 Days	0.000000%	0.000000%
30 Days	0.000000%	0.000000%	30 Days	0.000000%	0.000000%	30 Days	0.000000%	0.000000%	30 Days	0.000000%	0.000000%	30 Days	0.000000%	0.000000%
60 Days	0.000000%	0.000000%	60 Days	0.000000%	0.000000%	60 Days	0.000000%	0.000000%	60 Days	0.000000%	0.000000%	60 Days	0.000000%	0.000000%
90 Days	0.000000%	0.000000%	90 Days	0.000000%	0.000000%	90 Days	0.000000%	0.000000%	90 Days	0.000000%	0.000000%	90 Days	0.000000%	0.000000%
120 Days	0.000000%	0.000000%	120 Days	0.000000%	0.000000%	120 Days	0.000000%	0.000000%	120 Days	0.000000%	0.000000%	120 Days	0.000000%	0.000000%
150 Days	0.000000%	0.000000%	150 Days	0.000000%	0.000000%	150 Days	0.000000%	0.000000%	150 Days	0.000000%	0.000000%	150 Days	0.000000%	0.000000%
180+ Days	0.000000%	0.000000%	180+ Days	0.000000%	0.000000%	180+ Days	0.000000%	0.000000%	180+ Days	0.000000%	0.000000%	180+ Days	0.000000%	0.000000%

	0.000000%	0.000000%		0.000000%	0.000000%		0.000000%	0.000000%		0.000000%	0.000000%		0.000000%	0.000000%