EXHIBIT 10.1 Contact: Customer Services CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) 815-6600 Fax: (301) 315-6660 SMT SERIES 2005-4 Record Date: February 28, 2006 Distribution Date: March 20, 2006

EX-10.1 2 f19541dexv10w1.htm EXHIBIT 10.1 exv10w1

EXHIBIT 10.1


Contact:		Customer Services — CTSLink
		Wells Fargo Bank Minnesota, N.A.
		Securities Administration Services
		7485 New Horizon Way
		Frederick, MD 21703
		www.ctslink.com
		Telephone: (301) ###-###-####
		Fax: (301) ###-###-####

SMT SERIES 2005-4
Record Date: February 28, 2006
Distribution Date: March 20, 2006

Certificateholder Distribution Summary


		Certificate
		Pass-Through			Beginning		Interest		Principal		Current		Ending Certificate		Total		Cumulative
Class	CUSIP	Rate			Certificate Balance		Distribution		Distribution		Realized Loss		Balance		Distribution		Realized Loss
1-A1	81744FHV2		4.79000	%		110,236,933.65		435,755.01		6,957,120.61		0.00		103,279,813.04		7,392,875.62		0.00
1-A2	81744FHW0		4.94000	%		12,248,731.74		49,935.38		773,024.99		0.00		11,475,706.75		822,960.37		0.00
1-AR	81744FJF5		5.10823	%		0.00		0.00		0.00		0.00		0.00		0.00		0.00
1-XA	81744FJD0		0.12397	%		0.00		12,406.54		0.00		0.00		0.00		12,406.54		0.00
2-A1	81744FJG3		4.08167	%		147,256,052.56		500,875.38		3,118,983.14		0.00		144,137,069.42		3,619,858.52		0.00
2-A2	81744FJH1		4.08167	%		9,444,490.48		32,124.40		200,040.72		0.00		9,244,449.76		232,165.12		0.00
2-AR	81744FJJ7		4.09999	%		0.00		0.00		0.00		0.00		0.00		0.00		0.00
1-B1	81744FHX8		5.02000	%		2,093,000.00		8,672.23		0.00		0.00		2,093,000.00		8,672.23		0.00
1-B2	81744FHY6		5.20000	%		1,395,000.00		5,989.36		0.00		0.00		1,395,000.00		5,989.36		0.00
1-B3	81744FHZ3		4.92774	%		1,706,000.00		6,937.56		0.00		0.00		1,706,000.00		6,937.56		0.00
1-XB	81744FJE8		0.00000	%		0.00		0.00		0.00		0.00		0.00		0.00		0.00
1-B4	81744FJA6		4.92774	%		697,000.00		2,834.39		0.00		0.00		697,000.00		2,834.39		0.00
1-B5	81744FJB4		4.92774	%		543,000.00		2,208.14		0.00		0.00		543,000.00		2,208.14		0.00
1-B6	81744FJC2		4.92774	%		310,325.03		1,261.96		0.00		0.00		310,325.03		1,261.96		0.00
2-B1	81744FJK4		4.08167	%		1,740,000.00		5,918.42		0.00		0.00		1,740,000.00		5,918.42		0.00
2-B2	81744FJL2		4.08167	%		696,000.00		2,367.37		0.00		0.00		696,000.00		2,367.37		0.00
2-B3	81744FJM0		4.08167	%		348,000.00		1,183.68		0.00		0.00		348,000.00		1,183.68		0.00
2-B4	81744FJN8		4.08167	%		348,000.00		1,183.68		0.00		0.00		348,000.00		1,183.68		0.00
2-B5	81744FJP3		4.08167	%		348,000.00		1,183.68		0.00		0.00		348,000.00		1,183.68		0.00
2-B6	81744FJQ1		4.08167	%		174,416.03		593.26		0.00		0.00		174,416.03		593.26		0.00

Totals						289,584,949.49		1,071,430.44		11,049,169.46		0.00		278,535,780.03		12,120,599.90		0.00

Principal Distribution Statement


			Beginning		Scheduled		Unscheduled
	Original Face		Certificate		Principal		Principal				Realized		Total Principal		Ending Certificate		Ending Certificate		Total Principal
Class	Amount		Balance		Distribution		Distribution		Accretion		Loss		Reduction		Balance		Percentage		Distribution
1-A1		133,459,000.00		110,236,933.65		68,537.67		6,888,582.94		0.00		0.00		6,957,120.61		103,279,813.04		0.77386923		6,957,120.61
1-A2		14,829,000.00		12,248,731.74		7,615.41		765,409.58		0.00		0.00		773,024.99		11,475,706.75		0.77386923		773,024.99
1-AR		50.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00000000		0.00
1-XA		0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00000000		0.00
2-A1		160,096,000.00		147,256,052.56		95,044.88		3,023,938.26		0.00		0.00		3,118,983.14		144,137,069.42		0.90031649		3,118,983.14
2-A2		10,268,000.00		9,444,490.48		6,095.85		193,944.87		0.00		0.00		200,040.72		9,244,449.76		0.90031649		200,040.72
2-AR		50.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00000000		0.00
1-B1		2,093,000.00		2,093,000.00		0.00		0.00		0.00		0.00		0.00		2,093,000.00		1.00000000		0.00
1-B2		1,395,000.00		1,395,000.00		0.00		0.00		0.00		0.00		0.00		1,395,000.00		1.00000000		0.00
1-B3		1,706,000.00		1,706,000.00		0.00		0.00		0.00		0.00		0.00		1,706,000.00		1.00000000		0.00
1-XB		0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00000000		0.00
1-B4		697,000.00		697,000.00		0.00		0.00		0.00		0.00		0.00		697,000.00		1.00000000		0.00
1-B5		543,000.00		543,000.00		0.00		0.00		0.00		0.00		0.00		543,000.00		1.00000000		0.00
1-B6		310,325.03		310,325.03		0.00		0.00		0.00		0.00		0.00		310,325.03		1.00000000		0.00
2-B1		1,740,000.00		1,740,000.00		0.00		0.00		0.00		0.00		0.00		1,740,000.00		1.00000000		0.00
2-B2		696,000.00		696,000.00		0.00		0.00		0.00		0.00		0.00		696,000.00		1.00000000		0.00
2-B3		348,000.00		348,000.00		0.00		0.00		0.00		0.00		0.00		348,000.00		1.00000000		0.00
2-B4		348,000.00		348,000.00		0.00		0.00		0.00		0.00		0.00		348,000.00		1.00000000		0.00
2-B5		348,000.00		348,000.00		0.00		0.00		0.00		0.00		0.00		348,000.00		1.00000000		0.00
2-B6		174,416.03		174,416.03		0.00		0.00		0.00		0.00		0.00		174,416.03		1.00000000		0.00

Totals		329,050,841.06		289,584,949.49		177,293.81		10,871,875.65		0.00		0.00		11,049,169.46		278,535,780.03		0.84648250		11,049,169.46

Principal Distribution Factors Statement


			Beginning		Scheduled		Unscheduled										Ending
	Original Face		Certificate		Principal		Principal				Realized		Total Principal		Ending Certificate		Certificate		Total Principal
Class	Amount		Balance		Distribution		Distribution		Accretion		Loss		Reduction		Balance		Percentage		Distribution
1-A1		133,459,000.00		825.99849879		0.51354851		51.61572423		0.00000000		0.00000000		52.12927274		773.86922605		0.77386923		52.12927274
1-A2		14,829,000.00		825.99849889		0.51354845		51.61572459		0.00000000		0.00000000		52.12927305		773.86922584		0.77386923		52.12927305
1-AR		50.00		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000
1-XA		0.00		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000
2-A1		160,096,000.00		919.79844943		0.59367430		18.88828116		0.00000000		0.00000000		19.48195545		900.31649398		0.90031649		19.48195545
2-A2		10,268,000.00		919.79844955		0.59367452		18.88828107		0.00000000		0.00000000		19.48195559		900.31649396		0.90031649		19.48195559
2-AR		50.00		0.0000000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000
1-B1		2,093,000.00		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		1000.00000000		1.00000000		0.00000000
1-B2		1,395,000.00		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		1000.00000000		1.00000000		0.00000000
1-B3		1,706,000.00		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		1000.00000000		1.00000000		0.00000000
1-XB		0.00		0.0000000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.0000000000		0.00000000		0.00000000
1-B4		697,000.00		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		1000.00000000		1.00000000		0.00000000
1-B5		543,000.00		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		1000.00000000		1.00000000		0.00000000
1-B6		310,325.03		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		1000.00000000		1.00000000		0.00000000
2-B1		1,740,000.00		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		1000.00000000		1.00000000		0.00000000
2-B2		696,000.00		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		1000.00000000		1.00000000		0.00000000
2-B3		348,000.00		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		1000.00000000		1.00000000		0.00000000
2-B4		348,000.00		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		1000.00000000		1.00000000		0.00000000
2-B5		348,000.00		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		1000.00000000		1.00000000		0.00000000
2-B6		174,416.03		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		1000.00000000		1.00000000		0.00000000

Interest Distribution- Statement


											Payment
											of				Non-				Remaining		Ending
				Current			Beginning		Current		Unpaid		Current		Supported				Unpaid		Certificate/
		Accrual		Certificate			Certificate/		Accrued		Interest		Interest		Interest		Total Interest		Interest		Notational
Class	Accural Dates	Days		Rate			Notional Balance		Interest		Shortfall		Shortfall		Shortfall(1)		Distribution		Shortfall(2)		Balance
1-A1	02/20/06 – 03/19/06		30		4.79000	%		110,236,933.65		440,029.09		0.00		0.00		4,274.08		435,755.01		0.00		103,279,813.04
1-A2	02/20/06 – 03/19/06		30		4.94000	%		12,248,731.74		50,423.95		125.14		125.14		488.56		488.56		0.00		11,475,706.75
1-AR	N/A		N/A		5.10823	%		0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00
1-XA	02/01/06 – 02/28/06		30		0.12397	%		122,485,665.39		12,653.37		0.00		0.00		121.69		12,406.54		0.00		114,755,519.79
2-A1	02/01/06 – 02/28/06		30		4.08167	%		147,256,052.56		500,875.38		0.00		0.00		0.00		500,875.38		0.00		144,137,069.42
2-A2	02/01/06 – 02/28/06		30		4.08167	%		9,444,490.48		32,124.40		0.00		0.00		0.00		32,124.40		0.00		9,244,449.76
2-AR	N/A		N/A		4.09999	%		0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00
1-B1	02/20/06 – 03/19/06		30		5.02000	%		2,093,000.00		8,755.72		160.92		160.92		83.48		8,672.23		0.00		2,093,000.00
1-B2	02/20/06 – 03/19/06		30		5.20000	%		1,395,000.00		6,045.00		316.50		316.50		55.64		5,989.36		0.00		1,395,000.00
1-B3	02/20/06 – 03/19/06		30		4.92774	%		1,706,000.00		7,005.60		0.00		0.00		68.05		6,937.56		0.00		1,706,000.00
1-XB	N/A		30		0.00000	%		3,488,000.00		0.00		0.00		0.00		0.00		0.00		0.00		3,488,000.00
1-B4	02/01/06 – 02/28/06		30		4.92774	%		697,000.00		2,862.20		0.00		0.00		27.80		2,834.39		0.00		697,000.00
1-B5	02/01/06 – 02/28/06		30		4.92774	%		543,000.00		2,229.80		0.00		0.00		21.66		2,208.14		0.00		543,000.00
1-B6	02/01/06 – 02/28/06		30		4.92774	%		310,325.03		1,274.33		0.00		0.00		12.38		1,261.96		0.00		310,325.03
2-B1	02/01/06 – 02/28/06		30		4.01867	%		1,740,000.00		5,918.42		0.00		0.00		0.00		5,918.42		0.00		1,740,000.00
2-B2	02/01/06 – 02/28/06		30		4.01867	%		696,000.00		2,367.37		0.00		0.00		0.00		2,367.37		0.00		696,000.00
2-B3	02/01/06 – 02/28/06		30		4.01867	%		348,000.00		1,183.68		0.00		0.00		0.00		1,183.68		0.00		348,000.00
2-B4	02/01/06 – 02/28/06		30		4.01867	%		348,000.00		1,183.68		0.00		0.00		0.00		1,183.68		0.00		348,000.00
2-B5	02/01/06 – 02/28/06		30		4.01867	%		348,000.00		1,183.68		0.00		0.00		0.00		1,183.68		0.00		348,000.00
2-B6	02/01/06 – 02/28/06		30		4.01867	%		174,416.03		593.26		0.00		0.00		0.00		593.26		0.00		174,416.03

Totals										1,076,708.93		602.56		602.56		5,153.34		1,071,430.44		0.00


(1, 2)		Amount also includes coupon cap or basis risk shortfalls, if applicable.

Interest Distribution Factors Statement


						Beginning				Payment of				Non-
			Current			Certificate/		Current		Unpaid		Current		Supported				Remaining
	Original Face		Certificate			Notional		Accrued		Interest		Interest		Interest		Total Interest		Unpaid Interest		Ending Certificate/
Class	Amount		Rate			Balance		Interest		Shortfall		Shortfall(1)		Shortfall		Distribution		Shortfall(2)		Notational Balance
1-A1		133,459,000.00		4.79000	%		825.99849879		3.29711065		0.00000000		0.00000000		0.03202542		3.26508523		0.00000000		773.86922605
1-A2		14,829,000.00		4.94000	%		825.99849889		3.40036078		0.00843887		0.00843887		0.03294625		3.36741385		0.00000000		773.86922584
1-AR		50.00		5.10823	%		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000
1-XA		0.00		0.12397	%		825.99849880		0.08532970		0.00000000		0.00000000		0.00082063		0.08366517		0.00000000		773.86922603
2-A1		160,096,000.00		4.08167	%		919.79844943		3.12859397		0.00000000		0.00000000		0.00000000		0.12859397		0.00000000		900.31649398
2-A2		10,268,000.00		4.08167	%		919.79844955		3.12859369		0.00000000		0.00000000		0.00000000		3.12859369		0.00000000		900.31649396
2-AR		50.00		4.09999	%		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000
1-B1		2,093,000.00		5.02000	%		1000.00000000		4.18333493		0.07688485		0.07688485		0.03988533		4.14344482		0.00000000		1000.00000000
1-B2		1,395,000.00		5.20000	%		1000.00000000		4.33333333		0.22688172		0.22688172		0.03988530		4.29344803		0.00000000		1000.00000000
1-B3		1,706,000.00		4.92774	%		1000.00000000		4.10644783		0.00000000		0.00000000		0.03988863		4.06656506		0.00000000		1000.00000000
1-XB		0.00		0.00000	%		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		1000.00000000
1-B4		697,000.00		4.92774	%		1000.00000000		4.10645624		0.00000000		0.00000000		0.03988522		4.06655667		0.00000000		1000.00000000
1-B5		543,000.00		4.92774	%		1000.00000000		4.10644567		0.00000000		0.00000000		0.03989366		4.06655617		0.00000000		1000.00000000
1-B6		310,325.03		4.92774	%		1000.00000000		4.10643640		0.00000000		0.00000000		0.00000000		4.06657497		0.00000000		1000.00000000
2-B1		1,740,000.00		4.01867	%		1000.00000000		3.40139080		0.00000000		0.00000000		0.00000000		3.40139080		0.00000000		1000.00000000
2-B2		696,000.00		4.01867	%		1000.00000000		3.40139368		0.00000000		0.00000000		0.00000000		3.40139368		0.00000000		1000.00000000
2-B3		348,000.00		4.01867	%		1000.00000000		3.40137931		0.00000000		0.00000000		0.00000000		3.40137931		0.00000000		1000.00000000
2-B4		348,000.00		4.01867	%		1000.00000000		3.40137931		0.00000000		0.00000000		0.00000000		3.40137931		0.00000000		1000.00000000
2-B5		348,000.00		4.01867	%		1000.00000000		3.40137931		0.00000000		0.00000000		0.00000000		3.40137931		0.00000000		1000.00000000
2-B-6		174,416.03		4.01867	%		1000.00000000		3.40140754		0.00000000		0.00000000		0.00000000		3.40140754		0.00000000		0.00000000


(1, 2)		Amount also includes coupon cap or basis risk shortfalls, if applicable.

Per $1 denomination

Certificateholder Account Statement

Certificate Account


Beginning Balance			0.00

Deposits
Payments of Interest and Principal			12,206,676.22
Reserve Funds and Credit Enhancements			0.00
Proceeds from Repurchased Loans			0.00
Servicer Advances			1,023.76
Realized Losses (Gains, Subsequent Expenses & Recoveries)			0.00
Prepayment Penalties			0.00
Swap/Cap Payments			0.00

Total Deposits			12,207,699.98

Withdrawals
Reserve Funds and Credit Enhancements			0.00
Reimbursement of Servicer Advances			10,588.49
Total Administration Fees			76,511.59
Payment of Interest and Principal			12,120,599.90

Total Withdrawals (Pool Distribution Amount)			12,207,699.98

Ending Balance			0.00

Prepayment/Curtailment Interest Shortfall


Total Prepayment/Curtailment Interest Shortfall			5,153.34
Servicing Fee Support			0.00


Non-Supported Prepayment Curtailment Interest Shortfall			5,153.34

Administration Fees


Gross Servicing Fee*			72,288.48
Master Servicing Fee			4,223.11
Supported Prepayment/Curtailment Interest Shortfall			0.00


Total Administration Fees			76,511.59


*		Servicer Payees include: BANK OF AMERICA (NY); COUNTRYWIDE HOME LOANS INC.; GMAC MTG CORP; GREENPOINT MTG FUNDING, INC.; MORGAN STANLEY DEAN WITTER; PHH US MTG CORP; WELLS FARGO BANK, N.A.

Reserve Accounts


	Beginning		Current		Current		Ending
Account Type	Balance		Withdrawals		Deposits		Balance
Class 1-XA Reserve Fund		5,000.00		125.14		125.14		5,000.00
Class 1-XB Reserve Fund		4,505.48		477.42		0.00		4,028.06

Collateral Statement


Collateral Description	Fixed & Mixed Arm
Weighted Average Gross Coupon		4.777642	%
Weighted Average Net Coupon		4.478089	%
Weighted Average Pass-Through Rate		4.459237	%
Weighted Average Remaining Term		312

Beginning Scheduled Collateral Loan Count		492
Number of Loans Paid in Full		14
Ending Scheduled Collateral Loan Count		478

Beginning Scheduled Collateral Balance		289,584,949.80
Ending Scheduled Collateral Balance		278,535,780.34
Ending Actual Collateral Balance at 28-Feb-2006		278,679,419.16

Monthly P&I Constant		1,330,238.17
Special Servicing Fee		0.00
Prepayment Penalty Waived Amount		0.00
Prepayment Penalty Waived Count		0
Prepayment Penalty Paid Amount		0.00
Prepayment Penalty Paid Count		0
Realization Loss Amount		0.00
Cumulative Realized Loss		0.00

Scheduled Principal		177,293.81
Unscheduled Principal		10,871,875.65


Group	Group One		Group Two		Total
Collateral Description	Mixed ARM		Mixed ARM		Mixed ARM
Weighted Average Coupon Rate		5.306284		4.351610		4.777642
Weighted Average Net Rate		4.945242		4.101610		4.478089
Pass-Through Rate		4.927742		4.081669		4.459237
Weighted Average Maturity		284		334		312
Record Date		02/28/2006		02/28/2006		02/28/2006
Principal and Interest Constant		647,595.59		682,642.58		1,330,238.17
Beginning Loan Count		243		249		492
Loans Paid in Full		10		4		14
Ending Loan Count		233		245		478
Beginning Scheduled Balance		129,229,990.66		160,354,959.14		289,584,949.80
Ending Scheduled Balance		121,499,845.06		157,053,935.28		278,535,780.34
Scheduled Principal		76,153.08		101,140.73		177,293.81
Unscheduled Principal		7,653,992.52		3,217,883.13		10,871,875.65
Scheduled Interest		571,442.51		581,501.85		1,152,944.36
Servicing Fee		38,881.20		33,407.28		72,288.48
Master Servicing Fee		1,884.60		2,338.51		4,223.11
Trustee Fee		0.00		0.00		0.00
FRY Amount		0.00		0.00		0.00
Special Hazard Fee		0.00		0.00		0.00
Other Fee		0.00		326.16		326.16
Pool Insurance Fee		0.00		0.00		0.00
Spread 1		0.00		0.00		0.00
Spread 2		0.00		0.00		0.00
Spread 3		0.00		0.00		0.00
Net Interest		530,676.71		545,429.90		1,076,106.61
Realized Loss Amount		0.00		0.00		0.00
Cumulative Realized Loss		0.00		0.00		0.00
Percentage of Cumulative Losses		0.00		0.00		0.00
Prepayment Penalty Waived Amount		0.00		0.00		0.00
Prepayment Penalty Waived Count		0		0		0
Prepayment Penalty Paid Amount		0.00		0.00		0.00
Prepayment Penalty Paid Count		0		0		0
Special Servicing Fee		0.00		0.00		0.00

Additional Reporting – Group Level

Miscellaneous Reporting


Group One
Senior Percentage	100.000000	%
Senior Prepayment Percentage	100.000000	%
Subordinate Percentage	0.000000	%
Subordinate Prepayment Percentage	0.000000	%
Pro Rata Senior Percentage	94.781145	%
Pro Rata Subordinate Percentage	5.218855	%

Group Two
Senior Percent	100.000000	%
Senior Prepayment Percent	100.000000	%
Subordinate Percent	0.000000	%
Subordinate Prepayment Percent	0.000000	%
Pro Rata Senior Percentage	97.721046	%
Pro Rata Subordinate Percentage	2.278954	%

Loan Status Stratification/Credit Enhancement Statement


	DELINQUENT						BANKRUPTCY							FORECLOSURE							REO							TOTAL
	No. of			Principal				No. of			Principal				No. of			Principal				No. of			Principal				No. of			Principal
	Loans			Balance				Loans			Balance				Loans			Balance				Loans			Balance				Loans			Balance
0-29 Days		0			0.00		0-29 Days		0			0.00		0-29 Days		0			0.00		0-29 Days		0			0.00		0-29 Days		0			0.00
30 Days		2			248,397.36		30 Days		0			0.00		30 Days		0			0.00		30 Days		0			0.00		30 Days		2			248,397.36
60 Days		0			0.00		60 Days		0			0.00		60 Days		0			0.00		60 Days		0			0.00		60 Days		0			0.00
90 Days		0			0.00		90 Days		0			0.00		90 Days		0			0.00		90 Days		0			0.00		90 Days		0			0.00
120 Days		0			0.00		120 Days		0			0.00		120 Days		0			0.00		120 Days		0			0.00		120 Days		0			0.00
150 Days		0			0.00		150 Days		0			0.00		150 Days		0			0.00		150 Days		0			0.00		150 Days		0			0.00
180+ Days		0			0.00		180+ Days		0			0.00		180+ Days		0			0.00		180+ Days		0			0.00		180+ Days		0			0.00

		2			248,397.36				0			0.00				0			0.00				0			0.00				2			248,397.36

	No. of			Principal				No. of			Principal				No. of			Principal				No. of			Principal				No. of			Principal
	Loans			Balance				Loans			Balance				Loans			Balance				Loans			Balance				Loans			Balance
0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%
30 Days		0.418410	%		0.089134	%	30 Days		0.000000	%		0.000000	%	30 Days		0.000000	%		0.000000	%	30 Days		0.000000	%		0.000000	%	30 Days		0.418410	%		0.089134	%
60 Days		0.000000	%		0.000000	%	60 Days		0.000000	%		0.000000	%	60 Days		0.000000	%		0.000000	%	60 Days		0.000000	%		0.000000	%	60 Days		0.000000	%		0.000000	%
90 Days		0.000000	%		0.000000	%	90 Days		0.000000	%		0.000000	%	90 Days		0.000000	%		0.000000	%	90 Days		0.000000	%		0.000000	%	90 Days		0.000000	%		0.000000	%
120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%
150 Days		0.000000	%		0.000000	%	150 Days		0.000000	%		0.000000	%	150 Days		0.000000	%		0.000000	%	150 Days		0.000000	%		0.000000	%	150 Days		0.000000	%		0.000000	%
180+ Days		0.000000	%		0.000000	%	180+ Days		0.000000	%		0.000000	%	180+ Days		0.000000	%		0.000000	%	180+ Days		0.000000	%		0.000000	%	180+ Days		0.000000	%		0.000000	%

		0.418410	%		0.089134	%			0.000000	%		0.000000	%			0.000000	%		0.000000	%			0.000000	%		0.000000	%			0.418410	%		0.089134	%


Current Period Class A Insufficient Funds: 0.00		Principal Balance of Contaminated Properties 0.00		Periodic Advance 1,023.76

Delinquency Status by Group


	DELINQUENT						BANKRUPTCY							FORECLOSURE							REO							TOTAL
*Group One*
	No. of			Principal				No. of			Principal				No. of			Principal				No. of			Principal				No. of			Principal
	Loans			Balance				Loans			Balance				Loans			Balance				Loans			Balance				Loans			Balance
0-29 Days		0			0.00		0-29 Days		0			0.00		0-29 Days		0			0.00		0-29 Days		0			0.00		0-29 Days		0			0.00
30 Days		2			248,397.36		30 Days		0			0.00		30 Days		0			0.00		30 Days		0			0.00		30 Days		2			248,397.36
60 Days		0			0.00		60 Days		0			0.00		60 Days		0			0.00		60 Days		0			0.00		60 Days		0			0.00
90 Days		0			0.00		90 Days		0			0.00		90 Days		0			0.00		90 Days		0			0.00		90 Days		0			0.00
120 Days		0			0.00		120 Days		0			0.00		120 Days		0			0.00		120 Days		0			0.00		120 Days		0			0.00
150 Days		0			0.00		150 Days		0			0.00		150 Days		0			0.00		150 Days		0			0.00		150 Days		0			0.00
180+ Days		0			0.00		180+ Days		0			0.00		180+ Days		0			0.00		180+ Days		0			0.00		180+ Days		0			0.00

		2			248,397.36				0			0.00				0			0.00				0			0.00				2			248,397.36

	No. of			Principal				No. of			Principal				No. of			Principal				No. of			Principal				No. of			Principal
	Loans			Balance				Loans			Balance				Loans			Balance				Loans			Balance				Loans			Balance
0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%
30 Days		0.858369	%		0.204352	%	30 Days		0.000000	%		0.000000	%	30 Days		0.000000	%		0.000000	%	30 Days		0.000000	%		0.000000	%	30 Days		0.858369	%		0.204352	%
60 Days		0.000000	%		0.000000	%	60 Days		0.000000	%		0.000000	%	60 Days		0.000000	%		0.000000	%	60 Days		0.000000	%		0.000000	%	60 Days		0.000000	%		0.000000	%
90 Days		0.000000	%		0.000000	%	90 Days		0.000000	%		0.000000	%	90 Days		0.000000	%		0.000000	%	90 Days		0.000000	%		0.000000	%	90 Days		0.000000	%		0.000000	%
120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%
150 Days		0.000000	%		0.000000	%	150 Days		0.000000	%		0.000000	%	150 Days		0.000000	%		0.000000	%	150 Days		0.000000	%		0.000000	%	150 Days		0.000000	%		0.000000	%
180+ Days		0.000000	%		0.000000	%	180+ Days		0.000000	%		0.000000	%	180+ Days		0.000000	%		0.000000	%	180+ Days		0.000000	%		0.000000	%	180+ Days		0.000000	%		0.000000	%

		0.858369	%		0.204352	%			0.000000	%		0.000000	%			0.000000	%		0.000000	%			0.000000	%		0.000000	%			0.858369	%		0.204352	%


	DELINQUENT						BANKRUPTCY							FORECLOSURE							REO							TOTAL
*Group Two*
								1.183654%
	No. of			Principal				No. of			Principal				No. of			Principal				No. of			Principal				No. of			Principal
	Loans			Balance				Loans			Balance				Loans			Balance				Loans			Balance				Loans			Balance
0-29 Days		0			0.00		0-29 Days		0			0.00		0-29 Days		0			0.00		0-29 Days		0			0.00		0-29 Days		0			0.00
30 Days		0			0.00		30 Days		0			0.00		30 Days		0			0.00		30 Days		0			0.00		30 Days		0			0.00
60 Days		0			0.00		60 Days		0			0.00		60 Days		0			0.00		60 Days		0			0.00		60 Days		0			0.00
90 Days		0			0.00		90 Days		0			0.00		90 Days		0			0.00		90 Days		0			0.00		90 Days		0			0.00
120 Days		0			0.00		120 Days		0			0.00		120 Days		0			0.00		120 Days		0			0.00		120 Days		0			0.00
150 Days		0			0.00		150 Days		0			0.00		150 Days		0			0.00		150 Days		0			0.00		150 Days		0			0.00
180+ Days		0			0.00		180+ Days		0			0.00		180+ Days		0			0.00		180+ Days		0			0.00		180+ Days		0			0.00

		0			0.00				0			0.00				0			0.00				0			0.00				0			0.00

	No. of			Principal				No. of			Principal				No. of			Principal				No. of			Principal				No. of			Principal
	Loans			Balance				Loans			Balance				Loans			Balance				Loans			Balance				Loans			Balance
0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%
30 Days		0.000000	%		0.000000	%	30 Days		0.000000	%		0.000000	%	30 Days		0.000000	%		0.000000	%	30 Days		0.000000	%		0.000000	%	30 Days		0.000000	%		0.000000	%
60 Days		0.000000	%		0.000000	%	60 Days		0.000000	%		0.000000	%	60 Days		0.000000	%		0.000000	%	60 Days		0.000000	%		0.000000	%	60 Days		0.000000	%		0.000000	%
90 Days		0.000000	%		0.000000	%	90 Days		0.000000	%		0.000000	%	90 Days		0.000000	%		0.000000	%	90 Days		0.000000	%		0.000000	%	90 Days		0.000000	%		0.000000	%
120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%
150 Days		0.000000	%		0.000000	%	150 Days		0.000000	%		0.000000	%	150 Days		0.000000	%		0.000000	%	150 Days		0.000000	%		0.000000	%	150 Days		0.000000	%		0.000000	%
180+ Days		0.000000	%		0.000000	%	180+ Days		0.000000	%		0.000000	%	180+ Days		0.000000	%		0.000000	%	180+ Days		0.000000	%		0.000000	%	180+ Days		0.000000	%		0.000000	%

		0.000000	%		0.000000	%			0.000000	%		0.000000	%			0.000000	%		0.000000	%			0.000000	%		0.000000	%			0.000000	%		0.000000	%