SMT Series 2005-4 Certificateholder Distribution Summary (Wells Fargo Bank Minnesota, N.A.)

Summary

This document is a distribution summary for certificateholders of the SMT Series 2005-4, administered by Wells Fargo Bank Minnesota, N.A. It details the interest and principal payments made to holders of various classes of certificates as of March 31, 2006, with distributions occurring on April 20, 2006. The summary includes beginning and ending balances, interest rates, and payment amounts for each class, providing transparency on the allocation of funds and the status of each certificate class. No realized losses are reported for this period.

EX-10.1 2 f20437dexv10w1.htm EXHIBIT 10.1 exv10w1

EXHIBIT 10.1


Contact:	Customer Services — CTSLink
	Wells Fargo Bank Minnesota, N.A.
	Securities Administration Services
	7485 New Horizon Way
	Frederick, MD 21703
	www.ctslink.com
	Telephone:	(301) ###-###-####
	Fax:	(301) ###-###-####

SMT SERIES 2005-4
Record Date: March 31, 2006
Distribution Date: April 20, 2006

Certificateholder Distribution Summary



			Certificate
			Pass-Through			Beginning		Interest		Principal		Current		Ending Certificate		Total		Cumulative
Class	CUSIP		Rate			Certificate Balance		Distribution		Distribution		Realized Loss		Balance		Distribution		Realized Loss

1-A1		81744FHV2		4.99625	%		103,279,813.04		429,884.38		4,989,302.74		0.00		98,290,510.30		5,419,187.12		0.00
1-A2		81744FHW0		5.14625	%		11,475,706.75		48,079.13		554,375.28		0.00		10,921,331.47		602,454.41		0.00
1-AR		81744FJF5		5.15940	%		0.00		0.00		0.00		0.00		0.00		0.00		0.00
1-XA		81744FJD0		0.00000	%		0.00		0.00		0.00		0.00		0.00		0.00		0.00
2-A1		81744FJG3		4.08249	%		144,137,069.42		490,364.70		3,528,473.21		0.00		140,608,596.21		4,018,837.91		0.00
2-A2		81744FJH1		4.08249	%		9,244,449.76		31,450.28		226,303.99		0.00		9,018,145.77		257,754.27		0.00
2-AR		81744FJJ7		4.09873	%		0.00		0.00		0.00		0.00		0.00		0.00		0.00
1-B1		81744FHX8		5.22625	%		2,093,000.00		9,112.91		0.00		0.00		2,093,000.00		9,112.91		0.00
1-B2		81744FHY6		5.40625	%		1,395,000.00		6,283.07		0.00		0.00		1,395,000.00		6,283.07		0.00
1-B3		81744FHZ3		4.94724	%		1,706,000.00		7,031.26		0.00		0.00		1,706,000.00		7,031.26		0.00
1-XB		81744FJE8		0.00000	%		0.00		0.00		0.00		0.00		0.00		0.00		0.00
1-B4		81744FJA6		4.94724	%		697,000.00		2,872.68		0.00		0.00		697,000.00		2,872.68		0.00
1-B5		81744FJB4		4.94724	%		543,000.00		2,237.97		0.00		0.00		543,000.00		2,237.97		0.00
1-B6		81744FJC2		4.94724	%		310,325.03		1,279.00		0.00		0.00		310,325.03		1,279.00		0.00
2-B1		81744FJK4		4.08249	%		1,740,000.00		5,919.61		0.00		0.00		1,740,000.00		5,919.61		0.00
2-B2		81744FJL2		4.08249	%		696,000.00		2,367.84		0.00		0.00		696,000.00		2,367.84		0.00
2-B3		81744FJM0		4.08249	%		348,000.00		1,183.92		0.00		0.00		348,000.00		1,183.92		0.00
2-B4		81744FJN8		4.08249	%		348,000.00		1,183.92		0.00		0.00		348,000.00		1,183.92		0.00
2-B5		81744FJP3		4.08249	%		348,000.00		1,183.92		0.00		0.00		348,000.00		1,183.92		0.00
2-B6		81744FJQ1		4.08249	%		174,416.03		593.46		0.00		0.00		174,416.03		593.46		0.00

Totals							278,535,780.03		1,041,028.05		9,298,455.22		0.00		269,237,324.81		10,339,483.27		0.00

Principal Distribution Statement



			Beginning		Scheduled		Unscheduled
	Original Face		Certificate		Principal		Principal				Realized		Total Principal		Ending Certificate		Ending Certificate		Total Principal
Class	Amount		Balance		Distribution		Distribution		Accretion		Loss		Reduction		Balance		Percentage		Distribution

1-A1		133,459,000.00		103,279,813.04		68,758.87		4,920,543.87		0.00		0.00		4,989,302.74		98,290,510.30		0.73648469		4,989,302.74
1-A2		14,829,000.00		11,475,706.75		7,639.99		546,735.29		0.00		0.00		554,375.28		10,921,331.47		0.73648469		554,375.28
1-AR		50.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00000000		0.00
1-XA		0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00000000		0.00
2-A1		160,096,000.00		144,137,069.42		93,778.12		3,434,695.10		0.00		0.00		3,528,473.21		140,608,596.21		0.87827676		3,528,473.21
2-A2		10,268,000.00		9,244,449.76		6,014.60		220,289.38		0.00		0.00		226,303.99		9,018,145.77		0.87827676		226,303.99
2-AR		50.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00000000		0.00
1-B1		2,093,000.00		2,093,000.00		0.00		0.00		0.00		0.00		0.00		2,093,000.00		1.00000000		0.00
1-B2		1,395,000.00		1,395,000.00		0.00		0.00		0.00		0.00		0.00		1,395,000.00		1.00000000		0.00
1-B3		1,706,000.00		1,706,000.00		0.00		0.00		0.00		0.00		0.00		1,706,000.00		1.00000000		0.00
1-XB		0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00000000		0.00
1-B4		697,000.00		697,000.00		0.00		0.00		0.00		0.00		0.00		697,000.00		1.00000000		0.00
1-B5		543,000.00		543,000.00		0.00		0.00		0.00		0.00		0.00		543,000.00		1.00000000		0.00
1-B6		310,325.03		310,325.03		0.00		0.00		0.00		0.00		0.00		310,325.03		1.00000000		0.00
2-B1		1,740,000.00		1,740,000.00		0.00		0.00		0.00		0.00		0.00		1,740,000.00		1.00000000		0.00
2-B2		696,000.00		696,000.00		0.00		0.00		0.00		0.00		0.00		696,000.00		1.00000000		0.00
2-B3		348,000.00		348,000.00		0.00		0.00		0.00		0.00		0.00		348,000.00		1.00000000		0.00
2-B4		348,000.00		348,000.00		0.00		0.00		0.00		0.00		0.00		348,000.00		1.00000000		0.00
2-B5		348,000.00		348,000.00		0.00		0.00		0.00		0.00		0.00		348,000.00		1.00000000		0.00
2-B6		174,416.03		174,416.03		0.00		0.00		0.00		0.00		0.00		174,416.03		1.00000000		0.00

Totals		329,050,841.06		278,535,780.03		176,191.58		9,122,263.64		0.00		0.00		9,298,455.22		269,237,324.81		0.81822409		2,928,455.22

Principal Distribution Factors Statement



			Beginning		Scheduled		Unscheduled										Ending
	Original Face		Certificate		Principal		Principal				Realized		Total Principal		Ending Certificate		Certificate		Total Principal
Class	Amount		Balance		Distribution		Distribution		Accretion		Loss		Reduction		Balance		Percentage		Distribution

1-A1		133,459,000.00		773.86922605		0.51520594		36.86932968		0.00000000		0.00000000		37.38453563		736.48469043		0.73648469		37.38453563
1-A2		14,829,000.00		773.86922584		0.51520602		36.86932969		0.00000000		0.00000000		37.38453571		736.48469013		0.73648469		37.38453571
1-AR		50.00		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000
1-XA		0.00		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000
2-A1		160,096,000.00		900.31649398		0.58576179		21.45397199		0.00000000		0.00000000		22.03973372		878.27676026		0.87827676		22.03973372
2-A2		10,268,000.00		900.31649396		0.58576159		21.45397156		0.00000000		0.00000000		22.03973413		878.27675984		0.87827676		22.03973413
2-AR		50.00		0.0000000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000
1-B1		2,093,000.00		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		1000.00000000		1.00000000		0.00000000
1-B2		1,395,000.00		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		1000.00000000		1.00000000		0.00000000
1-B3		1,706,000.00		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		1000.00000000		1.00000000		0.00000000
1-XB		0.00		0.0000000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.0000000000		0.00000000		0.00000000
1-B4		697,000.00		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		1000.00000000		1.00000000		0.00000000
1-B5		543,000.00		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		1000.00000000		1.00000000		0.00000000
1-B6		310,325.03		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		1000.00000000		1.00000000		0.00000000
2-B1		1,740,000.00		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		1000.00000000		1.00000000		0.00000000
2-B2		696,000.00		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		1000.00000000		1.00000000		0.00000000
2-B3		348,000.00		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		1000.00000000		1.00000000		0.00000000
2-B4		348,000.00		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		1000.00000000		1.00000000		0.00000000
2-B5		348,000.00		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		1000.00000000		1.00000000		0.00000000
2-B6		174,416.03		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		1000.00000000		1.00000000		0.00000000

Interest Distribution- Statement



												Payment
												of				Non-				Remaining		Ending
					Current			Beginning		Current		Unpaid		Current		Supported				Unpaid		Certificate/
			Accrual		Certificate			Certificate/		Accrued		Interest		Interest		Interest		Total Interest		Interest		Notational
Class	Accural Dates		Days		Rate			Notional Balance		Interest		Shortfall		Shortfall		Shortfall(1)		Distribution		Shortfall(2)		Balance

1-A1		03/20/06 – 04/19/06		30		4.99625	%		103,279,813.04		430,009.80		4,217.80		4,217.80		125.42		429,884.38		0.00		98,290,510.30
1-A2		03/20/06 – 04/19/06		30		5.14625	%		11,475,706.75		49,214.05		782.13		1,903.11		13.94		48,079.13		1,120.98		10,921,331.47
1-AR		N/A		N/A		5.15940	%		0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00
1-XA		03/01/06 – 03/30/06		30		0.00000	%		114,755,519.79		0.00		0.00		0.00		0.00		0.00		0.00		109,211,841.77
2-A1		03/01/06 – 03/30/06		30		4.08249	%		144,137,069.42		490,364.70		0.00		0.00		0.00		490,364.70		0.00		140,608,596.21
2-A2		03/01/06 – 03/30/06		30		4.08249	%		9,244,449.76		31,450.28		0.00		0.00		0.00		31,450.28		0.00		9,018,145.77
2-AR		N/A		N/A		4.09873	%		0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00
1-B1		03/20/06 – 04/19/06		30		5.22625	%		2,093,000.00		9,115.45		486.63		486.63		2.54		9,112.91		0.00		2,093,000.00
1-B2		03/20/06 – 04/19/06		30		5.40625	%		1,395,000.00		6,284.77		533.59		533.59		1.69		6,283.07		0.00		1,395,000.00
1-B3		03/20/06 – 04/19/06		30		4.94724	%		1,706,000.00		7,033.33		0.00		0.00		2.07		7,031.26		0.00		1,706,000.00
1-XB		N/A		30		0.00000	%		3,488,000.00		0.00		0.00		0.00		0.00		0.00		0.00		3,488,000.00
1-B4		03/01/06 – 03/30/06		30		4.94724	%		697,000.00		2,873.52		0.00		0.00		0.85		2,872.68		0.00		697,000.00
1-B5		03/01/06 – 03/30/06		30		4.94724	%		543,000.00		2,238.63		0.00		0.00		0.66		2,237.97		0.00		543,000.00
1-B6		03/01/06 – 03/30/06		30		4.94724	%		310,325.03		1,279.38		0.00		0.00		0.38		1,279.00		0.00		310,325.03
2-B1		03/01/06 – 03/30/06		30		4.08249	%		1,740,000.00		5,919.61		0.00		0.00		0.00		5,919.61		0.00		1,740,000.00
2-B2		03/01/06 – 03/30/06		30		4.08249	%		696,000.00		2,367.84		0.00		0.00		0.00		2,367.84		0.00		696,000.00
2-B3		03/01/06 – 03/30/06		30		4.08249	%		348,000.00		1,183.92		0.00		0.00		0.00		1,183.92		0.00		348,000.00
2-B4		03/01/06 – 03/30/06		30		4.08249	%		348,000.00		1,183.92		0.00		0.00		0.00		1,183.92		0.00		348,000.00
2-B5		03/01/06 – 03/30/06		30		4.08249	%		348,000.00		1,183.92		0.00		0.00		0.00		1,183.92		0.00		348,000.00
2-B6		03/01/06 – 03/30/06		30		4.08249	%		174,416.03		593.38		0.08		0.00		0.00		593.46		0.18		174,416.03

Totals											1,042,296.50		6,020.23		7,141.13		147.55		1,041,028.05		1,121.16


(1,2)		Amount also includes coupon cap or basis risk shortfalls, if applicable.

Interest Distribution Factors Statement



						Beginning				Payment of
			Current			Certificate/		Current		Unpaid		Current		Non-Supported				Remaining
	Original Face		Certificate			Notional		Accrued		Interest		Interest		Interest		Total Interest		Unpaid Interest		Ending Certificate/
Class	Amount		Rate			Balance		Interest		Shortfall		Shortfall(1)		Shortfall		Distribution		Shortfall(2)		Notational Balance

1-A1		133,459,000.00		4.99625	%		773.86922605		3.22203673		0.03160371		0.03160371		0.00093976		3.22109697		0.00000000		736.48469043
1-A2		14,829,000.00		5.14625	%		773.86922584		3.31877065		0.05274327		0.12833704		0.00094005		3.24223683		20980.00000000		736.48469013
1-AR		50.00		5.15940	%		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000
1-XA		0.00		0.00000	%		773.86922603		0.00000000		0.00000000		0.00000000		0.00000000		0..0000000		0.00000000		736.48469040
2-A1		160,096,000.00		4.08249	%		900.31649398		3.06294161		0.00000000		0.00000000		0.00000000		3.06294161		0.00000000		878.27676026
2-A2		10,268,000.00		4.08249	%		900.31649396		3.06294118		0.00000000		0.00000000		0.00000000		3.06294118		0.00000000		878.27675984
2-AR		50.00		4.09873	%		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000
1-B1		2,093,000.00		5.22625	%		1000.00000000		4.35520784		0.23250358		0.23250358		0.00121357		4.35399427		0.00000000		1000.00000000
1-B2		1,395,000.00		5.40625	%		1000.00000000		4.50521147		0.38250179		0.38250179		0.00121147		4.50399283		0.00000000		1000.00000000
1-B3		1,706,000.00		4.94724	%		1000.00000000		4.12270223		0.00000000		0.00000000		0.00121336		4.12148886		0.00000000		1000.00000000
1-XB		0.00		0.00000	%		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		1000.00000000
1-B4		697,000.00		4.94724	%		1000.00000000		4.12269727		0.00000000		0.00000000		0.00121951		4.12149211		0.00000000		1000.00000000
1-B5		543,000.00		4.94724	%		1000.00000000		4.12270718		0.00000000		0.00000000		0.00121547		4.12149171		0.00000000		1000.00000000
1-B6		310,325.03		4.94724	%		1000.00000000		4.12270966		0.00000000		0.00000000		0.00122452		4.12148514		0.00000000		1000.00000000
2-B1		1,740,000.00		4.08249	%		1000.00000000		3.40207471		0.00000000		0.00000000		0.00000000		3.40207471		0.00000000		1000.00000000
2-B2		696,000.00		4.08249	%		1000.00000000		3.40206897		0.00000000		0.00000000		0.00000000		3.40206897		0.00000000		1000.00000000
2-B3		348,000.00		4.08249	%		1000.00000000		3.40206897		0.00000000		0.00000000		0.00000000		3.40206897		0.00000000		1000.00000000
2-B4		348,000.00		4.08249	%		1000.00000000		3.40206997		0.00000000		0.00000000		0.00000000		3.40206897		0.00000000		1000.00000000
2-B5		348,000.00		4.08249	%		1000.00000000		3.40206897		0.00000000		0.00000000		0.00000000		3.40206897		0.00000000		1000.00000000
2-B-6		174,416.03		4.08249	%		1000.00000000		3.40209555		0.00045867		0.00000000-		0.00000000		3.40255423		0.00103202		0.00000000


(1,2)		Amount also includes coupon cap or basis risk shortfalls, if applicable. Per $1 denomination

Certificateholder Account Statement

Certificate Account


Beginning Balance			0.00

Deposits
Payments of Interest and Principal			10,412,973.58
Reserve Funds and Credit Enhancements			0.00
Proceeds from Repurchased Loans			0.00
Servicer Advances			753.93
Realized Losses (Gains, Subsequent Expenses & Recoveries)			0.00
Prepayment Penalties			0.00
Swap/Cap Payments			0.00

Total Deposits			10,413,727.51

Withdrawals
Reserve Funds and Credit Enhancements			0.00
Reimbursement of Servicer Advances			1,023.76
Total Administration Fees			73,220.48
Payment of Interest and Principal			10,339,483.27

Total Withdrawals (Pool Distribution Amount)			10,413,727.51

Ending Balance			0.00

Prepayment/Curtailment Interest Shortfall


Total Prepayment/Curtailment Interest Shortfall			147.55
Servicing Fee Support			0.00


Non-Supported Prepayment Curtailment Interest Shortfall			147.55

Administration Fees


Gross Servicing Fee*			69,158.50
Master Servicing Fee			4,061.98
Supported Prepayment/Curtailment Interest Shortfall			0.00


Total Administration Fees			73,220.48


*		Servicer Payees include: BANK OF AMERICA (NY); COUNTRYWIDE HOME LOANS INC.; GMAC MTG CORP; GREENPOINT MTG FUNDING, INC.; MORGAN STANLEY DEAN WITTER; PHH US MTG CORP; WELLS FARGO BANK, N.A.

Reserve Accounts


	Beginning		Current		Current		Ending
Account Type	Balance		Withdrawals		Deposits		Balance

Class 1-XA Reserve Fund		5,000.00		5,000.00		0.00		0.00
Class 1-XB Reserve Fund		4,028.06		1,020.23		0.00		3,007.83

Collateral Statement


Collateral Description	Fixed & Mixed Arm
Weighted Average Gross Coupon		4.776559	%
Weighted Average Net Coupon		4.478607	%
Weighted Average Pass-Through Rate		4.459702	%
Weighted Average Remaining Term		310

Beginning Scheduled Collateral Loan Count		478
Number of Loans Paid in Full		16
Ending Scheduled Collateral Loan Count		462

Beginning Scheduled Collateral Balance		278,535,780.34
Ending Scheduled Collateral Balance		269,237,325.12
Ending Actual Collateral Balance at 31-Mar-2006		269,342,986.18

Monthly P&I Constant		1,284,893.66
Special Servicing Fee		0.00
Prepayment Penalty Waived Amount		0.00
Prepayment Penalty Waived Count		0
Prepayment Penalty Paid Amount		0.00
Prepayment Penalty Paid Count		0
Realization Loss Amount		0.00
Cumulative Realized Loss		0.00

Scheduled Principal		176,191.58
Unscheduled Principal		9,122,263.64


Group	Group One		Group Two		Total
Collateral Description	Mixed ARM		Mixed ARM		Mixed ARM
Weighted Average Coupon Rate		5.324672		4.352479		4.776559
Weighted Average Net Rate		4.964744		4.102479		4.478607
Pass-Through Rate		4.947244		4.082487		4.459702
Weighted Average Maturity		280		333		310
Record Date		03/31/2006		03/31/2006		03/31/2006
Principal and Interest Constant		615,521.25		669,372.41		1,284,893.66
Beginning Loan Count		233		245		478
Loans Paid in Full		12		4		16
Ending Loan Count		221		241		462
Beginning Scheduled Balance		121,499,845.06		157,035,935.28		278,535,780.34
Ending Scheduled Balance		115,956,167.04		153,281,158.08		269,237,325.12
Scheduled Principal		76,398.86		99,792.72		176,191.58
Unscheduled Principal		5,467,279.16		3,654,984.48		9,122,263.64
Scheduled Interest		539,122.39		569,579.69		1,108,702.08
Servicing Fee		36,442.68		32,715.82		69,158.50
Master Servicing Fee		1,771.87		2,290.11		4,061.98
Trustee Fee		0.00		0.00		0.00
FRY Amount		0.00		0.00		0.00
Special Hazard Fee		0.00		0.00		0.00
Other Fee		0.00		326.16		326.16
Pool Insurance Fee		0.00		0.00		0.00
Spread 1		0.00		0.00		0.00
Spread 2		0.00		0.00		0.00
Spread 3		0.00		0.00		0.00
Net Interest		500,907.84		534,247.60		1,035,155.44
Realized Loss Amount		0.00		0.00		0.00
Cumulative Realized Loss		0.00		0.00		0.00
Percentage of Cumulative Losses		0.00		0.00		0.00
Prepayment Penalty Waived Amount		0.00		0.00		0.00
Prepayment Penalty Waived Count		0		0		0
Prepayment Penalty Paid Amount		0.00		0.00		0.00
Prepayment Penalty Paid Count		0		0		0
Special Servicing Fee		0.00		0.00		0.00

Additional Reporting – Group Level

Miscellaneous Reporting


Group One
Senior Percentage	100.000000	%
Senior Prepayment Percentage	100.000000	%
Subordinate Percentage	0.000000	%
Subordinate Prepayment Percentage	0.000000	%
Pro Rata Senior Percentage	94.449108	%
Pro Rata Subordinate Percentage	5.550892	%

Group Two
Senior Percent	100.000000	%
Senior Prepayment Percent	100.000000	%
Subordinate Percent	0.000000	%
Subordinate Prepayment Percent	0.000000	%
Pro Rata Senior Percentage	97.672879	%
Pro Rata Subordinate Percentage	2.327121	%

Loan Status Stratification/Credit Enhancement Statement



DELINQUENT							BANKRUPTCY							FORECLOSURE							REO							TOTAL
	No. of			Principal				No. of			Principal				No. of			Principal				No. of			Principal				No. of			Principal
	Loans			Balance				Loans			Balance				Loans			Balance				Loans			Balance				Loans			Balance
0-29 Days		0			0.00		0-29 Days		0			0.00		0-29 Days		0			0.00		0-29 Days		0			0.00		0-29 Days		0			0.00
30 Days		1			80,871.59		30 Days		0			0.00		30 Days		0			0.00		30 Days		0			0.00		30 Days		1			80,871.59
60 Days		0			0.00		60 Days		0			0.00		60 Days		0			0.00		60 Days		0			0.00		60 Days		0			0.00
90 Days		0			0.00		90 Days		0			0.00		90 Days		0			0.00		90 Days		0			0.00		90 Days		0			0.00
120 Days		0			0.00		120 Days		0			0.00		120 Days		0			0.00		120 Days		0			0.00		120 Days		0			0.00
150 Days		0			0.00		150 Days		0			0.00		150 Days		0			0.00		150 Days		0			0.00		150 Days		0			0.00
180+ Days		0			0.00		180+ Days		0			0.00		180+ Days		0			0.00		180+ Days		0			0.00		180+ Days		0			0.00

		1			80,871.59				0			0.00				0			0.00				0			0.00				1			80,871.59

	No. of			Principal				No. of			Principal				No. of			Principal				No. of			Principal				No. of			Principal
	Loans			Balance				Loans			Balance				Loans			Balance				Loans			Balance				Loans			Balance
0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%
30 Days		0.216450	%		0.030026	%	30 Days		0.000000	%		0.000000	%	30 Days		0.000000	%		0.000000	%	30 Days		0.000000	%		0.000000	%	30 Days		0.216450	%		0.030026	%
60 Days		0.000000	%		0.000000	%	60 Days		0.000000	%		0.000000	%	60 Days		0.000000	%		0.000000	%	60 Days		0.000000	%		0.000000	%	60 Days		0.000000	%		0.000000	%
90 Days		0.000000	%		0.000000	%	90 Days		0.000000	%		0.000000	%	90 Days		0.000000	%		0.000000	%	90 Days		0.000000	%		0.000000	%	90 Days		0.000000	%		0.000000	%
120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%
150 Days		0.000000	%		0.000000	%	150 Days		0.000000	%		0.000000	%	150 Days		0.000000	%		0.000000	%	150 Days		0.000000	%		0.000000	%	150 Days		0.000000	%		0.000000	%
180+ Days		0.000000	%		0.000000	%	180+ Days		0.000000	%		0.000000	%	180+ Days		0.000000	%		0.000000	%	180+ Days		0.000000	%		0.000000	%	180+ Days		0.000000	%		0.000000	%

		0.216450	%		0.030026	%			0.000000	%		0.000000	%			0.000000	%		0.000000	%			0.000000	%		0.000000	%			0.216450	%		0.030026	%


Current Period Class A Insufficient Funds:	0.00	Principal Balance of Contaminated Properties	0.00	Periodic Advance	753.93

Delinquency Status by Group



DELINQUENT							BANKRUPTCY							FORECLOSURE							REO							TOTAL
*Group One*
	No. of			Principal				No. of			Principal				No. of			Principal				No. of			Principal				No. of			Principal
	Loans			Balance				Loans			Balance				Loans			Balance				Loans			Balance				Loans			Balance
0-29 Days		0			0.00		0-29 Days		0			0.00		0-29 Days		0			0.00		0-29 Days		0			0.00		0-29 Days		0			0.00
30 Days		1			80,871.59		30 Days		0			0.00		30 Days		0			0.00		30 Days		0			0.00		30 Days		1			80,871.59
60 Days		0			0.00		60 Days		0			0.00		60 Days		0			0.00		60 Days		0			0.00		60 Days		0			0.00
90 Days		0			0.00		90 Days		0			0.00		90 Days		0			0.00		90 Days		0			0.00		90 Days		0			0.00
120 Days		0			0.00		120 Days		0			0.00		120 Days		0			0.00		120 Days		0			0.00		120 Days		0			0.00
150 Days		0			0.00		150 Days		0			0.00		150 Days		0			0.00		150 Days		0			0.00		150 Days		0			0.00
180+ Days		0			0.00		180+ Days		0			0.00		180+ Days		0			0.00		180+ Days		0			0.00		180+ Days		0			0.00

		1			80,871.59				0			0.00				0			0.00				0			0.00				1			80,871.59

	No. of			Principal				No. of			Principal				No. of			Principal				No. of			Principal				No. of			Principal
	Loans			Balance				Loans			Balance				Loans			Balance				Loans			Balance				Loans			Balance
0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%
30 Days		0.452489	%		0.069730	%	30 Days		0.000000	%		0.000000	%	30 Days		0.000000	%		0.000000	%	30 Days		0.000000	%		0.000000	%	30 Days		0.452489	%		0.069730	%
60 Days		0.000000	%		0.000000	%	60 Days		0.000000	%		0.000000	%	60 Days		0.000000	%		0.000000	%	60 Days		0.000000	%		0.000000	%	60 Days		0.000000	%		0.000000	%
90 Days		0.000000	%		0.000000	%	90 Days		0.000000	%		0.000000	%	90 Days		0.000000	%		0.000000	%	90 Days		0.000000	%		0.000000	%	90 Days		0.000000	%		0.000000	%
120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%
150 Days		0.000000	%		0.000000	%	150 Days		0.000000	%		0.000000	%	150 Days		0.000000	%		0.000000	%	150 Days		0.000000	%		0.000000	%	150 Days		0.000000	%		0.000000	%
180+ Days		0.000000	%		0.000000	%	180+ Days		0.000000	%		0.000000	%	180+ Days		0.000000	%		0.000000	%	180+ Days		0.000000	%		0.000000	%	180+ Days		0.000000	%		0.000000	%

		0.452489	%		0.069730	%			0.000000	%		0.000000	%			0.000000	%		0.000000	%			0.000000	%		0.000000	%			0.452489	%		0.069730	%



DELINQUENT							BANKRUPTCY							FORECLOSURE							REO							TOTAL
*Group Two*								1.183654%
	No. of			Principal				No. of			Principal				No. of			Principal				No. of			Principal				No. of			Principal
	Loans			Balance				Loans			Balance				Loans			Balance				Loans			Balance				Loans			Balance
0-29 Days		0			0.00		0-29 Days		0			0.00		0-29 Days		0			0.00		0-29 Days		0			0.00		0-29 Days		0			0.00
30 Days		0			0.00		30 Days		0			0.00		30 Days		0			0.00		30 Days		0			0.00		30 Days		0			0.00
60 Days		0			0.00		60 Days		0			0.00		60 Days		0			0.00		60 Days		0			0.00		60 Days		0			0.00
90 Days		0			0.00		90 Days		0			0.00		90 Days		0			0.00		90 Days		0			0.00		90 Days		0			0.00
120 Days		0			0.00		120 Days		0			0.00		120 Days		0			0.00		120 Days		0			0.00		120 Days		0			0.00
150 Days		0			0.00		150 Days		0			0.00		150 Days		0			0.00		150 Days		0			0.00		150 Days		0			0.00
180+ Days		0			0.00		180+ Days		0			0.00		180+ Days		0			0.00		180+ Days		0			0.00		180+ Days		0			0.00

		0			0.00				0			0.00				0			0.00				0			0.00				0			0.00

	No. of			Principal				No. of			Principal				No. of			Principal				No. of			Principal				No. of			Principal
	Loans			Balance				Loans			Balance				Loans			Balance				Loans			Balance				Loans			Balance
0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%	0-29 Days		0.000000	%		0.000000	%
30 Days		0.000000	%		0.000000	%	30 Days		0.000000	%		0.000000	%	30 Days		0.000000	%		0.000000	%	30 Days		0.000000	%		0.000000	%	30 Days		0.000000	%		0.000000	%
60 Days		0.000000	%		0.000000	%	60 Days		0.000000	%		0.000000	%	60 Days		0.000000	%		0.000000	%	60 Days		0.000000	%		0.000000	%	60 Days		0.000000	%		0.000000	%
90 Days		0.000000	%		0.000000	%	90 Days		0.000000	%		0.000000	%	90 Days		0.000000	%		0.000000	%	90 Days		0.000000	%		0.000000	%	90 Days		0.000000	%		0.000000	%
120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%	120 Days		0.000000	%		0.000000	%
150 Days		0.000000	%		0.000000	%	150 Days		0.000000	%		0.000000	%	150 Days		0.000000	%		0.000000	%	150 Days		0.000000	%		0.000000	%	150 Days		0.000000	%		0.000000	%
180+ Days		0.000000	%		0.000000	%	180+ Days		0.000000	%		0.000000	%	180+ Days		0.000000	%		0.000000	%	180+ Days		0.000000	%		0.000000	%	180+ Days		0.000000	%		0.000000	%

		0.000000	%		0.000000	%			0.000000	%		0.000000	%			0.000000	%		0.000000	%			0.000000	%		0.000000	%			0.000000	%		0.000000	%