EXHIBIT 10.1

EX-10.1 2 f21141aexv10w1.htm EXHIBIT 10.1 exv10w1

EXHIBIT 10.1


Contact:		Customer Services — CTSLink Wells Fargo Bank Minnesota, N.A. Securities Administration Services 7485 New Horizon Way Frederick, MD 21703 www.ctslink.com Telephone: (301) ###-###-#### Fax: (301) ###-###-####

SMT SERIES 2005-4
Record Date: April 28, 2006
Distribution Date: May 22, 2006

Certificateholder Distribution Summary



			Certificate
			Pass-Through			Beginning		Interest		Principal		Current		Ending Certificate		Total		Cumulative
Class	CUSIP		Rate			Certificate Balance		Distribution		Distribution		Realized Loss		Balance		Distribution		Realized Loss

1-A1		81744FHV2		5.14250	%		98,290,510.30		409,623.48		4,117,506.56		0.00		94,173,003.73		4,527,130.04		0.00
1-A2		81744FHW0		5.29250	%		10,921,331.47		45,514.40		457,507.59		0.00		10,463,823.89		503,021.99		0.00
1-AR		81744FJF5		5.16570	%		0.00		0.00		0.00		0.00		0.00		0.00		0.00
1-XA		81744FJD0		0.00000	%		0.00		0.00		0.00		0.00		0.00		0.00		0.00
2-A1		81744FJG3		4.08123	%		140,608,596.21		478,213.63		2,365,847.76		0.00		138,242,748.44		2,844,061.39		0.00
2-A2		81744FJH1		4.08123	%		9,018,145.77		30,670.96		151,737.24		0.00		8,866,408.54		182,408.20		0.00
2-AR		81744FJJ7		4.09956	%		0.00		0.00		0.00		0.00		0.00		0.00		0.00
1-B1		81744FHX8		5.37250	%		2,093,000.00		9,364.82		0.00		0.00		2,093,000.00		9,364.82		0.00
1-B2		81744FHY6		5.55250	%		1,395,000.00		6,450.97		0.00		0.00		1,395,000.00		6,450.97		0.00
1-B3		81744FHZ3		5.00425	%		1,706,000.00		7,109.72		0.00		0.00		1,706,000.00		7,109.72		0.00
1-XB		81744FJE8		0.00000	%		0.00		0.00		0.00		0.00		0.00		0.00		0.00
1-B4		81744FJA6		5.00425	%		697,000.00		2,904.73		0.00		0.00		697,000.00		2,904.73		0.00
1-B5		81744FJB4		5.00425	%		543,000.00		2,262.94		0.00		0.00		543,000.00		2,262.94		0.00
1-B6		81744FJC2		5.00425	%		310,325.03		1,293.27		0.00		0.00		310,325.03		1,293.27		0.00
2-B1		81744FJK4		4.08123	%		1,740,000.00		5,917.79		0.00		0.00		1,740,000.00		5,917.79		0.00
2-B2		81744FJL2		4.08123	%		696,000.00		2,367.11		0.00		0.00		696,000.00		2,367.11		0.00
2-B3		81744FJM0		4.08123	%		348,000.00		1,183.56		0.00		0.00		348,000.00		1,183.56		0.00
2-B4		81744FJN8		4.08123	%		348,000.00		1,183.56		0.00		0.00		348,000.00		1,183.56		0.00
2-B5		81744FJP3		4.08123	%		348,000.00		1,183.56		0.00		0.00		348,000.00		1,183.56		0.00
2-B6		81744FJQ1		4.08123	%		174,416.03		593.24		0.00		0.00		174,416.03		593.24		0.00

Totals							269,237,324.81		1,005,837.74		7,092,599.15		0.00		262,144,725.66		8,098,436.89		0.00

Principal Distribution Statement



			Beginning		Scheduled		Unscheduled
	Original Face		Certificate		Principal		Principal				Realized		Total Principal		Ending Certificate		Ending Certificate		Total Principal
Class	Amount		Balance		Distribution		Distribution		Accretion		Loss		Reduction		Balance		Percentage		Distribution

1-A1		133,459,000.00		98,290,510.30		62,681.51		4,054,825.05		0.00		0.00		4,117,506.56		94,173,003.73		0.70563247		4,117,506.56
1-A2		14,829,000.00		10,921,331.47		6,964.72		450,542.87		0.00		0.00		457,507.59		10,463,823.89		0.70563247		457,507.59
1-AR		50.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00000000		0.00
1-XA		0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00000000		0.00
2-A1		160,096,000.00		140,608,596.21		92,792.36		2,273,055.40		0.00		0.00		2,365,847.76		138,242,784.44		0.86349908		2,365,847.76
2-A2		10,268,000.00		9,018,145.77		5,951.38		145,785.86		0.00		0.00		151,737.24		8,866,408.54		0.86349908		151,737.24
2-AR		50.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00000000		0.00
1-B1		2,093,000.00		2,093,000.00		0.00		0.00		0.00		0.00		0.00		2,093,000.00		1.00000000		0.00
1-B2		1,395,000.00		1,395,000.00		0.00		0.00		0.00		0.00		0.00		1,395,000.00		1.00000000		0.00
1-B3		1,706,000.00		1,706,000.00		0.00		0.00		0.00		0.00		0.00		1,706,000.00		1.00000000		0.00
1-XB		0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00000000		0.00
1-B4		697,000.00		697,000.00		0.00		0.00		0.00		0.00		0.00		697,000.00		1.00000000		0.00
1-B5		543,000.00		543,000.00		0.00		0.00		0.00		0.00		0.00		543,000.00		1.00000000		0.00
1-B6		310,325.03		310,325.03		0.00		0.00		0.00		0.00		0.00		310,325.03		1.00000000		0.00
2-B1		1,740,000.00		1,740,000.00		0.00		0.00		0.00		0.00		0.00		1,740,000.00		1.00000000		0.00
2-B2		696,000.00		696,000.00		0.00		0.00		0.00		0.00		0.00		696,000.00		1.00000000		0.00
2-B3		348,000.00		348,000.00		0.00		0.00		0.00		0.00		0.00		348,000.00		1.00000000		0.00
2-B4		348,000.00		348,000.00		0.00		0.00		0.00		0.00		0.00		348,000.00		1.00000000		0.00
2-B5		348,000.00		348,000.00		0.00		0.00		0.00		0.00		0.00		348,000.00		1.00000000		0.00
2-B6		174,416.03		174,416.03		0.00		0.00		0.00		0.00		0.00		174,416.03		1.00000000		0.00

Totals		329,050,841.06		269,237,324.81		168,389.97		6,924,209.18		0.00		0.00		7,092,599.15		262,144,725.66		0.79666937		7,092,599.15

Principal Distribution Factors Statement



			Beginning		Scheduled		Unscheduled										Ending
	Original Face		Certificate		Principal		Principal				Realized		Total Principal		Ending Certificate		Certificate		Total Principal
Class	Amount		Balance		Distribution		Distribution		Accretion		Loss		Reduction		Balance		Percentage		Distribution

1-A1		133,459,000.00		736.48469043		0.46966866		30.38255232		0.00000000		0.00000000		30.85222098		705.63246937		0.70563247		30.85222098
1-A2		14,829,000.00		736.48469013		0.46966889		30.38255243		0.00000000		0.00000000		30.85222132		705.63246949		0.70563247		30.85222132
1-AR		50.00		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000
1-XA		0.00		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000
2-A1		160,096,000.00		878.27676026		0.57960449		14.19807740		0.00000000		0.00000000		14.77768189		863.49907830		0.86349908		14.77768189
2-A2		10,268,000.00		878.27675984		0.57960460		14.19807752		0.00000000		0.00000000		14.77768212		863.49907869		0.86349908		14.77768212
2-AR		50.00		0.0000000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000
1-B1		2,093,000.00		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		1000.00000000		1.00000000		0.00000000
1-B2		1,395,000.00		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		1000.00000000		1.00000000		0.00000000
1-B3		1,706,000.00		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		1000.00000000		1.00000000		0.00000000
1-XB		0.00		0.0000000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.0000000000		0.00000000		0.00000000
1-B4		697,000.00		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		1000.00000000		1.00000000		0.00000000
1-B5		543,000.00		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		1000.00000000		1.00000000		0.00000000
1-B6		310,325.03		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		1000.00000000		1.00000000		0.00000000
2-B1		1,740,000.00		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		1000.00000000		1.00000000		0.00000000
2-B2		696,000.00		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		1000.00000000		1.00000000		0.00000000
2-B3		348,000.00		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		1000.00000000		1.00000000		0.00000000
2-B4		348,000.00		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		1000.00000000		1.00000000		0.00000000
2-B5		348,000.00		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		1000.00000000		1.00000000		0.00000000
2-B6		174,416.03		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		1000.00000000		1.00000000		0.00000000

Interest Distribution- Statement



												Payment
												of				Non-				Remaining		Ending
					Current			Beginning		Current		Unpaid		Current		Supported				Unpaid		Certificate/
			Accrual		Certificate			Certificate/		Accrued		Interest		Interest		Interest		Total Interest		Interest		Notational
Class	Accural Dates		Days		Rate			Notional Balance		Interest		Shortfall		Shortfall		Shortfall(1)		Distribution		Shortfall(2)		Balance

1-A1		04/20/06 – 05/19/06		30		5.14250	%		98,290,510.30		421,215.79		0.00		11,323.83		268.48		409,623.48		11,323.83		94,173,003.73
1-A2		04/20/06 – 05/19/06		30		5.29250	%		10,921,331.47		48,167.62		0.00		2,623.39		29.83		45,514.40		3,744.37		10,463,823.89
1-AR		N/A		N/A		5.16570	%		0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00
1-XA		04/01/06 – 04/30/06		30		0.00000	%		109,211,841.77		0.00		0.00		0.00		0.00		0.00		0.00		104,636,827.62
2-A1		04/01/06 – 04/30/06		30		4.08123	%		140,608,596.21		478,213.63		0.00		0.00		0.00		478,213.63		0.00		138,242,748.44
2-A2		04/01/06 – 04/30/06		30		4.08123	%		9,018,145.77		30,670.96		0.00		0.00		0.00		30,670.96		0.00		8,866,408.54
2-AR		N/A		N/A		4.09956	%		0.00		0.00		0.00		0.00		0.00		0.00		0.00		0.00
1-B1		04/20/06 – 05/19/06		30		5.37250	%		2,093,000.00		9,370.54		642.29		642.29		5.72		9,364.82		0.00		2,093,000.00
1-B2		04/20/06 – 05/19/06		30		5.55260	%		1,395,000.00		6,454.78		637.34		637.34		3.81		6,450.97		0.00		1,395,000.00
1-B3		04/20/06 – 05/19/06		30		5.00425	%		1,706,000.00		7,114.38		0.00		0.00		4.66		7,109.72		0.00		1,706,000.00
1-XB		N/A		30		0.00000	%		3,488,000.00		0.00		0.00		0.00		0.00		0.00		0.00		3,488,000.00
1-B4		04/01/06 – 04/30/06		30		5.00425	%		697,000.00		2,906.64		0.00		0.00		1.90		2,904.73		0.00		697,000.00
1-B5		04/01/06 – 04/30/06		30		5.00425	%		543,000.00		2,264.42		0.00		0.00		1.48		2,262.94		0.00		543,000.00
1-B6		04/01/06 – 04/30/06		30		5.00425	%		310,325.03		1,294.12		0.00		0.00		0.85		1,293.27		0.00		310,325.03
2-B1		04/01/06 – 04/30/06		30		4.08123	%		1,740,000.00		5,917.79		0.00		0.00		0.00		5,917.79		0.00		1,740,000.00
2-B2		04/01/06 – 04/30/06		30		4.08123	%		696,000.00		2,367.11		0.00		0.00		0.00		2,367.11		0.00		696,000.00
2-B3		04/01/06 – 04/30/06		30		4.08123	%		348,000.00		1,183.56		0.00		0.00		0.00		1,183.56		0.00		348,000.00
2-B4		04/01/06 – 04/30/06		30		4.08123	%		348,000.00		1,183.56		0.00		0.00		0.00		1,183.56		0.00		348,000.00
2-B5		04/01/06 – 04/30/06		30		4.08123	%		348,000.00		1,183.56		0.00		0.00		0.00		1,183.56		0.00		348,000.00
2-B6		04/01/06 – 04/30/06		30		4.08123	%		174,416.03		593.19		0.05		0.00		0.00		593.24		0.13		174,416.03

Totals											1,020,101.65		1,279.68		15,226.85		316.73		1,005,837.74		15,068.33


(1, 2)		Amount also includes coupon cap or basis risk shortfalls, if applicable.

Interest Distribution Factors Statement



						Beginning				Payment of				Non-
			Current			Certificate/		Current		Unpaid		Current		Supported				Remaining
	Original Face		Certificate			Notional		Accrued		Interest		Interest		Interest		Total Interest		Unpaid Interest		Ending Certificate/
Class	Amount		Rate			Balance		Interest		Shortfall		Shortfall(1)		Shortfall		Distribution		Shortfall(2)		Notational Balance

1-A1		133,459,000.00		5.14250	%		736.48469043		3.15614376		0.00000000		0.08484876		0.00201170		3.06928330		0.08484876		705.63246937
1-A2		14,829,000.00		5.29250	%		736.48469013		3.24820419		0.00000000		0.17690943		0.00201160		3.06928316		0.25250320		705.63246949
1-AR		50.00		5.16570	%		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000
1-XA		0.00		0.00000	%		736.48469040		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		705.63246938
2-A1		160,096,000.00		4.08123	%		878.27676026		2.98704296		0.00000000		0.00000000		0.00000000		2.98704296		0.00000000		863.49907830
2-A2		10,268,000.00		4.08123	%		878.27675984		2.98704324		0.00000000		0.00000000		0.00000000		2.98704324		0.00000000		863.49907869
2-AR		50.00		4.09956	%		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000
1-B1		2,093,000.00		5.37250	%		1000.00000000		4.47708552		0.30687530		0.30687530		0.00273292		4.47435260		0.00000000		1000.00000000
1-B2		1,395,000.00		5.55250	%		1000.00000000		4.62708244		0.45687455		0.45687455		0.00273118		4.62435125		0.00000000		1000.00000000
1-B3		1,706,000.00		5.00425	%		1000.00000000		4.17021102		0.00000000		0.00000000		0.00273154		4.16747948		0.00000000		1000.00000000
1-XB		0.00		0.00000	%		1000.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		0.00000000		1000.00000000
1-B4		697,000.00		5.00425	%		1000.00000000		4.17021521		0.00000000		0.00000000		0.00275297		4.16747489		0.00000000		1000.00000000
1-B5		543,000.00		5.00425	%		1000.00000000		4.17020258		0.00000000		0.00000000		0.00272560		4.16747698		0.00000000		1000.00000000
1-B6		310,325.03		5.00425	%		1000.00000000		4.17020825		0.00000000		0.00000000		0.00273906		4.16746919		0.00000000		1000.00000000
2-B1		1,740,000.00		4.08123	%		1000.00000000		3.40102874		0.00000000		0.00000000		0.00000000		3.40102874		0.00000000		1000.00000000
2-B2		696,000.00		4.08123	%		1000.00000000		3.40102011		0.00000000		0.00000000		0.00000000		3.40102011		0.00000000		1000.00000000
2-B3		348,000.00		4.08123	%		1000.00000000		3.40103448		0.00000000		0.00000000		0.00000000		3.40103448		0.00000000		1000.00000000
2-B4		348,000.00		4.08123	%		1000.00000000		3.40103448		0.00000000		0.00000000		0.00000000		3.40103448		0.00000000		1000.00000000
2-B5		348,000.00		4.08123	%		1000.00000000		3.40103448		0.00000000		0.00000000		0.00000000		3.40103448		0.00000000		1000.00000000
2-B-6		174,416.03		4.08123	%		1000.00000000		3.40100620		0.00028667		0.00000000		0.00000000		3.40129287		0.00074534		0.00000000

(1, 2) Amount also includes coupon cap or basis risk shortfalls, if applicable.

Per $1 denomination

Certificateholder Account Statement

Certificate Account


Beginning Balance			0.00

Deposits
Payments of Interest and Principal			8,159,227.14
Reserve Funds and Credit Enhancements			0.00
Proceeds from Repurchased Loans			0.00
Servicer Advances			10,803.79
Gains & Subsequent Recoveries (Realized Losses)			0.00
Prepayment Penalties			0.00

Total Deposits			8,170,030.93

Withdrawals
Reserve Funds and Credit Enhancements			0.00
Reimbursement of Servicer Advances			753.93
Total Administration Fees			70,840.11
Payment of Interest and Principal			8,098,436.89

Total Withdrawals (Pool Distribution Amount)			8,170,030.93

Ending Balance			0.00

Prepayment/Curtailment Interest Shortfall


Total Prepayment/Curtailment Interest Shortfall			316.73
Servicing Fee Support			0.00


Non-Supported Prepayment Curtailment Interest Shortfall			316.73

Administration Fees


Gross Servicing Fee*			66,913.73
Master Servicing Fee			3,926.38
Supported Prepayment/Curtailment Interest Shortfall			0.00


Total Administration Fees			70,840.11

*Servicer Payees include: BANK OF AMERICA (NY); COUNTRYWIDE HOME LOANS INC.; GMAC MTG CORP; GREENPOINT MTG FUNDING, INC.; MORGAN STANLEY DEAN WITTER; PHH US MTG CORP; WELLS FARGO BANK, N.A.

Reserve Accounts


	Beginning		Current		Current		Ending
Account Type	Balance		Withdrawals		Deposits		Balance

Class 1-XA Reserve Fund		0.00		0.00		0.00		0.00
Class 1-XB Reserve Fund		3,007.83		1,279.63		0.00		1,728.20

Collateral Statement


Collateral Description	Fixed & Mixed Arm

Weighted Average Gross Coupon		4.795953	%
Weighted Average Net Coupon		4.497716	%
Weighted Average Pass-Through Rate		4.478762	%
Weighted Average Remaining Term		310

Beginning Scheduled Collateral Loan Count		462
Number of Loans Paid in Full		9
Ending Scheduled Collateral Loan Count		453

Beginning Scheduled Collateral Balance		269,237,325.12
Ending Scheduled Collateral Balance		262,144,725.97
Ending Actual Collateral Balance at 28-Apr-2006		262,283,892.47

Monthly P&I Constant		1,244,431.17
Special Servicing Fee		0.00
Prepayment Penalty Paid Amount		0.00
Prepayment Penalty Paid Count		0
Realization Loss Amount		0.00
Cumulative Realized Loss		0.00

Scheduled Principal		168,389.97
Unscheduled Principal		6,924,209.18


Group	Group One		Group Two		Total

Collateral Description	Mixed ARM		Mixed ARM		Mixed ARM
Weighted Average Coupon Rate		5.383752		4.351286		4.795953
Weighted Average Net Rate		5.021752		4.101286		4.497716
Pass-Through Rate		5.004252		4.081233		4.478762
Weighted Average Maturity		280		333		310
Record Date		04/28/2006		04/28/2006		04/28/2006
Principal and Interest Constant		589,878.95		654,552.22		1,244,431.17
Beginning Loan Count		221		241		462
Loans Paid in Full		5		4		9
Ending Loan Count		216		237		453
Beginning Scheduled Balance		115,956,167.04		153,281,158.08		269,237,325.12
Ending Scheduled Balance		111,381,152.89		150,763,573.08		262,144,725.97
Scheduled Principal		69,646.23		98,743.74		168,389.97
Unscheduled Principal		4,505,367.92		2,418,841.26		6,924,209.18
Scheduled Interest		520,232.72		555,808.48		1,076,041.20
Servicing Fee		34,980.16		31,933.57		66,913.73
Master Servicing Fee		1,691.03		2,235.35		3,926.38
Trustee Fee		0.00		0.00		0.00
FRY Amount		0.00		0.00		0.00
Special Hazard Fee		0.00		0.00		0.00
Other Fee		0.00		326.16		326.16
Pool Insurance Fee		0.00		0.00		0.00
Spread 1		0.00		0.00		0.00
Spread 2		0.00		0.00		0.00
Spread 3		0.00		0.00		0.00
Net Interest		483,561.53		521,313.40		1,004,874.93
Realized Loss Amount		0.00		0.00		0.00
Cumulative Realized Loss		0.00		0.00		0.00
Percentage of Cumulative Losses		0.00		0.00		0.00
Prepayment Penalty Paid Amount		0.00		0.00		0.00
Prepayment Penalty Paid Count		0		0		0
Special Servicing Fee		0.00		0.00		0.00

Additional Reporting — Group Level

Miscellaneous Reporting


Group One
Senior Percentage	100.000000	%
Senior Prepayment Percentage	100.000000	%
Subordinate Percentage	0.000000	%
Subordinate Prepayment Percentage	0.000000	%
Pro Rata Senior Percentage	94.183729	%
Pro Rata Subordinate Percentage	5.816271	%


Group Two
Senior Percent	100.000000	%
Senior Prepayment Percent	100.000000	%
Subordinate Percent	0.000000	%
Subordinate Prepayment Percent	0.000000	%
Pro Rata Senior Percentage	97.615874	%
Pro Rata Subordinate Percentage	2.384126	%

Loan Status Stratification/Credit Enhancement Statement



DELINQUENT					BANKRUPTCY			FORECLOSURE			REO			TOTAL

	No. of	Principal				No. of	Principal		No. of	Principal		No. of	Principal		No. of	Principal
	Loans	Balance				Loans	Balance		Loans	Balance		Loans	Balance		Loans	Balance
0-29 Days	0		0.00		0-29 Days	0	0.00	0-29 Days	0	0.00	0-29 Days	0	0.00	0-29 Days	0		0.00
30 Days	2		2,521,600.00		30 Days	0	0.00	30 Days	0	0.00	30 Days	0	0.00	30 Days	2		2,521,600.00
60 Days	1		80,871.59		60 Days	0	0.00	60 Days	0	0.00	60 Days	0	0.00	60 Days	1		80,871.59
90 Days	0		0.00		90 Days	0	0.00	90 Days	0	0.00	90 Days	0	0.00	90 Days	0		0.00
120 Days	0		0.00		120 Days	0	0.00	120 Days	0	0.00	120 Days	0	0.00	120 Days	0		0.00
150 Days	0		0.00		150 Days	0	0.00	150 Days	0	0.00	150 Days	0	0.00	150 Days	0		0.00
180+ Days	0		0.00		180+ Days	0	0.00	180+ Days	0	0.00	180+ Days	0	0.00	180+ Days	0		0.00

	3		2,602,471.59			0	0.00		0	0.00		0	0.00		3		2,602,471.59

	No. of		Principal			No. of	Principal		No. of	Principal		No. of	Principal		No. of		Principal
	Loans		Balance			Loans	Balance		Loans	Balance		Loans	Balance		Loans		Balance
0-29 Days	0.000000%		0.000000	%	0-29 Days	0.000000%	0.000000%	0-29 Days	0.000000%	0.000000%	0-29 Days	0.000000%	0.000000%	0-29 Days	0.000000%		0.000000	%
30 Days	0.441501%		0.961401	%	30 Days	0.000000%	0.000000%	30 Days	0.000000%	0.000000%	30 Days	0.000000%	0.000000%	30 Days	0.441501%		0.961401	%
60 Days	0.220751%		0.030834	%	60 Days	0.000000%	0.000000%	60 Days	0.000000%	0.000000%	60 Days	0.000000%	0.000000%	60 Days	0.220751%		0.030834	%
90 Days	0.000000%		0.000000	%	90 Days	0.000000%	0.000000%	90 Days	0.000000%	0.000000%	90 Days	0.000000%	0.000000%	90 Days	0.000000%		0.000000	%
120 Days	0.000000%		0.000000	%	120 Days	0.000000%	0.000000%	120 Days	0.000000%	0.000000%	120 Days	0.000000%	0.000000%	120 Days	0.000000%		0.000000	%
150 Days	0.000000%		0.000000	%	150 Days	0.000000%	0.000000%	150 Days	0.000000%	0.000000%	150 Days	0.000000%	0.000000%	150 Days	0.000000%		0.000000	%
180+ Days	0.000000%		0.000000	%	180+ Days	0.000000%	0.000000%	180+ Days	0.000000%	0.000000%	180+ Days	0.000000%	0.000000%	180+ Days	0.000000%		0.000000	%

	0.662252%		0.992235	%		0.000000%	0.000000%		0.000000%	0.000000%		0.000000%	0.000000%		0.662252%		0.992235	%


Current Period Class A Insufficient Funds:			0.00			Principal Balance of Contaminated Properties			0.00			Periodic Advance			10,803.79

Delinquency Status by Group



DELINQUENT					BANKRUPTCY			FORECLOSURE			REO			TOTAL

*Group One*
	No. of	Principal				No. of	Principal		No. of	Principal		No. of	Principal		No. of	Principal
	Loans	Balance				Loans	Balance		Loans	Balance		Loans	Balance		Loans	Balance
0-29 Days	0		0.00		0-29 Days	0	0.00	0-29 Days	0	0.00	0-29 Days	0	0.00	0-29 Days	0		0.00
30 Days	2		2,521,600.00		30 Days	0	0.00	30 Days	0	0.00	30 Days	0	0.00	30 Days	2		2,521,600.00
60 Days	1		80,871.59		60 Days	0	0.00	60 Days	0	0.00	60 Days	0	0.00	60 Days	1		80,871.59
90 Days	0		0.00		90 Days	0	0.00	90 Days	0	0.00	90 Days	0	0.00	90 Days	0		0.00
120 Days	0		0.00		120 Days	0	0.00	120 Days	0	0.00	120 Days	0	0.00	120 Days	0		0.00
150 Days	0		0.00		150 Days	0	0.00	150 Days	0	0.00	150 Days	0	0.00	150 Days	0		0.00
180+ Days	0		0.00		180+ Days	0	0.00	180+ Days	0	0.00	180+ Days	0	0.00	180+ Days	0		0.00

	3		2,602,471.59			0	0.00		0	0.00		0	0.00		3		2,602,471.59

	No. of		Principal			No. of	Principal		No. of	Principal		No. of	Principal		No. of		Principal
	Loans		Balance			Loans	Balance		Loans	Balance		Loans	Balance		Loans		Balance
0-29 Days	0.000000%		0.000000	%	0-29 Days	0.000000%	0.000000%	0-29 Days	0.000000%	0.000000%	0-29 Days	0.000000%	0.000000%	0-29 Days	0.000000%		0.000000	%
30 Days	0.925926%		2.262891	%	30 Days	0.000000%	0.000000%	30 Days	0.000000%	0.000000%	30 Days	0.000000%	0.000000%	30 Days	0.925926%		2.262891	%
60 Days	0.462963%		0.072574	%	60 Days	0.000000%	0.000000%	60 Days	0.000000%	0.000000%	60 Days	0.000000%	0.000000%	60 Days	0.462963%		0.072574	%
90 Days	0.000000%		0.000000	%	90 Days	0.000000%	0.000000%	90 Days	0.000000%	0.000000%	90 Days	0.000000%	0.000000%	90 Days	0.000000%		0.000000	%
120 Days	0.000000%		0.000000	%	120 Days	0.000000%	0.000000%	120 Days	0.000000%	0.000000%	120 Days	0.000000%	0.000000%	120 Days	0.000000%		0.000000	%
150 Days	0.000000%		0.000000	%	150 Days	0.000000%	0.000000%	150 Days	0.000000%	0.000000%	150 Days	0.000000%	0.000000%	150 Days	0.000000%		0.000000	%
180+ Days	0.000000%		0.000000	%	180+ Days	0.000000%	0.000000%	180+ Days	0.000000%	0.000000%	180+ Days	0.000000%	0.000000%	180+ Days	0.000000%		0.000000	%

	1.388889%		2.335465	%		0.000000%	0.000000%		0.000000%	0.000000%		0.000000%	0.000000%		1.388889%		2.335465	%



	DELINQUENT					BANKRUPTCY			FORECLOSURE			REO			TOTAL

*Group Two*						1.183654%
	No. of		Principal			No. of	Principal		No. of	Principal		No. of	Principal		No. of	Principal
	Loans		Balance			Loans	Balance		Loans	Balance		Loans	Balance		Loans	Balance
0-29 Days	0		0.00		0-29 Days	0	0.00	0-29 Days	0	0.00	0-29 Days	0	0.00	0-29 Days	0		0.00
30 Days	0		0.00		30 Days	0	0.00	30 Days	0	0.00	30 Days	0	0.00	30 Days	0		0.00
60 Days	0		0.00		60 Days	0	0.00	60 Days	0	0.00	60 Days	0	0.00	60 Days	0		0.00
90 Days	0		0.00		90 Days	0	0.00	90 Days	0	0.00	90 Days	0	0.00	90 Days	0		0.00
120 Days	0		0.00		120 Days	0	0.00	120 Days	0	0.00	120 Days	0	0.00	120 Days	0		0.00
150 Days	0		0.00		150 Days	0	0.00	150 Days	0	0.00	150 Days	0	0.00	150 Days	0		0.00
180+ Days	0		0.00		180+ Days	0	0.00	180+ Days	0	0.00	180+ Days	0	0.00	180+ Days	0		0.00

	0		0.00			0	0.00		0	0.00		0	0.00		0		0.00

	No. of	Principal				No. of	Principal		No. of	Principal		No. of	Principal		No. of	Principal
	Loans	Balance				Loans	Balance		Loans	Balance		Loans	Balance		Loans	Balance
0-29 Days	0.000000%		0.000000	%	0-29 Days	0.000000%	0.000000%	0-29 Days	0.000000%	0.000000%	0-29 Days	0.000000%	0.000000%	0-29 Days	0.000000%		0.000000	%
30 Days	0.000000%		0.000000	%	30 Days	0.000000%	0.000000%	30 Days	0.000000%	0.000000%	30 Days	0.000000%	0.000000%	30 Days	0.000000%		0.000000	%
60 Days	0.000000%		0.000000	%	60 Days	0.000000%	0.000000%	60 Days	0.000000%	0.000000%	60 Days	0.000000%	0.000000%	60 Days	0.000000%		0.000000	%
90 Days	0.000000%		0.000000	%	90 Days	0.000000%	0.000000%	90 Days	0.000000%	0.000000%	90 Days	0.000000%	0.000000%	90 Days	0.000000%		0.000000	%
120 Days	0.000000%		0.000000	%	120 Days	0.000000%	0.000000%	120 Days	0.000000%	0.000000%	120 Days	0.000000%	0.000000%	120 Days	0.000000%		0.000000	%
150 Days	0.000000%		0.000000	%	150 Days	0.000000%	0.000000%	150 Days	0.000000%	0.000000%	150 Days	0.000000%	0.000000%	150 Days	0.000000%		0.000000	%
180+ Days	0.000000%		0.000000	%	180+ Days	0.000000%	0.000000%	180+ Days	0.000000%	0.000000%	180+ Days	0.000000%	0.000000%	180+ Days	0.000000%		0.000000	%

	0.000000%		0.000000	%		0.000000%	0.000000%		0.000000%	0.000000%		0.000000%	0.000000%		0.000000%		0.000000	%