Written description of the loan agreement with Irina Tchernikova

EX-10.3 3 exhibit103writtendescription.htm 10.3

Exhibit 10.3




Written description of the loan agreement with Irina Tchernikova







Loan Agreement Between:

Irina Tchernikova and Vitas Group, Inc.


Date of the Loan Agreement:

May 27, 2011- $2,575


Terms of the Loan Agreement:


1. Irina Tchernikova agrees to loan US$2,575 (the “Loan”) to Vitas Group, Inc.

2. Loaned funds are non-interest bearing and payable upon demand.