Amended and Restated Schedule A-1, effective May 23, 2018, to the Credit Agreement, dated June 20, 2017, by and among Regional Management Receivables II, LLC, as borrower, Regional Management Corp., as servicer, the lenders from time to time parties thereto, Wells Fargo Bank, National Association, as account bank, image file custodian, and backup servicer, Wells Fargo Bank, National Association, as administrative agent, and Credit Suisse AG, New York Branch, as structuring and syndication agent
Exhibit 10.1
Reference is hereby made to the Credit Agreement, dated as of June 20, 2017 (as amended, restated, supplemented or otherwise modified from time to time, the “Credit Agreement”), among Regional Management Receivables II, LLC, as borrower, Regional Management Corp, as servicer, Credit Suisse AG, New York Branch, as structuring and syndication agent, Wells Fargo Bank, National Association (“Wells Fargo Bank”), as backup servicer, image file custodian and account bank, the Lenders from time to time party thereto, the Agents for the Lender Groups from time to time parties thereto and Wells Fargo Bank, as Administrative Agent. Capitalized terms used herein that are not otherwise defined shall have the meanings ascribed thereto in the Credit Agreement.
At the request of the Borrower, the Lenders in the Credit Suisse Lender Group hereby agree to increase the Commitment of the Credit Suisse Lender Group by $25,000,000 (as reflected below), effective upon payment of the fee due by the Borrower under the Credit Suisse Upfront Fee Letter in connection with such increase. In accordance with Section 2.04 of the Credit Agreement, the Borrower and the Lenders in the Credit Suisse Lender Group hereby agree that Schedule A-1 to the Credit Agreement is, upon payment of the fee due by the Borrower under the Credit Suisse Upfront Fee Letter in connection with such increase, hereby amended and replaced in its entirety with the following, which shall constitute the new Schedule A-1 to the Credit Agreement:
AMENDED AND RESTATED
SCHEDULE A-1
CREDIT SUISSE LENDER SUPPLEMENT
CLASS A
| Lender Group: | Credit Suisse | |
| Agent: | Credit Suisse AG, New York Branch | |
| Address for Notices: | Credit Suisse AG, New York Branch E-mail: ############@credit-suisse.com ############@credit-suisse.com ############@credit-suisse.com ############@credit-suisse.com ############@credit-suisse.com Telephone: ###-###-#### | |
| Class A Conduit Lender: | GIFS Capital Company, LLC | |
| Commitment: | An amount not to exceed the commitment of Credit Suisse AG, Cayman Islands Branch | |
| Address for Notices and Investing Office: | GIFS Capital Company, LLC 227 West Monroe St., Suite 4900 Telephone No.: (###) ###-##### | |
| Class A Committed Lender: | Credit Suisse AG, Cayman Islands Branch | |
| Commitment: | $85,000,000 | |
| Address for Notices and Investing Office: | Credit Suisse AG, New York Branch E-mail: ############@credit-suisse.com ############@credit-suisse.com ############@credit-suisse.com ############@credit-suisse.com ############@credit-suisse.com Telephone: ###-###-#### | |
| Wire Information: | If for the Credit Suisse Lender Group:
Bank Name: Bank of New York, NY Acct Name: Alpine Securitization LTD ABA#: ###-###-### Acct#: ############ Attn: ############ ############ Ref: Regional Management | |
CLASS B
| Lender Group: | Credit Suisse | |
| Agent: | Credit Suisse AG, New York Branch | |
| Address for Notices: | Credit Suisse AG, New York Branch E-mail: ############@credit-suisse.com ############@credit-suisse.com ############@credit-suisse.com ############@credit-suisse.com ############@credit-suisse.com Telephone: ###-###-#### | |
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| Class B Conduit Lender: | GIFS Capital Company, LLC | |
| Commitment: | An amount not to exceed the commitment of Credit Suisse AG, Cayman Islands Branch | |
| Address for Notices and Investing Office: | GIFS Capital Company, LLC 227 West Monroe St., Suite 4900 Telephone No.: (###) ###-##### | |
| Class B Committed Lender: | Credit Suisse AG, Cayman Islands Branch | |
| Commitment: | $15,000,000 | |
| Address for Notices and Investing Office: | Credit Suisse AG, New York Branch E-mail: ############@credit-suisse.com ############@credit-suisse.com ############@credit-suisse.com ############@credit-suisse.com ############@credit-suisse.com Telephone: ###-###-#### | |
| Wire Information: | If for the Credit Suisse Lender Group:
Bank Name: Bank of New York, NY Acct Name: Alpine Securitization LTD ABA#: ###-###-### Acct#: ############ Attn: ############ ############ Ref: Regional Management | |
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ACKNOWLEDGED AND AGREED TO
AS OF THE DATE BELOW BY:
REGIONAL MANAGEMENT RECEIVABLES II, LLC,
as Borrower
| By: | /s/ Peter R. Knitzer | |
| Name: Peter R. Knitzer | ||
| Title: President and Chief Executive Officer | ||
| Date: May 23, 2018 | ||
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ACKNOWLEDGED AND AGREED TO
AS OF THE DATE BELOW BY:
CREDIT SUISSE AG, CAYMAN ISLANDS BRANCH,
as Class A Committed Lender and Class B Committed Lender
| By: | /s/ Patrick J. Hart | |
| Name: Patrick J. Hart | ||
| Title: Authorized Signatory | ||
| Date: May 23, 2018 | ||
| By: | /s/ Jeffrey Traola | |
| Name: Jeffrey Traola | ||
| Title: Authorized Signatory | ||
| Date: May 23, 2018 | ||
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ACKNOWLEDGED AND AGREED TO
AS OF THE DATE BELOW BY:
GIFS CAPITAL COMPANY, LLC,
as Class A Conduit Lender and Class B Conduit Lender
| By: | /s/ R. Scott Chisholm | |
| Name: R. Scott Chisholm | ||
| Title: Authorized Signer | ||
| Date: May 23, 2018 | ||
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