Agreement to Furnish Instruments and Agreements Defining Rights of Holders of Long-Term Debt – PVF Capital Corp.

Summary

PVF Capital Corp. agrees to provide the Securities and Exchange Commission (SEC), upon request, with copies of documents that define the rights of holders of its long-term debt and that of its consolidated subsidiaries. These documents are not included as exhibits in the company's 2012 Annual Report because none of the related debt exceeds 10% of the company's total consolidated assets. The agreement is signed by the company's President and CEO.

EX-4.8 2 d372121dex48.htm EX-4.8 EX-4.8

EXHIBIT 4.8

AGREEMENT TO FURNISH INSTRUMENTS AND AGREEMENTS

DEFINING RIGHTS OF HOLDERS OF LONG-TERM DEBT

PVF CAPITAL CORP.

30000 Aurora Road

Solon, Ohio 44139

Re: PVF Capital Corp. Form 10-K for the fiscal year ended June 30, 2012

September 21, 2012

Securities and Exchange Commission

100 F Street, NE

Washington, D.C. 20549

Ladies and Gentlemen:

PVF Capital Corp, an Ohio corporation (“PVFC”), is today filing an Annual Report on Form 10-K for the fiscal year ended June 30, 2012 (the “Form 10-K”), as executed on September 21, 2012.

Pursuant to the instructions relating to the Exhibits in Item 601(b)(4)(iii) of Regulation S-K, PVFC hereby agrees to furnish the Commission, upon request, copies of instruments and agreements defining the rights of holders of its long-term debt and of the long-term debt of its consolidated subsidiaries, which are not being filed as exhibits to the Form 10-K. No such instrument represents long-term debt in excess of 10% of the total assets of PVFC and its subsidiaries on a consolidated basis.

Very truly yours,

/s/ Robert J. King, Jr.

President and Chief Executive Officer