Agreement to Furnish Instruments and Agreements Defining Rights of Holders of Long-Term Debt – PVF Capital Corp.
PVF Capital Corp. agrees to provide the Securities and Exchange Commission (SEC), upon request, with copies of documents that define the rights of holders of its long-term debt and that of its consolidated subsidiaries. This agreement is made in connection with PVF Capital Corp.'s filing of its Annual Report on Form 10-K for the fiscal year ended June 30, 2013. The company confirms that none of these instruments represent more than 10% of its total consolidated assets.
EXHIBIT 4.5
AGREEMENT TO FURNISH INSTRUMENTS AND AGREEMENTS
DEFINING RIGHTS OF HOLDERS OF LONG-TERM DEBT
PVF CAPITAL CORP.
30000 Aurora Road
Solon, Ohio 44139
Re: PVF Capital Corp. Form 10-K for the fiscal year ended June 30, 2013
September 27, 2013
Securities and Exchange Commission
100 F Street, NE
Washington, D.C. 20549
Ladies and Gentlemen:
PVF Capital Corp, an Ohio corporation (“PVFC”), is today filing an Annual Report on Form 10-Kfor the fiscal year ended June 30, 2013 (the “Form 10-K”), as executed on September 27, 2013.
Pursuant to the instructions relating to the Exhibits in Item 601(b)(4)(iii) of Regulation S-K, PVFC hereby agrees to furnish the Commission, upon request, copies of instruments and agreements defining the rights of holders of its long-term debt and of the long-term debt of its consolidated subsidiaries, which are not being filed as exhibits to the Form 10-K. No such instrument represents long-term debt in excess of 10% of the total assets of PVFC and its subsidiaries on a consolidated basis.
Very truly yours,
/s/ Robert J. King, Jr.
President and Chief Executive Officer
