Chief Executive Officer Major Medical & Dental Benefits Plan Summary (March 10, 2005)
This document outlines the major medical and dental benefits provided to the Chief Executive Officer under the PCS US salaried/non-hourly employees plan as of March 10, 2005. It details coverage for medical and dental expenses incurred in the United States, with emergency coverage abroad. Key terms include individual and family deductibles, annual out-of-pocket maximums, reimbursement rates, and specific limits for services such as nursing, hospital stays, prescription drugs, and paramedical treatments. The plan also specifies maximums for dental care, eye exams, and other covered services.
Exhibit 10(jj)
March 10, 2005
CHIEF EXECUTIVE OFFICER
MAJOR MEDICAL & DENTAL BENEFITS
Benefits include all medical and dental expenses covered under the PCS US salaried/non hourly employees Plan. Covered expenses include medical and dental expenses incurred for services rendered or supplies purchased in the United States. Coverage outside the United States is provided for emergency services.
Individual Deductible Amount | $250 | |
Family Deductible Amount | $500 | |
Annual Out of Pocket Maximum | $1,250 individual $2,500 family | |
Percentage Reimbursements | 90% | |
MEDICAL | ||
Maximum Aggregate per Individual | $1,000,000 per lifetime | |
Annual Reinstatement Amount | $10,000 | |
Maximum Medical Travel Amount (per Individual) | None | |
DENTAL | ||
Maximum Dental Amount per Individual | $8,000 per calendar year | |
OTHER SPECIFIC LIMITS & MAXIMUMS ARE LISTED BELOW: | ||
STANDARD COVERED EXPENSES | ||
Maximum Nursing Services Amount | 180 day maximum per year | |
HOSPITAL COVERED EXPENSES | ||
Hospital Daily Amount | Reasonable and customary | |
PRESCRIPTION DRUG COVERED EXPENSES | ||
In US | $10/$20 copay | |
In Canada | Only when traveling | |
Out of Country | Only when traveling | |
Maximum Lifestyle Drugs Amount | $500 per calendar year |
PARAMEDICAL COVERED EXPENSES | ||
Chiropractic Services | Subject to medical necessity | |
Physiotherapist Services | Subject to medical necessity | |
Acupuncturist Services | Only when used for anesthesia | |
Podiatrist Services | Subject to medical necessity | |
Speech Therapist Services | Subject to medical necessity | |
EXTRACARE COVERED EXPENSES | ||
Convalescent Hospital Daily Amount | Reasonable and customary | |
Maximum Number of Days of Convalescent Hospital Confinement | 180 day maximum per year | |
Maximum Visits to Psychologist or Social Worker | 60 visits per year | |
Maximum Eye Examination Amount | Reasonable and customary Once every 12 months | |
Eyeglass, Frame or Contact Lens Amount | $1,000 per 24 consecutive months |