PHILADELPHIA CONSOLIDATED HOLDING CORP Contracts & Agreements

INTERESTS AND LIABILITIES AGREEMENT (hereinafter referred to as the Agreement) (Filed With SEC on November 10, 2008)

PHILADELPHIA INDEMNITY INSURANCE COMPANY PHILADELPHIA INSURANCE COMPANY (Filed With SEC on November 10, 2008)

Casualty Excess of Loss Reinsurance Contract effective January 1, 2008 (Filed With SEC on August 5, 2008)

Casualty (Clash) Excess of Loss Contract effective January 1, 2008 (Filed With SEC on August 5, 2008)

Property Per Risk Excess of Loss Agreement of Reinsurance with General Reinsurance Corporation effective January 1, 2008 (Filed With SEC on August 5, 2008)

Property Fourth Per Risk Excess of Loss Reinsurance Agreement effective January 1, 2008 - 25% Placement via Willis Re Inc (Filed With SEC on August 5, 2008)

Property Fifth Per Risk Excess of Loss Reinsurance Agreement effective January 1, 2008 - 50% Share with Arch Reinsurance Company (Filed With SEC on August 5, 2008)

Terrorism Catastrophe Excess of Loss Reinsurance Contract - 20% Share with Validus Reinsurance, LTD. effective March 1, 2008 (Filed With SEC on August 5, 2008)

AGREEMENT AND PLAN OF MERGER (Filed With SEC on July 23, 2008)

ADDENDUM TO EMPLOYMENT AGREEMENT (Filed With SEC on July 23, 2008)

Casualty (Clash) Excess of Loss Reinsurance Agreement (Filed With SEC on November 6, 2007)

Property Per Risk Excess of Loss Agreement (Filed With SEC on November 6, 2007)

Interest and Liabilities Agreement (Filed With SEC on November 6, 2007)

Terrorism Catastrophe Excess of Loss Reinsurance Contract (Filed With SEC on November 6, 2007)

Terrorism Catastrophe Excess of Loss Reinsurance Contract - 20% Share (Filed With SEC on November 6, 2007)

Excess Catastrophe Reinsurance Contract (Filed With SEC on November 6, 2007)

Reinstatement Premium Protection Reinsurance (Filed With SEC on November 6, 2007)

Florida Only Excess Catastrophe Reinsurance Contract (Filed With SEC on November 6, 2007)

First and Second Excess Reinstatement Premium Protection Reinsurance Contract (Filed With SEC on November 6, 2007)

Third Excess Reinstatement Premium Protection (Filed With SEC on November 6, 2007)

Florida Hurricane Catastrophe Fund Reimbursement Contract (Filed With SEC on November 6, 2007)

FIRST AMENDMENT TO CREDIT AGREEMENT (Filed With SEC on August 6, 2007)

Florida Only Excess Catastrophe Reinsurance Contract (Filed With SEC on May 7, 2007)

Casualty Excess of Loss Reinsurance Contract (Filed With SEC on May 7, 2007)

Endorsement No. 6 to the Property Per Risk Excess of Loss Reinsurance Agreement (Filed With SEC on May 7, 2007)

Property Fourth Per Risk Excess of Loss Reinsurance Agreement (Filed With SEC on May 7, 2007)

THE PHILADELPHIA INSURANCE COMPANIES 2007 CASH BONUS PLAN Effective as of January1, 2007 (Filed With SEC on May 3, 2007)

PHILADELPHIA INSURANCE COMPANIES NONQUALIFIED EMPLOYEE STOCK PURCHASE PLAN (AMENDED AND RESTATED, EFFECTIVE AS OF JANUARY1, 2007, WITH PERFORMANCE-BASED COMPENSATION PROVISIONS) (Filed With SEC on May 3, 2007)

AMENDMENT TO EMPLOYMENT AGREEMENT (Filed With SEC on March 30, 2007)

JAMES J. MAGUIRE, JR. 2006 GRANT OF STOCK APPRECIATION RIGHTS (Filed With SEC on February 28, 2007)

SEAN S. SWEENEY 2006 GRANT OF STOCK APPRECIATION RIGHTS (Filed With SEC on February 28, 2007)

CRAIG P. KELLER 2006 GRANT OF STOCK APPRECIATION RIGHTS (Filed With SEC on February 28, 2007)

CHRISTOPHER J. MAGUIRE 2006 GRANT OF STOCK APPRECIATION RIGHTS (Filed With SEC on February 28, 2007)

EXCESS CATASTROPHE REINSURANCE CONTRACT EFFECTIVE JUNE 1, 2006 (Filed With SEC on February 28, 2007)

PHILADELPHIA INSURANCE COMPANIES PERFORMANCE SHARE AWARD AGREEMENT (Filed With SEC on February 22, 2007)

EMPLOYMENT AGREEMENT (Filed With SEC on February 22, 2007)

PHILADELPHIA INSURANCE COMPANIES STOCK APPRECIATION RIGHT GRANT AGREEMENT (Filed With SEC on February 22, 2007)

Casualty (Clash) Excess of Loss Reinsurance Agreement (Filed With SEC on November 9, 2006)

Addendum No. 3 to the 3rd and 4th Property Excess of Loss Reinsurance Agreement (Filed With SEC on November 9, 2006)

Casualty Excess of Loss Reinsurance Contract (Filed With SEC on November 9, 2006)

Endorsement No. 4 to the Property Per Risk (Filed With SEC on November 9, 2006)

Commutation and Release Agreement (Filed With SEC on November 9, 2006)

$6,150,000 Excess $10,000,000 Catastrophe Reinsurance Contract (Filed With SEC on November 9, 2006)

First Excess Reinstatement Premium Protection Reinsurance Contract (Filed With SEC on November 9, 2006)

Second and third Excess Reinstatement Premium Protection Reinsurance Contract (Filed With SEC on November 9, 2006)

Florida Hurricane Catastrophe Fund Reimbursement Contract (Filed With SEC on November 9, 2006)

CASUALTY EXCESS OF LOSS (Filed With SEC on March 14, 2006)

REINSTATEMENT PREMIUM PROTECTION (Filed With SEC on March 14, 2006)

PROFESSIONAL LIABILITY INSURANCE QUOTA SHARE CONTRACT (Filed With SEC on March 14, 2006)

Excess Catastrophe Reinsurance Contract effective June 1, 2004 (Filed With SEC on August 15, 2005)

65% Florida Only Third and Fourth Event Excess Catastrophe Reinsurance Contract effective September 1, 2004 (Filed With SEC on August 15, 2005)

$45 million excess of $195 million Florida Only Catastrophe Reinsurance Contract effective September 10, 2004 (Filed With SEC on August 15, 2005)

$6.5 million excess of $3.5 million Florida Only Fifth Event Catastrophe Reinsurance Contract effective September 24, 2004 (Filed With SEC on August 15, 2005)

$50 million excess of $240 million Florida Only Catastrophe Reinsurance Contract effective October 1, 2004 (Filed With SEC on August 15, 2005)

$40 million excess of $50 million Florida Only Third Event Catastrophe Reinsurance Contract effective October 1, 2004 (Filed With SEC on August 15, 2005)

$50 million excess of $140 million Florida Only Catastrophe Excess Reinsurance Contract effective October 1, 2004 (Filed With SEC on August 15, 2005)

Florida Hurricane Catastrophe Rund Reinsurance Contract effective June 1, 2005 (Liberty American Insurance Company) (Filed With SEC on August 15, 2005)

Florida Hurricane Catastrophe Rund Reinsurance Contract effective June 1, 2005 (Mobile USA Insurance Compnay) (Filed With SEC on August 15, 2005)

Excess Catastrophe Reinsurance Contract effective June 1, 2005 (Preliminary Agreement) (Filed With SEC on August 15, 2005)

Reinstatement Premium Protection Reinsurance Contract effective June 1, 2005 (Preliminary Agreement) (Filed With SEC on August 15, 2005)

Florida Only Excess Catastrophe Reinsurance Contract effective June 1, 2005 (Preliminary Agreement) (Filed With SEC on August 15, 2005)

Florida Only Reinstatement Premium Protection Reinsurance Contract effective June 1, 2005 (Preliminary Agreement) (Filed With SEC on August 15, 2005)

Third Event Catastrophe Reinsurance Contract effective September 3, 2004 (Filed With SEC on August 15, 2005)

FORM OF STOCK OPTION AWARD AGREEMENT (Filed With SEC on June 9, 2005)

FORM OF RESTRICTED STOCK AWARD AGREEMENT (Filed With SEC on June 9, 2005)

FLORIDA ONLY EXCESS CATASTROPHE REINSURANCE CONTRACT (Filed With SEC on May 9, 2005)

$50 MILLION EXCESS OF $90 MILLION FLORIDA ONLY CATASTROPHE REINSURANCE CONTRACT (Filed With SEC on May 9, 2005)

$50 MILLION EXCESS OF $140 MILLION FLORIDA ONLY CATASTROPHE EXCESS REINSURANCE (Filed With SEC on May 9, 2005)

$5 MILLION EXCESS OF $190 MILLION FLORIDA ONLY CATASTROPHE EXCESS REINSURANCE (Filed With SEC on May 9, 2005)

UNDERLYING EXCESS CATASTROPHE REINSURANCE CONTRACT EFFECTIVE JULY 1, 2004 (Filed With SEC on May 9, 2005)

CASUALTY EXCESS OF LOSS CONTRACT EFFECTIVE JANUARY 1, 2005 (Filed With SEC on May 9, 2005)

ADDENDUM NUMBER 2 TO THE PROPERTY EXCESS OF LOSS CONTRACT EFFECTIVE JANUARY 1, 2005 (Filed With SEC on May 9, 2005)

PRELIMINARY ENDORSEMENT NO. 2 TO THE PROPERTY PER RISK 1ST AND 2ND EXCESS REINSURANCE CONTRACT (Filed With SEC on May 9, 2005)

2003 WHOLE ACCOUNT NET QUOTA SHARE REINSURANCE COMMUTATION AND RELEASE AGREEMENT (Filed With SEC on May 9, 2005)

AMENDMENT AND RESTATED EMPLOYEES STOCK INCENTIVE AND PERFORMANCE BASED COMPENSATION PLAN (Filed With SEC on April 29, 2005)

PHILADELPHIA CONSOLIDATED HOLDING CORP. STOCK OPTION (Filed With SEC on February 9, 2005)

GAP QUOTA SHARE REINSURANCE CONTRACT (Filed With SEC on November 8, 2004)

CASUALTY EXCESS OF LOSS REINSURANCE CONTRACT (Filed With SEC on November 8, 2004)

CASUALTY (CLASS) EXCESS OF LOSS (Filed With SEC on November 8, 2004)

CASUALTY SEMI-AUTOMATIC FACULTATIVE EXCESS OF LOSS (Filed With SEC on November 8, 2004)

CASUALTY AUTOMATIC FACULTATIVE CERTIFICATE (Filed With SEC on November 8, 2004)

FL HURRICANE FUND CONTRACT (LIBERTY AMERICAN) (Filed With SEC on November 8, 2004)

FL HURRICANE FUND CONTRACT (MOBILE USA) (Filed With SEC on November 8, 2004)

EXCESS CATASTROPHE REINSURANCE CONTRACT (Filed With SEC on November 8, 2004)

FL ONLY EXCESS CATASTROPHE REINSURANCE CONTRACT (Filed With SEC on November 8, 2004)

$50 MIL EXCESS OF $90 MIL FL ONLY EXCESS CONTRACT (Filed With SEC on November 8, 2004)

UNDERLYING EXCESS CATASTROPHE COVERAGE (Filed With SEC on November 8, 2004)

REINSTATEMENT PREMIUM PROTECTION CONTRACT (Filed With SEC on November 8, 2004)

UNDERLYING EXCESS CATASTROPHE AND REINSTATEMENT CONTRACT (Filed With SEC on November 8, 2004)

$50 MIL EXCESS OF $140 MIL FL ONLY EXCESS CONTRACT (Filed With SEC on November 8, 2004)

65% FL ONLY THIRD AND FOURTH EVENT CONTRACT (Filed With SEC on November 8, 2004)

35% FL ONLY THIRD AND FOURTH EVENT CONTRACT (Filed With SEC on November 8, 2004)

THIRD CATASTROPHE CONTRACT PLACEMENT SLIP (Filed With SEC on November 8, 2004)

THIRD CATASTROPHE CONTRACT (Filed With SEC on November 8, 2004)

$50 MIL EXCESS OF $140 MIL PLACEMENT SLIP (Filed With SEC on November 8, 2004)

$5 MIL EXCESS OF $190 MIL PLACEMENT SLIP (Filed With SEC on November 8, 2004)

$45.0 MIL EXCESS OF $195 MIL PLACEMENT SLIP (Filed With SEC on November 8, 2004)

$6.5 MIL EXCESS OF 3.5 MIL FIFTH EVENT PLACEMENT SLIP (Filed With SEC on November 8, 2004)

WHOLE ACCOUNT NET QUOTA SHARE REINSURANCE CONTACT EFFECTIVE 1/1/04 (Filed With SEC on August 9, 2004)

FLORIDA HURRICANE CATASTROPHE FUND AMENDED REINSURANCE CONTRACT 6/1/04 (Filed With SEC on August 9, 2004)

CASULTY EXCESS OF LESS REINSURACE CONTRACT EFFECTIVE 1/1/04 (Filed With SEC on August 9, 2004)

PROPERTY PER RISK 1ST & 2ND EXCESS REINSURANCE CONTRACT EFFECTIVE 1/1/04 (Filed With SEC on August 9, 2004)

AMENDED & RESTATED EMPLOYMENT AGREEMENT WITH JAMES J. MAGUIRE EFFECTIVE 1/1/04 (Filed With SEC on August 9, 2004)

INTERESTS AND LIABILITIES AGREEMENT Between PHILADELPHIA INSURANCE COMPANY Bala Cynwyd, Pennsylvania PHILADELPHIA INDEMNITY INSURANCE COMPANY Bala Cynwyd, Pennsylvania MOBILE USA... (Filed With SEC on November 13, 2003)

AGREEMENT OF REINSURANCE NO. 9034 between PHILADELPHIA INDEMNITY COMPANY PHILADELPHIA INSURANCE COMPANY One Bala Plaza, Suite 100 Bala Cynwyd, Pennsylvania 19004 (herein... (Filed With SEC on November 13, 2003)

ADDENDUM NO. 3 to the CASUALTY EXCESS OF LOSS REINSURANCE AGREEMENT NO. TC988A,B (hereinafter referred to as the Agreement) between PHILADELPHIA CONSOLIDATED HOLDING CORPORATIONS... (Filed With SEC on November 13, 2003)

TABLE OF CONTENTS to AGREEMENT OF REINSURANCE NO. 9034 between PHILADELPHIA INDEMNITY COMPANY PHILADELPHIA INSURANCE COMPANY and GENERAL REINSURANCE CORPORATION (Filed With SEC on November 13, 2003)

PHILADELPHIA INSURANCE COMPANY Bala Cynwyd, Pennsylvania PHILADELPHIA INDEMNITY INSURANCE COMPANY Bala Cynwyd, Pennsylvania MOBILE USA INSURANCE COMPANY, INC. Pinellas Park,... (Filed With SEC on November 13, 2003)

REIMBURSEMENT CONTRACT Effective: June 1, 2003 (Contract) between PHILADELPHIA INDEMNITY INSURANCECOMPANY Bala Cynwyd, PA (Company) NAIC # 18058 and (Filed With SEC on August 8, 2003)

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PHILADELPHIA CONSOLIDATED HOLDING CORP Contracts & Agreements