AGREEMENTTO AMEND AND EXTEND AGREEMENT OF MERGERAND PLAN OF REORGANIZATION

THIS AGREEMENT TO AMEND AND EXTEND AGREEMENT OF MERGER AND PLAN OF REORGANIZATION is made and entered into on February 11, 2009, by and among ACROSS AMERICA FINANCIAL SERVICES, INC., a Colorado corporation (“Parent”), ACROSS AMERICA ACQUISITION CORP., a Colorado corporation (“Acquisition Corp.”), which is a wholly-owned subsidiary of Parent, and APRO BIO PHARMACEUTICAL CORPORATION, a Colorado corporation (the “Company”).

WHEREAS, the Parties have entered into an Agreement of Merger and Plan of Reorganization dated November 17, 2008 (“Agreement”); and

WHEREAS, the Agreement provides that it will terminate on February 11, 2009 if a Closing has not occurred; and

WHEREAS, the Parties wish to amend to Agreement to extend the termination deadline.

NOW, THEREFORE, in consideration of the mutual agreements and covenants hereinafter set forth, the parties hereto agree as follows:

1.           Section 12.1 of the Agreement shall be amended to insert the date of March 11, 2009 in place of the date of February 11, 2009.

2.           In all other respects, the Agreement shall remain in full force and effect.

IN WITNESS WHEREOF, the parties hereto have executed this Agreement to be binding and effective as of the day and year first above written.