First Amendment to Salary Continuation Agreement for

Exhibit 10.29

First Amendment to Salary Continuation Agreement for Donita Koval

FIRST AMENDMENT TO THE

OMEGA BANK, NATIONAL ASSOCIATION

SALARY CONTINUATION AGREEMENT

DATED DECEMBER 23, 2003

FOR DONITA KOVAL

THIS FIRST AMENDMENT (“First Amendment”) is made and entered into this 18^th day of December 2006, by and between OMEGA BANK, NATIONAL ASSOCIATION, located in State College, Pennsylvania (the “Bank”), and DONITA KOVAL (the “Officer”).

WITNESSTH:

WHEREAS, on December 23, 2003, the Bank and the Officer entered into a deferred compensation agreement titled “Omega Bank, National Association Salary Continuation Agreement,” (“Agreement”); and

WHEREAS, the Bank and the Officer desire to amend the Agreement through this First Amendment.

NOW, THEREFORE, in consideration of the mutual covenants contained herein and intending to be legally bound hereby, the Bank and the Officer agree as follows:

2.           Section 2.3.1 is hereby amended by adding the following to the end thereof: “The liability shall be calculated assuming that the Officer accrues her Normal Retirement Benefit ratably over the period beginning on the Effective Date and ending on her Normal Retirement Age. However, effective as of January 1, 2006, the difference between the Officer’s accrued benefit as of December 31, 2005 and the Officer’s projected accrued benefit at Normal Retirement Age shall accrue ratably over the period beginning on January 1, 2006 and ending on her Normal Retirement Age.”

“8.11      Code Section 409A Matters. Code Section 409A shall only apply to that portion of the Officer’s benefit that was not earned and vested prior to January 1, 2005. The parties intend that the increased accruals that result from the change in the Normal Retirement Age to age 62 as of January 1, 2006 shall not be treated as a material modification so as to affect the pre-January 1, 2005 accruals and that such increased accruals shall be subject to Code Section 409A.”

IN WITNESS WHEREOF, the Officer and the Bank have executed this First Amendment on the date set forth above.

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