Schedule of Director Retirement Agreements between The Ohio Valley Bank Company and Named Directors

This document lists individuals who have entered into director retirement agreements with The Ohio Valley Bank Company. The agreements are identical to the one signed with Kimberly A. Canady on December 19, 2017. The listed directors and their agreement dates are Edward J. Robbins (December 19, 2017), Larry E. Miller II (December 30, 2019), Edward B. Roberts (October 19, 2022), and K. Ryan Smith (October 27, 2022). The agreement outlines retirement terms for these directors.