Executive Group Life Split Dollar Plan Schedule A—The Ohio Valley Bank Company and Miller, Smith, Hart-Harris

This document lists three executives—Larry E. Miller II, Jeffrey E. Smith, and Katrinka V. Hart-Harris—who entered into Executive Group Life Split Dollar Plans with The Ohio Valley Bank Company. The agreements, dated in August 2009, are identical to a previously filed plan between Thomas E. Wiseman and the bank. The plan outlines shared life insurance benefits between the bank and the executives, specifying the parties, agreement dates, and the identical nature of the terms.