Addendum, dated January 16, 2018, to Change-in-Control Severance Agreement, dated January 23, 2013, by and among Norwood Financial Corp., Wayne Bank and Robert J. Mancuso

This Addendum to the Change-in-Control Severance Agreement is made and entered into between Norwood Financial Corp. (the "Company"), Wayne Bank ("Bank") and Robert J. Mancuso (the "Executive") as of this 16^th day of January, 2018.

WHEREAS, the Company, the Bank and the Executive have previously entered into a Change-in-Control Severance Agreement, dated January 23, 2013 (the "Agreement"), providing for the payment of severance benefits to the Executive in the event of a change-in-control of the Company and the Bank; and

WHEREAS, The Agreement is scheduled to expire on January 23, 2018, and the parties desire to extend the term of the Agreement for a new five year period; and

WHEREAS, Section 13 of the Agreement provides that amendments to the Agreement may be made in writing and signed by all parties,

NOW, THEREFORE, in consideration of the premises and other good and valuable consideration, the receipt of which is hereby acknowledged:

"Notwithstanding anything herein to the contrary, the Term of this Agreement shall be extended for the period from January 23, 2018 through January 23, 2023, except as may be extended beyond that date by future action of the parties."

"If the Employee becomes entitled to collect severance benefits pursuant to Section 2 hereof, the Employee shall receive from the Bank an amount equal to two times the base salary as of the employee's date of hire and subsequently as of the last date of the prior calendar year preceding the Change in Control, but in no event more than Code §280G Maximum."

IN WITNESS WHEREOF, the parties have hereunto set their hands as of the date first hereinabove written.