Schedule of Mortgage Loans for NAAC 2007-1 Securitization

Summary
This document lists details of mortgage loans included in the NAAC 2007-1 securitization deal. It provides information such as loan amounts, interest rates, servicing fees, property values, loan terms, and borrower details. The schedule is used by parties involved in the securitization to track and manage the underlying mortgage assets. No new obligations are created by this schedule; it serves as a reference for the terms and status of each loan as of the cut-off date.
EX-4.1 2 d713617.htm SCHEDULE OF MORTGAGE LOANS
 Loan ID Deal Name Original Rate Current Rate Servicing Fee Master Servicing Fee Risk Management Fee Lender Paid MI % Net Rate Original Balance Current Balance Appraisal Value Sales Price ------- --------- ------------- ------------ ------------- -------------------- ------------------- ---------------- -------- ---------------- --------------- --------------- ----------- 171710458 NAAC 2007-1 7.25 7.25 0.25 0.005 0.005 0 6.99 110,000.00 110,000.00 140,000.00 137,500.00 171811362 NAAC 2007-1 8 8 0.25 0.005 0.005 0 7.74 190,400.00 190,399.99 242,000.00 238,000.00 171815228 NAAC 2007-1 7.75 7.75 0.25 0.005 0.005 0 7.49 195,000.00 194,445.52 260,000.00 0 171887034 NAAC 2007-1 7.75 7.75 0.25 0.005 0.005 0 7.49 120,250.00 120,021.00 185,000.00 185,000.00 171898382 NAAC 2007-1 6.875 6.875 0.25 0.005 0.005 0 6.615 287,200.00 287,150.00 359,000.00 359,000.00 171910545 NAAC 2007-1 7.5 7.5 0.25 0.005 0.005 0 7.24 63,000.00 63,000.00 151,000.00 0 171910555 NAAC 2007-1 7.125 7.125 0.25 0.005 0.005 0 6.865 332,000.00 332,000.00 415,000.00 415,000.00 171940604 NAAC 2007-1 7.625 7.625 0.25 0.005 0.005 0 7.365 215,950.00 215,949.99 272,000.00 269,990.00 171968583 NAAC 2007-1 6 6 0.25 0.005 0.005 0 5.74 425,000.00 425,000.00 550,000.00 0 171988017 NAAC 2007-1 7.625 7.625 0.25 0.005 0.005 0 7.365 365,600.00 365,600.00 465,000.00 457,000.00 Loan ID Original LTV Combined LTV Jr Lien Bal Term Amort Term Origination Date First Due Date Maturity Date Paid Thru Date Due Date Cut-Off Date Age Product Type ------- ------------ ------------ ----------- ---- ---------- ---------------- -------------- ------------- -------------- -------- ------------ --- ------------ 171710458 80 95 20,625.00 360 360 9/1/2006 11/1/2006 10/1/2036 7/1/2007 8/1/2007 8/1/2007 10 5/6 yr Arm-IO 171811362 80 100 47,600.00 360 360 9/27/2006 11/1/2006 10/1/2036 7/1/2007 8/1/2007 8/1/2007 10 5/6 yr Arm-IO 171815228 75 75 0 360 480 9/16/2006 11/1/2006 10/1/2036 7/1/2007 8/1/2007 8/1/2007 10 5/6 yr Arm-30/40Ballon 171887034 65 90 46,250.00 360 360 10/11/2006 12/1/2006 11/1/2036 7/1/2007 8/1/2007 8/1/2007 9 2/6 yr Arm-IO 171898382 80 100 71,800.00 360 360 9/29/2006 12/1/2006 11/1/2036 7/1/2007 8/1/2007 8/1/2007 9 5/6 yr Arm-IO 171910545 41.72 41.72 0 360 360 10/17/2006 12/1/2006 11/1/2036 8/1/2007 9/1/2007 8/1/2007 9 5/6 yr Arm-IO 171910555 80 100 83,000.00 360 360 10/17/2006 12/1/2006 11/1/2036 8/1/2007 9/1/2007 8/1/2007 9 5/6 yr Arm-IO 171940604 79.98 94.97 40,459.50 360 360 10/10/2006 12/1/2006 11/1/2036 7/1/2007 8/1/2007 8/1/2007 9 5/6 yr Arm-IO 171968583 77.27 77.27 0 360 360 11/1/2006 1/1/2007 12/1/2036 7/1/2007 8/1/2007 8/1/2007 8 5/1 yr Arm-IO 171988017 80 100 91,400.00 360 360 11/9/2006 1/1/2007 12/1/2036 8/1/2007 9/1/2007 8/1/2007 8 5/6 yr Arm-IO Loan ID First Rate Adjustment Next Rate Adjustment Months to Roll Original Fixed Period Index Type Rate Adj Frequency DTI Credit Score Interest Only Flag Interest only Period Lien First Periodic Cap Periodic Cap ------- --------------------- -------------------- -------------- --------------------- ---------- ------------------ --- ------------ ------------------ -------------------- ---- ------------------ ------------ 171710458 10/1/2011 10/1/2011 50 60 6L 6 40 665 Yes 60 1 6 2 171811362 10/1/2011 10/1/2011 50 60 6L 6 44.79 644 Yes 120 1 5 1 171815228 10/1/2011 10/1/2011 50 60 6L 6 0 661 No 0 1 6 2 171887034 11/1/2008 11/1/2008 15 24 6L 6 0 0 Yes 120 1 3 1 171898382 11/1/2011 11/1/2011 51 60 6L 6 44.57 706 Yes 120 1 3 1 171910545 11/1/2011 11/1/2011 51 60 6L 6 0 785 Yes 120 1 5 1 171910555 11/1/2011 11/1/2011 51 60 6L 6 40 665 Yes 120 1 5 1 171940604 11/1/2011 11/1/2011 51 60 6L 6 0 691 Yes 120 1 5 1 171968583 12/1/2011 12/1/2011 52 60 1Y 12 30.3 760 Yes 60 1 5 2 171988017 12/1/2011 12/1/2011 52 60 6L 6 0 630 Yes 120 1 5 1 Loan ID Life Cap Margin Min Rate Max Rate Mtg Insurance Company MI Coverage % Doctype Code Occupancy Status Property Type Code Units Purpose Penalty Flag Penaltyterm ------- -------- ------ -------- -------- --------------------- ------------- ------------ ---------------- ------------------ ----- ------- ------------ ----------- 171710458 6 5.125 5.125 13.25 NONE 0 Reduced Primary CONDOLOW 1 Purchase 1 36 171811362 5 2.25 2.25 13 NONE 0 Stated/Stated Primary SINGFAMDET 1 Purchase 1 36 171815228 6 2.875 2.875 13.75 NONE 0 No Doc Investor PUD 1 Cashout 1 36 171887034 6 2.875 2.875 13.75 NONE 0 No Doc Second Home SINGFAMDET 1 Purchase 1 24 171898382 6 3.5 3.5 12.875 NONE 0 Reduced Primary SINGFAMDET 1 Purchase 0 0 171910545 5 2.25 2.5 12.5 NONE 0 No Doc Primary SINGFAMDET 1 Cashout 1 36 171910555 5 2.25 2.25 12.125 NONE 0 Reduced Primary SINGFAMDET 1 Purchase 0 0 171940604 5 2.25 2.25 12.625 NONE 0 No Ratio Investor CONDOLOW 1 Purchase 1 36 171968583 5 2.25 2.25 11 NONE 0 Reduced Primary SINGFAMDET 1 Rate Term 0 0 171988017 5 2.25 2.25 12.625 NONE 0 No Doc Primary SINGFAMDET 1 Purchase 1 36 Loan ID Penalty Type Penalty Description City State Zip P&I Self Employed ------- ------------ ------------------- ---- ----- --- --- ------------- 171710458 Soft 80% of 6 Months GREELEY CO 80634 664.58 N 171811362 Soft 2% of UPB or 2 months Savage MN 55378 1,269.33 N 171815228 Soft 80% of 6 Months Hialeah FL 33015 1,319.41 N 171887034 Soft 80% of 6 Months Citrus Springs FL 34434 776.62 N 171898382 None None Victorville CA 92392 1,645.13 N 171910545 Soft 80% of 6 Months ZEPHYRHILLS FL 33540 393.75 N 171910555 None None MIAMI FL 33175 1,971.25 N 171940604 Soft 80% of 6 Months Las Vegas NV 89123 1,372.18 N 171968583 None None MOUNTAIN CENTER CA 92561 2,125.00 N 171988017 Soft 80% of 6 Months COOPER CITY FL 33328 2,323.08 N