Schedule of Mortgage Loans for NAAC 2006-AR4 Deal (Exhibit 4.1)

Summary
This document is a schedule listing individual mortgage loans included in the NAAC 2006-AR4 deal. It details key terms for each loan, such as interest rates, balances, property types, loan-to-value ratios, origination and maturity dates, and penalty terms. The schedule is typically used in connection with a larger mortgage or asset-backed securities transaction, providing transparency about the underlying assets. No specific parties are named beyond the loan identifiers and deal name. The document serves as a reference for investors, servicers, and other stakeholders.
EX-4.1 2 d713605.htm SCHEDULE OF MORTGAGE LOANS
 EXHIBIT 4.1 Loan ID Deal Name Original Rate Current Rate Servicing Fee Master Servicing Fee - --------------------------------------------------------------------------------------------------------------------------------------- 171383944 NAAC 2006 - AR 4 8.5 8.5 0.25 0.005 171528653 NAAC 2006 - AR 4 7.5 7.5 0.25 0.005 171601877 NAAC 2006 - AR 4 7.5 7.5 0.25 0.005 171624871 NAAC 2006 - AR 4 7.75 7.75 0.25 0.005 171624957 NAAC 2006 - AR 4 7.75 7.75 0.25 0.005 171625029 NAAC 2006 - AR 4 7.125 7.125 0.25 0.005 171683117 NAAC 2006 - AR 4 6.875 6.875 0.25 0.005 171714276 NAAC 2006 - AR 4 6 6 0.25 0.005 171744858 NAAC 2006 - AR 4 7.125 7.125 0.25 0.005 171744861 NAAC 2006 - AR 4 7.875 7.875 0.25 0.005 171749448 NAAC 2006 - AR 4 7.5 7.5 0.25 0.005 Loan ID Risk Management Fee Lender Paid MI % Net Rate Original Balance Current Balance - ------------------------------------------------------------------------------------------------------------------------------------------- 171383944 0.005 0 8.24 153,750.00 153,690.70 171528653 0.005 0 7.24 224,250.00 224,249.99 171601877 0.005 0 7.24 216,000.00 216,000.00 171624871 0.005 0 7.49 219,150.00 217,913.41 171624957 0.005 0 7.49 164,000.00 162,461.73 171625029 0.005 0 6.865 204,000.00 203,659.74 171683117 0.005 0 6.615 273,750.00 273,750.00 171714276 0.005 0 5.74 408,000.00 408,000.00 171744858 0.005 0 6.865 179,900.00 179,900.00 171744861 0.005 0 7.615 135,200.00 134,066.39 171749448 0.005 0 7.24 264,000.00 263,101.93 Loan ID Appraisal Value Sales Price Original LTV Combined LTV Jr Lien Bal Term - ------------------------------------------------------------------------------------------------------------------------------------ 171383944 205,000.00 0 75 95 41,000.00 360 171528653 300,000.00 299,000.00 75 95 59,800.00 360 171601877 270,000.00 0 80 80 0 360 171624871 274,000.00 273,990.00 79.98 94.97 41,058.30 360 171624957 206,000.00 205,000.00 80 100 41,000.00 360 171625029 255,000.00 0 80 80 0 360 171683117 365,000.00 0 75 95 73,000.00 360 171714276 522,000.00 510,000.00 80 100 102,000.00 360 171744858 189,000.00 179,900.00 100 100 0 360 171744861 169,000.00 170,000.00 80 80 0 360 171749448 330,000.00 0 80 90 33,000.00 360 Loan ID Amort Term Origination Date First Due Date Maturity Date Paid Thru Date - ------------------------------------------------------------------------------------------------------------------------------ 171383944 360 6/12/2006 8/1/2006 7/1/2036 7/1/2007 171528653 360 8/22/2006 10/1/2006 9/1/2036 7/1/2007 171601877 360 7/10/2006 9/1/2006 8/1/2036 7/1/2007 171624871 360 8/1/2006 10/1/2006 9/1/2036 7/1/2007 171624957 360 8/14/2006 10/1/2006 9/1/2036 8/1/2007 171625029 360 8/10/2006 10/1/2006 9/1/2036 7/1/2007 171683117 360 8/21/2006 10/1/2006 9/1/2036 7/1/2007 171714276 360 9/13/2006 11/1/2006 10/1/2036 7/1/2007 171744858 360 8/31/2006 10/1/2006 9/1/2036 7/1/2007 171744861 480 8/30/2006 10/1/2006 9/1/2036 7/1/2007 171749448 480 8/29/2006 10/1/2006 9/1/2036 7/1/2007 Loan ID Due Date Cut-Off Date Age Product Type First Rate Adjustment - ------------------------------------------------------------------------------------------------------------------------------ 171383944 8/1/2007 8/1/2007 13 5/6 yr Arm-IO 7/1/2011 171528653 8/1/2007 8/1/2007 11 5/6 yr Arm-IO 9/1/2011 171601877 8/1/2007 8/1/2007 12 5/6 yr Arm-IO 8/1/2011 171624871 8/1/2007 8/1/2007 11 5/6 yr Arm-IO 9/1/2011 171624957 9/1/2007 8/1/2007 11 5/6 yr Arm 9/1/2011 171625029 8/1/2007 8/1/2007 11 5/6 yr Arm-IO 9/1/2011 171683117 8/1/2007 8/1/2007 11 5/6 yr Arm-IO 9/1/2011 171714276 8/1/2007 8/1/2007 10 5/6 yr Arm-IO 10/1/2011 171744858 8/1/2007 8/1/2007 11 5/6 yr Arm-IO 9/1/2011 171744861 8/1/2007 8/1/2007 11 5/6 yr Arm-30/40Ballon 9/1/2011 171749448 8/1/2007 8/1/2007 11 5/6 yr Arm-30/40Ballon 9/1/2011 Loan ID Next Rate Adjustment Months to Roll Original Fixed Period Index Type - --------------------------------------------------------------------------------------------------------------------- 171383944 7/1/2011 47 60 6L 171528653 9/1/2011 49 60 6L 171601877 8/1/2011 48 60 6L 171624871 9/1/2011 49 60 6L 171624957 9/1/2011 49 60 6L 171625029 9/1/2011 49 60 6L 171683117 9/1/2011 49 60 6L 171714276 10/1/2011 50 60 6L 171744858 9/1/2011 49 60 6L 171744861 9/1/2011 49 60 6L 171749448 9/1/2011 49 60 6L Loan ID Rate Adj Frequency DTI Credit Score Interest Only Flag Interest only Period - ------------------------------------------------------------------------------------------------------------------------------------ 171383944 6 22.42 691 Yes 120 171528653 6 40.9 628 Yes 120 171601877 6 0 728 Yes 120 171624871 6 19.36 754 Yes 120 171624957 6 44.71 636 No 0 171625029 6 0 716 Yes 120 171683117 6 0 725 Yes 60 171714276 6 41 671 Yes 120 171744858 6 0 697 Yes 120 171744861 6 0 638 No 0 171749448 6 51.55 621 No 0 Loan ID Lien First Periodic Cap Periodic Cap Life Cap Margin Min Rate Max Rate - ----------------------------------------------------------------------------------------------------------------------------------- 171383944 1 5 1 5 2.25 2.25 13.5 171528653 1 5 1 5 2.5 2.5 12.5 171601877 1 6 1 6 2.75 2.75 13.5 171624871 1 6 2 6 2.75 2.75 13.75 171624957 1 6 2 6 4.75 4.75 13.75 171625029 1 6 2 6 5.125 5.125 13.125 171683117 1 6 2 6 4 4 12.875 171714276 1 5 1 5 2.5 2.5 11 171744858 1 6 2 6 2.875 2.875 13.125 171744861 1 6 2 6 2.875 2.875 13.875 171749448 1 5 1 5 2.75 2.75 12.5 Loan ID Mtg Insurance Company MI Coverage % Doctype Code Occupancy Status - -------------------------------------------------------------------------------------------------------------------------- 171383944 NONE 0 Reduced Investor 171528653 NONE 0 Reduced Primary 171601877 NONE 0 No Ratio Primary 171624871 NONE 0 Reduced Second Home 171624957 NONE 0 Reduced Primary 171625029 NONE 0 No Ratio Primary 171683117 NONE 0 No Ratio Primary 171714276 NONE 0 Reduced Primary 171744858 PMI 35 No Ratio Primary 171744861 NONE 0 No Doc Investor 171749448 NONE 0 Reduced Primary Loan ID Property Type Code Units Purpose Penalty Flag Penaltyterm Penalty Type - --------------------------------------------------------------------------------------------------------------------------------------- 171383944 SINGFAMDET 1 Rate Term 1 6 Soft 171528653 CONDOHI 1 Purchase 1 36 Soft 171601877 PUD 1 Cashout 1 12 Soft 171624871 CONDOLOW 1 Purchase 1 36 Soft 171624957 CONDOLOW 1 Purchase 1 24 Soft 171625029 SINGFAMDET 1 Cashout 1 36 Soft 171683117 SINGFAMDET 1 Cashout 1 24 Soft 171714276 SINGFAMDET 1 Purchase 1 36 Soft 171744858 CONDOLOW 1 Purchase 1 36 Soft 171744861 CONDOLOW 1 Purchase 1 36 Soft 171749448 SINGFAMDET 1 Cashout 0 0 None Loan ID Penalty Description City State Zip P&I Self Employed - ----------------------------------------------------------------------------------------------------------------------------------------- 171383944 80% of 6 Months Chicago IL 60617 1,088.64 N 171528653 80% of 6 Months AVENTURA FL 33180 1,401.56 Y 171601877 80% of 6 Months WINTER GARDEN FL 34787 1,350.00 N 171624871 80% of 6 Months Henderson NV 89074 1,415.34 Y 171624957 80% of 6 Months Las Vegas NV 89108 1,174.92 N 171625029 80% of 6 Months Las Vegas NV 89145 1,211.25 N 171683117 66% of 2 Months GLEN BURNIE MD 21061 1,568.36 N 171714276 80% of 6 Months SIMI VALLEY CA 93063 2,040.00 N 171744858 80% of 6 Months PEMBROKE PINES FL 33025 1,068.16 N 171744861 80% of 6 Months KISSIMMEE FL 34747 927.4 N 171749448 None Haverstraw NY 10927 1,737.31 N