MOUNTAINBANK FINANCIAL CORP Contracts & Agreements

3 Contracts & Agreements

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Number Shares MFC MountainBank Financial Corporation HENDERSONVILLE, N.C. INCORPORATED UNDER THE LAWS OF THE STATE OF NORTH CAROLINA

MOUNTAINBANK FINANCIAL CORP

2002

Number Shares MFC MountainBank Financial Corporation HENDERSONVILLE, N.C. INCORPORATED UNDER THE LAWS OF THE STATE OF NORTH CAROLINA

MOUNTAINBANK FINANCIAL CORP

2002

FORM OF SERIES B PREFERRED STOCK CERTIFICATE MountainBank Financial Corporation MFCP SHARES HENDERSONVILLE, N.C.

Stock Agreements

MOUNTAINBANK FINANCIAL CORP

2002