AMENDMENT TO 401(k) PLAN
EX-10.16 3 dex1016.htm AMENDMENT TO MORGAN STANLEY 401(K) PLAN. Amendment to Morgan Stanley 401(K) Plan.
EXHIBIT 10.16
AMENDMENT TO
401(k) PLAN
Morgan Stanley & Co. Incorporated (the Corporation) hereby amends the Morgan Stanley 401(k) Plan (the 401(k) Plan), effective January 1, 2005, as follows:
1. Section 11(e)(i) of the 401(k) Plan is amended by adding the following sentence immediately after the third sentence therein:
Whether a person is a spouse or surviving spouse will be determined using the eligibility standards for U. S. Social Security benefits.
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IN WITNESS WHEREOF, the Corporation has caused this Amendment to be executed on its behalf as of this 30th day of November, 2004.
MORGAN STANLEY & CO. INCORPORATED | ||
By: | /s/ KAREN JAMESLEY | |