Amendment Number Twelve to the MetLife Leadership Deferred Compensation Plan, dated December 19, 2017 (effective January 1, 2017 and April 1, 2017)

The MetLife Leadership Deferred Compensation Plan ("the Plan'') is hereby amended, effective as of the dates set forth below, as follows:

Effective September 1, 2017, a Participant will have the option to have the existing Investment Tracking Funds in their Deferred Compensation Account and Matching Contribution automatically rebalanced. Any reallocation of Investment Tracking Funds that occurs pursuant to an automatic rebalance will not be considered a Reallocation Election for purposes of Section 7.1(b), and will not count toward the limit set forth in Section 7.2 of six Reallocation Elections per calendar year.

At such times as are determined by the Plan Administrator, each Eligible Associate may complete and submit to the Plan Administrator a Deferral Election applicable to the Eligible Associate's Compensation payable for services performed in such periods on and after January 1, 2005 and following the date of the Deferral Election (or other such periods consistent with Legal Deferral Requirements) determined by the Plan Administrator. Within thirty (30) days after attaining the status of Eligible Associate in his or her first calendar year as an Officer or 090 Employee, such Eligible Associate may complete and submit to the Plan Administrator a Deferral Election applicable to the Eligible Associate's Compensation payable for services in the current calendar year or other periods following the date of the Deferral Election (or other such periods consistent with Legal Deferral Requirements) determined by the Plan Administrator. An Eligible Associate may revoke a Deferral Election prior to the end of period established by Plan Administrator for making such Deferral Election, but only to the extent such revocation is consistent with Legal Deferral Requirements. The Plan Administrator shall prescribe the form(s) of Deferral Election.

IN WITNESS WHEREOF, this Amendment Number Twelve to the MetLife Leadership Deferred Compensation Plan is hereby adopted and approved.

By: /s/ Andrew J. Bernstein                

PLAN ADMINISTRATOR

Date: 12/19/2017    

Witness /s/ Bonita Haskins