MetLife Performance-Based Compensation Recoupment Policy (effective as amended and restated December 1, 2023)

1. Purpose. The purpose of this Policy is to describe circumstances (in addition to those covered by the Dodd-Frank Recoupment Policy) in which MetLife may seek Recoupment of performance-based compensation.

2. Definitions. For purposes of this Policy, capitalized terms shall have the meanings set forth below.

“Affiliates” refers to any company, partnership, venture, or other organization that

directly, or indirectly through one or more intermediaries, controls, or is controlled by, or

is under common control with, the Company.

“Company” refers to MetLife, Inc., a Delaware corporation.

“Dodd-Frank Recoupment Policy” refers to the MetLife Policy for the Recoupment of Erroneously Awarded Compensation under the Dodd-Frank Wall Street Reform and Consumer Protection Act, as the same may be amended and/or restated from time to time.

“MetLife” refers to the Company and its Affiliates.

“Employee” refers to any employee or former employee of MetLife.

“Executive Officer” refers to each individual who is or was designated as an officer of the Company within the meaning of section 303A.14 of NYSE Listed Company Manual, including, but not limited to, the Company’s President, Chief Financial Officer, and Chief Accounting Officer.

“Performance-Based Compensation” refers to each award of and payment (whether in cash, Company stock, or otherwise) of incentive compensation and other compensation the earning, payment or amount of which depends on the performance of the Company, any Affiliate or any individual, product, service, or business unit, including but not limited to annual incentive compensation, MetLife Annual Variable Incentive Plan (AVIP) awards or payments, and awards of or payouts from stock options, performance shares, restricted stock units, performance units, restricted units, or unit options, including but not limited to gains from the sale or disposition of securities from the MetLife, Inc. 2015 Stock and Incentive Compensation Plan, as such program(s), plan(s) and any other incentive-based compensation plans that may be created, amended and/or restated from time to time and any successor thereto.

“Recoupment” means, to the extent permissible under law, offset from amounts otherwise credited, payable, or due, forfeiture or cancellation of awards or amounts deferred, and/or recovery or repayment, as applicable.

3. Associates Covered. Each Employee is covered by this Policy.

4. Compensation Covered. All Performance-Based Compensation is covered by this Policy.

5. Recoupment.

Employees. If the Company or any Affiliate determines that an Employee engaged directly or indirectly in, or contributed to, fraudulent or other wrongful conduct by action or omission, including by failure to appropriately supervise, that caused financial or reputational harm to MetLife – including but not limited to a Company accounting restatement required by material noncompliance with financial reporting requirements under U.S. securities laws – then the Company or any Affiliate may seek the Recoupment of Performance-Based Compensation that was or otherwise would be awarded to, credited, earned by, or paid to that Employee during or after the period of such conduct or that resulted from such misconduct.

Executive Officers. If the Board of Directors or Compensation Committee of the Board of Directors of the Company determines that Performance-Based Compensation was or would otherwise be awarded to, credited, earned by, or paid to an Employee while the Employee was an Executive Officer based in whole or in part on materially inaccurate performance metrics, regardless of whether the Executive Officer was responsible for the inaccuracy, then the Company or any Affiliate may seek the Recoupment of such Performance-Based Compensation awarded to, credited, earned by, or paid to the Executive Officer on or after the beginning of the third Company fiscal year prior to the date the Board of Directors or Compensation Committee of the Board of Directors of the Company determines that such Performance Based Compensation is or was based on such metrics. For the avoidance of doubt, if a payment subject to clawback both pursuant to the terms of this Policy and the Dodd-Frank Recoupment Policy, in no event shall the aggregate amount actually recouped in respect of such payment or benefit pursuant to both policies exceed 100% of such payment or benefits.

In the event that any Performance-Based Compensation in an Employee’s possession is determined to be subject to Recoupment pursuant to this Policy, such Employee shall, promptly return such Performance-Based Compensation to MetLife following receipt of a written notice from MetLife that such Performance-Based Compensation is subject to Recoupment. In the event that any Performance-Based Compensation is not in an Employee’s possession (e.g., outstanding stock-based long-term incentive awards), the Company also has the right to cancel any unvested or unexercised stock-based awards that are not yet distributed or settled.

6. Limitations Period. Except as otherwise provided in this Policy, the Company may seek Recoupment in accordance with this Policy within any period of time allowed by applicable law.

7. Compensation Terms. This Policy, as in effect from time to time, shall be among the

terms of Performance-Based Compensation to each Employee. Award agreements and

other written terms, memorialization, and other communications related to Performance-

Based Compensation shall include references to this Policy. Any applicable award agreement, plan or other document setting forth the terms and conditions of any Performance-Based Compensation covered by this Policy shall be deemed to (i) incorporate this Policy by reference; and (ii) be governed by the terms of this Policy in the event of any inconsistency between the terms of the Performance-Based Compensation, acceptance of any Performance-Based Compensation by an Employee or Executive Officer shall be deemed to include acceptance of this Policy.

8. Legal Rights, Remedies, and Interpretation. Nothing in this Policy restricts or limits

the Company or any Affiliate from enforcing any other rights or remedies otherwise

available to it. This Policy shall be limited by, and interpreted and applied consistent

with, the maximum scope of rights and remedies available to the Company or any

Affiliate under law. Any right of Recoupment under this Policy is in addition to, and not in lieu of, any other remedies or rights of Recoupment that may be available to MetLife under applicable law, regulation, or rule or pursuant to the terms of any similar recoupment of performance-based compensation policy, including without limitation the Dodd-Frank

Recoupment Policy and/or any other similar recoupment of performance-based compensation provision in any employment agreement, stock-based award agreement, or any other plan, policy, or agreement.

9. Amendment or Termination. The Board of Directors or Compensation Committee of

the Board of Directors of the Company may amend this Policy as it deems appropriate,

and may terminate this policy at any time, including as and when the Company may

determine that it is legally required by U.S. Securities and Exchange Commission rule,

New York Stock Exchange rule, or otherwise to adopt a policy that differs from this

policy. This Policy will continue in force as it may be so amended from time to time or until it is so terminated.