INTEREST-FREE LOAN AGREEMENT This Interest-free Loan Agreement is entered into on April 20, 2018 at 9:00AM EST at Kemp House, 152 - 160 City Road, London EC1V 2NX, United Kingdom, by and between:

INTEREST-FREE LOAN AGREEMENT

This Interest-free Loan Agreement is entered into on April 20, 2018 at 9:00AM EST at Kemp House, 152 - 160 City Road,

London EC1V 2NX, United Kingdom, by and between:

 The Lender                                                    Vadim Rata, President and Director of LOVARRA 

 The Borrower                                                 LOVARRA, Nevada Corporation  

The undersigned agreed to the following:

1.LOAN AMOUNT & INTEREST 

The Lender promises to loan $40,000 to the Borrower and the Borrower promises to repay tins principal amount to the Lender, with no interest payable on the unpaid. 

2.PAYMENT 

This Loan will be repaid in full when it is financially convenient for the Borrower.

3.DEFAULT 

Notwithstanding anything to the contrary in this Agreement, if the Borrower defaults in the performance of any obligation under this Agreement, then the Lender may declare the principal amount owing due under this Agreement at that time to be immediately due and payable.

4.GOVERNING LAW 

This Agreement will be construed in accordance with and governed by the laws of State of Nevada.

5.COSTS 

All costs, expenses and expenditures including, without limitation, the complete legal costs incurred by enforcing this Agreement as a result of any default by the Borrower, will be added to the principal then outstanding and will immediately be paid by the Borrower.

6.BINDING EFFECT 

This Agreement will pass to the benefit of and be binding upon the respective heirs, executors, administrators, successors and permitted assigns of the Borrower and Lender. The Borrower waives presentment for payment, notice of non-payment, protest, and notice of protest.

7.AMENDMENTS 

This Agreement may only be amended or modified by a written instrument executed by both the Borrower and the Lender. 

8.SEVERABILITY 

The clauses and paragraphs contained in this Agreement are intended to be read and construed independently of each other. If any term, covenant, condition or provision of this Agreement is held by a court of competent jurisdiction to be invalid, void or unenforceable, it is the parties' intent that such provision be reduced in scope by the court only to the extent deemed necessary by that court to render the provision reasonable and enforceable and the reminder of the provisions of this Agreement will in no way be affected, impaired or invalidated as a result.

9.GENERAL PROVISIONS 

Headings are inserted for the convenience of the parties only and are not to be considered when interpreting this Agreement. Words in the singular mean and include the plural and vice versa. Words in the masculine mean and include the feminine and vice versa.

10.ENTIRE AGREEMENT 

This Agreement constitutes the entire agreement between the parties and there are no further items or provisions, either oral or otherwise.

IN WITNESS WHEREOF

the parties have duly affixed their signatures on April 20, 2018.

/s/ Vadim Rata
The Lender, President and Director of LOVARRA 

       /s/ Vadim Rata     
The Borrower, President and Director of LOVARRA