Renewal Amendment to Software Service Agreement between nCino, Inc. and Live Oak Banking Company

Subscriber wishes to make the following changes to the seats for nCino product(s) for the Fees outlined on Exhibit A. Subscriber will have access to such seats upon the Activation Date for such seats, which will also trigger payment being due for the additional seats based on the billing terms of the original Agreement. The billing terms are modified such that subscription fees are electronically invoiced one year in advance for a twelve month period and billed annually thereafter. The term for any additional seats will nm co-terminously with the current Subscription Term under the Agreement. Exhibit A hereto specifically amends Attachments A & C of the Agreement. Additional Services (if applicable) are also identified on Exhibit A, and may be subject to a new Statement of Work (Attachment B).

This Amendment and the underlying Agreement arc the complete and entire agreement and understanding between the parties with regard to the subject matter hereof, and supersede all prior agreements, negotiation, discussions or proposals related thereto. Any further modification or amendment must be agreed to in writing in a document executed by both parties.