KKR Real Estate Finance Trust Inc. Contracts & Agreements

Supplemental Indenture No. 1, dated as of June 26, 2023, among KREF 2021-FL2 Ltd., KREF 2021-FL2 LLC, KREF CLO Loan Seller LLC, Wilmington Trust, National Association, and Wells... (Filed With SEC on July 24, 2023)

Amended and Restated Loan and Servicing Agreement, dated as of December 20, 2022, among KREF Holdings VII LLC, KREF Lending VII LLC, PNC Bank, National Association, Midland Loan... (Filed With SEC on July 24, 2023)

First Amendment to Amended and Restated Loan and Servicing Agreement, dated as of June 27, 2023, among KREF Holdings VII LLC, KREF Lending VII LLC, PNC Bank, National Association,... (Filed With SEC on July 24, 2023)

Sixth Amendment to Amended and Restated Master Repurchase Agreement, dated May 10, 2023, between KREF Lending III LLC, KREF Lending III TRS LLC, Goldman Sachs Bank USA and, solely... (Filed With SEC on July 24, 2023)

Third Omnibus Amendment to Master Repurchase Agreement, dated as of June 24, 2022, by and among Morgan Stanley Mortgage Capital Holdings LLC, for the benefit of the Buyers... (Filed With SEC on July 24, 2023)

Fourth Omnibus Amendment to Master Repurchase Agreement, dated as of December 5, 2022, by and among Morgan Stanley Mortgage Capital Holdings LLC, for the benefit of the Buyers... (Filed With SEC on July 24, 2023)

Fifth Omnibus Amendment to Master Repurchase Agreement, dated as of April 28, 2023, by and among Morgan Stanley Mortgage Capital Holdings LLC, for the benefit of the Buyers... (Filed With SEC on July 24, 2023)

Ninth Amendment to Master Repurchase Agreement, dated March 30, 2023, among Morgan Stanley Bank, N.A., KREF Lending IV LLC, and KKR Real Estate Finance Holdings L.P (Filed With SEC on April 24, 2023)

Second Omnibus Amendment and Reaffirmation Agreement to the MUFG Repurchase Agreement, dated August 23, 2022, among KREF Lending IX LLC, KREF Holdings IX LLC, KREF Capital LLC,... (Filed With SEC on October 24, 2022)

Underwriting Agreement, dated as of June 2, 2022, among the Company, KKR Real Estate Finance Manager LLC, KKR REFT Holdings L.P. and the underwriters named therein (Filed With SEC on June 7, 2022)

Master Repurchase Agreement and Securities Contract, dated July 27, 2021, among MUFG Union Bank, N.A. and KREF Lending IX LLC (the MUFG Repurchase Agreement) (Filed With SEC on April 25, 2022)

Limited Guaranty, dated as of July 27, 2021, made by KKR Real Estate Finance Holdings L.P. in favor of MUFG Union Bank, N.A (Filed With SEC on April 25, 2022)

Omnibus Amendment and Reaffirmation Agreement to the MUFG Repurchase Agreement, dated March 31, 2022, among KREF Lending IX LLC, KREF Holdings IX LLC, KREF Capital LLC, KKR Real... (Filed With SEC on April 25, 2022)

Seventh Amendment, dated as of March 16, 2022, to the Credit Agreement among KREF Holdings X LLC, KKR Real Estate Finance Holdings L.P., Morgan Stanley Senior Funding Inc., as... (Filed With SEC on April 25, 2022)

Lender Joinder Agreement No. 6, dated as of March 28, 2022, to the Credit Agreement among KREF Holdings X LLC, KKR Real Estate Finance Holdings L.P., Morgan Stanley Senior Funding... (Filed With SEC on April 25, 2022)

Lender Joinder Agreement No. 7, dated as of March 31, 2022, to the Credit Agreement among KREF Holdings X LLC, KKR Real Estate Finance Holdings L.P., Morgan Stanley Senior Funding... (Filed With SEC on April 25, 2022)

Lender Joinder Agreement No. 8, dated as of April 4, 2022, to the Credit Agreement among KREF Holdings X LLC, KKR Real Estate Finance Holdings L.P., Morgan Stanley Senior Funding... (Filed With SEC on April 25, 2022)

Eighth Amendment to Master Repurchase Agreement, dated February 15, 2022, among Morgan Stanley Bank, N.A., KREF Lending IV LLC, and KKR Real Estate Finance Holdings L.P (Filed With SEC on April 25, 2022)

KKR Real Estate Finance Trust Inc. Directors and Officers Deferral Plan (Filed With SEC on March 21, 2022)

Underwriting Agreement, dated as of March 2, 2022, among the Company, KKR Real Estate Finance Manager LLC and the underwriters named therein (Filed With SEC on March 7, 2022)

Amendment No. 1 to Equity Distribution Agreement, dated as of February 11, 2022, among the Company, the Manager, Wells Fargo Securities, LLC, Goldman Sachs & Co. LLC, KKR Capital... (Filed With SEC on February 11, 2022)

Description of securities (Filed With SEC on February 8, 2022)

Fifth Amendment to Amended and Restated Master Repurchase Agreement, dated October 29, 2021, between KREF Lending III LLC, KREF Lending III TRS LLC, Goldman Sachs Bank USA and,... (Filed With SEC on February 8, 2022)

Seventh Amendment to Master Repurchase Agreement, dated December 29, 2021, between Morgan Stanley Bank, N.A. and KREF Lending IV LLC and KKR Real Estate Finance Holdings L.P (Filed With SEC on February 8, 2022)

Form of 2021 Restricted Stock Unit Grant Notice and Restricted Stock Unit Agreement (Filed With SEC on February 8, 2022)

KREF Transition Terms, dated as of December 20, 2021, between KKR Real Estate Finance Trust Inc. and Mostafa Nagaty (Filed With SEC on February 8, 2022)

Underwriting Agreement, dated as of January 6, 2022, among the Company, the Manager and Raymond James & Associates, Inc (Filed With SEC on January 12, 2022)

Underwriting Agreement, dated as of January 11, 2022, among the Company, the Manager and Raymond James & Associates, Inc (Filed With SEC on January 12, 2022)

Amendment No. 3 to Amended and Restated Master Repurchase and Securities Contract, dated as of September 23, 2021, between KREF Lending I LLC and Wells Fargo Bank, National... (Filed With SEC on October 25, 2021)

Fourth Amendment to Amended and Restated Master Repurchase Agreement, dated as of June 30, 2021, between KREF Lending III LLC, KREF Lending III TRS LLC, Goldman Sachs Bank USA... (Filed With SEC on July 26, 2021)

First Amendment to Guaranty, dated as of December 31, 2018, between KKR Real Estate Finance Holdings L.P. and Goldman Sachs Bank USA (Filed With SEC on July 26, 2021)

Second Amendment to Guaranty, dated as of June 30, 2021, between KKR Real Estate Finance Holdings L.P. and Goldman Sachs Bank USA (Filed With SEC on July 26, 2021)

Sixth Amendment to Master Repurchase Agreement, dated as of June 29, 2021, between Morgan Stanley Bank, N.A. and KREF Lending IV LLC and KKR Real Estate Finance Holdings L.P (Filed With SEC on July 26, 2021)

Amendment No. 5 to Guarantee Agreement, dated as of June 30, 2021 between Wells Fargo Bank, National Association and KKR Real Estate Finance Holdings L.P (Filed With SEC on July 26, 2021)

Second Omnibus Amendment to Master Repurchase Agreement, dated as of June 29, 2021, by and among Morgan Stanley Mortgage Capital Holdings LLC, Morgan Stanley Bank, N.A. and the... (Filed With SEC on July 26, 2021)

Underwriting Agreement, dated as of May 10, 2021, among the Company, KKR Real Estate Finance Manager LLC, the selling stockholder named therein and the underwriters named therein (Filed With SEC on May 13, 2021)

Form of Restricted Stock Unit Grant Notice and Restricted Stock Unit Agreement for Non-Employee Director (Filed With SEC on April 26, 2021)

Form of Specimen Certificate for the Companys 6.50% Series A Cumulative Redeemable Preferred Stock (Filed With SEC on April 16, 2021)

Underwriting Agreement, dated as of April 9, 2021, among the Company, the Manager and Raymond James & Associates, Inc (Filed With SEC on April 15, 2021)

Fourth Amendment to Master Repurchase Agreement, dated December 4, 2019, between Morgan Stanley Bank, N.A., KREF Lending IV LLC and KKR Real Estate Finance Holdings L.P (Filed With SEC on February 16, 2021)

Third Amendment to Amended and Restated Master Repurchase Agreement, dated May 22, 2020, between KREF Lending III LLC, KREF Lending III TRS LLC, Goldman Sachs Bank USA and, solely... (Filed With SEC on August 3, 2020)

Fifth Amendment to Master Repurchase Agreement, dated February 21, 2020, between Morgan Stanley Bank, N.A. and KREF Lending IV LLC and KKR Real Estate Finance Holdings L.P (Filed With SEC on April 28, 2020)

Description of Securities (Filed With SEC on February 19, 2020)

First Amendment to Loan and Servicing Agreement dated as of December 20, 2019. among KREF Holdings VII LLC, KREF Lending VII LLC, PNC Bank, National Association, Midland Loan... (Filed With SEC on February 19, 2020)

First Amendment to Master Repurchase Agreement, dated as of December 24, 2019, by and among Morgan Stanley Mortgage Capital Holdings LLC, Morgan Stanley Bank, N.A. and the other... (Filed With SEC on February 19, 2020)

First Amendment to the Third Amended and Restated Management Agreement, dated as of August 5, 2019, between KKR Real Estate Finance Trust Inc. and KKR Real Estate Finance Manager... (Filed With SEC on October 30, 2019)

Master Repurchase and Securities Contract Agreement, dated as of June 27, 2019, among KREF Lending V LLC, Morgan Stanley Mortgage Capital Holdings LLC and Morgan Stanley Bank, N.A (Filed With SEC on August 1, 2019)

Guaranty Agreement, dated as of June 27, 2019, by KKR Real Estate Finance Holdings L.P. in favor of Morgan Stanley Mortgage Capital Holdings LLC for the benefit of Morgan Stanley... (Filed With SEC on August 1, 2019)

Third Amendment to Master Repurchase Agreement, dated June 7, 2019, between Morgan Stanley Bank, N.A. and KREF Lending IV LLC and KKR Real Estate Finance Holdings L.P (Filed With SEC on August 1, 2019)

First Amendment to Master Repurchase Agreement, dated December 31, 2018, between Morgan Stanley Bank, N.A. and KREF Lending IV LLC (Filed With SEC on May 1, 2019)

Second Amendment to Master Repurchase Agreement, dated March 14, 2019, between Morgan Stanley Bank, N.A. and KREF Lending IV LLC and KKR Real Estate Finance Holdings L.P (Filed With SEC on May 1, 2019)

First Amendment to Amended and Restated Master Repurchase Agreement, dated July 31, 2018, between KREF Lending III LLC, KREF Lending III TRS LLC and Goldman Sachs Bank USA (Filed With SEC on May 1, 2019)

Second Amendment to Amended and Restated Master Repurchase Agreement, dated October 31, 2018, between KREF Lending III LLC, KREF Lending III TRS LLC and Goldman Sachs Bank USA (Filed With SEC on May 1, 2019)

Amendment No. 2 to Amended and Restated Master Repurchase and Securities Contract, dated as of November 28, 2018, between KREF Lending I LLC and Wells Fargo Bank, National... (Filed With SEC on May 1, 2019)

Letter Agreement, dated March 27, 2019, amending the Amended and Restated Master Repurchase and Securities Contract between KREF Lending I LLC and Wells Fargo Bank, National... (Filed With SEC on May 1, 2019)

Equity Distribution Agreement, dated as of February 22, 2019, among the Company, the Manager, Wells Fargo Securities, LLC, Goldman Sachs & Co. LLC, Morgan Stanley & Co. LLC and... (Filed With SEC on February 25, 2019)

Amendment No. 4 to Guarantee Agreement, dated as of December 28, 2018, between Wells Fargo Bank, National Association and KKR Real Estate Finance Holdings L.P (Filed With SEC on February 20, 2019)

Loan and Servicing Agreement, dated as of April 11, 2018, among KREF Holdings VII LLC, KREF Lending VII LLC, PNC Bank, National Association, Midland Loan Services, a division of... (Filed With SEC on February 20, 2019)

Underwriting Agreement, dated as of November 14, 2018, among the Company, KKR Real Estate Finance Manager LLC, the selling stockholders named therein and the underwriters named... (Filed With SEC on November 19, 2018)

Underwriting Agreement, dated as of August 7, 2018, among the Company, KKR Real Estate Finance Manager LLC and the underwriters named therein (Filed With SEC on August 10, 2018)

Form of Restricted Grant Notice and Restricted Stock Unit Agreement for Non-Employee Directors (Filed With SEC on August 6, 2018)

Indenture (including form of Note), dated as of May 18, 2018, by and between KKR Real Estate Finance Trust Inc. and The Bank of New York Mellon Trust Company, N.A., as trustee (Filed With SEC on May 18, 2018)

Guaranty Agreement, dated as of December 6, 2016, made by KKR Real Estate Finance Holdings L.P. in favor of Morgan Stanley Bank, N.A (Filed With SEC on February 28, 2018)

Form of Restricted Stock Unit Grant Notice and Restricted Stock Unit Agreement (Filed With SEC on February 28, 2018)

Omnibus Amendment, dated as of November 10, 2017, to the Master Repurchase and Securities Contract Agreement, dated as of December 6, 2016, between Morgan Stanley Bank, N.A. and... (Filed With SEC on November 13, 2017)

Amended & Restated Master Purchaser Agreement, dated as of November 1, 2017, among KREF Lending III LLC, KREF Lending III TRS LLC and Goldman Sachs Bank USA (Filed With SEC on November 7, 2017)

Reaffirmation of Guaranty, dated as of November 1, 2017, made by KKR Real Estate Finance Holdings L.P. in favor of Goldman Sachs Bank USA (Filed With SEC on November 7, 2017)

Amendment No. 1 to Amended and Restated Master Repurchase and Securities Contract, dated as of September 20, 2017, between KREF Lending I LLC and Wells Fargo Bank, National... (Filed With SEC on November 7, 2017)

KKR REAL ESTATE FINANCE TRUST INC. 10,250,000 Shares of Common Stock UNDERWRITING AGREEMENT (Filed With SEC on May 10, 2017)

TRADEMARK LICENSE AGREEMENT (Filed With SEC on May 10, 2017)

THIRD AMENDED AND RESTATED MANAGEMENT AGREEMENT by and between KKR Real Estate Finance Trust Inc. and KKR Real Estate Finance Manager LLC (Filed With SEC on May 10, 2017)