KINGSTONE COMPANIES, INC. Contracts & Agreements

AMENDMENT NO. 1 TO AGREEMENT (Filed With SEC on December 12, 2024)

Form of 13.75% Note due 2026 issued by the Company (included as Exhibit 1 to the Note Exchange Agreement filed as Exhibit 10.1 hereto) (Filed With SEC on September 3, 2024)

KINGSTONE COMPANIES, INC. Common Stock ($0.01 par value per share) Sales Agreement (Filed With SEC on May 24, 2024)

KINGSTONE COMPANIES, INC. 2024 EQUITY PARTICIPATION PLAN (Filed With SEC on May 16, 2024)

KINGSTONE COMPANIES, INC. AMENDED AND RESTATED 2014 EQUITY PARTICIPATION PLAN (Filed With SEC on April 1, 2024)

Letter agreement, dated as of September 18, 2023, between Kingstone Companies, Inc. and Barry B. Goldstein with respect to outstanding restricted stock grants (Filed With SEC on April 1, 2024)

Stock Grant Agreement, dated as of January 2, 2024, between Kingstone Companies, Inc. and Floyd R. Tupper (Filed With SEC on April 1, 2024)

Stock Grant Agreement, dated as of January 2, 2024, between Kingstone Companies, Inc. and Carla DAndre (Filed With SEC on April 1, 2024)

Stock Grant Agreement, dated as of January 2, 2024, between Kingstone Companies, Inc. and William L. Yankus (Filed With SEC on April 1, 2024)

Stock Grant Agreement, dated as of January 2, 2024, between Kingstone Companies, Inc. and Timothy P. McFadden (Filed With SEC on April 1, 2024)

Stock Grant Agreement, dated as of January 2, 2024, between Kingstone Companies, Inc. and Meryl S. Golden (Filed With SEC on April 1, 2024)

Amendment No. 1, dated as of August 9, 2023, to the Third Amended and Restated Employment Agreement between the Company and Barry B. Goldstein (Filed With SEC on August 14, 2023)

Amendment No. 2, dated as of August 9, 2023, to the Third Amended and Restated Employment Agreement between Kingstone Insurance Company and Barry B. Goldstein (Filed With SEC on August 14, 2023)

Stock Grant Agreement, dated as of January 3, 2023, between Kingstone Companies, Inc. and Floyd R. Tupper (Filed With SEC on March 31, 2023)

Stock Grant Agreement, dated as of January 3, 2023, between Kingstone Companies, Inc. and Carla DAndre (Filed With SEC on March 31, 2023)

Stock Grant Agreement, dated as of January 3, 2023, between Kingstone Companies, Inc. and William L. Yankus (Filed With SEC on March 31, 2023)

Stock Grant Agreement, dated as of January 3, 2023, between Kingstone Companies, Inc. and Timothy P. McFadden (Filed With SEC on March 31, 2023)

Stock Grant Agreement, dated as of January 3, 2023, between Kingstone Companies, Inc. and Meryl S. Golden (Filed With SEC on March 31, 2023)

AGREEMENT (Filed With SEC on March 6, 2023)

Kingstone Companies, Inc. 12.00% Senior Notes due 2024 ___________________ Note and Warrant Exchange Agreement ___________________ Dated as of December 9, 2022 Table of Contents (Filed With SEC on December 12, 2022)

KINGSTONE COMPANIES, INC. AMENDED AND RESTATED 2014 EQUITY PARTICIPATION PLAN (Filed With SEC on June 28, 2022)

[Remainder of page intentionally left blank; signature page follows] (Filed With SEC on April 4, 2022)

AGREEMENT AND GENERAL RELEASE (Filed With SEC on July 21, 2020)

KINGSTONE COMPANIES, INC. AMENDED AND RESTATED 2014 EQUITY PARTICIPATION PLAN (Filed With SEC on June 1, 2020)

Stock Grant Agreement, dated as of January 3, 2020, between Kingstone Companies, Inc. and Barry B. Goldstein (157,431 shares) (Filed With SEC on March 16, 2020)

Stock Grant Agreement, dated as of January 3, 2020, between Kingstone Companies, Inc. and Barry B. Goldstein (17,191 shares) (Filed With SEC on March 16, 2020)

Stock Grant Agreement, dated as of January 1, 2019, between Kingstone Companies, Inc. and Dale A. Thatcher (Filed With SEC on March 16, 2020)

[Remainder of page intentionally left blank. Signature page follows.] EXHIBIT A SAMPLE SHORT TERM BONUS CALCULATION EXHIBIT B SAMPLE LONG-TERM BONUS CALCULATION (Filed With SEC on October 18, 2019)

Agreement and General Release, dated as of July 19, 2019, by and among Kingstone Companies, Inc., Kingstone Insurance Company and Dale A. Thatcher (Filed With SEC on July 19, 2019)

Amended and Restated Employment Agreement, dated as of October 16, 2018, by and between Kingstone Companies, Inc. and Barry B. Goldstein (Filed With SEC on October 22, 2018)

Employment Agreement, dated as of October 16, 2018, by and between Kingstone Companies, Inc. and Dale A. Thatcher (Filed With SEC on October 22, 2018)

Employment Agreement, dated as of April 28, 2017, between Kingstone Insurance Company and Barry B. Goldstein (Filed With SEC on March 15, 2018)

Employment Agreement, dated March 14, 2018, between Kingstone Companies, Inc. and Dale A. Thatcher (Filed With SEC on March 15, 2018)

Stock Grant Agreement dated as of March 14, 2018, between Kingstone Companies, Inc. and Dale A. Thatcher (Filed With SEC on March 15, 2018)

Employment Agreement, dated March 14, 2018, between Kingstone Insurance Company and Dale A. Thatcher (Filed With SEC on March 15, 2018)

KINGSTONE COMPANIES, INC. TO WILMINGTON TRUST, NATIONAL ASSOCIATION, TRUSTEE INDENTURE Dated as of December 19, 2017 Debt Securities CROSS REFERENCE SHEET Between (Filed With SEC on December 20, 2017)

$30,000,000 Kingstone Companies, Inc. 5.50% Senior Unsecured Notes due 2022 Underwriting Agreement (Filed With SEC on December 18, 2017)

2,950,000 Shares Kingstone Companies, Inc. Common Stock $0.01 par value per share Underwriting Agreement (Filed With SEC on January 27, 2017)

KINGSTONE COMPANIES, INC. 2005 Equity Participation Plan (Filed With SEC on March 25, 2015)

KINGSTONE COMPANIES, INC. 2014 EQUITY PARTICIPATION PLAN (Filed With SEC on August 14, 2014)

___________________ (Filed With SEC on August 14, 2014)

[] Shares Kingstone Companies, Inc. Common Stock $0.01 par value per share Underwriting Agreement (Filed With SEC on December 2, 2013)

2005 Equity Participation Plan (Filed With SEC on April 1, 2013)

Amendment No. 1, dated as of May 14, 2012, to Employment Agreement between Kingstone Insurance Company and Barry B. Goldstein (Filed With SEC on April 1, 2013)

Kingstone Companies, Inc. 1154 Broadway Hewlett, New York 11557 (Filed With SEC on March 30, 2012)

LIST OF SUBSIDIARIES (Filed With SEC on March 30, 2012)

Employment Contract between Commercial Mutual Insurance Company and Successor Companies and John D.Reiersen (Filed With SEC on April 7, 2010)

___________________ (Filed With SEC on March 29, 2010)

KINGSTONE COMPANIES, INC. September _, 2009 PROMISSORY NOTE Due July 10, 2011 (Filed With SEC on September 18, 2009)

DCAP GROUP, INC. June__, 2009 PROMISSORYNOTE DueJuly 10, 2011 (orLater Under Certain Circumstances) (Filed With SEC on June 26, 2009)

DCAP GROUP, INC. (Filed With SEC on May 12, 2009)

ExecutionCopy AssetPurchase Agreement (Filed With SEC on April 14, 2009)

AMENDMENTNO. 4 TO SECURED SUBORDINATED PROMISSORYNOTES AND WARRANTS DCAPGROUP, INC. 1158Broadway Hewlett,New York 11558 (Filed With SEC on November 14, 2008)

AMENDED AND RESTATED PURCHASE AND SALE AGREEMENT by and among PREMIUM FINANCING SPECIALISTS, INC. Purchaser and PAYMENTS INC. Seller and DCAP GROUP, INC. Parent February 1, 2008 (Filed With SEC on February 7, 2008)

___________________ (Filed With SEC on October 18, 2007)

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KINGSTONE COMPANIES, INC. Contracts & Agreements