Endorsement Eliminating Purchase Payment Bonus Recapture – Kemper Investors Life Insurance Company

Summary

This endorsement, issued by Kemper Investors Life Insurance Company, amends an existing insurance contract by removing a provision that previously required contract holders to forfeit any purchase payment bonus and related positive accumulation on withdrawals made during the first contract year. All other terms and conditions of the original contract remain unchanged. The endorsement is effective as of the contract's issue date and is signed by the company's President and Secretary.

EX-4.(I) 2 dex4i.txt ELIMINATING PURCHASE PAYMENT BONUS RECAPTURE FORM Exhibit 4(i) Kemper Investors Life Insurance Company 1 Kemper Drive, Long Grove, Illinois 60049-0001 ENDORSEMENT As used in this endorsement, "Contract" means the Contract or Certificate to which this endorsement is attached. This Endorsement forms a part of the contract to which it is attached and is effective on the issue date. The contract is amended by removing the last paragraph of the "Withdrawals During the Accumulation Period" provision which reads as follows: "You will ratably forfeit any Purchase Payment bonus and related positive accumulation on any withdrawal in the first Contract Year." Except as modified herein, all terms and conditions of this contract remain unchanged. IN WITNESS WHEREOF, Kemper Investors Life Insurance Company has caused this Endorsement to be signed by its President and Secretary. /s/ Debra P. Rezabek /s/ Gale K. Caruso Secretary President