Business Financing Modification Agreement and Consent, dated as of August 30, 2018, by and among IZEA Worldwide, Inc., Ebyline, Inc., TapInfluence, Inc. and Western Alliance Bank

Description of Existing Indebtedness: Among other indebtedness which may be owing by Borrower to Lender, Borrower is indebted to Lender pursuant to, among other documents, a Business Financing Agreement, dated March 1, 2013, by and between Borrower and Lender, as may be amended from time to time (the ìBusiness Financing Agreementî). Capitalized terms used without definition herein shall have the meanings assigned to them in the Business Financing Agreement.

Description of Change in Terms.

CONSENT TO NAME CHANGE.    To the extent its consent may be necessary or required under the Business Financing Agreement, Lender hereby consents to (i) ìIZEA, Inc.î forming the new corporation ìIZEA Worldwide, Inc.î and (ii) merging ìIZEA Worldwide, Inc.î into ìIZEA, Inc.î and amending its legal name to ìIZEA Worldwide, Inc.î. In addition, all references to ìIZEA, Inc.î in the Business Financing Agreement and the other Existing Documents are deemed to mean, and all such references are amended to mean ìIZEA Worldwide, Inc.î.

ADDITIONAL BORROWER. As of the date hereof, TapInfluence hereby joins the Business Financing Agreement and all other Existing Documents as a ìBorrowerî thereunder and hereunder and each reference to ìBorrowerî in the Existing Documents, and herein shall mean and refer to each of IZEA, Ebyline and TapInfluence, individually and collectively. Any reference in the Existing Documents to Borrower, IZEA and Ebyline, or other terms that refer to a Borrower shall also mean and refer to TapInfluence, and Borrowers and Lender acknowledge and agree that the Existing Documents shall remain in full force and effect in accordance with their terms. TapInfluence (i) assumes, as a joint and several obligor thereunder, all of the Obligations, liabilities and indemnities of a Borrower under the Business Financing Agreement and all other Existing Documents, and (ii) covenants and agrees to be bound by and adhere to all of the terms, covenants, waivers, releases, agreements and conditions of or respecting to a Borrower with respect to the Existing Documents and all other representations and warranties contained in the Business Financing Agreement and the other Existing Documents with respect to a Borrower. Without limiting the generality of the foregoing, TapInfluence grants Lender a security interest in the Collateral described in the Business Financing Agreement to secure performance and payment of all Obligations under the Business Financing Agreement, and authorizes Lender to file financing statements with all appropriate jurisdictions to perfect or protect Lender’s interest or rights hereunder and under the Existing Documents. In addition, within 60 days from the date hereof, TapInfluence shall establish and maintain all bank accounts (including, without limitation, TapInfluence’s existing checking account maintained at Square 1) at Lender.

The definition of ìFinance Charge Percentageî set forth in Section 14.1 of the Business Financing Agreement is hereby amended and restated in its entirety to read as follows:

Consistent Changes. The Existing Documents are each hereby amended wherever necessary to reflect the changes described above.

Continuing Validity. Borrower understands and agrees that in modifying the existing Indebtedness, Lender is relying upon Borrower’s representations, warranties and agreements, as set forth in the Existing Documents. Except as expressly modified pursuant to this Business Financing Modification Agreement and Consent, the terms of the Existing Documents remain unchanged in full force and effect. Lender’s agreement to modifications to the existing Indebtedness pursuant to this Business Financing Modification Agreement and Consent in no way shall obligate Lender to make any future modifications to the Indebtedness. Nothing in this Business Financing Modification Agreement and Consent shall constitute a satisfaction of the Indebtedness. It is the intention of Lender and Borrower to retain as liable parties all makers and endorsers of Existing Documents, unless the party is expressly released by Lender in writing. No maker, endorser or guarantor will be released by virtue of this Business Financing Modification Agreement and Consent. The terms of this paragraph apply not only to this Business Financing Modification Agreement and Consent, but also to any subsequent business financing modification agreements.