Exhibit10.18 Named Executive OfficerSalary and Bonus Arrangements

The Company maintains a corporate vehicle program for officers at or above the level of First Vice President and other associates at the discretion of the Chief Executive Officer.  Prior to January 1, 2009, participants in the program were given the choice of the use of a Company-purchased vehicle, with the Company covering the purchase cost up to a specified amount and the costs of operating the vehicle (including insurance, gasoline, maintenance, repairs and personal use), or a monthly allowance intended to cover the costs of the officer’s operation of his or her own vehicle.  Effective December 31, 2008, the purchase of new vehicles under the program was suspended.  Participants who operated Company-provided vehicles under the program prior to January 1, 2009 have been given the option of retaining their Company vehicle and gasoline credit card up to or beyond the Minimum Term or, alternatively, receiving the monthly allowance under the program.  Participants operating Company-provided vehicles have the option of purchasing the vehicles prior to or following the end of the Minimum Term in accordance with the terms of the program.  The monthly allowance option and minimum term (for Company-provided vehicles) for the Executive Managing Director level and above are currently as follows: