HCSB FINANCIAL CORP Contracts & Agreements

AGREEMENT AND PLAN OF MERGER byand between HCSBFINANCIAL CORPORATION and UNITEDCOMMUNITY BANKS, INC. April19, 2017 (Filed With SEC on April 20, 2017)

AMENDMENT TO AMENDED AND RESTATED EMPLOYMENT AGREEMENT (Filed With SEC on April 20, 2017)

AMENDED AND RESTATED EMPLOYMENT AGREEMENT (Filed With SEC on March 24, 2017)

[HCSB FINANCIAL CORPORATION LOGO] HCSB FINANCIAL CORPORATION INCORPORATED UNDER THE LAWS OF THESTATE OF SOUTH CAROLINA (Filed With SEC on November 7, 2016)

HCSB FINANCIAL CORPORATION 2016 EQUITY INCENTIVE PLAN RestrictedStock Award Grant Notice (Filed With SEC on August 19, 2016)

EMPLOYMENT AGREEMENT (Filed With SEC on July 1, 2016)

EMPLOYMENT AGREEMENT (Filed With SEC on June 22, 2016)

NONCOMPETEAGREEMENT (Filed With SEC on June 1, 2016)

EMPLOYMENT AGREEMENT (Filed With SEC on May 13, 2016)

AMENDED ANDRESTATED CONSULTING AGREEMENT (Filed With SEC on May 13, 2016)

STOCK PURCHASE AGREEMENT dated March 2, 2016 by and among HCSB FINANCIAL CORPORATION and Thepurchasers identified on the signature pages hereto (Filed With SEC on March 9, 2016)

SECURITIES PURCHASEAGREEMENT by and between THE UNITED STATESDEPARTMENT OF THE TREASURY and HCSB FINANCIAL CORPORATION Dated as of February29, 2016 (Filed With SEC on March 3, 2016)

SECURITIESPURCHASE AGREEMENT Dated as of February 29, 2016 between ALESCO PREFERRED FUNDING VI LTD as Seller and HCSB FINANCIAL CORPORATION as Purchaser (Filed With SEC on March 3, 2016)

EMPLOYMENT AGREEMENT (Filed With SEC on March 3, 2016)

CONSULTINGAND NONCOMPETE AGREEMENT (Filed With SEC on March 3, 2016)

PURCHASE AND ASSUMPTION AGREEMENT dated as of March 24, 2015 Between HORRY COUNTY STATE BANK as Seller and SANDHILLS BANK as Purchaser (Filed With SEC on March 30, 2015)

UNITED STATES OF AMERICA BEFORE THE BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM WASHINGTON, D.C. Written Agreement by and between HCSB FINANCIALCORPORATIONLoris, South... (Filed With SEC on May 12, 2011)

FEDERAL DEPOSIT INSURANCE CORPORATION WASHINGTON, D.C. ) In the Matter of ) ) HORRY COUNTY STATE BANK ) CONSENT ORDER LORIS, SOUTH CAROLINA ) ) FDIC-10-822b (Insured State... (Filed With SEC on February 16, 2011)

SUBORDINATEDNOTE PURCHASE AGREEMENT DATED ASOF MARCH 29, 2010 BY ANDAMONG HCSBFINANCIAL CORPORATION AND THEPURCHASERS NAMED HEREIN (Filed With SEC on April 23, 2010)

SUBORDINATED NOTE DUE 2020 $[ ] [INSERT APPLICABLE CLOSING DATE], 2010 (Filed With SEC on April 23, 2010)

AmendmentNo. 1 to the HCSB Financial Corporation Omnibus Stock Ownership and LongTerm Incentive Plan adopted October 16, 2008. (Filed With SEC on March 27, 2009)

WARRANT TOPURCHASE COMMON STOCK (Filed With SEC on March 10, 2009)

Fixed Rate Cumulative PerpetualPreferred Stock, Series T, par value $0.01 per share (Shares) Of HCSB FINANCIAL CORPORATION A Corporation organized under thelaws of the state of... (Filed With SEC on March 10, 2009)

UNITED STATES DEPARTMENT OF THE TREASURY 1500 PENNSYLVANIA AVENUE, NW WASHINGTON, D.C. 20220 (Filed With SEC on March 10, 2009)

UNITED STATESDEPARTMENT OF THE TREASURY 1500 PennsylvaniaAvenue, NW Washington, D.C.20220 March 6, 2009 (Filed With SEC on March 10, 2009)

WAIVER (Filed With SEC on March 10, 2009)

HORRY COUNTY STATE BANK SALARY CONTINUATION AGREEMENT (Filed With SEC on April 9, 2008)

PLACEMENT AGREEMENT among HCSB FINANCIAL TRUST I, Issuer HCSB FINANCIAL CORPORATION, Sponsor and COHEN BROS. & COMPANY Placement Agent Dated as of December 17, 2004 (Filed With SEC on December 27, 2004)

HCSB FINANCIALCORPORATION as Company INDENTURE Dated as of December 21, 2004 JPMORGAN CHASE BANK, N.A. As Trustee JUNIOR SUBORDINATED DEBT SECURITIES Due March 15,2035 (Filed With SEC on December 27, 2004)

GUARANTEE AGREEMENT HCSB FINANCIALCORPORATION Dated as of December21, 2004 (Filed With SEC on December 27, 2004)

AMENDED ANDRESTATED DECLARATION OF TRUST HCSBFINANCIAL TRUST I Dated as of December 21, 2004 (Filed With SEC on December 27, 2004)

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HCSB FINANCIAL CORP Contracts & Agreements