EXHIBIT A-1 FORM OF CLASS A CERTIFICATE CLASS []-A-[] CERTIFICATE

EX-4.1 4 m491exhibitsharborview200510.htm EXHIBITS TO POOLING AGREEMENT Exhibits HarborView 2005-10

EXHIBIT A-1

FORM OF CLASS A CERTIFICATE

CLASS [__]-A-[__] CERTIFICATE

UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUSTEE OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.

[FOR ALL CLASS A CERTIFICATES OTHER THAN THE CLASS 1-A1A, CLASS 2-A1A, CLASS 2-A1B, CLASS 2-A1C1 CLASS 2-A1C2: NEITHER THIS CERTIFICATE NOR ANY INTEREST HEREIN MAY BE TRANSFERRED UNLESS THE CERTIFICATE REGISTRAR SHALL HAVE RECEIVED EITHER (A) A REPRESENTATION LETTER TO THE EFFECT THAT SUCH TRANSFEREE IS NOT AN EMPLOYEE BENEFIT PLAN SUBJECT TO SECTION 406 OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”), OR A PLAN OR ARRANGEMENT SUBJECT TO SECTION 4975 OF THE CODE (COLLECTIVELY, A “PLAN”) NOR A PERSON ACTING ON BEHALF OF ANY SUCH PLAN OR ARRANGEMENT NOR A PERSON USING THE ASSETS OF ANY SUCH PLAN TO EFFECT THE TRANSFER, OR (B) IF THIS CERTIFICATE HAS BEEN THE OBJECT OF AN ERISA-QUALIFYING UNDERWRITING, A REPRESENTATION THAT THE PURCHASER IS AN INSURANCE COMPANY PURCHASING THIS CERTIFICATE WITH FUNDS CONTAINED IN AN “INSURANCE COMPANY GENERAL ACCOUNT 8; AS DEFINED IN SECTION V(e) OF PROHIBITED TRANSACTION CLASS EXEMPTION (“PTCE”) 95-60 AND THAT THE PURCHASE AND HOLDING OF THIS CERTIFICATE ARE COVERED UNDER SECTIONS I AND III OF PTCE 95-60, OR (C) AN OPINION OF COUNSEL IN ACCORDANCE WITH THE PROVISIONS OF THE AGREEMENT REFERRED TO HEREIN. NOTWITHSTANDING ANYTHING ELSE TO THE CONTRARY HEREIN, ANY PURPORTED TRANSFER OF THIS CERTIFICATE TO OR ON BEHALF OF AN EMPLOYEE BENEFIT PLAN SUBJECT TO ERISA OR TO SECTION 4975 OF THE CODE WITHOUT THE DELIVERY TO THE CERTIFICATE REGISTRAR OF AN OPINION OF COUNSEL SATISFACTORY TO THE CERTIFICATE REGISTRAR AS DESCRIBED ABOVE SHALL BE VOID AND OF NO EFFECT.]

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT”, AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

Certificate No.:

[

]

Cut-Off Date:

August 1, 2005

First Distribution Date:

September 19, 2005

Initial Certificate Principal

Balance of this Certificate

(“Denomination”):

]

Original Class Certificate

Principal Balance of this

Class:

]

Percentage Interest:

[

Pass-Through Rate:

[Variable] [Net WAC]

CUSIP:

[___________]

Class:

[___]-A-[____]

Assumed Final Distribution Date:

November 19, 2035

HarborView Mortgage Loan Trust 2005-10,

Mortgage Loan Pass-Through Certificates, Series 2005-10

Class [__]-A-[____]

evidencing the Percentage Interest in the distributions allocable to the Certificates of the above-referenced Class with respect to the Trust consisting primarily of adjustable rate, first lien mortgage loans (the “Mortgage Loans”) purchased from others by

GREENWICH CAPITAL ACCEPTANCE, INC., as Depositor.

Principal in respect of this Certificate is distributable monthly as set forth herein and in the Agreement. Accordingly, the Certificate Principal Balance of this Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Seller, or the Trustee referred to below or any of their respective affiliates.

This certifies that CEDE & CO. is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the Denomination of this Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Greenwich Capital Acceptance, Inc. (the “Depositor”). The Trust was created pursuant to a Pooling Agreement dated as of August 1, 2005 (the “Agreement”) among the Depositor, Greenwich Capital Financial Products, Inc., as seller (the “Seller”) and U.S. Bank National Association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of th e Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place.

This Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Certificate Registrar.

IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.

Dated: August ___, 2005

U.S. BANK NATIONAL ASSOCIATION,

not in its individual capacity,

but solely as Trustee

This is one of the Certificates

referenced in the within-mentioned Agreement

By ________________________________________

Authorized Signatory of
U.S. Bank National Association,
as Certificate Registrar

EXHIBIT A-2

FORM OF CLASS X CERTIFICATE

CLASS X CERTIFICATE

NEITHER THIS CERTIFICATE NOR ANY INTEREST HEREIN MAY BE TRANSFERRED UNLESS THE CERTIFICATE REGISTRAR SHALL HAVE RECEIVED EITHER (A) A REPRESENTATION LETTER TO THE EFFECT THAT SUCH TRANSFEREE IS NOT AN EMPLOYEE BENEFIT PLAN SUBJECT TO SECTION 406 OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”), OR A PLAN OR ARRANGEMENT SUBJECT TO SECTION 4975 OF THE CODE (COLLECTIVELY, A “PLAN”) NOR A PERSON ACTING ON BEHALF OF ANY SUCH PLAN OR ARRANGEMENT NOR A PERSON USING THE ASSETS OF ANY SUCH PLAN TO EFFECT THE TRANSFER, OR (B) IF THIS CERTIFICATE HAS BEEN THE OBJECT OF AN ERISA-QUALIFYING UNDERWRITING, A REPRESENTATION THAT THE PURCHASER IS AN INSURANCE COMPANY PURCHASING THIS CERTIFICATE WITH FUNDS CONTAINED IN AN “INSURANCE COMPANY GENERAL ACCOUNT” AS DEFINED IN SECTION V(e) OF PROHIBITED TRANSACTION CLASS EXEMPTION (“PTCE”) 95-60 AND THAT THE PURCHASE AND H OLDING OF THIS CERTIFICATE ARE COVERED UNDER SECTIONS I AND III OF PTCE 95-60, OR (C) AN OPINION OF COUNSEL IN ACCORDANCE WITH THE PROVISIONS OF THE AGREEMENT REFERRED TO HEREIN. NOTWITHSTANDING ANYTHING ELSE TO THE CONTRARY HEREIN, ANY PURPORTED TRANSFER OF THIS CERTIFICATE TO OR ON BEHALF OF AN EMPLOYEE BENEFIT PLAN SUBJECT TO ERISA OR TO SECTION 4975 OF THE CODE WITHOUT THE DELIVERY TO THE CERTIFICATE REGISTRAR OF AN OPINION OF COUNSEL SATISFACTORY TO THE CERTIFICATE REGISTRAR AS DESCRIBED ABOVE SHALL BE VOID AND OF NO EFFECT.

Certificate No.:

[

]

Cut-Off Date:

August 1, 2005

First Distribution Date:

September 19, 2005

Initial Certificate Notional

Amount of this Certificate

(“Denomination”):

]

Original Class Certificate

Notional Amount of this

Class:

]

Percentage Interest:

[

Pass-Through Rate:

Variable

CUSIP:

[___________]

Class:

Assumed Final Distribution Date:

November 19, 2035

HarborView Mortgage Loan Trust 2005-10,

Mortgage Loan Pass-Through Certificates, Series 2005-10

Class X

GREENWICH CAPITAL ACCEPTANCE, INC., as Depositor.

This Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Seller, or the Trustee referred to below or any of their respective affiliates.

This Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Certificate Registrar.

IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.

Dated: August ___, 2005

U.S. BANK NATIONAL ASSOCIATION,

not in its individual capacity,

but solely as Trustee

This is one of the Certificates

referenced in the within-mentioned Agreement

By ________________________________________

Authorized Signatory of
U.S. Bank National Association,

as Certificate Registrar

EXHIBIT A-3

FORM OF CLASS PO CERTIFICATE

CLASS PO CERTIFICATE

Certificate No.:

[

]

Cut-Off Date:

August 1, 2005

First Distribution Date:

September 19, 2005

Initial Certificate Principal

Balance of this Certificate

(“Denomination”):

]

Original Class Certificate

Principal Balance of this

Class:

]

Percentage Interest:

[

Pass-Through Rate:

N/A

CUSIP:

[___________]

Class:

Assumed Final Distribution Date:

November 19, 2035

HarborView Mortgage Loan Trust 2005-10,

Mortgage Loan Pass-Through Certificates, Series 2005-10

Class PO

GREENWICH CAPITAL ACCEPTANCE, INC., as Depositor.

Principal in respect of this Certificate is distributable monthly as set forth herein and in the Agreement. Accordingly, the Certificate Principal Balance of this Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Seller or the Trustee referred to below or any of their respective affiliates.

This certifies that CEDE & CO. is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the Denomination of this Certificate by the Original Class Certificate Notional Amount) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Greenwich Capital Acceptance, Inc. (the “Depositor”). The Trust was created pursuant to a Pooling Agreement dated as of August 1, 2005 (the “Agreement”) among the Depositor, Greenwich Capital Financial Products, Inc., as seller (the “Seller”) and U.S. Bank National Association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

This Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Certificate Registrar.

IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.

Dated: August ___, 2005

U.S. BANK NATIONAL ASSOCIATION,

not in its individual capacity,

but solely as Trustee

This is one of the Certificates

referenced in the within-mentioned Agreement

By ________________________________________

Authorized Signatory of
U.S. Bank National Association,
as Certificate Registrar

EXHIBIT B

FORM OF RESIDUAL CERTIFICATE

SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “RESIDUAL INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT”, AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”).

[For Class A-R-II Only:] THIS CERTIFICATE IS NOT ENTITLED TO DISTRIBUTIONS OF PRINCIPAL AND WILL NOT ACCRUE INTEREST. THE HOLDER OF THIS CERTIFICATE WILL BE ENTITLED TO CERTAIN DISTRIBUTIONS AS PROVIDED IN THE AGREEMENT.

NEITHER THIS CERTIFICATE NOR ANY INTEREST HEREIN MAY BE TRANSFERRED UNLESS THE PROPOSED TRANSFEREE DELIVERS TO THE TRUSTEE AND THE CERTIFICATE REGISTRAR A TRANSFER AFFIDAVIT IN ACCORDANCE WITH THE PROVISIONS OF THE AGREEMENT REFERRED TO HEREIN.

NEITHER THIS CERTIFICATE NOR ANY INTEREST HEREIN MAY BE TRANSFERRED UNLESS THE TRANSFEREE DELIVERS TO THE CERTIFICATE REGISTRAR EITHER (A) A REPRESENTATION LETTER TO THE EFFECT THAT SUCH TRANSFEREE IS NOT AN EMPLOYEE BENEFIT PLAN SUBJECT TO SECTION 406 OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”), OR A PLAN OR ARRANGEMENT SUBJECT TO SECTION 4975 OF THE CODE (COLLECTIVELY, A “PLAN”) NOR A PERSON ACTING ON BEHALF OF ANY SUCH PLAN OR ARRANGEMENT NOR A PERSON USING THE ASSETS OF ANY SUCH PLAN TO EFFECT THE TRANSFER, OR (B) A REPRESENTATION THAT THE PURCHASER IS AN INSURANCE COMPANY PURCHASING THIS CERTIFICATE WITH FUNDS CONTAINED IN AN “INSURANCE COMPANY GENERAL ACCOUNT” AS DEFINED IN SECTION V(e) OF PROHIBITED TRANSACTION CLASS EXEMPTION 95-60 (“PTCE 95-60”) AND THAT THE PURCHASE AND HOLDING OF THIS CERTIFICATE ARE COVERED UNDER SECTIONS I AND III OF PTCE-95-60, OR (C) AN OPINION OF COUNSEL IN ACCORDANCE WITH THE PROVISIONS OF THE AGREEMENT REFERRED TO HEREIN. NOTWITHSTANDING ANYTHING ELSE TO THE CONTRARY HEREIN, ANY PURPORTED TRANSFER OF THIS CERTIFICATE TO OR ON BEHALF OF AN EMPLOYEE BENEFIT PLAN SUBJECT TO ERISA OR TO THE CODE WITHOUT AN OPINION OF COUNSEL SATISFACTORY TO THE CERTIFICATE REGISTRAR AS DESCRIBED ABOVE SHALL BE VOID AND OF NO EFFECT.

Certificate No.:

Cut-Off Date:

August 1, 2005

First Distribution Date:

September 19, 2005

[Initial Certificate Principal
Balance of this Certificate:

$100]

[Original Class Certificate

Principal Balance of this

Class:

$100]

Percentage Interest:

100%

[Pass-Through Rate:

Net WAC] [For A-R ONLY]

[DELETE FOR A-R-II]

CUSIP:

[________________]

Class:

[A-R] [A-R-II]

Assumed Final Distribution Date:

November 19, 2035

HarborView Mortgage Loan Trust 2005-10

Mortgage Loan Pass-Through Certificates, Series 2005-10

Class [A-R] [A-R-II]

GREENWICH CAPITAL ACCEPTANCE, INC., as Depositor.

This Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Seller or the Trustee referred to below or any of their respective affiliates. Neither this Certificate nor the Mortgage Loans are guaranteed or insured by any governmental agency or instrumentality.

This certifies that _________________________ is the registered owner of the Percentage Interest evidenced by this Certificate specified above in the interest represented by all Certificates of the Class to which this Certificate belongs in a Trust consisting primarily of the Mortgage Loans deposited by Greenwich Capital Acceptance, Inc. (the “Depositor”). The Trust was created pursuant to a Pooling Agreement dated as of August 1, 2005 (the “Agreement”) among the Depositor, Greenwich Capital Financial Products, Inc., as seller (the “Seller”), and U.S. Bank National Association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement th e Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

Any distribution of the proceeds of any remaining assets of the Trust will be made only upon presentment and surrender of this Certificate at the Corporate Trust Office of the Certificate Registrar or the office or agency maintained by the Certificate Registrar.

No transfer of this Certificate shall be made unless the Certificate Registrar shall have received either (i) a representation letter from the transferee of such Certificate, acceptable to and in form and substance satisfactory to the Certificate Registrar and the Depositor and in substantially the form attached to the Agreement, to the effect that such transferee is not an employee benefit or other plan or arrangement subject to Section 406 of the Employee Retirement Income Security Act of 1974, as amended (“ERISA”) or Section 4975 of the Internal Revenue Code of 1986, as amended (the “Code”), nor a person acting on behalf or investing plan assets of any such plan or arrangement, which representation letter shall not be an expense of the Certificate Registrar or the Trustee, or (ii) a representation that the purchaser is an insurance company which is purchasing such Certificate with funds contained in an “insurance company general account” (as such term is defined in Section V(e) of Prohibited Transaction Class Exemption 95-60 (“PTCE 95-60”)) and that the purchase and holding of such Certificate are covered under Sections I and III of PTCE 95-60, or (iii) an Opinion of Counsel in accordance with the provisions of the Agreement. Notwithstanding anything else to the contrary herein, any purported transfer of this Certificate to or on behalf of an employee benefit plan subject to ERISA or to the Code without the opinion of counsel satisfactory to the Certificate Registrar as described above shall be void and of no effect.

Each Holder of this Certificate will be deemed to have agreed to be bound by the restrictions of the Agreement, including but not limited to the restrictions that (i) each person holding or acquiring any Ownership Interest in this Certificate must be a Permitted Transferee, (ii) no Ownership Interest in this Certificate may be transferred without delivery to the Trustee and the Certificate Registrar of (a) a transfer affidavit of the proposed transferee and (b) a transfer certificate of the transferor, each of such documents to be in the form described in the Agreement, (iii) each person holding or acquiring any Ownership Interest in this Certificate must agree to require a transfer affidavit and to deliver a transfer certificate to the Trustee and the Certificate Registrar as required pursuant to the Agreement, (iv) each person holding or acquiring an Ownership Interest in this Certificate must ag ree not to transfer an Ownership Interest in this Certificate if it has actual knowledge that the proposed transferee is not a Permitted Transferee and (v) any attempted or purported transfer of any Ownership Interest in this Certificate in violation of such restrictions will be absolutely null and void and will vest no rights in the purported transferee. The Trustee will provide the Internal Revenue Service and any pertinent persons with the information needed to compute the tax imposed under the applicable tax laws on transfers of residual interests to disqualified organizations, if any person other than a Permitted Transferee acquires an Ownership Interest in this Certificate in violation of the restrictions mentioned above.

This Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized officer of the Certificate Registrar.

IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.

Dated: August ___, 2005

U.S. BANK NATIONAL ASSOCIATION,

not in its individual capacity,

but solely as Trustee

This is one of the Certificates

referenced in the within-mentioned Agreement

By ________________________________________

Authorized Signatory of
U.S. Bank National Association,
as Certificate Registrar

EXHIBIT C

FORM OF SUBORDINATE CERTIFICATE

CLASS B-[ ] CERTIFICATE

[UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY, A NEW YORK CORPORATION (“DTC”), TO THE TRUSTEE OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE, OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR IN SUCH OTHER NAME AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC (AND ANY PAYMENT IS MADE TO CEDE & CO. OR TO SUCH OTHER ENTITY AS IS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF DTC), ANY TRANSFER, PLEDGE, OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL INASMUCH AS THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.] [Applicable to Book-Entry Certificates only; delete for Physical Certificates]

[NEITHER THIS CERTIFICATE NOR ANY INTEREST HEREIN MAY BE TRANSFERRED (A) (1) UNLESS SUCH TRANSFER IS MADE TO A QUALIFIED INSTITUTIONAL BUYER IN RELIANCE UPON RULE 144A OF THE SECURITIES ACT OF 1933, AS AMENDED (THE “1933 ACT”) OR (2) UNLESS SUCH TRANSFER IS MADE TO AN ACCREDITED INVESTOR IN RELIANCE UPON RULE 501 (C)(1), (2), (3) OR (7) OF THE 1933 ACT (IN EACH CASE AS EVIDENCED BY AN INVESTMENT LETTER DELIVERED TO THE CERTIFICATE REGISTRAR, IN SUBSTANTIALLY THE FORM ATTACHED TO THE AGREEMENT AND, IF SO REQUIRED BY THE CERTIFICATE REGISTRAR AND THE DEPOSITOR, A WRITTEN OPINION OF COUNSEL (WHICH MAY BE IN-HOUSE COUNSEL) ACCEPTABLE TO AND IN FORM AND SUBSTANCE REASONABLY SATISFACTORY TO THE CERTIFICATE REGISTRAR AND THE DEPOSITOR, STATING THAT SUCH TRANSFER MAY BE MADE PURSUANT TO AN EXEMPTION (INCLUDING A DESCRIPTION OF THE APPLICABLE EXEMPTION AND THE BASIS THEREFOR) FROM THE 1933 ACT OR STATING THAT SUCH TRANSFER IS BEING MADE PURSUANT TO THE 1933 ACT, WHICH OPINION OF COUNSEL SHALL NOT BE AN EXPENSE OF THE TRUST, THE TRUSTEE, THE CERTIFICATE REGISTRAR OR THE DEPOSITOR) OR (B) UNLESS THE TRANSFEROR SHALL HAVE EXECUTED A TRANSFEROR CERTIFICATE (IN SUBSTANTIALLY THE FORM ATTACHED TO THE POOLING AGREEMENT) AND THE TRANSFEREE SHALL HAVE EXECUTED AN INVESTMENT LETTER (IN SUBSTANTIALLY THE FORM ATTACHED TO THE POOLING AGREEMENT) ACCEPTABLE TO AND IN FORM AND SUBSTANCE REASONABLY SATISFACTORY TO THE DEPOSITOR AND THE CERTIFICATE REGISTRAR CERTIFYING TO THE DEPOSITOR AND THE CERTIFICATE REGISTRAR THE FACTS SURROUNDING SUCH TRANSFER, WHICH INVESTMENT LETTER SHALL NOT BE AN EXPENSE OF THE TRUST, THE TRUSTEE, THE CERTIFICATE REGISTRAR OR THE DEPOSITOR.] [APPLICABLE TO CLASS B-10, CLASS B-11 AND CLASS B-12 CERTIFICATES THAT ARE PHYSICAL CERTIFICATES ONLY; DELETE FOR CLASS B-1, CLASS B-2, CLASS B-3, CLASS B-4, CLASS B-5, CLASS B-6, CLASS B-7, CLASS B-8 AND CLASS B-9 CERTIFICATES AND CLASS B-10, CLASS B-11 AND CLASS B-12 CERTIFICATES THAT ARE BOOK-ENTRY CERTIFICATES]

[IF THE RATING OF THIS CERTIFICATE IS BELOW INVESTMENT GRADE AT THE TIME OF ITS ACQUISITION, NEITHER THIS CERTIFICATE NOR ANY INTEREST HEREIN MAY BE TRANSFERRED UNLESS THE CERTIFICATE REGISTRAR SHALL HAVE RECEIVED EITHER (A) A REPRESENTATION LETTER TO THE EFFECT THAT SUCH TRANSFEREE IS NOT AN EMPLOYEE BENEFIT PLAN SUBJECT TO SECTION 406 OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”), OR A PLAN OR ARRANGEMENT SUBJECT TO SECTION 4975 OF THE CODE (COLLECTIVELY, A “PLAN”) NOR A PERSON ACTING ON BEHALF OF ANY SUCH PLAN OR ARRANGEMENT NOR A PERSON USING THE ASSETS OF ANY SUCH PLAN TO EFFECT THE TRANSFER, OR (B) IF THIS CERTIFICATE HAS BEEN THE OBJECT OF AN ERISA-QUALIFYING UNDERWRITING, A REPRESENTATION THAT THE PURCHASER IS AN INSURANCE COMPANY PURCHASING THIS CERTIFICATE WITH FUNDS CONTAINED IN AN “INSURANCE COMPANY GENERAL ACCOUNT” AS DEFINED IN SECTION V(e) O F PROHIBITED TRANSACTION CLASS EXEMPTION (“PTCE”) 95-60 AND THAT THE PURCHASE AND HOLDING OF THIS CERTIFICATE ARE COVERED UNDER SECTIONS I AND III OF PTCE 95-60, OR (C) AN OPINION OF COUNSEL IN ACCORDANCE WITH THE PROVISIONS OF THE AGREEMENT REFERRED TO HEREIN. NOTWITHSTANDING ANYTHING ELSE TO THE CONTRARY HEREIN, ANY PURPORTED TRANSFER OF THIS CERTIFICATE TO OR ON BEHALF OF AN EMPLOYEE BENEFIT PLAN SUBJECT TO ERISA OR TO SECTION 4975 OF THE CODE WITHOUT THE DELIVERY TO THE CERTIFICATE REGISTRAR OF AN OPINION OF COUNSEL SATISFACTORY TO THE CERTIFICATE REGISTRAR AS DESCRIBED ABOVE SHALL BE VOID AND OF NO EFFECT.] [Applicable to Class B-10, Class B-11 and Class B-12 Certificates that are Physical Certificates only; Delete for Class B-1, Class B-2, Class B-3, Class B-4, Class B-5, Class B-6, Class B-7, Class B-8 and Class B-9 Certificates and Class B-10, Class B-11 and Class B-12 Certificates that are Book-Entry Certificates]

[THE HOLDER OF THIS CERTIFICATE BY ITS ACCEPTANCE HEREOF IS DEEMED TO HAVE REPRESENTED AND WARRANTED THAT (I) IT ACQUIRED SUCH CERTIFICATE (A) PURSUANT TO A REGISTRATION STATEMENT WHICH HAS BEEN DECLARED EFFECTIVE UNDER THE 1933 ACT OR (B) AS A “QUALIFIED INSTITUTIONAL BUYER” AS DEFINED IN RULE 144A UNDER THE 1933 ACT THAT PURCHASES FOR ITS OWN ACCOUNT OR FOR THE ACCOUNT OF A QUALIFIED INSTITUTIONAL BUYER TO WHOM NOTICE IS GIVEN THAT THE TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A, AND (II) IF THE RATING OF THIS CERTIFICATE IS BELOW INVESTMENT GRADE AT THE TIME OF ITS ACQUISITION, (A) SUCH HOLDER IS NOT AN EMPLOYEE BENEFIT PLAN SUBJECT TO SECTION 406 OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”), OR A PLAN OR ARRANGEMENT SUBJECT TO SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED (THE “CODE”), OR A PERSON ACTING ON BEHALF OF ANY SUCH PLAN OR ARRANGEMENT OR A PERSON USING THE ASSETS OF ANY SUCH PLAN OR ARRANGEMENT TO EFFECT SUCH TRANSFER, (B) IF THIS CERTIFICATE HAS BEEN THE SUBJECT OF AN ERISA-QUALIFYING UNDERWRITING, SUCH HOLDER IS AN INSURANCE COMPANY PURCHASING THIS CERTIFICATE WITH FUNDS CONTAINED IN AN “INSURANCE COMPANY GENERAL ACCOUNT” AS DEFINED IN SECTION V(e) OF PROHIBITED TRANSACTION CLASS EXEMPTION (“PTCE”) 95-60 AND THAT THE PURCHASE AND HOLDING OF THIS CERTIFICATE ARE COVERED UNDER SECTIONS I AND III OF PTCE 95-60, OR (C) THE PURCHASE OR HOLDING OF THIS CERTIFICATE BY THE HOLDER WILL NOT RESULT IN A NON-EXEMPT PROHIBITED TRANSACTION UNDER THE PROVISIONS OF SECTION 406 OF ERISA OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE TRUSTEE, THE CERTIFICATE REGISTRAR, THE SERVICER OR THE DEPOSITOR TO ANY OBLIGATION IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT.] [Applicable to Class B-10, Class B-11 and Class B-12 Certificates that are Physical Certificates only; Delete for Class B-1, Class B-2, Cl ass B-3, Class B-4, Class B-5, Class B-6, Class B-7, Class B-8 and Class B-9 Certificates and Class B-10, Class B-11 and Class B-12 Certificates that are Book-Entry Certificates]

THIS CERTIFICATE IS SUBORDINATE IN RIGHT AND PAYMENT AS DESCRIBED IN THE AGREEMENT REFERRED TO HEREIN.

Certificate No.:

[

]

Cut-Off Date:

August 1, 2005

First Distribution Date:

September 19, 2005

Initial Certificate Principal

Balance of this Certificate

(“Denomination”):

]

Original Class Certificate

Principal Balance of this

Class:

]

Percentage Interest:

[

Pass-Through Rate:

Variable

CUSIP:

[________________]

Class:

B-[ ]

Assumed Final Distribution Date:

November 19, 2035

HarborView Mortgage Loan Trust 2005-10,

Mortgage Loan Pass-Through Certificates, Series 2005-10

Class B-[ ]

GREENWICH CAPITAL ACCEPTANCE INC., as Depositor.

Principal in respect of this Certificate is distributable monthly as set forth herein and in the Agreement. Accordingly, the Certificate Principal Balance of this Certificate at any time may be less than the Initial Certificate Principal Balance set forth on the face hereof, as described herein. This Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, the Seller or the Trustee referred to below or any of their respective affiliates.

This certifies that [CEDE & CO.] [Applicable to Book-Entry Certificates only] [_________________________] [Applicable to Physical Certificates only] is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the Denomination of this Certificate by the Original Class Certificate Principal Balance) in certain monthly distributions with respect to a Trust consisting primarily of the Mortgage Loans deposited by Greenwich Capital Acceptance, Inc. (the “Depositor”). The Trust was created pursuant to a Pooling Agreement dated as of August 1, 2005 (the “Agreement”) among the Depositor, Greenwich Capital Financial Products, Inc., as seller (the “Seller”) and U.S. Bank National Association, as trustee (the “Trustee”). To the extent not defined herein, the capitalized terms used herein have the me anings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound.

This Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Certificate Registrar.

IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.

Dated: August ___, 2005

U.S. BANK NATIONAL ASSOCIATION,

not in its individual capacity,

but solely as Trustee

This is one of the Certificates

referenced in the within-mentioned Agreement

By ________________________________________

Authorized Signatory of
U.S. Bank National Association,

as Certificate Registrar

EXHIBIT D

[RESERVED]

EXHIBIT E

FORM OF REVERSE OF THE CERTIFICATES

HARBORVIEW MORTGAGE LOAN TRUST 2005-10

Mortgage Loan Pass-Through Certificates, Series 2005-10

Reverse Certificate

This Certificate is one of a duly authorized issue of Certificates designated as HarborView Mortgage Loan Trust 2005-10, Mortgage Loan Pass-Through Certificates, Series 2005-10 (herein collectively called the “Certificates”), and representing a beneficial ownership interest in the Trust created by the Agreement.

The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the funds on deposit in the Distribution Account for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.

This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced thereby, and the rights, duties and immunities of the Trustee.

Pursuant to the terms of the Agreement, distributions will be made on the 19^th day of each month, or if the 19^th day is not a Business Day, then on the next succeeding Business Day (the “Distribution Date”), commencing on the Distribution Date in September 2005, to the Person in whose name this Certificate is registered at the close of business on the applicable Record Date in an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount required to be distributed to Holders of Certificates of the Class to which this Certificate belongs on such Distribution Date pursuant to the Agreement.

Distributions on this Certificate shall be made, (i) in the case of a Physical Certificate, by check or money order mailed to the address of the person entitled thereto as it appears on the Certificate Register or, upon the request of a Certificateholder, by wire transfer as set forth in the Agreement and (ii) in the case of a Book-Entry Certificate, to the Depository, which shall credit the amounts of such distributions to the accounts of its Depository Participants in accordance with its normal procedures. The final distribution on each Certificate shall be made in like manner, but only upon presentment and surrender of such Certificate at the office or agency of the Certificate Registrar specified in the notice to Certificateholders of such final distribution.

The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights of the Certificateholders under the Agreement at any time, by the Depositor, the Seller, the Trustee and Holders of the requisite percentage of the Percentage Interests of each Class of Certificates affected by such amendment, as specified in the Agreement. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in exchange therefor or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.

As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable in the Certificate Register of the Certificate Registrar upon surrender of this Certificate for registration of transfer at the office or agency maintained by the Certificate Registrar accompanied by a written instrument of transfer in form satisfactory to the Certificate Registrar duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest in the Trust will be issued to the designated transferee or transferees.

[Subject to the terms of the Agreement, each Class of Book-Entry Certificates will be registered as being held by the Depository or its nominee and beneficial interests will be held by Certificate Owners through the book-entry facilities of the Depository or its nominee in minimum denominations of $25,000 and integral dollar multiples of $1 in excess thereof, in the case of the Class 1-A1A, Class 1-A1B, Class 2-A1A, Class 2-A1B, Class 2-A1C1, Class 2-A1C2, Class B-1, Class B-2, Class B-3, Class B-4, Class B-5, Class B-6, Class B-7, Class B-8 and Class B-9 Certificates and $100,000 and integral dollar multiples of $1,000 in excess thereof, in the case of the Class X, Class B-10, Class B-11 and Class B-12 Certificates, except that one Certificate of each such Class of Certificates may be in a different denomination.] [Applicable to Book-Entry Certificates only; delete for Physical Certifi cates.]

[Each of the Class A-R and Class A-R-II Certificates is issuable as a single certificate in physical form only in a Percentage Interest of 100%.] [Applicable to Class A-R and Class A-R-II Certificates only.]

[The Class PO Certificates are issuable in minimum Percentage Interests of 0.01%] [Applicable to Class PO Certificates only.]

[The Certificates are issuable only as registered Certificates without coupons in denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, Certificates are exchangeable for new Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest, as requested by the Holder surrendering the same.] [Applicable to Physical Certificates only; delete for Book-Entry Certificates.]

No service charge will be made for any such registration of transfer or exchange, but the Certificate Registrar may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith.

The Depositor, the Seller, the Trustee, the Certificate Registrar and any agent of the Depositor, the Seller, the Trustee or the Certificate Registrar may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Seller, the Trustee and the Certificate Registrar or any agent of any of them shall be affected by any notice to the contrary.

On any Distribution Date on which the aggregate of the Stated Principal Balances of the Mortgage Loans immediately after such date is equal to or less than 10% of the Cut-Off Date Aggregate Principal Balance, the Call Option Holder may, at its option, terminate the Agreement by purchasing, on such Distribution Date, all of the outstanding Mortgage Loans and REO Properties at the Termination Price as provided in the Pooling Agreement. In the event that the Call Option Holder does not exercise its right of optional termination, the obligations and responsibilities created by the Agreement will terminate upon the earliest of (i) the Distribution Date on which the Class Certificate Principal Balance of each Class of Certificates has been reduced to zero, (ii) the final payment or other liquidation of the last Mortgage Loan and (iii) the Latest Possible Maturity Date.

Capitalized terms used herein that are defined in the Agreement shall have the meanings ascribed to them in the Agreement, and nothing herein shall be deemed inconsistent with that meaning.

ASSIGNMENT

FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto

____________________________________________________________________________________________________________________________________________________________

(Please print or typewrite name and address including postal zip code of assignee)

the Percentage Interest evidenced by the within Certificate and hereby authorizes the transfer of registration of such Percentage Interest to assignee on the Certificate Register of the Trust.

I (We) further direct the Trustee to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address: _____________________________________________________________________________.

Dated: _____________

Signature by or on behalf of assignor

DISTRIBUTION INSTRUCTIONS

The assignee should include the following for purposes of distribution:

Distributions shall be made, by wire transfer or otherwise, in immediately available funds to__________________________________________________________________________________________________________________________________________________________for the account of_______________________________________________________________,

account number ________________________, or, if mailed by check, to ___________________ ______________________________________________________________________________Applicable statements should be mailed to ___________________________________________ _____________________________________________________________________________.

This information is provided by _____________________________________________,

the assignee named above, or _____________________________________________________,

as its agent.

EXHIBIT F

REQUEST FOR RELEASE

Date

[Addressed to Trustee

or, if applicable, custodian]

In connection with the administration of the mortgages held by you as [Trustee] [Custodian, on behalf of the Trustee] under a certain Pooling Agreement dated as of August 1, 2005 among Greenwich Capital Acceptance, Inc., as Depositor, Greenwich Capital Financial Products, Inc., as Seller and U.S. Bank National Association, as Trustee (the “Pooling Agreement”), the undersigned [Servicer] hereby requests a release of the Mortgage File held by you as [Trustee] [Custodian, on behalf of the Trustee] with respect to the following described Mortgage Loan for the reason indicated below.

Mortgagor’s Name:

Address:

Loan No.:

Reason for requesting file:

Mortgage Loan paid in full. (The [Servicer] hereby certifies that all amounts received in connection with the loan have been or will be credited to the Distribution Account pursuant to the Pooling Agreement.)

The Mortgage Loan is being foreclosed.

Mortgage Loan substituted. (The [Servicer] hereby certifies that a Qualified Substitute Mortgage Loan has been assigned and delivered to you along with the related Mortgage File pursuant to the Pooling Agreement.)

Mortgage Loan repurchased. (The [Servicer] hereby certifies that the Purchase Price has been credited to the Distribution Account pursuant to the Pooling Agreement.)

Other. (Describe)

The undersigned acknowledges that the above Mortgage File will be held by the undersigned in accordance with the provisions of the Pooling Agreement and will be returned to you within ten (10) days of our receipt of the Mortgage File, except if the Mortgage Loan has been paid in full, or repurchased or substituted for a Qualified Substitute Mortgage Loan (in which case the Mortgage File will be retained by us without obligation to return to you).

Capitalized terms used herein shall have the meanings ascribed to them in the Pooling Agreement.

_____________________________________

[Name of Servicer]

By:__________________________________

Name:

Title: Servicing Officer

EXHIBIT G-1

FORM OF RECEIPT OF MORTGAGE NOTE

RECEIPT OF MORTGAGE NOTE

Greenwich Capital Acceptance, Inc.
600 Steamboat Road
Greenwich, Connecticut 06830

Re:

HarborView Mortgage Loan Trust 2005-10

Mortgage Loan Pass-Through Certificates, Series 2005-10

Ladies and Gentlemen:

Pursuant to Section 2.01 of the Pooling Agreement, dated as of August 1, 2005, among Greenwich Capital Acceptance, Inc., as Depositor, Greenwich Capital Financial Products, Inc., as Seller and U.S. Bank National Association, as Trustee, we hereby acknowledge receipt of an original Mortgage Note with respect to each Mortgage Loan listed on Exhibit 1, with any exceptions thereto listed on Exhibit 2.

U.S. BANK NATIONAL ASSOCIATION, as Trustee

By:

Name:

Title:

Dated:

EXHIBIT 1

MORTGAGE LOAN SCHEDULE

[On file with McKee Nelson LLP]

EXHIBIT 2

EXCEPTIONS REPORT

[On file with McKee Nelson LLP]

EXHIBIT G-2

FORM OF INTERIM CERTIFICATION OF TRUSTEE

INTERIM CERTIFICATION OF TRUSTEE

[Date]

Greenwich Capital Acceptance, Inc. 600 Steamboat Road Greenwich, Connecticut 06830
Greenwich Capital Financial Products, Inc. 600 Steamboat Road Greenwich, Connecticut 06830

Re:

HarborView Mortgage Loan Trust 2005-10

Mortgage Loan Pass-Through Certificates, Series 2005-10

Ladies and Gentlemen:

In accordance with Section 2.02 of the Pooling Agreement dated as of August 1, 2005 (the “Pooling Agreement”), among Greenwich Capital Acceptance, Inc., as Depositor, Greenwich Capital Financial Products, Inc., as Seller and U.S. Bank National Association, as Trustee, the undersigned, as Trustee, hereby certifies that, as to each Mortgage Loan listed in the Mortgage Loan Schedule (other than any Mortgage Loan paid in full or listed on the attached schedule):

(i)

all documents required to be delivered to the Trustee (or to the custodian, on behalf of the Trustee) pursuant to Section 2.01 of the Pooling Agreement are in its possession;

(ii)

such documents have been reviewed by the Trustee and have not been mutilated, damaged or torn and relate to such Mortgage Loan; and

(iii)

based on the Trustee’s examination and only as to the foregoing, the information set forth in the Mortgage Loan Schedule that corresponds to items (i), (ii) and (iii) of the Mortgage Loan Schedule accurately reflects information set forth in the Mortgage File.

Based on its review and examination and only as to the foregoing documents, such documents appear regular on their face and relate to such Mortgage Loan.

The Trustee has made no independent examination of any documents contained in each Mortgage File beyond the review specifically required in the Pooling Agreement. The Trustee makes no representations as to: (i) the validity, legality, sufficiency, enforceability or genuineness of any of the documents contained in each Mortgage File of any of the Mortgage Loans identified on the Mortgage Loan Schedule, or (ii) the collectibility, insurability, effectiveness or suitability of any such Mortgage Loan.

Capitalized words and phrases used herein shall have the respective meanings assigned to them in the Pooling Agreement.

U.S. BANK NATIONAL ASSOCIATION, as Trustee

By:

Name:

Title:

EXHIBIT G-3

FORM OF FINAL CERTIFICATION OF TRUSTEE

FINAL CERTIFICATION OF TRUSTEE

[Date]

Greenwich Capital Acceptance, Inc. 600 Steamboat Road Greenwich, Connecticut 06830
Greenwich Capital Financial Products, Inc. 600 Steamboat Road Greenwich, Connecticut 06830

Re:

HarborView Mortgage Loan Trust 2005-10

Mortgage Loan Pass-Through Certificates, Series 2005-10

Ladies and Gentlemen:

In accordance with Section 2.02 of the Pooling Agreement dated as of August 1, 2005 (the “Pooling Agreement”), among Greenwich Capital Acceptance, Inc., as Depositor, Greenwich Capital Financial Products, Inc., as Seller and U.S Bank National Association, as Trustee, the undersigned, as Trustee, hereby certifies that as to each Mortgage Loan listed in the Mortgage Loan Schedule (other than any Mortgage Loan paid in full or listed in the attached schedule) it has received all documents required to be delivered to the Trustee pursuant to Section 2.01 of the Pooling Agreement.

Based on its review and examination and only as to the foregoing documents, (a) such documents appear regular on their face and related to such Mortgage Loan, and (b) the information set forth in items (i), (ii) and (iii) of the definition of “Mortgage Loan Schedule” in the Pooling Agreement accurately reflects the information set forth in each Mortgage File.

Capitalized words and phrases used herein shall have the respective meanings assigned to them in the Pooling Agreement.

U.S. BANK NATIONAL ASSOCIATION, as Trustee

By:

Name:

Title:

EXHIBIT H

FORM OF LOST NOTE AFFIDAVIT

Personally appeared before me the undersigned authority to administer oaths, ______________________ who first being duly sworn deposes and says: Deponent is ______________________ of Greenwich Capital Financial Products, Inc. (the “Seller”) and who has personal knowledge of the facts set out in this affidavit.

On _______________, 200__, _________________________ did execute and deliver a promissory note in the principal amount of $__________.

That said note has been misplaced or lost through causes unknown and is currently lost and unavailable after diligent search has been made. The Seller’s records show that an amount of principal and interest on said note is still presently outstanding, due, and unpaid, and such Seller is still owner and holder in due course of said lost note.

The Seller executes this Affidavit for the purpose of inducing U.S. Bank National Association, as trustee on behalf of HarborView Mortgage Loan Trust 2005-10, Mortgage Loan Pass-Through Certificates, Series 2005-10, to accept the transfer of the above-described mortgage loan from the Seller.

The Seller agrees to indemnify U.S. Bank National Association and Greenwich Capital Acceptance, Inc. and hold each of them harmless for any losses incurred by such parties resulting from the fact that the above described Note has been lost or misplaced.

By: __________________________________

__________________________________

STATE OF	)
	)	Ss:
COUNTY OF	)

On this ____ day of ___________ 20__, before me, a Notary Public, in and for said County and State, appeared ________________________, who acknowledged the extension of the foregoing and who, having been duly sworn, states that any representations therein contained are true.

Witness my hand and Notarial Seal this ____ day of _______ 20__.

_______________________________

My commission expires _______________.

EXHIBIT I-1

FORM OF ERISA REPRESENTATION

[Date]

Greenwich Capital Acceptance, Inc.

600 Steamboat Road
Greenwich, Connecticut 06830

U.S. Bank National Association

One Federal Street

Boston, Massachusetts 02110

Attention: Corporate Trust, HarborView Mortgage Loan Trust 2005-10

Re: HarborView Mortgage Loan Trust 2005-10
Mortgage Loan Pass-Through Certificates, Series
2005-10, Class [A-R] [A-R-II]

Ladies and Gentlemen:

The undersigned is the ______________________ of _________________ (the “Transferee”), a [corporation duly organized] and existing under the laws of __________, on behalf of which she makes this affidavit.

The Transferee either (x) is not an employee benefit plan subject to Section 406 of the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), or a plan or arrangement subject to Section 4975 of the Internal Revenue Code of 1986, as amended (the “Code”) (collectively, a “Plan”) nor a person acting on behalf of any such Plan nor using the assets of any such Plan to effect the transfer; (y) if the Certificate has been the subject of a best efforts or firm commitment underwriting or private placement that meets the requirements of Prohibited Transaction Exemption 2002-41, and is an insurance company which is purchasing such Certificates with funds contained in an “insurance company general account” (as such term is defined in Section V(e) of Prohibited Transaction Class Exemption 95-60 (“PTCE 95-60”) and that the purchase and holding of such Certifi cates are covered under Section I and III of PTCE 95-60; or (z) shall deliver to the Certificate Registrar an opinion of counsel (a “Benefit Plan Opinion”) satisfactory to the Certificate Registrar, and upon which the Certificate Registrar shall be entitled to rely, to the effect that the purchase or holding of such Certificate by the Transferee will not result in a non-exempt prohibited transaction under Section 406 of ERISA or Section 4975 of the Code and will not subject the Trustee, the Certificate Registrar, the Servicer or the Depositor to any obligation in addition to those undertaken by such entities in the Pooling Agreement, which opinion of counsel shall not be an expense of the Trustee, the Certificate Registrar the Depositor or the Trust.

The Transferee hereby acknowledges that under the terms of the Pooling Agreement dated as of August 1, 2005 (the “Agreement”) among Greenwich Capital Acceptance, Inc., as Depositor, Greenwich Capital Financial Products, Inc., as Seller and U.S. Bank National Association, as Trustee, no transfer of any ERISA-Restricted Certificate in the form of a Definitive Certificate shall be permitted to be made to any person unless the Depositor and Trustee have received a certificate from such transferee in the form hereof.

Capitalized words and phrases used herein shall have the respective meanings assigned to them in the Pooling Agreement.

IN WITNESS WHEREOF, the Transferee has executed this certificate.

_________________________________

[Transferee]

By:______________________________

Name:

Title:

EXHIBIT I-2

FORM OF ERISA REPRESENTATION

FOR ERISA-RESTRICTED CERTIFICATES

[Date]

Greenwich Capital Acceptance, Inc.

600 Steamboat Road
Greenwich, Connecticut 06830

U.S. Bank National Association

One Federal Street

Boston, Massachusetts 02110

Attention: Corporate Trust, HarborView Mortgage Loan Trust 2005-10

Re: HarborView Mortgage Loan Trust 2005-10
Mortgage Loan Pass-Through Certificates,
Series 2005-10, ERISA-Restricted Certificates

Ladies and Gentlemen:

The Transferee either (x) is not an employee benefit plan subject to Section 406 of the Employee Retirement Income Security Act of 1974, as amended (“ERISA”), or a plan or arrangement subject to Section 4975 of the Internal Revenue Code of 1986, as amended (the “Code”) (collectively, a “Plan”) nor a person acting on behalf of any such Plan nor using the assets of any such Plan to effect the transfer; (y) if a Certificate has been the subject of a best efforts or firm commitment underwriting or private placement that meets the requirements of Prohibited Transaction Exemption 2002-41, is an insurance company which is purchasing such Certificates with funds contained in an “insurance company general account” (as such term is defined in Section V(e) of Prohibited Transaction Class Exemption 95-60 (“PTCE 95-60”) and that the purchase and holding of such Certificates are covered under Section I and III of PTCE 95-60; or (z) in the case of a Certificate shall deliver to the Certificate Registrar an opinion of counsel (a “Benefit Plan Opinion”) satisfactory to the Certificate Registrar, and upon which the Certificate Registrar shall be entitled to rely, to the effect that the purchase or holding of such Certificate by the Transferee will not result in a non-exempt prohibited transaction under Section 406 of ERISA or Section 4975 of the Code and will not subject the Trustee, the Certificate Registrar, the Servicer or the Depositor to any obligation in addition to those undertaken by such entities in the Pooling Agreement, which opinion of counsel shall not be an expense of the Trustee, the Certificate Registrar, the Depositor or the Trust.

Capitalized words and phrases used herein shall have the respective meanings assigned to them in the Pooling Agreement.

IN WITNESS WHEREOF, the Transferee has executed this certificate.

_________________________________

[Transferee]

By:______________________________

Name:

Title:

EXHIBIT J-1

FORM OF INVESTMENT LETTER [NON-RULE 144A]

[Date]

Greenwich Capital Acceptance, Inc.

600 Steamboat Road
Greenwich, Connecticut 06830

U.S. Bank National Association

One Federal Street

Boston, Massachusetts 02110

Attention: Corporate Trust, HarborView Mortgage Loan Trust 2005-10

Re:

HarborView Mortgage Loan Trust 2005-10
Mortgage Loan Pass-Through Certificates, Series 2005-10

Ladies and Gentlemen:

In connection with our acquisition of the above-captioned Certificates, we certify that (a) we understand that the Certificates are not being registered under the Securities Act of 1933, as amended (the “Act”), or any state securities laws and are being transferred to us in a transaction that is exempt from the registration requirements of the Act and any such laws, (b) we are an “accredited investor,” as defined in Regulation D under the Act, and have such knowledge and experience in financial and business matters that we are capable of evaluating the merits and risks of investments in the Certificates, (c) we have had the opportunity to ask questions of and receive answers from the Depositor concerning the purchase of the Certificates and all matters relating thereto or any additional information deemed necessary to our decision to purchase the Certificates, (d) we are acquiring the Ce rtificates for investment for our own account and not with a view to any distribution of such Certificates (but without prejudice to our right at all times to sell or otherwise dispose of the Certificates in accordance with clause (f) below), (e) we have not offered or sold any Certificates to, or solicited offers to buy any Certificates from, any person, or otherwise approached or negotiated with any person with respect thereto, or taken any other action which would result in a violation of Section 5 of the Act, and (f) we will not sell, transfer or otherwise dispose of any Certificates unless (1) such sale, transfer or other disposition is made pursuant to an effective registration statement under the Act or is exempt from such registration requirements, and if requested, we will at our expense provide an opinion of counsel satisfactory to the addressees of this Certificate that such sale, transfer or other disposition may be made pursuant to an exemption from the Act, (2) the purchaser or transferee of su ch Certificate has executed and delivered to you a certificate to substantially the same effect as this certificate, and (3) the purchaser or transferee has otherwise complied with any conditions for transfer set forth in the Pooling Agreement.

Capitalized words and phrases used herein shall have the respective meanings assigned to them in the Pooling Agreement.

Very truly yours,

[NAME OF TRANSFEREE]

By:

Authorized Officer

EXHIBIT J-2

FORM OF RULE 144A INVESTMENT LETTER

[Date]

Greenwich Capital Acceptance, Inc.

600 Steamboat Road
Greenwich, Connecticut 06830

U.S. Bank National Association

One Federal Street

Boston, Massachusetts 02110

Attention: Corporate Trust, HarborView Mortgage Loan Trust 2005-10

Re:

HarborView Mortgage Loan Trust 2005-10
Mortgage Loan Pass-Through Certificates, Series 2005-10

Ladies and Gentlemen:

In connection with our acquisition of the above Certificates we certify that (a) we understand that the Certificates are not being registered under the Securities Act of 1933, as amended (the “Act”), or any state securities laws and are being transferred to us in a transaction that is exempt from the registration requirements of the Act and any such laws, (b) we have had the opportunity to ask questions of and receive answers from the Depositor concerning the purchase of the Certificates and all matters relating thereto or any additional information deemed necessary to our decision to purchase the Certificates, (c) we have not, nor has anyone acting on our behalf offered, transferred, pledged, sold or otherwise disposed of the Certificates, any interest in the Certificates or any other similar security to, or solicited any offer to buy or accept a transfer, pledge or other disposition of the Certificat es, any interest in the Certificates or any other similar security from, or otherwise approached or negotiated with respect to the Certificates, any interest in the Certificates or any other similar security with, any person in any manner, or made any general solicitation by means of general advertising or in any other manner, or taken any other action, that would constitute a distribution of the Certificates under the Securities Act or that would render the disposition of the Certificates a violation of Section 5 of the Securities Act or require registration pursuant thereto, nor will act, nor has authorized or will authorize any person to act, in such manner with respect to the Certificates, and (d) we are a “qualified institutional buyer” as that term is defined in Rule 144A under the Securities Act and have completed either of the forms of certification to that effect attached hereto as Annex 1 or Annex 2. We are aware that the sale to us is being made in reliance on Rule 144A. We a re acquiring the Certificates for our own account or for resale pursuant to Rule 144A and further, understand that such Certificates may be resold, pledged or transferred only (i) to a person reasonably believed to be a qualified institutional buyer that purchases for its own account or for the account of a qualified institutional buyer to whom notice is given that the resale, pledge or transfer is being made in reliance on Rule 144A, or (ii) pursuant to another exemption from registration under the Securities Act.

Capitalized words and phrases used herein shall have the respective meanings assigned to them in the Pooling Agreement.

Very truly yours,

[NAME OF TRANSFEREE]

By:

Authorized Officer

ANNEX 1 TO EXHIBIT J

QUALIFIED INSTITUTIONAL BUYER STATUS UNDER SEC RULE 144A

[For Transferees Other Than Registered Investment Companies]

The undersigned (the “Buyer”) hereby certifies as follows to the parties listed in the Rule 144A Transferee Certificate to which this certification relates with respect to the Certificates described therein:

As indicated below, the undersigned is the President, Chief Financial Officer, Senior Vice President or other executive officer of the Buyer.

ii.

In connection with purchases by the Buyer, the Buyer is a “qualified institutional buyer” as that term is defined in Rule 144A under the Securities Act of 1933, as amended (“Rule 144A”) because (i) the Buyer owned and/or invested on a discretionary basis $ 1 in securities (except for the excluded securities referred to below) as of the end of the Buyer’s most recent fiscal year (such amount being calculated in accordance with Rule 144A and (ii) the Buyer satisfies the criteria in the category marked below.

___

Corporation, etc. The Buyer is a corporation (other than a bank, savings and loan association or similar institution), Massachusetts or similar business trust, partnership, or charitable organization described in Section 501(c)(3) of the Internal Revenue Code of 1986, as amended.

___

Bank. The Buyer (a) is a national bank or banking institution organized under the laws of any State, territory or the District of Columbia, the business of which is substantially confined to banking and is supervised by the State or territorial banking commission or similar official or is a foreign bank or equivalent institution, and (b) has an audited net worth of at least $25,000,000 as demonstrated in its latest annual financial statements, a copy of which is attached hereto.

______________________

Buyer must own and/or invest on a discretionary basis at least $100,000,000 in securities unless Buyer is a dealer, and, in that case, Buyer must own and/or invest on a discretionary basis at least $10,000,000 in securities.

___

Savings and Loan. The Buyer (a) is a savings and loan association, building and loan association, cooperative bank, homestead association or similar institution, which is supervised and examined by a State or Federal authority having supervision over any such institutions or is a foreign savings and loan association or equivalent institution and (b) has an audited net worth of at least $25,000,000 as demonstrated in its latest annual financial statements, a copy of which is attached hereto.

___

Broker-dealer. The Buyer is a dealer registered pursuant to Section 15 of the Securities Exchange Act of 1934.

___

Insurance Company. The Buyer is an insurance company whose primary and predominant business activity is the writing of insurance or the reinsuring of risks underwritten by insurance companies and which is subject to supervision by the insurance commissioner or a similar official or agency of a State, territory or the District of Columbia.

___

State or Local Plan. The Buyer is a plan established and maintained by a State, its political subdivisions, or any agency or instrumentality of the State or its political subdivisions, for the benefit of its employees.

___

ERISA Plan. The Buyer is an employee benefit plan within the meaning of Title I of the Employee Retirement Income Security Act of 1974.

___

Investment Advisor. The Buyer is an investment advisor registered under the Investment Advisors Act of 1940.

___

Small Business Investment Company. Buyer is a small business investment company licensed by the U.S. Small Business Administration under Section 301(c) or (d) of the Small Business Investment Act of 1958.

___

Business Development Company. Buyer is a business development company as defined in Section 202(a)(22) of the Investment Advisors Act of 1940.

iii.

The term “securities” as used herein does not include (i) securities of issuers that are affiliated with the Buyer, (ii) securities that are part of an unsold allotment to or subscription by the Buyer, if the Buyer is a dealer, (iii) securities issued or guaranteed by the U.S. or any instrumentality thereof, (iv) bank deposit notes and certificates of deposit, (v) loan participations, (vi) repurchase agreements, (vii) securities owned but subject to a repurchase agreement and (viii) currency, interest rate and commodity swaps.

iv.

For purposes of determining the aggregate amount of securities owned and/or invested on a discretionary basis by the Buyer, the Buyer used the cost of such securities to the Buyer and did not include any of the securities referred to in the preceding paragraph, except (i) where the Buyer reports its securities holdings in its financial statements on the basis of their market value, and (ii) no current information with respect to the cost of those securities has been published. If clause (ii) in the preceding sentence applies, the securities may be valued at market. Further, in determining such aggregate amount, the Buyer may have included securities owned by subsidiaries of the Buyer, but only if such subsidiaries are consolidated with the Buyer in its financial statements prepared in accordance with generally accepted accounting principles and if the investments of such subsidiaries are managed und er the Buyer’s direction. However, such securities were not included if the Buyer is a majority-owned, consolidated subsidiary of another enterprise and the Buyer is not itself a reporting company under the Securities Exchange Act of 1934, as amended.

The Buyer acknowledges that it is familiar with Rule 144A and understands that the seller to it and other parties related to the Certificates are relying and will continue to rely on the statements made herein because one or more sales to the Buyer may be in reliance on Rule 144A.

vi.

Until the date of purchase of the Rule 144A Securities, the Buyer will notify each of the parties to which this certification is made of any changes in the information and conclusions herein. Until such notice is given, the Buyer’s purchase of the Certificates will constitute a reaffirmation of this certification as of the date of such purchase. In addition, if the Buyer is a bank or savings and loan is provided above, the Buyer agrees that it will furnish to such parties updated annual financial statements promptly after they become available.

Print Name of Buyer

By:

Name:

Title:

Date:

ANNEX 2 TO EXHIBIT J

QUALIFIED INSTITUTIONAL BUYER STATUS UNDER SEC RULE 144A

[For Transferees That are Registered Investment Companies]

As indicated below, the undersigned is the President, Chief Financial Officer or Senior Vice President of the Buyer or, if the Buyer is a “qualified institutional buyer” as that term is defined in Rule 144A under the Securities Act of 1933, as amended (“Rule 144A”) because Buyer is part of a Family of Investment Companies (as defined below), is such an officer of the Adviser.

In connection with purchases by Buyer, the Buyer is a “qualified institutional buyer” as defined in SEC Rule 144A because (i) the Buyer is an investment company registered under the Investment Company Act of 1940, as amended and (ii) as marked below, the Buyer alone, or the Buyer’s Family of Investment Companies, owned at least $100,000,000 in securities (other than the excluded securities referred to below) as of the end of the Buyer’s most recent fiscal year. For purposes of determining the amount of securities owned by the Buyer or the Buyer’s Family of Investment Companies, the cost of such securities was used, except (i) where the Buyer or the Buyer’s Family of Investment Companies reports its securities holdings in its financial statements on the basis of their market value, and (ii) no current information with respect to the cost of those securities has been published. If clause (ii) in the preceding sentence applies, the securities may be valued at market.

___

The Buyer owned $ in securities (other than the excluded securities referred to below) as of the end of the Buyer’s most recent fiscal year (such amount being calculated in accordance with Rule 144A).

___

The Buyer is part of a Family of Investment Companies which owned in the aggregate $ in securities (other than the excluded securities referred to below) as of the end of the Buyer’s most recent fiscal year (such amount being calculated in accordance with Rule 144A).

The term “Family of Investment Companies” as used herein means two or more registered investment companies (or series thereof) that have the same investment adviser or investment advisers that are affiliated (by virtue of being majority owned subsidiaries of the same parent or because one investment adviser is a majority owned subsidiary of the other).

The term “securities” as used herein does not include (i) securities of issuers that are affiliated with the Buyer or are part of the Buyer’s Family of Investment Companies, (ii) securities issued or guaranteed by the U.S. or any instrumentality thereof, (iii) bank deposit notes and certificates of deposit, (iv) loan participations, (v) repurchase agreements, (vi) securities owned but subject to a repurchase agreement and (vii) currency, interest rate and commodity swaps.

The Buyer is familiar with Rule 144A and understands that the parties listed in the Rule 144A Transferee Certificate to which this certification relates are relying and will continue to rely on the statements made herein because one or more sales to the Buyer will be in reliance on Rule 144A. In addition, the Buyer will only purchase for the Buyer’s own account.

Until the date of purchase of the Certificates, the undersigned will notify the parties listed in the Rule 144A Transferee Certificate to which this certification relates of any changes in the information and conclusions herein. Until such notice is given, the Buyer’s purchase of the Certificates will constitute a reaffirmation of this certification by the undersigned as of the date of such purchase.

Print Name of Buyer or Adviser

By:

Name:

Title:

IF AN ADVISER:

Print Name of Buyer

Date:

EXHIBIT K

FORM OF TRANSFEROR CERTIFICATE

[Date]

U.S. Bank National Association

One Federal Street

Boston, Massachusetts 02110

Attention: Corporate Trust, HarborView Mortgage Loan Trust 2005-10

Re:

HarborView Mortgage Loan Trust 2005-10 Mortgage
Loan Pass-Through Certificates, Series 2005-10, Class [A-R] [A-R-II]

Ladies and Gentlemen:

In connection with our proposed transfer of an Ownership Interest in the Class [A-R] [A-R-II] Certificate, we hereby certify that (a) we have no knowledge that the proposed Transferee is not a Permitted Transferee acquiring an Ownership Interest in such Class [A-R] [A-R-II] Certificate for its own account and not in a capacity as trustee, nominee, or agent for another Person, and (b) we have not undertaken the proposed transfer in whole or in part to impede the assessment or collection of tax.

Very truly yours,

[_____________________]

By: ______________________________

EXHIBIT L

TRANSFER AFFIDAVIT FOR RESIDUAL CERTIFICATE

PURSUANT TO SECTION 6.02(e)

HARBORVIEW MORTGAGE LOAN TRUST 2005-10

MORTGAGE LOAN PASS-THROUGH CERTIFICATES, SERIES 2005-10, CLASS [A-R] [A-R-II]

STATE OF	)
	)	ss:
COUNTY OF	)

The undersigned, being first duly sworn, deposes and says as follows:

The undersigned is an officer of ______________________, the proposed Transferee of a 100% Ownership Interest in the Class [A-R] [A-R-II] Certificate (the “Certificate”) issued pursuant to the Pooling Agreement, (the “Agreement”) dated as of August 1, 2005, relating to the above-referenced Certificates, among Greenwich Capital Acceptance, Inc., as Depositor, Greenwich Capital Financial Products, Inc., as Seller and U.S. Bank National Association, as Trustee. Capitalized terms used, but not defined herein, shall have the meanings ascribed to such terms in the Agreement. The Transferee has authorized the undersigned to make this affidavit on behalf of the Transferee.

The Transferee is, as of the date hereof, and will be, as of the date of the Transfer, a Permitted Transferee. The Transferee is acquiring its Ownership Interest for its own account and not in a capacity as trustee, nominee or agent for another party.

The Transferee has been advised of, and understands that (i) a tax will be imposed on Transfers of the Certificate to Persons that are not Permitted Transferees; (ii) such tax will be imposed on the transferor, or, if such Transfer is through an agent (which includes a broker, nominee or middleman) for a Person that is not a Permitted Transferee, on the agent; and (iii) the Person otherwise liable for the tax shall be relieved of liability for the tax if the subsequent Transferee furnished to such Person an affidavit that such subsequent Transferee is a Permitted Transferee and, at the time of Transfer, such Person does not have actual knowledge that the affidavit is false. The Transferee has provided financial statements or other financial information requested by the Transferor in connection with the transfer of the Certificate to permit the Transferor to assess the financial capability of the Transfere e to pay such taxes.

The Transferee has been advised of, and understands that a tax may be imposed on a “pass-through entity” holding the Certificate if, at any time during the taxable year of the pass-through entity, a Disqualified Organization is the record holder of an interest in such entity. The Transferee understands that such tax will not be imposed for any period with respect to which the record holder furnishes to the pass-through entity an affidavit that such record holder is not a Disqualified Organization and the pass-through entity does not have actual knowledge that such affidavit is false. (For this purpose, a “pass-through entity” includes a regulated investment company, a real estate investment trust or common trust fund, a partnership, trust or estate, and certain cooperatives and, except as may be provided in Treasury Regulations, persons holding interests in pass-through entities as a nominee for another Person.)

The Transferee has reviewed the provisions of Section 6.02(e) of the Agreement and understands the legal consequences of the acquisition of an Ownership Interest in the Certificate including, without limitation, the restrictions on subsequent Transfers and the provisions regarding voiding the Transfer and mandatory sales. The Transferee expressly agrees to be bound by and to abide by the provisions of Section 6.02(e) of the Agreement and the restrictions noted on the face of the Certificate. The Transferee understands and agrees that any breach of any of the representations included herein shall render the Transfer to the Transferee contemplated hereby null and void.

The Transferee agrees to require a Transfer Affidavit from any Person to whom the Transferee attempts to Transfer its Ownership Interest in the Certificate, and the Transferee will not Transfer its Ownership Interest or cause any Ownership Interest to be Transferred to any Person that the Transferee knows is not a Permitted Transferee. In connection with any such Transfer by the Transferee, the Transferee agrees to deliver to the Trustee a certificate substantially in the form set forth as Exhibit K to the Agreement (a “Transferor Certificate”).

The Transferee does not have the intention to impede the assessment or collection of any tax legally required to be paid with respect to the Certificate.

The Transferee’s taxpayer identification number is .

The Transferee is aware that the Certificate may be a “noneconomic residual interest” within the meaning of the REMIC provisions and that the transferor of a noneconomic residual interest will remain liable for any taxes due with respect to the income on such residual interest, unless no significant purpose of the transfer was to impede the assessment or collection of tax.

IN WITNESS WHEREOF, the Transferee has caused this instrument to be executed on its behalf, pursuant to authority of its Board of Directors, by its duly authorized officer and its corporate seal to be hereunto affixed, duly attested, this day of , 20 .

[NAME OF TRANSFEREE]

By:

Name:

Title:

[Corporate Seal]

ATTEST:

[Assistant] Secretary

Personally appeared before me the above-named ______, known or proved to me to be the same person who executed the foregoing instrument and to be the of the Transferee, and acknowledged that he executed the same as his free act and deed and the free act and deed of the Transferee.

Subscribed and sworn before me this day of , 20 .

NOTARY PUBLIC

My Commission expires the day of , 20 .

EXHIBIT M

LIST OF SERVICERS AND SERVICING AGREEMENTS

Master Mortgage Loan Purchase and Servicing Agreement, dated as of April 1, 2003, as amended by the amendment dated November 1, 2004, between GCFP, as owner and Countrywide Home Loans, Inc. (“Countrywide”), as servicer, as reconstituted pursuant to a Reconstitution Agreement, dated as of August 1, 2005, between GCFP and Countrywide, and acknowledged by U.S. Bank National Association, as trustee.

EXHIBIT N-1

FORM OF TRANSFER CERTIFICATE

FOR TRANSFER FROM RESTRICTED GLOBAL SECURITY

TO REGULATION S GLOBAL SECURITY

(Transfers pursuant to §§ 6.02 (f) (ii)

of the Pooling Agreement)

U.S. Bank National Association

One Federal Street

Boston, Massachusetts 02110

Attention: Corporate Trust, HarborView Mortgage Loan Trust 2005-10

Re:

HarborView Mortgage Loan Trust 2005-10
Mortgage Loan Pass-Through Certificates, Series 2005-10

Reference is hereby made to the Pooling Agreement dated as of August 1, 2005 (the “Pooling Agreement”) relating to the above referenced certificates, among Greenwich Capital Acceptance, Inc., as Depositor, Greenwich Capital Financial Products, Inc., as Seller and U.S. Bank National Association, as Trustee. Capitalized terms used but not defined herein shall have the meanings given them in the Pooling Agreement.

This letter relates to U.S. $____________________________ aggregate principal amount of Securities which are held in the form of a Restricted Global Security with the Depository in the name of [name of transferor] ___________________________________ (the “Transferor”) to effect the transfer of the Securities in exchange for an equivalent beneficial interest in a Regulation S Global Security.

In connection with such request, the Transferor does hereby certify that such transfer has been effected in accordance with the transfer restrictions set forth in the Pooling Agreement and the private placement memorandum dated August [__], 2005, relating to the Securities and in accordance with Rule 904 of Regulation S, and that:

the offer of the Securities was not made to a person in the United States;

at the time the buy order was originated, the transferee was outside the United States or the Transferor and any person acting on its behalf reasonably believed that the transferee was outside the United States;

no directed selling efforts have been made in contravention of the requirements of Rule 903 or 904 of Regulation S, as applicable;

the transaction is not part of a plan or scheme to evade the registration requirements of the United States Securities Act of 1933, as amended (the “Securities Act”); and

the transferee is not a U.S. Person.

You and the Depositor are entitled to rely upon this letter and are irrevocably authorized to produce this letter or a copy hereof to any interested party in any administrative or legal proceedings or official inquiry with respect to the matters covered hereby. Terms used in this certificate have the meanings set forth in Regulation S.

[Name of Transferor]

By:

Name:

Title:

Date: ,

EXHIBIT N-2

FORM OF TRANSFER CERTIFICATE FOR TRANSFER

FROM REGULATION S GLOBAL SECURITY

TO RESTRICTED GLOBAL SECURITY

(Transfers pursuant to §§ 6.02 (f) (iii)

of the Pooling Agreement)

U.S. Bank National Association

One Federal Street

Boston, Massachusetts 02110

Attention: Corporate Trust, HarborView Mortgage Loan Trust 2005-10

Re:

HarborView Mortgage Loan Trust 2005-10
Mortgage Loan Pass-Through Certificates, Series 2005-10

This letter relates to U.S. $____________________________ aggregate principal amount of Securities which are held in the form of a Regulations S Global Security in the name of [name of transferor] ___________________________________ (the “Transferor”) to effect the transfer of the Securities in exchange for an equivalent beneficial interest in a Restricted Global Security.

In connection with such request, and in respect of such Securities, the Transferor does hereby certify that such Securities are being transferred in accordance with (i) the transfer restrictions set forth in the Pooling Agreement and the private placement memorandum dated August 31, 2005, relating to the Securities and (ii) Rule 144A under the United States Securities Act of 1933, as amended, to a transferee that the Transferor reasonably believes is purchasing the Securities for its own account or an account with respect to which the transferee exercises sole investment discretion, the transferee or any such account is a qualified institutional buyer within the meaning of Rule 144A, in a transaction meeting the requirements of Rule 144A and in accordance with any applicable securities laws of any state of the United States or any other jurisdiction.

[Name of Transferor]

By:

Name:

Title:

Date: ,

EXHIBIT O

CERTIFICATE INSURANCE POLICY

EXHIBIT P

FORM OF TRUSTEE CERTIFICATION

Re:

HarborView Mortgage Loan Trust 2005-10,

Mortgage Loan Pass-Through Certificates, Series 2005-10

U.S. Bank National Association (the “Trustee”) hereby certifies to Greenwich Capital Acceptance, Inc. (the “Depositor”), each of its officers, directors, agents and employees, and each Person, if any, who “controls” the Depositor within the meaning of the Securities Act of 1933, as amended, and its officers, directors and affiliates, and with the knowledge and intent that they will rely upon this certification, that:

The Trustee has reviewed the annual report on Form 10-K for the fiscal year [___], and all reports on Form 8-K containing distribution reports filed in respect of periods included in the year covered by that annual report, of the Depositor relating to the above-referenced trust;

Based on the Trustee’s knowledge, and assuming the accuracy and completeness of the information supplied to the Trustee by the Servicer, the distribution information in the distribution reports contained in all reports on Form 8-K included in the year covered by the annual report on Form 10-K referred to in clause (1) above, prepared by the Trustee, taken as a whole, does not contain any untrue statement of a material fact or omit to state a material fact required by the Pooling Agreement to be included therein and necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading as of the last day of the period covered by that annual report; and

Based on the Trustee’s knowledge, the distribution information required to be provided by the Trustee under the Pooling Agreement is included in these reports.

Capitalized terms used but not defined herein have the meanings ascribed to them in the Pooling Agreement, dated August 1, 2005 (the “Pooling Agreement”) among the Depositor, Greenwich Capital Financial Products, Inc., as the seller (the “Seller”) and the Trustee, as trustee.

U.S. Bank National Association,

as Trustee

By:___________________________

[Name]

[Title]

[Date]

EXHIBIT Q

FORM OF SUBSEQUENT TRANSFER AGREEMENT

THIS SUBSEQUENT TRANSFER AGREEMENT, dated as of [_____], 2005 (this “Subsequent Transfer Agreement”), among GREENWICH CAPITAL ACCEPTANCE, INC., a Delaware corporation, as depositor (the “Depositor”), GREENWICH CAPITAL FINANCIAL PRODUCTS, INC., a Delaware corporation, as seller (the “Seller”), and U.S. BANK NATIONAL ASSOCIATION, a national banking association, as trustee (the “Trustee”);

WHEREAS, the parties hereto are also among the parties to the Pooling Agreement, dated as of August 1, 2005, among the Depositor, the Seller and the Trustee (the “Pooling Agreement”), in relation to the HarborView Mortgage Loan Trust 2005-10, Mortgage Loan Pass-Through Certificates, Series 2005-10;

WHEREAS, the Seller desires to sell the Subsequent Mortgage Loans, including the related Mortgages, to the Depositor and the Depositor desires to purchase such Subsequent Mortgage Loans;

WHEREAS, the Depositor desires to convey such Subsequent Mortgage Loans to the Trustee, for the benefit of the Certificateholders, and the Trustee desires to accept such conveyance;

WHEREAS, Sections 2.01(b) of the Pooling Agreement provides for the parties hereto to enter into this Subsequent Transfer Agreement in accordance with the terms and conditions of the Pooling Agreement;

NOW, THEREFORE, in consideration of the premises and for other good and valuable consideration the receipt and adequacy of which are hereby acknowledged:

The parties hereto agree as follows:

(i)

The “Subsequent Transfer Date” and “Subsequent Cut-off Date” with respect to this Subsequent Transfer Agreement shall be [_____], 2005.

(ii)

The “Aggregate Subsequent Purchase Amount” with respect to this Subsequent Transfer Agreement shall be $[_____], provided, however, that such amount shall not exceed the amount on deposit in the Prefunding Account. From the Aggregate Subsequent Purchase Amount, $[_____] shall be used to purchase Subsequent Mortgage Loans for Loan Group 1 and $[_____] shall be used to purchase Subsequent Mortgage Loans for Loan Group 2.

(iii)

In case any provision of this Subsequent Transfer Agreement shall be invalid, illegal or unenforceable, the validity, legality and enforceability of the remaining provisions or obligations shall not in any way be affected or impaired thereby.

(iv)

In the event of any conflict between the provisions of this Subsequent Transfer Agreement and the Pooling Agreement, the provisions of the Pooling Agreement shall prevail. Capitalized terms used herein and not otherwise defined have the meanings in the Pooling Agreement.

The Seller hereby agrees to the following:

(i)

The Subsequent Mortgage Loans conveyed on the Subsequent Transfer Date satisfy the pool characteristics for the Trust Fund identified in Section 2.01(b) of the Pooling Agreement.

(ii)

The Seller hereby sells, transfers, assigns, sets over and otherwise conveys to the Depositor, without recourse, all right title and interest in the Subsequent Mortgage

Loans identified in Schedule A, including all interest and principal due on or with respect to such Subsequent Mortgage Loans after the Subsequent Cut-off Date and all interest and principal payments on such Subsequent Mortgage Loans received prior to the Subsequent Cut-off Date in respect of installments of interest and principal due thereafter, but not including principal and interest due on such Subsequent Mortgage Loans prior to the Subsequent Cut-off Date, any insurance policies in respect of such Subsequent Mortgage Loans and all proceeds of any of the foregoing.

(iii)

The Seller hereby makes the representations and warranties as set forth in Section 2.04 of the Pooling Agreement to the Trustee on behalf of the Certificateholders and the Certificate Insurer as of the Subsequent Transfer Date with respect to the Subsequent Mortgage Loans.

(iv)

The Seller hereby makes the representations and warranties as set forth in Section 2.08 of the Pooling Agreement to the Trustee on behalf of the Certificateholders and the Certificate Insurer as of the Subsequent Transfer Date.

The Depositor hereby agrees to the following:

(i)

The Depositor hereby transfers, assigns, sets over and otherwise conveys to the Trustee, for the benefit of the Certificateholders, without recourse, all right title and interest in the Subsequent Mortgage Loans identified in Schedule A, including all interest and principal due on or with respect to such Subsequent Mortgage Loans after the Subsequent Cut-off Date and all interest and principal payments on such Subsequent Mortgage Loans received prior to the Subsequent Cut-off Date in respect of installments of interest and principal due thereafter, but not including principal and interest due on such Subsequent Mortgage Loans prior to the Subsequent Cut-off Date, any insurance policies in respect of such Subsequent Mortgage Loans and all proceeds of any of the foregoing.

(ii)

The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, sets over and otherwise convey to the Trustee without recourse for the benefit of the Certificateholders all the right, title and interest of the Depositor, including any security interest therein for the benefit of the Depositor, in and to each Subsequent Mortgage Loan included on the Mortgage Loan Schedule, including the related Cut-Off Date Principal Balance, all interest due thereon after the Subsequent Cut-Off Date and all collections in respect of interest and principal due after the Subsequent Cut-Off Date;

(iii)

The Depositor hereby makes the representations and warranties as set forth in Section 2.06 of the Pooling Agreement to the Trustee on behalf of the Certificateholders and the Certificate Insurer as of the Subsequent Transfer Date.

This Subsequent Transfer Agreement shall be governed by, and shall be construed and enforced in accordance with the laws of the State of New York.

The Subsequent Transfer Agreement may be executed in one or more counterparts, each of which so executed and delivered shall be deemed an original, but all such counterparts together shall constitute but one and the same instrument.

IN WITNESS WHEREOF, the parties to this Subsequent Transfer Agreement have caused their names to be signed hereto by their respective officers thereunto duly authorized as of the day and year first above written.

GREENWICH CAPITAL ACCEPTANCE, INC.,

as Depositor

By:

Name:

Title:

GREENWICH CAPITAL FINANCIAL PRODUCTS, INC.,

as Seller

By:

Name:

Title:

U.S. BANK NATIONAL ASSOCIATION,

not in its individual capacity, but solely as

Trustee

By:

Name:

Title:

Acknowledged and Agreed:

COUNTRYWIDE HOME LOANS SERVICING, LP,

as Servicer

By:_____________________________

Name:

Title:

SCHEDULE I

MORTGAGE LOAN SCHEDULE

[On File]

SCHEDULE II

[RESERVED]

SCHEDULE III

YIELD MAINTENANCE PAYMENTS

Class 1-A1A Certificates

Distribution Date	Yield Maintenance Notional Balance ($)	Strike Rate (%)
October 2005	497,433,838.77	7.43351
November 2005	488,998,840.81	9.20683
December 2005	481,594,429.16	9.51372
January 2006	474,299,602.59	9.20683
February 2006	467,112,618.04	9.20683
March 2006	460,031,761.73	10.19328
April 2006	453,055,348.65	9.20683
May 2006	446,181,722.05	9.51372
June 2006	439,409,252.96	9.20683
July 2006	432,721,163.01	9.51372
August 2006	426,100,400.72	9.20683
September 2006	419,551,458.19	9.20683
October 2006	413,083,473.11	9.51373
November 2006	406,684,539.63	9.20684
December 2006	400,380,709.42	9.51373
January 2007	394,170,464.66	9.20684
February 2007	388,052,313.08	9.20684
March 2007	382,024,787.52	10.19328
April 2007	376,086,445.51	9.20684
May 2007	370,235,868.78	9.51373
June 2007	364,471,662.92	9.20684
July 2007	358,779,404.95	9.51373
August 2007	353,144,436.96	9.20684
September 2007	347,570,628.44	9.20684
October 2007	342,065,844.02	9.51374
November 2007	336,619,850.86	9.20684
December 2007	331,255,059.47	9.51374
January 2008	325,970,170.56	9.20684
February 2008	320,763,906.77	9.20684
March 2008	314,810,582.53	9.84184
April 2008	307,825,442.54	9.20688
May 2008	300,972,037.63	9.51377
June 2008	294,247,925.37	9.20688
July 2008	287,650,708.61	9.51377
August 2008	281,178,034.66	9.20688
September 2008	274,827,594.45	9.20688
October 2008	268,597,121.76	9.51377
November 2008	262,484,392.37	9.20688
December 2008	256,487,223.35	9.51378
January 2009	250,603,472.25	9.20688
February 2009	244,831,036.37	9.20688
March 2009	239,167,852.03	10.19333
April 2009	233,611,893.84	9.20688
May 2009	228,161,174.00	9.51378
June 2009	222,813,741.60	9.20688
July 2009	218,561,983.14	9.51378
August 2009	214,390,065.86	9.20688
September 2009	210,296,503.29	9.20688
October 2009	206,279,836.51	9.51378
November 2009	202,338,633.63	9.20688
December 2009	198,471,489.31	9.51378
January 2010	194,677,024.23	9.20688
February 2010	190,953,884.66	9.20688
March 2010	187,300,741.95	10.19333
April 2010	183,716,292.09	9.20688
May 2010	180,199,255.22	9.51378
June 2010	176,748,375.22	9.20688
July 2010	173,362,419.28	9.51378
August 2010	170,040,177.40	9.20688
September 2010	166,780,462.04	9.20688
October 2010	163,582,107.70	9.51378
November 2010	160,443,970.45	9.20688
December 2010	157,364,927.60	9.51378
January 2011	154,343,877.28	9.20688
February 2011	151,379,738.04	9.20688
March 2011	148,471,448.50	10.19333
April 2011	145,617,966.97	9.20688
May 2011	142,818,271.08	9.51378
June 2011	140,071,357.41	9.20688
July 2011	137,376,241.18	9.51378
August 2011	134,731,955.86	9.20688
September 2011	132,137,552.86	9.20688
October 2011	129,592,101.19	9.51378
November 2011	127,094,687.14	9.20688
December 2011	124,644,413.96	9.51378
January 2012	122,240,401.52	9.20688
February 2012	119,881,786.04	9.20688
March 2012	117,567,719.78	9.84184
April 2012	115,297,370.72	9.20688
May 2012	113,069,922.28	9.51378
June 2012	110,884,573.07	9.20688
July 2012	108,740,536.55	9.51378
August 2012	106,637,040.78	9.20688
September 2012	104,573,328.17	9.20688
October 2012	102,548,655.20	9.51378
November 2012	100,562,292.13	9.20688
December 2012	98,613,522.80	9.51378
January 2013	96,701,644.33	9.20689
February 2013	94,825,966.92	9.20689
March 2013	92,985,813.56	10.19334
April 2013	91,180,519.83	9.20689
May 2013	89,409,433.64	9.51378
June 2013	87,671,915.03	9.20689
July 2013	85,967,335.92	9.51378
August 2013	84,295,079.91	9.20689
September 2013	82,654,542.03	9.20689
October 2013	81,045,128.59	9.51378
November 2013	79,466,256.91	9.20689
December 2013	77,917,355.14	9.51378
January 2014	76,397,862.07	9.20689
February 2014	74,907,226.92	9.20689
March 2014	73,444,909.14	10.19334
April 2014	72,010,378.24	9.20689
May 2014	70,603,113.60	9.51378
June 2014	69,222,604.25	9.20689
July 2014	67,868,348.77	9.51378
August 2014	66,539,855.02	9.20689
September 2014	65,236,640.05	9.20689
October 2014	63,958,229.86	9.51379
November 2014	62,704,159.30	9.20689
December 2014	61,473,971.85	9.51379
January 2015	60,267,219.49	9.20689
February 2015	59,083,462.54	9.20689
March 2015	57,922,269.51	10.19334
April 2015	56,783,216.93	9.20689
May 2015	55,665,889.20	9.51379
June 2015	54,569,878.47	9.20689
July 2015	53,494,784.49	9.51379
August 2015	52,440,214.45	9.20689
September 2015	51,405,782.85	9.20689
October 2015	50,391,111.38	9.51379
November 2015	49,395,828.76	9.20689
December 2015	48,419,570.64	9.51379
January 2016	47,461,979.45	9.20689
February 2016	46,522,704.27	9.20689
March 2016	45,601,400.73	9.84185
April 2016 and thereafter	0.00	N/A

Class 1-A1B Certificates

Distribution Date	Yield Maintenance Notional Balance ($)	Strike Rate (%)
October 2005	124,358,459.69	7.33351
November 2005	122,249,710.20	9.10683
December 2005	120,398,607.29	9.41372
January 2006	118,574,900.65	9.10683
February 2006	116,778,154.51	9.10683
March 2006	115,007,940.43	10.09328
April 2006	113,263,837.16	9.10683
May 2006	111,545,430.51	9.41372
June 2006	109,852,313.24	9.10683
July 2006	108,180,290.75	9.41372
August 2006	106,525,100.18	9.10683
September 2006	104,887,864.55	9.10683
October 2006	103,270,868.28	9.41373
November 2006	101,671,134.91	9.10684
December 2006	100,095,177.36	9.41373
January 2007	98,542,616.17	9.10684
February 2007	97,013,078.27	9.10684
March 2007	95,506,196.88	10.09328
April 2007	94,021,611.38	9.10684
May 2007	92,558,967.20	9.41373
June 2007	91,117,915.73	9.10684
July 2007	89,694,851.24	9.41373
August 2007	88,286,109.24	9.10684
September 2007	86,892,657.11	9.10684
October 2007	85,516,461.01	9.41374
November 2007	84,154,962.71	9.10684
December 2007	82,813,764.87	9.41374
January 2008	81,492,542.64	9.10684
February 2008	80,190,976.69	9.10684
March 2008	78,702,645.63	9.74184
April 2008	76,956,360.63	9.10688
May 2008	75,243,009.41	9.41377
June 2008	73,561,981.34	9.10688
July 2008	71,912,677.15	9.41377
August 2008	70,294,508.66	9.10688
September 2008	68,706,898.61	9.10688
October 2008	67,149,280.44	9.41377
November 2008	65,621,098.09	9.10688
December 2008	64,121,805.84	9.41378
January 2009	62,650,868.06	9.10688
February 2009	61,207,759.09	9.10688
March 2009	59,791,963.01	10.09333
April 2009	58,402,973.46	9.10688
May 2009	57,040,293.50	9.41378
June 2009	55,703,435.40	9.10688
July 2009	54,640,495.79	9.41378
August 2009	53,597,516.47	9.10688
September 2009	52,574,125.82	9.10688
October 2009	51,569,959.13	9.41378
November 2009	50,584,658.41	9.10688
December 2009	49,617,872.33	9.41378
January 2010	48,669,256.06	9.10688
February 2010	47,738,471.16	9.10688
March 2010	46,825,185.49	10.09333
April 2010	45,929,073.02	9.10688
May 2010	45,049,813.80	9.41378
June 2010	44,187,093.81	9.10688
July 2010	43,340,604.82	9.41378
August 2010	42,510,044.35	9.10688
September 2010	41,695,115.51	9.10688
October 2010	40,895,526.92	9.41378
November 2010	40,110,992.61	9.10688
December 2010	39,341,231.90	9.41378
January 2011	38,585,969.32	9.10688
February 2011	37,844,934.51	9.10688
March 2011	37,117,862.13	10.09333
April 2011	36,404,491.74	9.10688
May 2011	35,704,567.77	9.41378
June 2011	35,017,839.35	9.10688
July 2011	34,344,060.29	9.41378
August 2011	33,682,988.96	9.10688
September 2011	33,034,388.21	9.10688
October 2011	32,398,025.30	9.41378
November 2011	31,773,671.79	9.10688
December 2011	31,161,103.49	9.41378
January 2012	30,560,100.38	9.10688
February 2012	29,970,446.51	9.10688
March 2012	29,391,929.94	9.74184
April 2012	28,824,342.68	9.10688
May 2012	28,267,480.57	9.41378
June 2012	27,721,143.27	9.10688
July 2012	27,185,134.14	9.41378
August 2012	26,659,260.20	9.10688
September 2012	26,143,332.04	9.10688
October 2012	25,637,163.80	9.41378
November 2012	25,140,573.03	9.10688
December 2012	24,653,380.70	9.41378
January 2013	24,175,411.08	9.10689
February 2013	23,706,491.73	9.10689
March 2013	23,246,453.39	10.09334
April 2013	22,795,129.96	9.10689
May 2013	22,352,358.41	9.41378
June 2013	21,917,978.76	9.10689
July 2013	21,491,833.98	9.41378
August 2013	21,073,769.98	9.10689
September 2013	20,663,635.51	9.10689
October 2013	20,261,282.15	9.41378
November 2013	19,866,564.23	9.10689
December 2013	19,479,338.79	9.41378
January 2014	19,099,465.52	9.10689
February 2014	18,726,806.73	9.10689
March 2014	18,361,227.29	10.09334
April 2014	18,002,594.56	9.10689
May 2014	17,650,778.40	9.41378
June 2014	17,305,651.06	9.10689
July 2014	16,967,087.19	9.41378
August 2014	16,634,963.76	9.10689
September 2014	16,309,160.01	9.10689
October 2014	15,989,557.46	9.41379
November 2014	15,676,039.82	9.10689
December 2014	15,368,492.96	9.41379
January 2015	15,066,804.87	9.10689
February 2015	14,770,865.64	9.10689
March 2015	14,480,567.38	10.09334
April 2015	14,195,804.23	9.10689
May 2015	13,916,472.30	9.41379
June 2015	13,642,469.62	9.10689
July 2015	13,373,696.12	9.41379
August 2015	13,110,053.61	9.10689
September 2015	12,851,445.71	9.10689
October 2015	12,597,777.85	9.41379
November 2015	12,348,957.19	9.10689
December 2015	12,104,892.66	9.41379
January 2016	11,865,494.86	9.10689
February 2016	11,630,676.07	9.10689
March 2016	11,400,350.18	9.74185
April 2016 and thereafter	0.00	N/A

Class 2-A1A, Class 2-A1B and Class 2-A1C2 Certificates

Distribution Date	Yield Maintenance Notional Balance ($)	Strike Rate (%)
September 2005	1,291,232,144.69	7.47732
October 2005	1,269,470,838.30	9.24942
November 2005	1,250,381,024.07	9.55774
December 2005	1,231,571,906.10	9.24942
January 2006	1,213,039,042.98	9.24942
February 2006	1,194,778,067.69	10.24043
March 2006	1,176,784,686.15	9.24942
April 2006	1,159,054,676.13	9.55773
May 2006	1,141,583,885.85	9.24942
June 2006	1,124,311,416.15	9.55773
July 2006	1,107,241,804.26	9.24942
August 2006	1,090,366,796.10	9.24942
September 2006	1,073,681,546.80	9.55773
October 2006	1,057,172,302.54	9.24942
November 2006	1,040,906,765.74	9.55773
December 2006	1,024,881,068.00	9.24942
January 2007	1,009,091,405.75	9.24942
February 2007	993,534,039.21	10.24043
March 2007	978,205,291.19	9.24942
April 2007	963,101,546.10	9.55773
May 2007	948,219,248.80	9.24942
June 2007	933,506,041.26	9.55773
July 2007	918,965,840.56	9.24942
August 2007	904,591,563.10	9.24942
September 2007	890,379,057.06	9.55773
October 2007	876,316,508.76	9.24942
November 2007	862,462,156.78	9.55773
December 2007	848,812,688.56	9.24942
January 2008	833,430,115.73	9.24942
February 2008	816,225,564.53	9.88732
March 2008	798,112,938.90	9.24943
April 2008	780,341,901.71	9.55774
May 2008	762,906,119.78	9.24943
June 2008	745,799,377.38	9.55774
July 2008	729,015,574.06	9.24943
August 2008	712,548,722.44	9.24943
September 2008	696,392,946.28	9.55774
October 2008	680,542,478.24	9.24943
November 2008	664,991,658.01	9.55774
December 2008	649,734,930.31	9.24943
January 2009	634,766,842.88	9.24943
February 2009	620,082,044.65	10.24044
March 2009	605,675,283.82	9.24943
April 2009	591,541,406.10	9.55774
May 2009	577,675,352.84	9.24943
June 2009	566,652,305.87	9.55774
July 2009	555,836,251.28	9.24943
August 2009	545,223,335.34	9.24943
September 2009	534,809,775.77	9.55774
October 2009	524,591,860.35	9.24943
November 2009	514,565,945.65	9.55774
December 2009	504,728,455.81	9.24943
January 2010	495,075,881.21	9.24943
February 2010	485,604,777.28	10.24044
March 2010	476,311,763.31	9.24943
April 2010	467,193,521.29	9.55774
May 2010	458,246,794.64	9.24943
June 2010	449,468,387.23	9.55774
July 2010	440,855,162.18	9.24943
August 2010	432,404,040.70	9.24943
September 2010	424,112,001.17	9.55774
October 2010	415,976,077.96	9.24943
November 2010	407,993,360.44	9.55774
December 2010	400,160,991.96	9.24943
January 2011	392,476,168.86	9.24943
February 2011	384,936,139.45	10.24044
March 2011	377,538,203.10	9.24943
April 2011	370,279,709.29	9.55774
May 2011	363,158,056.65	9.24943
June 2011	356,170,692.05	9.55774
July 2011	349,315,109.76	9.24943
August 2011	342,588,850.52	9.24943
September 2011	335,989,500.72	9.55774
October 2011	329,514,691.49	9.24943
November 2011	323,162,097.99	9.55774
December 2011	316,929,438.46	9.24943
January 2012	310,814,473.54	9.24943
February 2012	304,815,005.37	9.88732
March 2012	298,928,876.96	9.24943
April 2012	293,153,971.30	9.55774
May 2012	287,488,210.69	9.24943
June 2012	281,929,556.04	9.55774
July 2012	276,476,006.06	9.24943
August 2012	271,125,596.68	9.24943
September 2012	265,876,400.25	9.55774
October 2012	260,726,524.95	9.24943
November 2012	255,674,114.06	9.55774
December 2012	250,717,345.36	9.24943
January 2013	245,854,430.50	9.24943
February 2013	241,083,614.30	10.24044
March 2013	236,403,174.23	9.24943
April 2013	231,811,419.72	9.55774
May 2013	227,306,691.63	9.24943
June 2013	222,887,361.66	9.55774
July 2013	218,551,831.73	9.24943
August 2013	214,298,533.50	9.24943
September 2013	210,125,927.71	9.55774
October 2013	206,032,503.80	9.24943
November 2013	202,016,779.20	9.55774
December 2013	198,077,298.95	9.24943
January 2014	194,212,635.11	9.24943
February 2014	190,421,386.32	10.24044
March 2014	186,702,177.23	9.24943
April 2014	183,053,658.08	9.55774
May 2014	179,474,504.23	9.24943
June 2014	175,963,415.67	9.55774
July 2014	172,519,116.52	9.24943
August 2014	169,140,354.69	9.24943
September 2014	165,825,901.33	9.55774
October 2014	162,574,550.51	9.24943
November 2014	159,385,118.68	9.55774
December 2014	156,256,444.33	9.24943
January 2015	153,187,387.58	9.24943
February 2015	150,176,829.74	10.24044
March 2015	147,223,672.93	9.24943
April 2015	144,326,839.73	9.55774
May 2015	141,485,272.75	9.24943
June 2015	138,697,934.32	9.55774
July 2015	135,963,806.04	9.24943
August 2015	133,281,888.51	9.24943
September 2015	130,651,200.91	9.55774
October 2015	128,070,780.71	9.24943
November 2015	125,539,683.28	9.55774
December 2015	123,056,981.62	9.24943
January 2016	120,621,765.96	9.24943
February 2016	118,233,143.48	9.88732
March 2016	0.00	N/A
April 2016 and thereafter	1,291,232,144.69	7.47732

Class 2-A1C1 Certificates

Distribution Date	Yield Maintenance Notional Balance ($)	Strike Rate (%)
October 2005	129,910,551.14	7.37732
November 2005	127,721,151.42	9.14942
December 2005	125,800,529.86	9.45774
January 2006	123,908,149.09	9.14942
February 2006	122,043,562.25	9.14942
March 2006	120,206,329.98	10.14043
April 2006	118,396,020.25	9.14942
May 2006	116,612,208.27	9.45773
June 2006	114,854,476.32	9.14942
July 2006	113,116,697.36	9.45773
August 2006	111,399,327.87	9.14942
September 2006	109,701,537.41	9.14942
October 2006	108,022,838.55	9.45773
November 2006	106,361,847.51	9.14942
December 2006	104,725,375.82	9.45773
January 2007	103,113,034.28	9.14942
February 2007	101,524,440.21	9.14942
March 2007	99,959,217.36	10.14043
April 2007	98,416,995.76	9.14942
May 2007	96,897,411.65	9.45773
June 2007	95,400,107.35	9.14942
July 2007	93,919,815.13	9.45773
August 2007	92,456,929.08	9.14942
September 2007	91,010,736.53	9.14942
October 2007	89,580,819.76	9.45773
November 2007	88,165,990.21	9.14942
December 2007	86,772,107.24	9.45773
January 2008	85,398,837.57	9.14942
February 2008	83,851,200.67	9.14942
March 2008	82,120,254.97	9.78732
April 2008	80,297,948.12	9.14943
May 2008	78,510,008.40	9.45774
June 2008	76,755,798.64	9.14943
July 2008	75,034,693.46	9.45774
August 2008	73,346,079.10	9.14943
September 2008	71,689,353.17	9.14943
October 2008	70,063,924.47	9.45774
November 2008	68,469,212.75	9.14943
December 2008	66,904,648.52	9.45774
January 2009	65,369,672.87	9.14943
February 2009	63,863,737.24	9.14943
March 2009	62,386,303.27	10.14044
April 2009	60,936,842.58	9.14943
May 2009	59,514,836.59	9.45774
June 2009	58,119,776.35	9.14943
July 2009	57,010,750.29	9.45774
August 2009	55,922,549.67	9.14943
September 2009	54,854,786.79	9.14943
October 2009	53,807,081.10	9.45774
November 2009	52,779,059.12	9.14943
December 2009	51,770,354.29	9.45774
January 2010	50,780,606.83	9.14943
February 2010	49,809,463.66	9.14943
March 2010	48,856,578.20	10.14044
April 2010	47,921,610.33	9.14943
May 2010	47,004,226.23	9.45774
June 2010	46,104,098.24	9.14943
July 2010	45,220,904.81	9.45774
August 2010	44,354,330.34	9.14943
September 2010	43,504,065.07	9.14943
October 2010	42,669,805.00	9.45774
November 2010	41,851,251.75	9.14943
December 2010	41,048,112.48	9.45774
January 2011	40,260,099.80	9.14943
February 2011	39,486,931.62	9.14943
March 2011	38,728,331.10	10.14044
April 2011	37,984,026.53	9.14943
May 2011	37,253,751.24	9.45774
June 2011	36,537,243.50	9.14943
July 2011	35,834,246.46	9.45774
August 2011	35,144,507.99	9.14943
September 2011	34,467,780.69	9.14943
October 2011	33,803,821.72	9.45774
November 2011	33,152,392.74	9.14943
December 2011	32,513,259.86	9.45774
January 2012	31,886,193.50	9.14943
February 2012	31,270,968.37	9.14943
March 2012	30,667,363.35	9.78732
April 2012	30,075,161.40	9.14943
May 2012	29,494,149.55	9.45774
June 2012	28,924,118.76	9.14943
July 2012	28,364,863.87	9.45774
August 2012	27,816,183.54	9.14943
September 2012	27,277,880.15	9.14943
October 2012	26,749,759.78	9.45774
November 2012	26,231,632.08	9.14943
December 2012	25,723,310.26	9.45774
January 2013	25,224,610.97	9.14943
February 2013	24,735,354.29	9.14943
March 2013	24,255,363.63	10.14044
April 2013	23,784,465.70	9.14943
May 2013	23,322,490.40	9.45774
June 2013	22,869,270.80	9.14943
July 2013	22,424,643.09	9.45774
August 2013	21,988,446.49	9.14943
September 2013	21,560,523.19	9.14943
October 2013	21,140,718.34	9.45774
November 2013	20,728,879.96	9.14943
December 2013	20,324,858.88	9.45774
January 2014	19,928,508.74	9.14943
February 2014	19,539,685.85	9.14943
March 2014	19,158,249.23	10.14044
April 2014	18,784,060.51	9.14943
May 2014	18,416,983.89	9.45774
June 2014	18,056,886.10	9.14943
July 2014	17,703,636.33	9.45774
August 2014	17,357,106.23	9.14943
September 2014	17,017,169.83	9.14943
October 2014	16,683,703.49	9.45774
November 2014	16,356,585.87	9.14943
December 2014	16,035,697.92	9.45774
January 2015	15,720,922.75	9.14943
February 2015	15,412,145.70	9.14943
March 2015	15,109,254.21	10.14044
April 2015	14,812,137.82	9.14943
May 2015	14,520,688.14	9.45774
June 2015	14,234,798.78	9.14943
July 2015	13,954,365.34	9.45774
August 2015	13,679,285.36	9.14943
September 2015	13,409,458.29	9.14943
October 2015	13,144,785.46	9.45774
November 2015	12,885,170.01	9.14943
December 2015	12,630,516.92	9.45774
January 2016	12,380,732.91	9.14943
February 2016	12,135,726.45	9.14943
March 2016	11,895,407.73	9.78732
April 2016 and thereafter	0.00	N/A

EXHIBIT A-1 FORM OF CLASS A CERTIFICATE CLASS [__]-A-[__] CERTIFICATE

EXHIBIT A-1 FORM OF CLASS A CERTIFICATE CLASS []-A-[] CERTIFICATE