GUARANTY FEDERAL BANCSHARES INC Contracts & Agreements

Agreement and Plan of Merger, dated as of November 9, 2021, by and between QCR Holdings, Inc. and Guaranty Federal Bancshares, Inc (Filed With SEC on November 9, 2021)

Written Description of 2021 Executive Incentive Compensation Annual Plan President and Chief Executive Officer (Filed With SEC on March 5, 2021)

Written Description of 2021 Executive Incentive Compensation Annual Plan Chief Financial Officer (Filed With SEC on March 5, 2021)

Written Description of 2021 Executive Incentive Compensation Annual Plan Chief Operating Officer (Filed With SEC on March 5, 2021)

Written Description of 2021 Executive Incentive Compensation Annual Plan Chief Credit Officer (Filed With SEC on March 5, 2021)

Written Description of 2021 Executive Incentive Compensation Annual Plan Chief Commercial Banking Officer (Filed With SEC on March 5, 2021)

Form of 5.25% Fixed-to-Floating Rate Subordinated Note due 2030 (included as Exhibit A to the Form of Subordinated Note Purchase Agreement filed as Exhibit 10.1 hereto) (Filed With SEC on July 30, 2020)

Written Description of 2020 Executive Incentive Compensation Annual Plan Chief Commercial Banking Officer (Filed With SEC on May 12, 2020)

Written Description of 2020 Performance Share/Restricted Stock Unit Award Agreement Chief Commercial Banking Officer (Filed With SEC on May 12, 2020)

Employment Agreement, dated April 20, between the Company and Craig Dunn (Filed With SEC on April 22, 2020)

Written Description of 2020 Executive Incentive Compensation Annual Plan President and Chief Executive Officer (Filed With SEC on March 25, 2020)

Written Description of 2020 Executive Incentive Compensation Annual Plan Chief Financial Officer (Filed With SEC on March 25, 2020)

Written Description of 2020 Executive Incentive Compensation Annual Plan Chief Operating Officer (Filed With SEC on March 25, 2020)

Written Description of 2020 Executive Incentive Compensation Annual Plan Chief Credit Officer (Filed With SEC on March 25, 2020)

Written Description of 2020 Performance Share/Restricted Stock Unit Award Agreement President and Chief Executive Officer (Filed With SEC on March 25, 2020)

Written Description of 2020 Performance Share/Restricted Stock Unit Award Agreement Chief Financial Officer (Filed With SEC on March 25, 2020)

Written Description of 2020 Performance Share/Restricted Stock Unit Award Agreement Chief Operating Officer (Filed With SEC on March 25, 2020)

Written Description of 2020 Performance Share/Restricted Stock Unit Award Agreement Chief Credit Officer (Filed With SEC on March 25, 2020)

Description of the Registrants Securities (Filed With SEC on March 13, 2020)

Written Description of 2019 Executive Incentive Compensation Annual Plan President and Chief Executive Officer (Filed With SEC on March 20, 2019)

Written Description of 2019 Executive Incentive Compensation Annual Plan Chief Financial Officer (Filed With SEC on March 20, 2019)

Written Description of 2019 Executive Incentive Compensation Annual Plan Chief Operating Officer (Filed With SEC on March 20, 2019)

Written Description of 2019 Executive Incentive Compensation Annual Plan Chief Credit Officer (Filed With SEC on March 20, 2019)

Written Description of 2018 Executive Incentive Compensation Annual Plan President and Chief Executive Officer (Filed With SEC on May 7, 2018)

Written Description of 2018 Executive Incentive Compensation Annual Plan Chief Financial Officer (Filed With SEC on May 7, 2018)

Written Description of 2018 Executive Incentive Compensation Annual Plan Chief Operating Officer (Filed With SEC on May 7, 2018)

Written Description of 2018 Executive Incentive Compensation Annual Plan Chief Lending Officer (Filed With SEC on May 7, 2018)

Written Description of 2018 Executive Incentive Compensation Annual Plan Chief Credit Officer (Filed With SEC on May 7, 2018)

Agreement and Plan of Merger, between Guaranty Federal Bancshares, Inc. and Hometown Bancshares, Inc. dated November 30, 2017 (Filed With SEC on December 1, 2017)

Written Description of 2017 Executive Incentive Compensation Annual Plan - President and Chief Executive Officer (Filed With SEC on March 31, 2017)

Written Description of 2017 Executive Incentive Compensation Annual Plan Chief Financial Officer (Filed With SEC on March 31, 2017)

Written Description of 2017 Executive Incentive Compensation Annual Plan - Chief Operating Officer (Filed With SEC on March 31, 2017)

Written Description of 2017 Executive Incentive Compensation Annual Plan Chief Lending Officer (Filed With SEC on March 31, 2017)

Written Description of 2017 Executive Incentive Compensation Annual Plan Chief Credit Officer (Filed With SEC on March 31, 2017)

Written Description of 2017 Executive Long-Term Incentive Performance Share Plan - President and Chief Executive Officer (Filed With SEC on March 31, 2017)

Written Description of 2017 Executive Long-Term Incentive Performance Share Plan Chief Financial Officer (Filed With SEC on March 31, 2017)

Written Description of 2017 Executive Long-Term Incentive Performance Share Plan - Chief Operating Officer (Filed With SEC on March 31, 2017)

Written Description of 2017 Executive Long-Term Incentive Performance Share Plan Chief Lending Officer (Filed With SEC on March 31, 2017)

Written Description of 2017 Executive Long-Term Incentive Performance Share Plan Chief Credit Officer (Filed With SEC on March 31, 2017)

EMPLOYMENT AGREEMENT (Filed With SEC on June 28, 2016)

Written Description of 2016 Executive Incentive Compensation Annual Plan - Chief Lending Officer (Filed With SEC on June 28, 2016)

AMENDMENT TO EMPLOYMENT AGREEMENT FOR SHAUN BURKE (Filed With SEC on June 3, 2016)

AMENDMENT TO EMPLOYMENT AGREEMENT FOR CARTER M. PETERS (Filed With SEC on June 3, 2016)

AMENDMENT TO EMPLOYMENT AGREEMENT FOR ROBIN E. ROBESON (Filed With SEC on June 3, 2016)

AMENDMENT TO EMPLOYMENT AGREEMENT FOR SHERI D. BISER (Filed With SEC on June 3, 2016)

AMENDMENT TO RESTRICTED STOCK AWARD AGREEMENTS (Filed With SEC on June 3, 2016)

Written Description of 2016 Executive Incentive Compensation Annual Plan - President and Chief Executive Officer (Filed With SEC on June 3, 2016)

Written Description of 2016 Executive Incentive Compensation Annual Plan Chief Financial Officer (Filed With SEC on June 3, 2016)

Written Description of 2016 Executive Incentive Compensation Annual Plan - Chief Operating Officer (Filed With SEC on June 3, 2016)

Written Description of 2016 Executive Incentive Compensation Annual Plan Chief Credit Officer (Filed With SEC on June 3, 2016)

Guaranty Federal BancShares, inc. 2015 EQUITY PLAN (Filed With SEC on May 28, 2015)

Written Description of 2015 Executive Incentive Compensation Annual Plan - President and Chief Executive Officer (Filed With SEC on March 3, 2015)

Written Description of 2015 Executive Incentive Compensation Annual Plan Chief Financial Officer (Filed With SEC on March 3, 2015)

Written Description of 2015 Executive Incentive Compensation Annual Plan - Chief Operating Officer (Filed With SEC on March 3, 2015)

Written Description of 2015 Executive Incentive Compensation Annual Plan Chief Lending Officer (Filed With SEC on March 3, 2015)

Written Description of 2015 Executive Incentive Compensation Annual Plan - Chief Credit Officer (Filed With SEC on March 3, 2015)

Written Description of (Filed With SEC on February 8, 2013)

Written Description of 2013 Executive Incentive Compensation Annual Plan Chief Lending Officer (Filed With SEC on February 8, 2013)

Written Description of (Filed With SEC on February 8, 2013)

GUARANTY FEDERAL BANCSHARES, INC. (a Delaware corporation) 12,000 Shares of Fixed Rate Cumulative Perpetual Preferred Stock, Series A UNDERWRITING AGREEMENT (Filed With SEC on August 21, 2012)

Letter Agreement, dated June 13, 2012, between Guaranty Federal Bancshares, Inc. and the United States Department of the Treasury (Filed With SEC on June 14, 2012)

Form of restricted stock award agreement President and Chief Executive Officer (Filed With SEC on May 14, 2012)

Form of restricted stock award agreement Executive Officers (Filed With SEC on May 14, 2012)

Written Description of 2012 Executive Incentive Compensation Annual Plan President and Chief Executive Officer (Filed With SEC on February 2, 2012)

Written Description of 2012 Executive Incentive Compensation Annual Plan Chief Financial Officer (Filed With SEC on February 2, 2012)

Written Description of 2012 Executive Incentive Compensation Annual Plan Chief Operating Officer (Filed With SEC on February 2, 2012)

Written Description of 2012 Executive Incentive Compensation Annual Plan Chief Lending Officer (Filed With SEC on February 2, 2012)

Written Description of 2012 Executive Incentive Compensation Annual Plan Chief Credit Officer (Filed With SEC on February 2, 2012)

Written Description of 2011 Executive Incentive Compensation Annual Plan President and Chief Executive Officer (Filed With SEC on February 28, 2011)

Written Description of 2011 Executive Incentive Compensation Annual Plan Chief Financial Officer (Filed With SEC on February 28, 2011)

Written Description of 2011 Executive Incentive Compensation Annual Plan Chief Operating Officer (Filed With SEC on February 28, 2011)

Written Description of 2011 Executive Incentive Compensation Annual Plan Chief Lending Officer (Filed With SEC on February 28, 2011)

Written Description of 2011 Executive Incentive Compensation Annual Plan Chief Credit Officer (Filed With SEC on February 28, 2011)

Written Description of 2010 Executive Incentive Compensation Annual Plan Chief Operating Officer (furnished with respect to Item 5.02 (e)) (Filed With SEC on April 26, 2010)

Written Description of 2010 Executive Incentive Compensation Annual Plan - Chief Financial Officer and Chief Operating Officer (Filed With SEC on February 2, 2010)

Written Description of 2010 Executive Incentive Compensation Annual Plan - Chief Lending Officer (Filed With SEC on February 2, 2010)

Written Description of 2010 Executive Incentive Compensation Annual Plan - Chief Credit Officer (Filed With SEC on February 2, 2010)

Written Description of 2007 Executive Incentive Compensation Annual Plan - President and Chief Executive Officer (Filed With SEC on November 14, 2007)

Written Description of Compensatory Arrangement with Chief Operating Officer (Filed With SEC on March 31, 2006)

Written Description of Compensatory Arrangement with Carter Peters (Filed With SEC on November 14, 2005)

RESIGNATION AND SEPARATION AGREEMENT AND RELEASE OF ALL CLAIMS (Filed With SEC on August 15, 2005)

Guaranty Federal Savings Bank Restricted Stock Plan and Trust Agreement Article I ESTABLISHMENT OF THE PLAN AND TRUST (Filed With SEC on March 30, 2005)

Exhibit 10.12 INCENTIVE STOCK OPTION AGREEMENT GUARANTY FEDERAL BANCSHARES, INC. 2004 STOCK OPTION PLAN (Filed With SEC on March 30, 2005)

Exhibit 10.13 NON-INCENTIVE STOCK OPTION AGREEMENT GUARANTY FEDERAL BANCSHARES, INC. 2004 STOCK OPTION PLAN (Filed With SEC on March 30, 2005)

EMPLOYMENT AGREEMENT (Filed With SEC on March 30, 2005)

EMPLOYMENT AGREEMENT (Filed With SEC on January 24, 2005)

STOCK OPTION AGREEMENT FOR NON-QUALIFIED STOCK OPTION FOR OFFICERS AND EMPLOYEES (Filed With SEC on January 24, 2005)

STOCK OPTION AGREEMENT FOR NON-QUALIFIED STOCK OPTION FOR OFFICERS AND EMPLOYEES (Filed With SEC on March 30, 2004)