Certificateholder Distribution Statement for FRB Series 2002-FRB2 Administered by Wells Fargo Bank Minnesota, N.A.

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Summary

This document is a distribution statement prepared by Wells Fargo Bank Minnesota, N.A. as Certificate Administrator for the FRB Series 2002-FRB2. It summarizes the principal and interest payments made to holders of various classes of certificates as of December 31, 2002, with distributions occurring on February 18, 2003. The statement details the amounts distributed, remaining balances, and any realized losses for each certificate class, in accordance with the Pooling and Servicing Agreement. No realized losses are reported for this period.

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EX-10.1 3 f88162exv10w1.txt EXHIBIT 10.1 EXHIBIT 10.1 CONTACT: CUSTOMER SERVICES -- CTSLINK WELLS FARGO BANK MINNESOTA, N.A. SECURITIES ADMINISTRATION SERVICES 7485 NEW HORIZON WAY FREDERICK, MD 21703 www.ctslink.com TELEPHONE: (301) 815-6600 FAX: (301) 315-6660 FRB SERIES 2002-FRB2 RECORD DATE: DECEMBER 31, 2002 DISTRIBUTION DATE: FEBRUARY 18, 2003
CERTIFICATEHOLDER DISTRIBUTION SUMMARY - ------ --------- ----------- ------------ ------------------- ------------ Certificate Certificate Class Pass-Through Beginning Interest Class CUSIP Description Rate Certificate Balance Distribution - ------ --------- ----------- ------------ ------------------- ------------ A-1 336161BT0 SEN 3.98600% 58,114,642.53 193,037.47 A-2 336161BU7 SEN 1.77000% 307,038,684.31 452,882.06 A-R 336161BW3 SEN 4.88728% 0.00 0.00 B-1 336161BX1 SUB 2.42000% 3,799,000.00 7,661.32 B-2 336161BY9 SUB 3.22810% 1,519,000.00 4,086.24 B-3 336161BZ6 SUB 3.22810% 2,279,000.00 6,130.70 B-4 336161CA0 SUB 3.22810% 1,519,000.00 4,086.24 B-5 336161CB8 SUB 3.22810% 1,139,000.00 3,064.01 B-6 336161CC6 SUB 3.22810% 1,146,346.99 3,083.77 X 336161BV5 SEN 1.08277% 0.00 339,768.35 - ------ --------- --- ------- -------------- ------------ Totals 376,554,673.83 1,013,800.16 - ------ --------- --- ------- -------------- ------------
CERTIFICATEHOLDER DISTRIBUTION SUMMARY - ------ ------------ ------------- ------------------ ------------ ------------- Principal Current Ending Certificate Total Cumulative Class Distribution Realized Loss Balance Distribution Realized Loss - ------ ------------ ------------- ------------------ ------------ ------------- A-1 28,582.28 0.00 58,086,060.25 221,619.75 0.00 A-2 1,889,516.01 0.00 305,149,168.30 2,342,398.07 0.00 A-R 0.00 0.00 0.00 0.00 0.00 B-1 0.00 0.00 3,799,000.00 7,661.32 0.00 B-2 0.00 0.00 1,519,000.00 4,086.24 0.00 B-3 0.00 0.00 2,279,000.00 6,130.70 0.00 B-4 0.00 0.00 1,519,000.00 4,086.24 0.00 B-5 0.00 0.00 1,139,000.00 3,064.01 0.00 B-6 0.00 0.00 1,146,346.99 3,083.77 0.00 X 0.00 0.00 0.00 339,768.35 0.00 - ------ ------------- ---- -------------- ------------ ---- Totals 1,918,098.29 0.00 374,636,575.54 2,931,898.45 0.00 - ------ ------------- ---- -------------- ------------ ----
All distributions required by the Pooling and Servicing Agreement have been calculated by the Certificate Administrator on behalf of the Trustee.
PRINCIPAL DISTRIBUTION STATEMENT - ------ -------------- -------------- ------------ ------------- --------- Beginning Scheduled Unscheduled Original Face Certificate Principal Principal Class Amount Balance Distribution Distribution Accretion - ------ -------------- -------------- ------------ ------------- --------- A-1 58,144,000.00 58,114,642.53 7,352.41 21,229.87 0.00 A-2 310,464,000.00 307,038,684.31 34,065.24 1,855,450.77 0.00 A-R 100.00 0.00 0.00 0.00 0.00 B-1 3,799,000.00 3,799,000.00 0.00 0.00 0.00 B-2 1,519,000.00 1,519,000.00 0.00 0.00 0.00 B-3 2,279,000.00 2,279,000.00 0.00 0.00 0.00 B-4 1,519,000.00 1,519,000.00 0.00 0.00 0.00 B-5 1,139,000.00 1,139,000.00 0.00 0.00 0.00 B-6 1,146,346.99 1,146,346.99 0.00 0.00 0.00 X 0.00 0.00 0.00 0.00 0.00 - ------ -------------- -------------- --------- ------------ ---- Totals 380,009,446.99 376,554,673.83 41,417.65 1,876,680.64 0.00 - ------ -------------- -------------- --------- ------------ ----
PRINCIPAL DISTRIBUTION STATEMENT - ------ -------- --------------- ------------------ ------------------ --------------- Realized Total Principal Ending Certificate Ending Certificate Total Principal Class Loss (1) Reduction Balance Percentage Distribution - ------ -------- --------------- ------------------ ------------------ --------------- A-1 0.00 28,582.28 58,086,060.25 0.99900351 28,582.28 A-2 0.00 1,889,516.01 306,149,168.30 0.98288100 1,889,516.01 A-R 0.00 0.00 0.00 0.00000000 0.00 B-1 0.00 0.00 3,799,000.00 1.00000000 0.00 B-2 0.00 0.00 1,519,000.00 1.00000000 0.00 B-3 0.00 0.00 2,279,000.00 1.00000000 0.00 B-4 0.00 0.00 1,519,000.00 1.00000000 0.00 B-5 0.00 0.00 1,139,000.00 1.00000000 0.00 B-6 0.00 0.00 1,146,346.99 1.00000000 0.00 X 0.00 0.00 0.00 0.00000000 0.00 - ------ ---- ------------ -------------- ---------- ------------- Totals 0.00 1,918,098.29 374,636,575.54 0.98586122 1,918,098.29 - ------ ---- ------------ -------------- ---------- -------------
(1) Amount does not include excess special hazard, bankruptcy, or fraud losses unless otherwise disclosed. Please refer to the prospectus supplement for a full description.
PRINCIPAL DISTRIBUTION FACTORS STATEMENT - -------- -------------- ------------- ------------ ------------ ---------- Beginning Scheduled Unscheduled Original Face Certificate Principal Principal Class(2) Amount Balance Distribution Distribution Accretion - -------- -------------- ------------- ------------ ------------ ---------- A-1 58,144,000.00 999.49509029 0.12645174 0.36512572 0.00000000 A-2 310,464,000.00 988.96710830 0.10972364 5.97637977 0.00000000 A-R 100.00 0.00000000 0.00000000 0.00000000 0.00000000 B-1 3,799,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-2 1,519,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-3 2,279,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-4 1,159,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-5 1,139,000.00 1000.00000000 0.00000000 0.00000000 0.00000000 B-6 1,146,346.99 1000.00000000 0.00000000 0.00000000 0.00000000 X 0.00 0.00000000 0.00000000 0.00000000 0.00000000 - -------- -------------- ------------- ---------- ---------- ----------
PRINCIPAL DISTRIBUTION FACTORS STATEMENT - -------- ---------- --------------- ------------------ ------------------ --------------- Realized Total Principal Ending Certificate Ending Certificate Total Principal Class(2) Loss (3) Reduction Balance Percentage Distribution - -------- ---------- --------------- ------------------ ------------------ --------------- A-1 0.00000000 0.49157746 999.00351283 0.99900351 0.49157746 A-2 0.00000000 6.08610341 982.88100488 0.98288100 6.08610341 A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B-1 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 B-2 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 B-3 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 B-4 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 B-5 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 B-6 0.00000000 0.00000000 1000.00000000 1.00000000 0.00000000 X 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 - -------- ---------- ---------- ------------- ---------- ----------
(2) Per $1,000 denomination. (3) Amount does not include excess special hazard, bankruptcy, or fraud losses unless otherwise disclosed. Please refer to the prospectus supplement for a full description.
INTEREST DISTRIBUTION STATEMENT - ------- -------------- ---------------- -------------- ------------ ----------- Beginning Payment of Certificate/ Current Unpaid Original Face Current Notional Accrued Interest Class Amount Certificate Rate Balance Interest Shortfall - ------- -------------- ---------------- -------------- ------------ ----------- A-1 58,144,000.00 3.98600% 58,114,642.53 193,037.47 0.00 A-2 310,464,000.00 1.77000% 307,038,684.31 452,882.06 0.00 A-R 100.00 4.88728% 0.00 0.00 0.00 B-1 3,799,000.00 2.42000% 3,799,000.00 7,661.32 0.00 B-2 1,519,000.00 3.22810% 1,519,000.00 4,086.24 0.00 B-3 2,279,000.00 3.22810% 2,279,000.00 6,130.70 0.00 B-4 1,519,000.00 3.22810% 1,519,000.00 4,086.24 0.00 B-5 1,139,000.00 3.22810% 1,139,000.00 3,064.01 0.00 B-6 1,146,346.99 3.22810% 1,146,346.99 3,083.77 0.00 X 0.00 1.08277% 376,554,673.85 339,768.35 0.00 - ------ -------------- ------- -------------- ------------ ---- Totals 380,009,446.99 1,013,800.16 0.00 - ------ -------------- ------- -------------- ------------ ----
INTEREST DISTRIBUTION STATEMENT - ----- --------- --------- -------- -------------- --------- -------------- Non- Remaining Ending Current Supported Unpaid Certificate/ Interest Interest Realized Total Interest Interest Notational Class Shortfall Shortfall Loss(4) Distribution Shortfall Balance - ----- --------- --------- -------- -------------- --------- -------------- A-1 0.00 0.00 0.00 193,037.47 0.00 58,086,060.25 A-2 0.00 0.00 0.00 452,882.06 0.00 305,149,168.30 A-R 0.00 0.00 0.00 0.00 0.00 0.00 B-1 0.00 0.00 0.00 7,661.32 0.00 3,799,000.00 B-2 0.00 0.00 0.00 4,086.24 0.00 1,519,000.00 B-3 0.00 0.00 0.00 6,130.70 0.00 2,279,000.00 B-4 0.00 0.00 0.00 4,086.24 0.00 1,519,000.00 B-5 0.00 0.00 0.00 3,064.01 0.00 1,139,000.00 B-6 0.00 0.00 0.00 3,083.77 0.00 1,146,346.99 X 0.00 0.00 0.00 339,768.35 0.00 374,636,575.56 - ------ ---- ---- ---- ------------ ---- -------------- Totals 0.00 0.00 0.00 1,013,800.16 0.00 - ------ ---- ---- ---- ------------ ---- --------------
(4) Amount does not include excess special hazard, bankruptcy, or fraud losses unless otherwise disclosed. Please refer to the prospectus supplement for a full description.
INTEREST DISTRIBUTION FACTORS STATEMENT - ----- -------------- ----------- ---------------- --------------- ---------- Payment of Current Beginning Unpaid Class Original Face Certificate Certificate/ Current Accrued Interest (5) Amount Rate Notional Balance Interest Shortfall - ----- -------------- ----------- ---------------- --------------- ---------- A-1 58,144,000.00 3.98600% 999.49509029 3.31998951 0.00000000 A-2 310,464,000.00 1.77000% 988.96710830 1.45872649 0.00000000 A-R 100.00 4.88728% 0.00000000 0.00000000 0.00000000 B-1 3,799,000.00 2.42000% 1000.00000000 2.01666754 0.00000000 B-2 1,519,000.00 3.22810% 1000.00000000 2.69088558 0.00000000 B-3 2,279,000.00 3.22810% 1000.00000000 2.69008337 0.00000000 B-4 1,519,000.00 3.22810% 1000.00000000 2.69008558 0.00000000 B-5 1,139,000.00 3.22810% 1000.00000000 2.69008780 0.00000000 B-6 1,146,346.99 3.22810% 1000.00000000 2.69008426 0.00000000 X 0.00 1.08277% 998.08239225 0.89410501 0.00000000 - ----- -------------- ------- ------------- ---------- ----------
INTEREST DISTRIBUTION FACTORS STATEMENT - ----- ---------- ------------- ---------- -------------- ---------- ------------------- Non- Remaining Current Supported Unpaid Class Interest Interest Realized Total Interest Interest Ending Certificate/ (5) Shortfall Shortfall Loss(6) Distribution Shortfall Notational Balance - ----- ---------- ------------- ---------- -------------- ---------- ------------------- A-1 0.00000000 0.00000000 0.00000000 3.31998951 0.00000000 999.00351283 A-2 0.00000000 0.00000000 0.00000000 1.45872649 0.00000000 982.88100488 A-R 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 B-1 0.00000000 0.00000000 0.00000000 2.01666754 0.00000000 1000.00000000 B-2 0.00000000 0.00000000 0.00000000 2.69008558 0.00000000 1000.00000000 B-3 0.00000000 0.00000000 0.00000000 2.69008337 0.00000000 1000.00000000 B-4 0.00000000 0.00000000 0.00000000 2.69008558 0.00000000 1000.00000000 B-5 0.00000000 0.00000000 0.00000000 2.69008780 0.00000000 1000.00000000 B-6 0.00000000 0.00000000 0.00000000 2.69008426 0.00000000 1000.00000000 X 0.00000000 0.00000000 0.00000000 0.89410501 0.00000000 985.86121616 - ----- ---------- ---------- ---------- ---------- ---------- ----------------
(5) Per $1 denomination (6) Amount does not include excess special hazard, bankruptcy, or fraud losses unless otherwise disclosed. Please refer to the prospectus supplement for a full description. CERTIFICATEHOLDER ACCOUNT STATEMENT CERTIFICATE ACCOUNT Beginning Balance 0.00 Deposits Payments of Interest and Principal 3,027,606.10 Liquidations, Insurance Proceeds, Reserve Funds 0.00 Proceeds from Repurchased Loans 0.00 Other Amounts (Servicer Advances) 0.00 Realized Losses 0.00 Prepayment Penalties 0.00 ------------ Total Deposits 3,027,606.10 Withdrawals Reimbursement for Servicer Advances 0.00 Payment of Service Fee 95,707.65 Payment of Interest and Principal 2,931,898.45 ------------ Total Withdrawals (Pool Distribution Amount) 3,027,606.10 Ending Balance 0.00 ============
PREPAYMENT/CURTAILMENT INTEREST SHORTFALL Total Prepayment/Curtailment Interest Shortfall 0.00 Servicing Fee Support 0.00 ---- Non-Supported Prepayment Curtailment Interest Shortfall 0.00 ====
SERVICING FEES Gross Servicing Fee 94,138.67 Special Servicing Fee 0.00 Trustee Fee 1,568.98 Supported Prepayment/Curtailment Interest Shortfall 0.00 --------- Net Servicing Fee 95,707.65 =========
LOAN STATUS STRATIFICATION/CREDIT ENHANCEMENT STATEMENT
- ------------------------------------- --------------------------------- ----------------------------------- DELINQUENT BANKRUPTCY FORECLOSURE - ------------------------------------- --------------------------------- ----------------------------------- No. of Principal No. of Principal No. of Principal Loans Balance Loans Balance Loans Balance 0-29 Days 0 0.00 0-29 Days 0 0.00 0-29 Days 0 0.00 30 Days 0 0.00 30 Days 0 0.00 30 Days 0 0.00 60 Days 0 0.00 60 Days 0 0.00 60 Days 0 0.00 90 Days 0 0.00 90 Days 0 0.00 90 Days 0 0.00 120 Days 0 0.00 120 Days 0 0.00 120 Days 0 0.00 150 Days 0 0.00 150 Days 0 0.00 150 Days 0 0.00 180+ Days 0 0.00 180+ Days 0 0.00 180+ Days 0 0.00 - ---- - ---- - ---- 0 0.00 0 0.00 0 0.00 No. of Principal No. of Principal No. of Principal Loans Balance Loans Balance Loans Balance 0-29 Days 0.000000% 0.000000% 0-29 Days 0.000000% 0.000000% 0-29 Days 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% -------- -------- -------- -------- -------- -------- 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% - ------------------------------------- --------------------------------- -----------------------------------
- --------------------------------- -------------------------------------- REO TOTAL - --------------------------------- -------------------------------------- No. of Principal No. of Principal Loans Balance Loans Balance 0-29 Days 0 0.00 0-29 Days 0 0.00 30 Days 0 0.00 30 Days 0 0.00 60 Days 0 0.00 60 Days 0 0.00 90 Days 0 0.00 90 Days 0 0.00 120 Days 0 0.00 120 Days 0 0.00 150 Days 0 0.00 150 Days 0 0.00 180+ Days 0 0.00 180+ Days 0 0.00 - ---- - ---- 0 0.00 0 0.00 No. of Principal No. of Principal Loans Balance Loans Balance 0-29 Days 0.000000% 0.000000% 0-29 Days 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% -------- -------- -------- -------- 0.000000% 0.000000% 0.000000% 0.000000% - --------------------------------- -----------------------------------
Current Period Class A Insufficient Funds: 0.00 Principal Balance of Contaminated Properties 0.00 Periodic Advance 0.00
- ------------------------------------------------------------------------------------------- Original $ Original % Current $ Current % Bankruptcy 100,000.00 0.02631514% 100,000.00 0.02669254% Fraud 7,600,189.00 2.00000002% 7,600,189.00 2.02868313% Special Hazard 11,400,283.00 2.99999989% 11,400,283.00 3.04302456%
Limit of subordinate's exposure to certain types of losses DELINQUENCY STATUS BY GROUP
GROUP 1 - ------------------------------------- --------------------------------- ----------------------------------- DELINQUENT BANKRUPTCY FORECLOSURE - ------------------------------------- --------------------------------- ----------------------------------- No. of Principal No. of Principal No. of Principal Loans Balance Loans Balance Loans Balance 0-29 Days 0 0.00 0-29 Days 0 0.00 0-29 Days 0 0.00 30 Days 0 0.00 30 Days 0 0.00 30 Days 0 0.00 60 Days 0 0.00 60 Days 0 0.00 60 Days 0 0.00 90 Days o 0.00 90 Days 0 0.00 90 Days 0 0.00 120 Days 0 0.00 120 Days 0 0.00 120 Days 0 0.00 150 Days 0 0.00 150 Days 0 0.00 150 Days 0 0.00 180+ Days 0 0.00 180+ Days 0 0.00 180+ Days 0 0.00 - ---- - ---- - ---- 0 0.00 0 0.00 0 0.00 No. of Principal No. of Principal No. of Principal Loans Balance Loans Balance Loans Balance 0-29 Days 0.000000% 0.000000% 0-29 Days 0.000000% 0.000000% 0-29 Days 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% -------- -------- -------- -------- -------- -------- 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% - ------------------------------------- ---------------------------------- ---------------------------------
GROUP 1 - --------------------------------- ----------------------------------- REO TOTAL - --------------------------------- ----------------------------------- No. of Principal No. of Principal Loans Balance Loans Balance 0-29 Days 0 0.00 0-29 Days 0 0.00 30 Days 0 0.00 30 Days 0 0.00 60 Days 0 0.00 60 Days 0 0.00 90 Days 0 0.00 90 Days 0 0.00 120 Days 0 0.00 120 Days 0 0.00 150 Days 0 0.00 150 Days 0 0.00 180+ Days 0 0.00 180+Days 0 0.00 - ---- - ---- 0 0.00 0 0.00 No. of Principal No. of Principal Loans Balance Loans Balance 0-29 Days 0.000000% 0.000000% 0-29 Days 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% -------- -------- -------- --------- 0.000000% 0.000000% 0.000000% 0.000000% - --------------------------------- -----------------------------------
GROUP 2 - ------------------------------------- --------------------------------- ----------------------------------- DELINQUENT BANKRUPTCY FORECLOSURE - ------------------------------------- --------------------------------- ----------------------------------- No. of Principal No. of Principal No. of Principal Loans Balance Loans Balance Loans Balance 0-29 Days 0 0.00 0-29 Days 0 0.00 0-29 Days 0 0.00 30 Days 0 0.00 30 Days 0 0.00 30 Days 0 0.00 60 Days 0 0.00 60 Days 0 0.00 60 Days 0 0.00 90 Days 0 0.00 90 Days 0 0.00 90 Days 0 0.00 120 Days 0 0.00 120 Days 0 0.00 120 Days 0 0.00 150 Days 0 0.00 150 Days 0 0.00 150 Days 0 0.00 180+ Days 0 0.00 180+ Days 0 0.00 180+ Days 0 0.00 - ---- - ---- - ---- 0 0.00 0 0.00 0 0.00 No. of Principal No. of Principal No. of Principal Loans Balance Loans Balance Loans Balance 0-29 Days 0.000000% 0.000000% 0-29 Days 0.000000% 0.000000% 0-29 Days 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% -------- -------- --------- -------- -------- -------- 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% 0.000000% - ------------------------------------ ---------------------------------- ---------------------------------
GROUP 2 - --------------------------------- ----------------------------------- REO TOTAL - --------------------------------- ----------------------------------- No. of Principal No. of Principal Loans Balance Loans Balance 0-29 Days 0 0.00 0-29 Days 0 0.00 30 Days 0 0.00 30 Days 0 0.00 60 Days 0 0.00 60 Days 0 0.00 90 Days 0 0.00 90 Days 0 0.00 120 Days 0 0.00 120 Days 0 0.00 150 Days 0 0.00 150 Days 0 0.00 180+ Days 0 0.00 180+Days 0 0.00 - ---- - ---- 0 0.00 0 0.00 No. of Principal No. of Principal Loans Balance Loans Balance 0-29 Days 0.000000% 0.000000% 0-29 Days 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 30 Days 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 60 Days 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 90 Days 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 120 Days 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 150 Days 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% 180+ Days 0.000000% 0.000000% -------- -------- -------- -------- 0.000000% 0.000000% 0.000000% 0.000000% - --------------------------------- ----------------------------------
COLLATERAL STATEMENT Collateral Description Fixed Mixed & ARM & Balloon Weighted Average Gross Coupon 3.535766% Weighted Average Net Coupon 3.235766% Weighted Average Pass-Through Rate 3.230766% Weighted Average Maturity (Stepdown Calculation) 353 Beginning Scheduled Collateral Loan Count 406 Number of Loans Paid in Full 1 Ending Scheduled Collateral Loan Count 405 Beginning Scheduled Collateral Balance 376,554,673.85 Ending Scheduled Collateral Balance 374,636,575.56 Ending Actual Collateral Balance at 31-Jan-2003 374,636,575.56 Monthly P&I Constant 1,150,925.45 Special Servicing Fee 0.00 Prepayment Penalties 0.00 Realization Loss Amount 0.00 Cumulative Realized Loss 0.00 Ending Scheduled Balance for Premium Loans 374,636,575.56 Scheduled Principal 41,417.65 Unscheduled Principal 1,876,680.64
MISCELLANEOUS REPORTING Senior Percentage 100.000000% Senior Percentage Group 1 100.000000% Senior Percentage Group 2 100.000000% Senior Prepayment Percentage 100.000000% Senior Prepayment Percentage Group 1 100.000000% Senior Prepayment Percentage Group 2 100.000000% Subordinate Percentage 0.000000% Subordinate Percentage Group 1 0.000000% Subordinate Percentage Group 2 0.000000%
GROUP 1 2 TOTAL Collateral Description Fixed 15/30 & ARM Fixed 15/30 & ARM Fixed Mixed & ARM & B Weighted Average Coupon Rate 5.192299 3.222326 3.535766 Weighted Average Net Rate 4.892299 2.922326 3.235766 Pass-Through Rate 4.887298 2.917326 3.230766 Weighted Average Maturity 355 351 353 Record Date 01/31/2003 01/31/2003 01/31/2003 Principal and Interest Constant 266,592.12 884,333.33 1,150,925.45 Beginning Loan Count 73 333 406 Loans Paid in Full 0 1 1 Ending Loan Count 73 332 405 Beginning Scheduled Balance 59,913,281.31 316,641,392.54 376,554,673.85 Ending Scheduled Balance 59,884,699.03 314,751,876.53 374,636,575.56 Scheduled Principal 7,352.41 34,065.24 41,417.65 Unscheduled Principal 21,229.87 1,855,450.77 1,876,680.64 Scheduled Interest 259,239.71 850,268.09 1,109,507.80 Servicing Fee 14,978.32 79,160.35 94,138.67 Master Servicing Fee 0.00 0.00 0.00 Trustee Fee 249.63 1,319.35 1,568.98 FRY Amount 0.00 0.00 0.00 Special Hazard Fee 0.00 0.00 0.00 Other Fee 0.00 0.00 0.00 Pool Insurance Fee 0.00 0.00 0.00 Spread 1 0.00 0.00 0.00 Spread 2 0.00 0.00 0.00 Spread 3 0.00 0.00 0.00 Net Interest 244,011.76 769,788.39 1,013,800.15 Realized Loss Amount 0.00 0.00 0.00 Cumulative Realized Loss 0.00 0.00 0.00 Percentage of Cumulative Losses 0.00 0.00 0.00 Prepayment Penalties 0.00 0.00 0.00 Special Servicing Fee 0.00 0.00 0.00